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41  Economy / Gambling discussion / Re: Chased loss, got it back and lost everything. on: May 12, 2024, 02:30:40 PM
Severally I have seen gamblers win huge and later lost all and most of the people that always does this act are mostly those that plays casinos at gambling offices they will continue playing and losing and winning till they have emptied their pockets that's only time they will leave the office.
I do not know what you mean by casinos but maybe your are also referring bookmakers because I have some people that are only going for sport and have this habit. This is not just about casinos but about gambling and betting generally. If you have someone that like live matches and gambling very well, you may noticed that about him. Also if you know someone that like virtual sport like football very well, if the person is using it to gamble often, you will noticed that in him. It is not only about casinos.

You are right that it is not only casino games that gamblers tends to win and lose everything in the course of continuous playing, there are also other live games just like the one you mentioned and I highlighted, virtual football betting in my country is very rampant as a lot of young men devote most of their time playing this virtual football betting and they don't have anything to show for it, they literally get money from other sources and lose all to virtual football betting since the virtual football game is programmed such that within an interval of 5 to 10 minutes the result is out and you know if you win or lose unlike the live football matches that takes close to 2 hours before the result will be out.

Placing bets on live football matches is more preferable because before a match will start and end it will take time which means you won't be losing at regular basis but in casino or this virtual football betting, within an interval of 1 hours you must have lost huge amount of money.
42  Economy / Gambling discussion / Re: Chased loss, got it back and lost everything. on: May 12, 2024, 12:31:55 PM
Severally I have seen gamblers win huge and later lost all and most of the people that always does this act are mostly those that plays casinos at gambling offices they will continue playing and losing and winning till they have emptied their pockets that's only time they will leave the office.

Sometimes it is not as a result of gambling addiction but because in most cases it could be that the gambler have a target of the amount he wish to win before leaving the casino hall so until they meet there targets it is always hard for them to stop playing at least for that they but it is just foolishness for anyone to win and still continue playing they they lost everything.

Addiction can also be a factor because since a gambler takes gambling as a hobby it is always difficult for them to stop gambling even if they have made some huge profits they will still continue playing because they are inquisitive to win more and in most instances they keep on loosing till everything is gone that is when their brain returns to factory settings and they start regretting their actions and some gamblers that experiences such cases always blame the casino for diabolism or being mystical whereas it was out of their negligence and foolishness that led them to failure.
43  Other / Beginners & Help / Re: Non custodial wallet is not for the weak on: May 11, 2024, 03:15:49 PM
The reason why non custodial wallets are advisable is for adequate security of one's assets not necessarily for long-term hodlers.
What do you mean here, long term hodlers have to a use non-custodial wallet that is open source, but they have to use it offline. That being said, using a non-custodial wallet does not mean your money is safe/secure, there are non-custodial wallets like Atomic and Trust wallet, but it is not advisable to use either of them, because they are both closed source. Your non-custodial wallet is only safe if it is open source, so the code can be reviewed, and if you use it offline.

What I mean is that non custodial wallets are not only meant to be used for long term hodling alone, even a short term hodler can still use the non custodial wallets and I no that assets in a closed source is not guaranteed of security and you have stated on the need to use an open source wallets and that is the more reason why I said it is important to make sure that you protect your wallets by making sure that your seed phrases are kept safe where it cannot be accessible to anyone.
44  Other / Beginners & Help / Re: Non custodial wallet is not for the weak on: May 11, 2024, 11:20:31 AM
Inasmuch as every platform is concerned, not only crypto platforms or non custodial wallets, hacks, attacks and some other security issues can erupt at any time but you sounding as if using non custodial wallets isn't too safe for newbies is not a good idea moreover, no matter how a system guarantees you of security but you should also know that the highest security you can get is from yourself and no one else. The reason why non custodial wallets are advisable is for adequate security of one's assets not necessarily for long-term hodlers. How about choosing an exchange wallet address isn't that more riskier because should anything happen to the exchange platforms all your cryptos are gone for life but in a non custodial wallets, everything is under your watch and control without an intruder so it makes you feel more secured because you can access your cryptos whenever you want to because it's all in your custody.
45  Local / Nigeria (Naija) / Re: If we had higher magnitude of Crypto adoptors and Literates in our society. on: May 11, 2024, 10:54:09 AM
OP I don't quite understand the illiteracy you are talking about because we have so many individuals in the country that are lettered so saying that the government is taking advantage of the illiteracy of the people in the society is a kind of making it look like the people don't have learned people who can stand to oppose the government decisions however, you need to understand that there are some western and more developed countries that had early adopters but that doesn't mean they have power to oppose the government, government is supreme and has the highest authority so even if you are Satoshi Nakamoto, you can't tell the government what to do and what not to do.

