Guys look at new interview with Roberto Carlos and CEO of SportyFi Marko

https://www.facebook.com/SportyFi.io/

ONLY TRUST OFFICIAL INSUREPAL WEBSITE : https://insurepal.io/crowdsale

half HOUR guys


HERE IS ONLY RIGHT ADRESS


https://insurepal.io/crowdsale



https://insurepal.io/crowdsale



https://insurepal.io/crowdsale

dON'T panic guys


Moon time is near

GUYS


1 HOUR TO GO!

BREAKING NEWS: CargoX ICO moved to 23 January @ 15:00 CET / 14:00 UTC


thanks for announcement

CargoX.io ICO was originally scheduled to start on 8 February, but since the pre-sale closed so rapidly, we have decided to accelerate our schedule and move the ICO to 23 January 2018 at 15:00 CET / 14:00 UTC. The first 48 hours of the ICO will give you a 10% discount when purchasing our tokens, then the discount will be lowered (7%, 3%, 0) every 7 days.

Judging from the pre-sale frenzy, where we raised over 2500 ETH within 24 hours, ICO might close very fast, so be ready in time. If you have not already, register and submit your KYC documents now as whitelisting is mandatory, and fill your ETH wallets. To start the whitelisting process, visit https://cargox.io now.

Please remember that you must send ETH only from the address which you have specified in your KYC application. Never send funds from exchange or unsupported wallets (list of supported wallets can be found here: https://cargox.io/wallet-CXO-token-support/), as CXO tokens will be automatically sent back to the same address.

Later today we will publish the process to recover your CXO tokens. Use it if you have participated in the presale, but sent ETH from an address different to the one listed in your KYC, or if you have specified the wrong address in KYC (of an exchange or an unsupported wallet). You will have 72 hours to fix this.

We are proud to report that over 5,000 people have already successfully completed KYC application. To give an equal chance to investors of all sizes, we are implementing a 50 ETH personal cap limit for the ICO. To keep things simple, we are not limiting gas, but suggest you use a higher gas limit and price to accelerate your transaction.

CargoX hard-cap remains at $7m, one of the lowest in history of ICOs, and in the following days we will peg the ETH/USD rate, which will ultimately decide the total number of ETH to be raised in the ICO.

We are thrilled, excited and thankful to have such a community! Especially in our telegram channel https://t.me/joinchat/GAKhBQ48675fRRMEd-kLcw we have received many voices of support and heard numerous testimonials from users who have had unpleasant experiences dealing with paper B/L in their daily job… It is thrilling to see the whole community enthusiastic about our solution! Last, but not least, we are in talks with several potential partners and customers, so expect more news in the following weeks and months.

Legendary CARGOX will see worldwide  adoption soon by BIG players in industry!

Read facts guys and preppare to invest.  CARGOX will prosphere overseas all over the world!

https://medium.com/cargoxio

and

https://cargox.io/CargoX-Whitepaper.pdf

Interesting reading


The mechanism of social proof is applicable to different types of insurance and allows us to intervene in completely new areas, brought-about with the blockchain innovation. By ensuring the financial compensation of a breached business agreement to the injured party we will establish the trust among all the stakeholders and greatly accelerate the quality and quantity of all future blockchain business transactions.

Safe drivers can finally stop paying for the mistakes of bad drivers. All you need to do is to find a trusted endorser who will guarantee for your exemplary behavior. This person will also be financially responsible only if you cause damage by your own fault. For making social proof endorsement, your friend will receive an immediate incentive, whereas you`ll end up with a considerable premium discount.

John is a responsible, diligent driver who hasn’t had an accident in years. But, the price of John`s insurance is $1000 per year. He feels bad for overpaying for his mandatory car insurance. He finds out about InsurePal insurance, which offers him an upfront saving of $400 on his car insurance. Everything he needs to do is to find an endorser who will guarantee for his good driving record. He immediately thinks of his friend Mary and sends her an invite, whilst also explaining her the idea behind the new insurance. Mary guarantees for John with a credit card and immediately receives an upfront reward $100 worth of IPL tokens. This token transaction also contains the social proof information. When Mary enters her credit card data, she exposes herself to a potential payment of $550 ($400 of John’s savings, $100 of her cash-back bonus and $50 of penalties). It is important to note that Mary’s credit card will only be charged in case John files an at fault claim within the next year. In other words, if there is no claim, John paid only $600 for his insurance and Mary got $100 of IPL tokens, which she can sell on an exchange and spend or keep as an investment. John can find more endorser to further reduce his insurance price and at the same time promote InsurePal, helping the product to grow virally. And because John understands the benefits of InsurePal, he will also be willing to endorse Mary who is safe driver as well, when her car insurance policy will be due.

