And more seriously, it will be difficult for bitcoin to surpass fiat because there are certain traditional roles that fiat do for every country and if bitcoin is able to surpass it, it means fiat is dead and buried and we know that may not happen. For instance, I believe that there are little expenditure that paying through bitcoin will be meaningless and only fees will discourage such payment. So if the two , that is fiat and bitcoin would be used the more efficient for the financial system.

I think you could be right that investors are not waiting for dip but they are buying every little correction. Today price refuse to drop and now it began to appreciate from the little dip in the morning today. The price looks bullish but risky to rely on maybe this is going to be a turn around for more highs to be reached. I think with the bear not taking charge by this time of the year, the first week of next month can be really volatile.

This would have been a wrong suggestion IMO because whether rules changed or not they should keep up with information to users who are patronising them so that it will be a choice to play or not and you know what you are going in for but not to keep mute on certain rules is looking like a trap.

Yes fiat is fiat likewise cryptocurrency and inflation is a breaker to fiat. You can't compare fiat value in the future from the past because of inflation as it has undergone some policy that it purchasing power won't measure up but cryptocurrency has no such effect on it directly by inflation. It only losses value in volatility, volume.

Maybe that is a relationship with the December season of spending that cause uncontrollable spending and hodlers will fall back to their bitcoin to cash out. This is not a very good way but the past has recorded  this that way but I am not relying on that fully because things may happen differently for a turn around because institutions will not cash out like individuals doing unnecessary spending this season.

Really Omicron news has gone hyped for no reason, it is getting the media hype and causing fear in the system. Some taking advantage to sell products in the media because of unnecessary noise that articles in the media creates. It has made even the South African region to become feared that most travellers now are going away.

Even reading the books recorded from the past, we have seen so many revolution that has changed world order like the French Revolution and others yet the people survived and continued with the new system and what was left from the old system. During the recessions of the past, bigger economy like Germany helped many European countries to survive and life is still going on. This means the people will survive despite the hardship from the government policies and corruption.

Huge spending, recovery season or start of the season doesn't really matter with bitcoin and the way it can bull. If we check the start of the current season of bull to $67k , it started during the time of covid-19 and that around February which is also during the beginning of the year so you understand that season is not what can be used to analyse bitcoin.

The reason for fund manager is simply the obvious, that either there is too much assets to control and or that someone is too busy to control what they have. It is always that being busy means that there is a lot in your hand to manage and therefore you need a helping hand to help in business.

That is if you don't have real need for it. Your investment is meant to help you to finance your challenges when the time come for it. You don't have money and go begging all the time that means you don't really have good plans for yourself. Agreed that you don't need to cash out every time you have little challenge, that is financial mismanagement and frivolous spending but if you have personal things you need to do with money, why not look back to your investment especially if it has got to some high and with profit.

My only doubt with op is he didn't show prove of his discussion with the wall Street guys or chat. I don't doubt the price coming close to that in the next few months with another covid-19 pendamic fear building up, if the government intensify the social distance restrictions and staying at home strictly one more time then you see investors going to hodl bitcoin. I think something of that price is possible if bitcoin has got that high this year.

This is true and the class of people with this kind of thinking is the poor people. They want to see what you have done first before they join you instead of trying to do their own research first to know the possibility of what you are telling them. But the rich man is different with investment. A rich man understand investment and how to find their way. You can be surprised that after you give such information to a rich man, he can go all the way out behind you to investigate what you have brought to his table and the next time you talk about it he can give you the investigation he has done on it calculated his profit margin and whether it will be profitable to invest on.

There is the saying that you don't give people fish but you teach them how to fish. This saying is proper to what message that you try to pass but you know also that people have to be ready to know how to fish because you can only take a horse to stream to drink but you can't force it to drink. Therefore, people have to be willing to be taught. Cryptocurrency is still being doubted by many and instead of wasting all day trying to find someone to teach, allow the profit and good life to show in you and that will attract those that are willing to be taught. It is good that your friends have been convinced that they follow you but many still doubting cryptocurrency.

No if they adopt it then they won't fall. The adoption of cryptocurrency into banks will be as a need to satisfy the customers full financial services so it will go by the side with fiat currency too for maximum service. If banks adopt cryptocurrency they already know that it is not controlled as blockchain is there for everybody. If talking about control that can happen with coins that are centralised but not bitcoin.

Exactly the point and like other contributors have mentioned inflation to be the underlying factor affecting USDT. If you convert or buy your money all into usdt so you also have to remember inflation. When USDT is pegged on the dollar we have to remember that it value won't remain the same at some point when it is either fiat. So buying some crypto is still good for diversification and not to tie down money in usdt as it has advantages and disadvantages.

Some people have achieved to own a house by the means of mortgage and no matter how painful or stressful it was for them at the end of the month was inconsequential. I believe this too that we don't need to consider the inconvenience which will be temporary and at the end we are happy owing the house. Suffering is not permanent, hard times don't last forever.

How do you determine ATH? This has been an issue with many hodlers. They hodl and wait for top or ATH but soon they know the price starts to drop faster and faster until they get discouraged to sell and again they wait for another circle of ATH.So you have means you know the ATH?

On the manipulation of dice, I don't really know that much but what I think that happens towards that is losers who feel unlucky to have won grudge on that to be a kind of manipulation that took them out. If there is actual manipulation then we need real players prove to that or dice game managers to give more information about how it can be manipulated.

I think the dice game is one of the gambling games that is hugely relied on luck. I don't know if there is any kind of expertise involved in playing of dice. It basically on speculation as you said and if being lucky on it , then your speculation turns out right. Both online and real life are strictly based on luck as I know.

Most coins that have increased without corresponding increase in bitcoin or ethereum has been on hype and that means falling may happen anytime soon that the investors pull off the rug. This means that Ethereum and bitcoin are still choice coins with committed community. I still prefer them than selling off and buying solana