 It is also important to note that the reason why we have a government is to take control over the affairs of a country and they always want to be a beneficiary of every projects that comes to the country but they think that cryptocurrencies like Bitcoins are decentralized such that the government cannot intrude in transactions make them feel that since it is not beneficial to them hence the reasons for the fight against cryptocurrencies forgetting to know that cryptocurrency is also a way of reducing the unemployment rate in the country because a lot of Nigerians are now into cryptocurrency and earning a living from it without being totally dependent on government.

Regarding to your question if there is a way to counter government decisions on cryptocurrencies the answer is NO government supersedes all even if you are the most educated person in the world doesn't give you the power to oppose the government, the only time the government can be conquered is when the adoption have been accepted globally only then will the government succumb because they will literally trade with other countries and if Bitcoin becomes the adopted digital currency for international monetary trades then they will be left with no option than to also adopt it within the country.
46  Economy / Speculation / Re: Post halving investing strategy. on: May 11, 2024, 08:57:35 AM
The skills of the investor will determine which strategy is the best for each one of them, since an investor that is skilled at reading the markets can buy the dip in a very effective manner and obtain more profits this way.

However, for someone that cannot do this, buying the dip is a strategy that will only bring them losses and headaches, so the best strategy for them is to simply employ the DCA strategy and be happy with whatever profits they can get.
You're right, it will depend on each investor's skills and preferences. But I think buying a lump sum won't bring any loss or harm to someone as long as they don't sell their bitcoins if the price drops more after the buying. Don't forget that 1BTC=1BTC and as long as we can hold until bitcoin recovers and increases strongly, there will never be a loss.

Personally, I also prefer a one-time purchase rather than using a DCA strategy. I like to take risks and a one-time purchase will probably give me the maximum profit, and if unfortunately the price I have to pay is just holding on to it longer than I expected, but I won't lose as long as I don't sell.
Whatever strategy you choose to go about your investment in Bitcoin, inasmuch as you have a long term targets you never gonna be at a loss. Using the DCA isn't a bad strategy because it keeps you accumulating more Bitcoin and you can still lump sum when a dip occurs but it doesn't mean that you will lump sum at a go and stop buying, you can still continue accumulating to increase your portfolio. Since it is only the price of Bitcoin that fluctuates due to it's volatile nature whereas the amount of the value of Bitcoin you've bought doesn't change, you shouldn't be afraid of the price falling since the quantity remains as it is.

Those that loses are only the short term investors and those that always panic when a dip is occurring because they sell at loss. I have been a victim of selling when a dip was occurring and I sold out of fear that the price will keep dipping but funny enough not up to 2 hours after I sold, the price was skyrocketing even for days and i felt very bad because if i was patient enough i wouldn't have incurred those losses. Just have a long term goal in your investment in Bitcoin and you will never sell at a loss.
47  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: May 11, 2024, 08:29:59 AM
Despite being the club's all-time leading goal scorer, he deserves better than this. Since joining PSG, he's won lot of trophies but has yet to claim the Champions League title. Now, he's announced his departure from the club at the end of the season, which seems like a wise decision for Mbappe. Perhaps he realizes that winning the Champions League with PSG is unlikely. It's time for him to seek new challenges. If he's truly seeking a challenge, the Premier League could be a great option. However, he might opt for the easier path, where success in the Champions League is almost guaranteed with Madrid. However, he needs Real Madrid more than Real Madrid needs him.

Kylian Mbappe has achieved a lot for Paris Saint German since he joined the club in 2017 and ever since then he has been in the limelight of European football and has achieved the France Ligue 1 top scorer for several seasons and indeed he is a player that every club will literally want to join their squad and even while he was playing at Paris Saint German he won the 2018 world cup with his national team France which was a very huge achievement for the France international. Kylian Mbappe may not have won the champions league yet but a player of his kind winning the world cup is a good achievement for his football career, a lot of world class players couldn't even have such opportunity of winning the world cup throughout their football career.