Social proof is a form of financial commitment, backing up your credibility with third-party endorsement. As InsurePal social proof network will exponentially expand, it will allow you to give and receive multiple endorsements, providing the community with a valuable Social Proof Trustscore, a real-time average value directly reflecting one`s diligence and business background.

https://insurepal.io/crowdsale

Many new things will come soon


I think one of the first is VIB on Changelly

That will FLY price x5 or x10 with that mass adoption + new big exchange OKEx

Remember that




Crowdsale start time: 16 January at approx. 13:00 UTC

Official crowdsale website link: https://insurepal.io/crowdsale

Official live-stream link: It will be published on official InsurePal Facebook page

Accepted currencies: Ethereum only
Minimum/maximum Contribution Amount: Not limited*
Crowdsale Hard Cap: $18 million dollar
Bonus: 10% bonus for those that will contribute in the first 96 hours and for those that will contribute more than 50 ETH.

When does the crowdsale start?
InsurePal crowdsale is set to begin on January 16 at approximately 13:00 UTC. To make sure you are on time, check this interactive time zone map: https://www.timeanddate.com/time/map/. Please, also note the start estimation is not necessarily 100% accurate, as we begin on a block.

All who wish to participate are advised to whitelist as soon as possible as KYC process takes time and spots are getting extremely limited.

The crowdsale will go live once a specific block is reached. We will calculate and publish the block a few hours prior on the day of the crowdsale.

When the crowdsale is LIVE, we will make an official announcement and publish the public wallet address here: https://insurepal.io/crowdsale. We will also livestream the event on our Facebook page.

Who can contribute in the crowdsale?
Only those who have successfully passed KYC process will be able to contribute in the crowdsale. Our team is working around the clock to make sure all your requests are handled in due time. However, the demand is increasingly higher. For that, we will be able to provide KYC verification only to those users who will submit the application form by Sunday, 14 January. To those who will sing up later, we cannot guarantee to be processed until the crowdsale begins, but we will certainly do our best.

To whitelist, sign up here: https://insurepal.io/whitelist

Reminder: If your KYC was already approved for the presale, you do not have to do it again. But, it is important and necessary to whitelist your wallet from which you’ll contribute during the crowdsale. The unique addresses that were given to you during the presale are no longer valid in the crowdsale.

Is there a minimum/maximum for the crowdsale participation?
No, there is no minimum for the crowdsale contribution, but the amount must be transferable. For each transaction from your wallet, you will need some “gas”, which is the fuel for the Ethereum network, that validates and confirms your transaction. Gas is paid in Ethereum (ETH). In practice, you will need an additional small amount of ETH to send ETH from your wallet. Check https://ethgasstation.info/ for the current status of Ethereum network and sufficient Gas price.

Is there any bonus available in the crowdsale?
Yes, there is a 10% bonus for those that will contribute in the first 96 hours and for those that will contribute more than 50 ETH.

Last-minute reminders for our InsurePal community:
Double-check the wallet address. Before sending your ETH, please check the wallet address on our subpage and DOUBLE check it by following our live stream.
Do not send ETH before the crowdsale start time. We will disclose the wallet address publicly on January 16. However, you have to wait for the crowdsale to actually begin, before sending in your ETH.
Beware of scamming pages. Some shady websites have already tried to scam you. Double check all webpage addresses and watch for spelling mistakes. It is best you save the https://insurepal.io in the taskbar. NEVER click on any links or open any emails that look suspicious.
Do your diligence and know before you invest. We urge you to visit our website and read InsurePal whitepaper in which we laid out the company`s risk and opportunities. Be aware that ICOs are extremely risky and highly speculative investments. Never invest money that you can’t afford to lose. Make sure you read and understand the Terms & Conditions.

When Insurepal will hit exchanges  Asia + USA will be in buying mode

There will be no weak hands

it will rise like phoenix


So preppare your ETH for epic race for Crowdsale which begins on 16 January at 13:00 UTC

OKEx is huge exhcange


That is very positive for VIB future

This is important for security.   Read slowly



[FULL] STEP-BY-STEP GUIDE FOR CONTRIBUTING ON INSUREPAL WHITELIST PRE-SALE AND CROWDSALE
We prepared a detailed guide with pictures, that will help you to prepare and execute your contribution to our whitelist pre-sale/crowdsale.

WARNING: PLEASE FOLLOW THE STEPS AND INSTRUCTIONS CAREFULLY IN ORDER THAT YOU WILL BE ABLE TO SAFELY PARTICIPATE IN THE IPL TOKEN WHITELIST SALE AND CROWDSALE. Missing a simple step might result in you not being able to participate or in the worst-case scenario even in you losing your investment.

