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Hi NODE,
I appreciate the effort you guys are spending on this,
Please help me understand and reclarify the following;
•   If I want to send USD from my NODE account to another account without converting my dollars to NODE, can I do so?
•   If I deposit funds into my NODE account in dollars and send it to a friend who wishes to receive it in bitcoin, can I do so?
•   If so who determines the exchange rate? Is the exchange rate centralized or decentralized?
•   If I get my dollars nad convert them into NODEs can I do so, who determines the exchange rate?
•   Do dollar funds ever actually leave NODEbank or the centralized NODE pay? Or are they just shuffled around like paypal?
•    If I wanted to use my NODE pay account like a merchant account for dollars can I do so?
•   For instance I send NODE  from my NODE pay account to a NODE address, what happens if it goes to the wqrong address, is it rebounded to my node pay account.
Is Nodepay somhwat like ripple -is it like a modernised version of hawala system?
•   Does the individual on the other side need have a dollar account and go through legal documentation if receiving dollars but not cashing out
•   Is there different documentation required for the different use in currencies. Ie To send USD might require KYC procedures however sending NODE doesn`t.
•   Why did you mention in the white paper that NODE bank should operate in a tax haven?
•   Can you tell me the benefits of NODE pay for a merchant
•   Can you tell me the benefits of NODE pay for a consumer
•   Will NODE pay be able to facilitate the use of credit cards to top up their NODE pay dollar account
•   If so how will you deal with chargebacks?
•   If so will NODE pay be in compliance with Visa and MSC bylaws
•   I noticed a `NODE creditcard` on the NODEpay.com website, how will the credit card work exactly? Is it a prepaid card? Can I top up multiple currencies
•   How easily can a bank integrate NODEpay as a gateway?
•   What does a bank need to integrate NODE pay.
•   How will the back end structure of NODEpay accounts work with the bank? Is Each NODE account is linked to a settlement account with a real bank or NODE bank?
•   Will you have external auditors to make sure that the figures with NODE  pay accounts and NODE bank funds are in tune.
•   How much funding capital does NODE currently have?

Thank you