From how England teams have been very backwards in the champions league Kylian Mbappe moving to any of the clubs in England will make no sense if he have in mind of winning the champions league so the best team for him to move to now is Real Madrid even if he doesn't win the trophy in his first season but in subsequent seasons winning the champions league with Real Madrid can be achieved because Real Madrid have been the best team in the Champions league and of which they always have the champions league at heart and that's one of the reasons they have won it more than any other club in the Champions league history so it will be a great career for Kylian Mbappe at Real Madrid.

However, Vinicius Jnr is already considering giving up his position for the France international just to make him feel good and welcome to the club so Real Madrid teammates will be glad to have such a young talented player signed into their squad so i see a lot of excitement from Real Madrid players and fans.
48  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: May 10, 2024, 09:30:33 PM
The chances of victory are greater for Real Madrid because they have experience, good squad strength both in the domestic league and the big league, they are much more consistent from the matches they have played this season, some analysts are more doubtful about Dortmund because they are not so experienced in the Champion league and they are not consistent in the Bundes league, of course this is one of the parameters that can be assessed, besides that, the popularity of Real Madrid is much greater than Dortmund, so there must be more who make it the favorite team, as well as Real Madrid players have many popular players, not the same as Dortmund players, so it is very reasonable to consider Dortmund a team that is still Under Dog.

By analysis and feeling I am also more inclined to Real Madrid to win the champions league trophy this season, to hell with all the possibilities that Dortmund has a chance to show itself in the final later, if they can beat Real Madrid, it will be a Dortmund boom to become one of the popular players this season.

Real Madrid have devoted most of their time for this champions league to the extent that even at some point when they had serious challenges they still overcame and move forward like the match they played against Manchester city, that match was more like a final because the both teams literally were the strongest in the champions league but still they were able to eliminate Manchester city. Now when they met Bayern Munich they almost lost hope if not for the late minutes goals that was scored by  Joselu that made them reach the final stage of the champions league.

Real Madrid have really made a lot of commitment for this champions league so it will be very bad if after all their efforts and resilience they were unable to lift the trophy so they will surely fight till the end so they won't give Borussia Dortmund any chance at all. on the other way round, checking at how Borussia Dortmund were able to make their way to the final stages they might still do incredible things that will marvel everyone so let us not also belittle them but however Real Madrid would not want to miss this golden opportunity after all they have done it severally.
49  Economy / Gambling discussion / Re: UEFA Europa League 2023/24 Season on: May 10, 2024, 08:32:37 PM

well, that's what I mean as I said above, if Xabi strategy pattern is to choose to provide a safe performance to maintain the points that Leverkusen has so that every Leverkusen match will definitely always get satisfactory results, even though sometimes it only ends in a draw, but at least Leverkusen really cares about it maintain consistency.
It's not just Leverkusen way of attacking that looks great, but the cooperation between the defenders makes me amazed that Leverkusen is like Real Madrid, with a playing style that is almost the same as you said.
In the second match, Alonso focused on maintaining the result that was achieved in the first match, such a strategy is also acceptable, the most important thing is that it brought results. As for Roma, they should have played better at home, by the way, I expected a much better game from them in Rome, but after the defeat, I said that de Rossi would not be able to come back from two goals, in away match. And although Roma was very close to this, they could not do it. For me, Real and Bayer have different playing styles, but I would like to watch the match between these teams to understand how strong Bayer is now.

Bayern Leverkusen really took everyone by surprise yesterday because it is still incredible how they were able to draw a match that Roma thought they have won just getting to the die minutes Leverkusen equalized the goals and automatically qualifies for the the finals, the game was just almost same with Real Madrid game against Bayern Munich were Bayern Munich thought they have won Real Madrid only for the results to overturn in the die minutes as well. Football is one important sports that until the final whistle you can't declare winning for a team.

