Ripple is more and more interesting,
I see a battle between China as the largest Bitcoin holder and the USA which now supports Ripple a lot, also big names like Bill Gates, support Ripple.

I believe in economic´s cycles. Currently we are in a downtrend which should be followed by uptrend because many experts are earning on this fact, they will do everything to make this happen.

I still do not understand why we need so many tokens. Now it is the trend that a lot of celebrities launch their ICOs and tokens. I do not understand that, who will use it and why?

Big centralized exchanges like Bitfinex, Binance or Bittrex. They have trading bots on their exchanges and these bots trade against you. Or when they list some new coin/token the price skyrockets immediately.

It depends on country where you live.
I live in country where every exchange (for example Bitcoin to Ethereum) should be taxed. Is that normal?

What are the risks when you do bounty campaigns? That you will not receive your tokens? This is not risk, you are not risking anything, you are doing it because you want to help and for that you sometime get something. Right?

Know your customer is something what is needed by government of the country where company works. It doesnt give you anything, also company shouldnt get anything from it.
But some scam ICOs require KYC and they sell these informations on the black market.

In December New York Stock Exchange will launch a long-awaited cryptocurrency platform. They will offer Bitcoin futures for big investors. So I hope that this could change the current tred in crypto.

It is more than obvious that it is scam or ponzi scheme.
How can you guarantee 3% per day? It is impossible! In a bank they offer 3% per year, so you have to be stupid to believe such profits.

I do not agree with you, this is not true in the bear market and I dont see that something has changed with the market. So continue hold BTC - this is the really best strategy.

I would trust only decentralized exchanges because they do not store your private keys, they do not own your cryptocurrencies. Your cryptocurrencies are only on your control.
Only these exchanges have the future, cryptocurrencies are decentralized, exchanges should be also decentralized.

On the past experience I can tell you that altcoins are more profitable only in a bull market. Late 2017 was a good example of it. But as you can see we are in big bearish trend and everything is diffrent.

Market is going down because big instutional investors are waiting for buying low. Fidelity, Bakkt and many more are the good example that big investors know in that they should invest.

Why Ripple is not booming? I have heard a lot of positive news about XRapid (the bettter solution than SEPA payments) and their big partnerships with central banks around the world. But price still stagnates.

I am sure that your prediction is wrong because Exchange Traded Funds were postponed to next year. So, also bull run is probably postponed to next year. But I do not care, I believe in crypto.

Hackers are everywhere, they can hack everything, also my account here on bitcointalk or my bank account and so on.
There is only one thing why hackers in crypto are more annoying than in the banking sector - that your crypto is not insured. Money in your bank is insured - so you dont care about that.

Bitfinex premium is rising this is a good sign that bear market is ending and bull run is comming in the next few days.
Bitfinex premium has increased every time before the bull run come .

Another two sh**coin which will be listed on some sh** exchange. Woow. I will invest everything what I have, only because yoz recommend it  .

If you believe that your altcoin has the future and will be used in the future then do not care. Your altcoin will be soon avaiable for higher price.

Every investment is risky. Every investors should know about the project in which is investing. So I can tell you that investors should be smart - to earn more money than others.