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Bloom Token Sale
Bloom Community Whitelist Announcement

Whitelist registration period starting November 9th, 2017.

The public Token Sale date is November 30th, 2017 at 9am PST.

Spots on the whitelist are reserved for those that have made a positive contribution to Bloom.

We ARE accepting US based contributors. You do not need to be an accredited investor.

Those accepted on the whitelist will be ensured a spot in the BLT public token sale.




Click here for more information




Token Distribution

Bloom is targeting a $50m hard cap.

There will be 150M total BLT in the supply, broken down as follows:



75M (50%) of tokens to be distributed in our token sale.

30M (20%) of tokens to be retained by the Bloom team with 18 month vesting.

30M (20%) of tokens locked in a multi-sig wallet and held by the Bloom company for long term expenditures and network updates.

15M (10%) of tokens to be distributed to the community. This includes key advisors, lenders, partners building on Bloom, bounties, and community incentives.

No new BLT tokens will be created after the crowdsale?—?the total supply will be fixed.


 Two days prior to the fundraiser we will announce the BLT fundraiser address  




About the Bloom Protocol



The Bloom protocol is a new standard for global credit.

Built on Ethereum and IPFS, Bloom brings credit to the modern age with an end-to-end protocol for identity attestation, risk assessment and credit scoring.

Bloom is not a lender, but a platform.

Bloom offers solutions to cross-border credit scoring and identity fraud while at the same time expanding credit globally to 3 billion new individuals and improving scoring methodology for all 7 billion people.



How BLT Works



Bloom is a global credit and identity ecosystem.

The token provides an added layer of security to the network by mitigating fraudulent identity creation.
Additionally, the token ensures the network remains free of influence from states, banks, and central actors.
This is achieved by gradually turning over control elements to BLT token holders. Lastly, the token serves as a payment and settlement mechanism for the network.



To recap, Bloom’s token, also known as BLT, is useful in the following ways:

Security
While the network is in its infancy without a wide array of attesters, it is more susceptible to attack.
In order to increase the immediate resilience of the network, users will be required to put up a small amount of BLT as collateral for users who they invite.
This collateral serves as protection against a mass-scale network of malicious accounts.

Scoring Proposals
Our token is ultimately the voting mechanism for the BloomScore.
Token-based voting allows us to root out bad actors and keep the system stable and provide influence to those who are contributing most to the network.
This is also the primary mechanism of defining future changes to the BloomScore.

Payment
Our token serves as a network currency for verifying identity and assessing creditworthiness with independent vendors.



Roadmap & Timeline




The Bloom Protocol will be developed in 5 major phases.


Bloom Invitation System & Voting

Phase 1 will allow for users to use BLT to invite their friends and colleagues to seed the initial network securely.
Users with BLT will be able to vote on early development-related proposals for the future of the network.


Bloom Identity Matching

Phase 2 will deploy an application allowing users to verify their identity and get matched with their BloomID.
During this phase, users will be able to confirm identity information and connect data for BloomIQ.


Credit Staking

Peer to Peer staking modules will be built first, followed by organizational staking.


Creditworthiness Assessment

Phase 4 will allow users to check their score, as well as open up a developer ecosystem to lenders to check a given user's BloomScore,
providing sufficient privileges are granted from the loan recipient.


Bloom Credit Protocol Launch + BloomCard

Once the risk assessment and scoring protocol is complete, Bloom will launch the BloomCard.
The BloomCard will serve as a brand new way for individuals to display creditworthiness and improve their BloomScore.







Team & Advisors






Partnerships

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Disclaimer: I'm not a project team member or anyhow related with this project. All responsibility belongs to the project’s team members


Moderators: daniel@hellobloom.io - jesse@hellobloom.io