What I just observed in the match between Bayern Leverkusen and Roma is just that Roma overlap too much because since they were already leading by 2 goals isn't it for them to just fall back and defend the goals till extra time but had it been they entered into extra time Bayern Leverkusen would have still won because those players are so focused and determined to win Roma. Bayern Leverkusen has succeeded in increasing their unbeaten run and it is very obvious that they will end the season unbeaten because they will surely beat Atalanta in the finals and still win their remaining matches in the Bundesliga.
50  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 09, 2024, 09:49:06 PM
Aston Villa have been eliminated from the UEFA Europa conference league after losing to Olympiacos by 4:2 in their first leg and losing 2:0 in this second leg which makes it an aggregate of 6:2 and that means all England teams are out of the European competitions. Does it means that England teams are only vibrant and active in the premier league alone rather than when they are faced with major competitions like the UEFA Champions league, Europa league and the Europa conference league because literally a lot of England teams did qualified for the European competitions but none could make it to finals and this is a very bad signals for England considering how popular the premier league have been over the years and people are more interested in the premier League than other leagues but for the teams not to be able to represent England very well in European competitions means that England football may not really be the best as almost every one thinks perhaps that was the reason their teams couldn't succeed any of the European trophies. England teams really needs to buckle up in European competitions because they are becoming too backwards and it is not a good one considering the popularity of the premier league.
51  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2023/24 on: May 09, 2024, 09:13:55 PM
La Liga is precisely unpredictable but we already know the formidable clubs to lift the title, Perhaps this season was quite challenging for Real Madrid and Barcelona because Girona interfere.

Indeed the la Liga at a time this season was really competitive when Girona was trying to surprise everyone but Real Madrid resilience couldn't give Girona the opportunity to take advantage because Real Madrid were literally following up Girona and that is one of the reasons why Girona couldn't continue because they saw that Real Madrid weren't giving up easily.

You can say that the season was challenging for Barcelona but for Real Madrid, they have been a major competitor in both the la Liga and the champions league and they have been consistent till now even when Girona was topping the league table Real Madrid didn't give them the opportunity of having a huge gap over them but however Girona tried their best and the impact they made in the la liga this season is applaudable.
52  Economy / Gambling discussion / Re: UEFA Europa League 2023/24 Season on: May 09, 2024, 08:33:03 PM
Based on what Atalanta has used their home to eliminated many teams in this season, I guess they will be the favourable team that will meet Bayer Leverkusen in the final stage , but Bayer Leverkusen will be the team to lift this UEFA Europa league trophy because they have what it take to win the trophy from their opponent.

Literally Atalanta really surprised me in this Europa league competition because I never knew they will reach this stage in the competition but after they won Liverpool by 3:0 at Anfield stadium I was so shocked and began to wonder that isn't it same Atalanta that isn't performing well in their domestic league the Serie A like they played differently in the Europa league when compared to the serie A.

Initially now they are already winning Marseille by 2:0 and they can even score more goals before the match ends because I see a lot of pressure in the side of Olympic Marseille so it's obvious they are already in the finals. Initially now Bayern Leverkusen is losing 0:2 to Roma so until the final outcome of their game will determine if Bayern Leverkusen will reach the finals because the aggregate is 2:2 now and if Roma win by this 2:0 they will enter extra time and anything can happen so let's see how the match ends before we can conclude if Bayern Leverkusen can have the opportunity of lifting the Europa league trophy.
53  Economy / Gambling discussion / Re: ⚽UEFA Conference League Discussion Thread -- 2023/24 | SFs on: May 09, 2024, 08:07:50 PM
Who else wants a magic Emery comeback in Piraeus tomorrow? Running out of good games, few teams have anything left to fight for throughout the big leagues, but the last English team standing should provide some fight at least, no?

Emery isn't able to do magic today either as it seems.  Sad  Olympiacos are about to finish the first half 1-0 ahead. I still can't believe this result to be honest. I thought maybe Emery would find a way to make a comeback but he is desperate. I don't see any rotation in the lineup too but the same problems are seen. Congratulations to Olympiacos already.  Tongue  Now I wonder whether Fiorentina will win the title after reaching the final for the 2nd time in a row.