Major steps for your safe investment:
Open a private Ethereum Wallet
Acquire Ethereum
Transact Ethereum to your private Ethereum Wallet
Register and pass the KYC process
Contribute
If you already have fulfilled any of these steps (when investing in cryptocurrencies before), you of course just do remaining steps to closeup the investment.

Disclaimer: All instructions and steps are based on best practices on security and ease of use. There are several other approaches and solutions, that are not appropriate for users without advanced knowledge on the blockchain technology and software.

Whitelist pre-sale and Crowdsale features and warnings
ONLY Ethereum (ETH) cryptocurrency will be accepted in contributions.

In order to acquire IPL Tokens on Whitelist pre-sale or Crowdsale, you will be able to contribute Ethereum Cryptocurrency only. Sending other cryptocurrencies (Bitcoin — BTC, Litecoin — LTC etc.) at the process of contributing will result in a permanent loss due to technical limitations of the process.

WARNING: Use PRIVATE Ethereum wallets for contributing, NOT Online Exchange accounts.

Please do NOT send Ethereum from Online Exchanges (Bitstamp, Kraken, Bittrex, Livecoin, Bitfinex etc.). Each of Ethereum addresses at Online exchanges are specially dedicated for only one cryptocurrency (e.g. Ethereum) and are unable to handle issued IPL Tokens. Sending Ethereum directly from Online Exchange account will most probably result in a permanent loss of your IPL Tokens or at least months of negotiating with Online Exchange’s Support.

Create and contribute from your own, private, ERC-20 compatible, Ethereum wallet. There are several ways to create your own wallet, we will describe some in later steps.

Phases are time limited
Contributions in Ethereum will only be accepted in certain time frames, that will be publicly announced on our webpage and social media. Please be sure not to miss your opportunity to contribute due to preparation process. Be aware that some steps can be time consuming, for example:

verification (if needed) on the Online Exchange (up to 2 weeks),
bank transfers (2–5 working days),
confirmation of your KYC personal data (depends on the amount of applications).
STEP 1: Open a private Ethereum wallet
There are several ways to open your private Ethereum wallet. What does it mean that it is “private”? It means, that you have the access to your private key, a string of numbers and letters, that must always stay secured — never share it with anyone. For security reasons, these private keys are often additionally encrypted with your own password.

General (most common) Ethereum wallet use-cases:

keystore file (UTC/JSON) + password, generated on MyEtherWallet.com web page and saved on several secured locations (recommended option),
full node, desktop software solutions — Mist, Parity. Wallet synchronization can take up to several days. (good choice for advanced users),
hardware wallets, such as Trezor and Ledger, that will keep your private keys secured (advanced use-case, recommended for increased security) and
metamask for usage in browsers (for advanced users only).
Creating private Ethereum wallet with MyEtherWallet.com
We will describe the most common use case: Opening a private Ethereum wallet with myetherwallet.com If you already have an ERC-20 compatible wallet, please go directly to Step №2 below. If you do not have it yet, please read the instructions below in every detail.

WARNING: When using myetherwallet.com in your browser, always check, if you are on a legit website. Never click on links on other webpages or in mails, that can lead you to malicious phishing websites, that are perfect copies of original site. Using these malicious sites you will reveal your wallet (keystore & password) to hackers, that will irreversibly take all your funds from your wallet! You must see a proper address and certificate:


IMPORTANT: myetherwallet.com site operates offline and will only propagate signed transactions to Ethereum blockchain. Be sure that a computer which you use to open this website through a browser, is properly secured with a firewall and an antivirus software.

To open/generate a wallet on MyEtherWallet, please visit https://www.myetherwallet.com/ and choose a strong password (e.g. not less than 15 characters long, consisted at least from one lowercase, one uppercase, one numeric sign). Choose the “Create New Wallet” button to confirm.

more is here with pictures

https://medium.com/insurepal-blog/full-step-by-step-guide-for-contributing-on-insurepal-whitelist-pre-sale-and-crowdsale-6d6e880c80b0

Sportyfi will be 10$ AT THE end of 2018

Jump on train - you have still time

healthy rise is legendary rise

Join social networks from Insurepal + telegram

there are 7000 members already  


http://www.insurepal.io

Congrats!


Jump on SNC train to 1$

Last time...

preppare your bag of ETH and join epic race on 16 January at 13:00 UTC

Don't miss out

There are few handsome IPL tokens left  for lucky investors

VIB = legendary