I really feel for England because all their representative in the European competitions will be out because I don't see a miracle in this game between Olympiacos and Aston Villa, Unai Emery is unable to prove his worth tonight and it's a very bad night for Villa fans. One thing about football is that if you are unable to defend a match when you are playing at your home is always difficult to survive while playing at a away.
When Aston Villa were unable to win Olympiacos at Villa Park and lost by 2:4 i already knew they won't be able to withstand Olympiacos at their own ground and that is exactly what is happening now. I just feel for England because upon the numerous clubs that went for the European competitions none were able to make it to the finals which is very bad performance from the England teams.
54  Local / Nigeria (Naija) / Re: Centralized Exchanges already violate customers privacy right by asking for KYC on: May 09, 2024, 07:09:06 PM
Is KYC even necessary? Like in a case of fraud or scam can the culprits really be held accountable? There is no way scams and frauds can be avoided totally because I know that the reasons why most platforms that has any financial dealings wants their customers to pass through KYC is for transparency sake of which no matter how transparent you want a system to be, it can only reduce it but cannot be brought to a halt so for me KYC isn't necessary at all regardless of the fact that if there is no KYC the rate of scams might be much but there is something i like about some reputable exchanges like binance, except the seller confirms that he has received the money that has been exchanged, he cannot release the crypto and if he refuses to release the crypto after confirming the transaction, an investigation would be undergone and if it shows that he refused to release the crypto after confirmation, the exchange automatically withdraws the crypto and the account face necessary penalties.

But let the truth be told, those exchanges no try at all because anyhow wey e be them suppose reach consensus with the federal government before Dem go dey collect people information dey use am for their system, abi na Dem register the citizens with those documents wey Dem dey use for KYC? No be Dem na so Dem suppose give Caeser wetin belong to am too so dat this wahala wey dem dey face like this Dem for no face am. Dem for just dey find the government small small peanut Dem for no dey look eye for dis exchanges but as Dem no dey get anything na in make the FG just dey para.
55  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 08, 2024, 05:56:54 PM
Already it has been analyzed that Manchester United's problem now is a coach so they should fire Ten Haag and bring in another coach to continue the managerial duty and that is actually what Manchester united needs for now. I can't totally say that Eric Ten Haag is not doing his best for the team but he needs to leave the club now because he has tried but his techniques is not working for the team are all.
Whatever Man United decision to fire Erik Ten Hag will still have consequences which the new coach in his first season may not be able to match. According to many rumors, Ten Hag will stay for the next season, which is quite annoying news for some United fans but others are trying to give him a chance. For me Erik Ten Hag needs to lower his ego a lot, where so far he always wants to feel right about himself and rarely listens to input from other people and also input from his own players. As a result on the field the players were not seen playing freely, stuck to monotonous strategies and it was all Erik Ten Hag fault. So before blaming the players the quality of the coach must first be questioned.
Next season other teams will start to develop, including Chelsea, which is slowly showing positive results. If Man United continues not to change its game, it is possible that it will fall further behind. If we finish above 7th this season, it will be a bad record and Erik Ten Hag will definitely be blamed.

Literally before Manchester United can come back to good form now it will absolutely take a lot of time no matter the coach they would want to hire now so that is it because to build Manchester United now is a very big task for any coach at all because the first work will be to build the mindset of the players to be able to align with the coach, having a good relationship and understanding between the Coach and the players is very important. Manchester United allowing Eric Ten Haag to still continue next season might cost the club chaos because I don't see him making any difference next season but retaining him could be if he makes some improvements for the club if not I see no reason retaining him when he is not doing well.

About Chelsea improving from next season is not certain because they are literally facing same problems of coach with Manchester united so until they sign a coach that can rebuild the team again, they might even get worst next season. I assume you want to say that if Manchester city finish below 7th position instead of below 7th position but however, regardless of their current drop in performance, they can still finish within the 6th or 7th position before the league ends.
56  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: May 08, 2024, 05:11:07 PM
Barcelona missed a great opportunity because they played poorly and could not resist much. Dortmund was the weakest team among the other teams, but now they are waiting to play the Champions League final. PSG's inability to reflect the football they wanted to play on the field led to their elimination.

Dortmund's biggest advantage is that they do not concede a goal. As you said, they did not panic and finished the match as they wanted. I congratulate Dortmund on this success. Even their reaching the final is a great success when compared to the squad quality of other teams.

Right from when Barcelona won PSG during their first leg in the quarter finals, I saw some lapses which made me have the feelings that they won't be able to win PSG again in their second leg and indeed they couldn't even draw PSG not to talk of winning as they lost woefully so Barcelona never played like they had any target and moreover they don't have a good defense.

Yeah Dortmund was the most underrated team right from the quarter final stages but they were able to convince us that they had a target of reaching the finals because after they won Atletico Madrid by 4:2, their morale was high then and they use that pressure on PSG and won them so it is clear that Dortmund worked so hard to get to this final stages and they deserve some accolades for a job well done, they have made their coach, management and their fans proud because I don't think they knew they would reach this length.
57  Local / Politics and society (Naija) / Re: Naija board needs more merit source on: May 08, 2024, 04:11:51 PM
Recurrent update


By the way, I have noticed some changes on the Merit Stats page.

On April 5, 2024:
Quote
There are 108 merit sources with a total merit generation of up to 32890 sMerit per 30 days

On May 3, 2024:
Quote
There are 109 merit sources with a total merit generation of up to 32990 sMerit per 30 days

So I decided to use my detecting tool again. The algorithm has spotted Igebotz as a new merit source. Good luck! Smiley
Bump.

This year don really favour the Nigerian local board, from @theymos giving us local board Moderator to having a new merit source, this na better achievement and I sincerely believe say we deserve am because for stats e don show say Nigerians na one of the most outstanding local board for the forum. All these na wetin we don dey wait on and I dey greatfull say at last @theymos give us listening ears. Congrats to our own @igebotz for becoming a merit source adding to @CryptopreneurBrainboss.

Of a truth Theymos try as him give us new moderator and he is really disposing his duty very well but even though say Theymos also add am among the merit sources to make Nigerian local board to have 2 merit sources but the allocation of merit wey them get they very small when we compare am with how other merit sources allocations be but that not withstanding, our people say person wey kill goat for you thank  am so that next time him fit kill cow for you so na good achievement wey we don get for our local board this year and from all indications show say the new moderator wey be @Igebotz dey circulate the sendable merits without being biased and him they award am to quality posters.
58  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: May 08, 2024, 03:19:24 PM
Marcus Rashford has a performance that can be said to be still not good, with his age being 26 years old, it may be a consideration for many clubs to buy, but it should be noted that Manchester United should not have too much hope of being able to sell Marcus Rashford at a high price because We know that there are still many great attacking players who are still young and have better performance than Marcus Rashford.

I actually think that Manchester United no longer wants Marcus Rashford at this club but they don't want to just lose out, because they have paid Marcus Rashford quite a lot of money so by making an announcement that Manchester United is selling Marcus Rashford in the hope that someone will want it. buy and keep getting more money.
On the other hand, Rashford does not need to be sold, but Manchester United problem lies in the coach being unable to manage the talent of the players he has. In fact, Rashford seems confused about finding his identity as a striker, while Ten Hag does not have the capacity to demand that his players develop their talents. If Manchester United wants to sell Rashford too, then replace him with a new coach, because no matter how many great players and strikers Manchester United buys, if they are still with the same coach the results will not be much different. How many players did Ten Hag buy during his tenure as coach? is there a significant impact?
I don't know what has been happening to Rashford all of a sudden because this is literally a player that was very active for Manchester United some time ago but in recent seasons his performance have been declining and he isn't making any improvements for the team, he makes a lot of mistakes and waste a lot of opportunities to score goals in any match he is being featured and regardless of the fact that Eric Ten Haag is not doing enough for the team, players like Marcus Rashford needs to be sold out of the club because right now he is unproductive for the club so selling would be better.

Already it has been analyzed that Manchester United's problem now is a coach so they should fire Ten Haag and bring in another coach to continue the managerial duty and that is actually what Manchester united needs for now. I can't totally say that Eric Ten Haag is not doing his best for the team but he needs to leave the club now because he has tried but his techniques is not working for the team are all.
59  Economy / Economics / Re: Debt Management. on: May 08, 2024, 04:04:09 AM
@Richbased, I would have really do fine your naratives some worth problematic but yeah every gat to figure out what will work for him or probably do whatever they like, but I could say that one of the reasons why some people are improving in their lives than others is because they have chosen to to take advantage of what other peoples ignored. However, no can ever force you in to collecting a loan it is choice to and to collect a loan, collecting a loan can be good if the intention is to maximize profits or to influence life positively, no one should take a loan to do something meaningful for him or her self with so much negativity, their should be some certain high level of positivity towards your planning, I really think I have to say, this, I was denied of admission in the university twice because there was no money as at then for me to go to school, on the third occasion I insisted after making several researches about undergraduate scholarships schemes within my jurisdiction, of which I trusted myself so much and I talked to my parents about it telling them that there wouldn't have been no better chances of me going to school that I wouldn't want to miss this third opportunity again, with so much positivity my dad took a loan with one of his landed property as a collateral and took a loan for me to clear up my acceptance fee and ans school fee and keep the remaining one for myself while going to school, before the end of the first semester I ha have already written three scholarships exams, my church started a scholarship scheme that year that was fortunate enough for me, and the two others was TOtal e&p undergraduates scholarship, and NLNG undergraduates scholarship, and my name got listed in the church and Total e&p undergraduates scholarships and the debt was cleared even before the due time and I went through school without stress.

I understand your point @Tmoonz on being positive but one of the reasons why most people finds their selves in some kind of unfortunate situations is because they didn't look at the other way round like if after being positive about something and at the end it didn't work in your favour.

Life is a risk and sometimes these risks takes us to our destination but we shouldn't underestimate the fact that we can also take this risks and things end up not going as planned that is why it is good to have that feeling should in a case where something doesn't work in our favour we can be able to handle such situation.

Inasmuch as a know education is a knowledge that every parents that have well-being of their children at heart can lease, sell or use their assets to sponsor their children to school because the child is also a good asset worth investing on such that he can become a better person tomorrow after acquiring education and become successful they can decide to replace those assets that their parents lost why seeking for a better future for their children.
If it is about education, it is something worth taking a loan to go to school inasmuch as the child is intelligent enough to know his aim while going to school and to focus and bring in his best to make sure he doesn't discontinue no matter the challenges they may face while studying.

Your story is a good one as you are lucky even though you may be smart and intelligent but however it is not a prerequisite to the reason why you got a scholarship and from there the debt your dad incurred on your behalf was settled, have you ever checked the other way round if had it been you didn't succeeded in getting the scholarship? Maybe your dad would have sold the land to repay the debt isn't it? And lost a valuable asset in the course of looking for a brighter future for you and it would have been a challenge to you to replace that asset when you finally become successful.
60  Economy / Gambling discussion / Re: Do you care about what people say about you gambling? on: May 07, 2024, 05:59:23 PM
Well OP so far as you're taking responsibility for your actions and inactions, you put food on your table, clothes yourself and your family, provide a home of your own I don't really think it is necessary to listen to people's opinion about how you choose to live your life. In other words, the person is indirectly telling you to gamble responsibly because he has seen some persons that became wayward as a result of playing gamble though some persons see gambling as a game for wayward people but it's really because of people that don't gamble responsibly that made it looked as if gambling is bad if not Inasmuch as you can be able to meet up your daily obligations despite being a gambler I think no body will see you as part of the wayward gamblers. However, anybody's opinion doesn't really matter on how you choose to live your life, but let it be that you live a life that you will not be measured together with people that can't add value to their own lives.

A good opinion you have here, in everything we do our individual decision surpass everything, but it must matter to people that are concerned about you how you go about your life, it is normal for people to give us advise but what's matters is how authentic and helpful such advise is, it is known by many that gambling is addictive and it has the power to change people from their normal self, even though people opinion doesn't count in your life, you should also be concerned about what you do that triggers advise from extra body.
As for me if I am gambling irresponsibly I will definitely care about what people say about my gambling habit, there is a saying that mad people doesn't have shame but their relatives do, apart from gambling if I do something that doesn't portray good about me despite they money I make through such, I will have to rethink about it.
People will not talk much about your good habits or good deeds but will talk a lot about your negative sites just like gambling is one of your negative sites. Gambling cannot be a good addiction. so when someone talks about your gambling it will ruin your reputation so who cares. while not always caring, it is definitely caring when multiple people start discussing your gambling habhit. for this reason it may be a good idea to always keep the gambling secret

Point of corrections, gambling doesn't have a negative side because it is a game of chances of which you can be lucky to make it through gambling except if you become addicted and deprive yourself of some other important things you should do in life and spend more of your time gambling. Have you ever seen someone that has been very responsible in gambling and wins sometimes then someone starts criticizing their gambling habits? The reason why people think that gambling have a negative side is when they come across an irresponsible gambler that gambles with all his money and become addicted which can lead to living some kind of awful lifestyle. It is not good to keep one's gambling habits completely secretive you can still confide with someone you trust so that in a situation whereby you are going a stray they will check up on you and give you advices that will make you regain your senses.
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