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421  Economy / Economics / Re: Planning avoids unnecessary expenses on: March 07, 2023, 01:31:00 PM
Quick tip: you can have an emergency fund(or whatever you want to call it — maybe unexpected expense fund) for exactly these types of circumstances where you have unexpected expenses/bills. So yea, it still can be planned.
Planning to avoid unnecessary expenses is something I have been working on for a very long time but up till now no result, sometimes I think is not possible is just for people who have good source of income, but on another point of view can one really plan against avoiding unnecessary expenses? Let's say for example example am saving money to get a property and all of a sudden I got a call that my mother is sick and need an urgent medical attention, I have gotten an expenses I didn't plan for, so how can I avoid the expenses at this point in time? I really need tips on how to avoid unnecessary expenses to increase my income.
Actually it is not that there is no result, but for those of you who are not used to living simply and plus a quite luxurious environment. Let's say the circle of friends around you is also a motivating factor for you to continue splurging and buying something that really isn't important.

One of the things that will change your mindset to be more mature is to think about the future. When the money you currently have is, if not net of your income, then pretend you have nothing but gifts from your parents.
422  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: March 07, 2023, 08:59:46 AM
snip~
Yes, that's right, defeating Napoli did not have any effect on the Serie A standings, even though the points difference was very large. However, Napoli must take lessons from this defeat to inflame the enthusiasm, strength and determination of Napoli players in future matches, especially in the UCL League. On the other hand Lazio always manages to show their best abilities when facing the Serie A giants.
It didn't have any impact even though that match Lazio was able to score 2 goals though. Napoli is still trying to give space to their opponents because, with a large capital of points, Napoli looks relaxed. I prefer to call it relaxed because Inter is hard to catch. Plus UCL preparations, Napoli maybe in the next game against Atalanta will try to play reserve players, at least their main squad is still in top shape.
423  Economy / Gambling / Re: I got frusted please help? on: March 07, 2023, 08:34:11 AM
3. no min deposit amount
4. provably fair or live casino
For point number 3 you need to know that every casino will definitely set a minimum deposit amount because they also have an achievement target. Currently, you can find a thread listing casinos with various minimum deposit amounts as we have found in the Pmalek thread. He had detailed everything. You only need to match the appropriate casino criteria. But again that the minimum deposit/withdrawal amount will always be determined.

Forget point no 4 because every casino will definitely use those words to reflect trust. But all of that is not guaranteed because there are casinos that claim to be trusted and fair but end up being fraudulent casino sites.
424  Economy / Economics / Re: Benefit from Higher Education? on: March 07, 2023, 07:59:25 AM
I wonder if higher education will help for entrepreneurship?
I am more interested in how much theory will help in this, because during a long study we do not get practice, this will be possible only when we start doing business, until that moment we will not be able to know how much it will help us.

This can help us if we need a license, but in some cases it can be obtained without a higher education.

Statistically, 95% of entrepreneurs have a bachelor's degree or higher and I wonder, for those of you who are involved in entrepreneurship, how useful was higher education for you?

Basically, knowledge is very important in life, although on the other hand, there are also many highly educated people who don't have jobs but indirectly educated people can be superior in terms of knowledge if you want to start a business with only knowledge capital, in my opinion, that's not enough because besides knowledge you also have to have courage, skill and strong determination.
425  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: March 06, 2023, 06:35:26 PM
Sassuolo got off to a great start in the first half by scoring two goals... Cremonese won only one game this season and this is the worst indicator of the whole Serie A... I think that with this score in the first half it will be easier for them not to go on the field ... Grin In any case, they have no chance left to win this game...
In fact nothing can be expected from Cremonese this season, and Sassuolo's victory over Cremonese in this match will really happen. Who could have expected them to win other than a big miracle for them to win the match. Sassuolo won 2 goals in the first half and that will make them more comfortable to play the ball in the second half later. On the other hand, Cremonese will be under a lot of pressure with the 2 goals that have been created against them.
426  Economy / Economics / Re: Planning avoids unnecessary expenses on: March 06, 2023, 10:42:09 AM
I am a person who believes that the wheel of life rotates, yes I mean here financially. We are not always on top, and we are not always at the bottom. I'm a person who rises from the bottom, and it wakes me up when I'm on top and I'm ready for bad because I have been. Planning for the worst conditions that I might feel again is something I can't forget, I can prepare by saving or investing. I have never really stopped buying useless things, I see it as a form of appreciation for my achievements, as long as it's not excessive.
427  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: March 05, 2023, 05:47:39 PM
Barcelona struggled a lot but finally won against Valencia. Had Ferran Torres scored from the penalty spot to make it 2-0 it would have been game over. And so the red card for Araujo meant that Barcelona fans had to tremble for the result until the last seconds. Valencia, despite the advantage of one player, was very clumsy. I am curious how Real Madrid will respond to this result, who will face a tough match in Sevilla with Betis in the evening. It's hard for me to pick a favorite for this match, but both Real and Betis prefer an attacking style of play, so it's very possible that we will see a high score.
Despite only playing with 10 men in the second half after Ronald Araujo received a red card in the 59th minute, they managed to maintain their advantage until the final whistle sounded. It's true that it's been a longer time for Barcelona because they have to play with 10 people. Valencia were unable to capitalize on their advantage and were unable to go deep enough to score a goal and forced them to leave empty-handed.
428  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: March 05, 2023, 05:24:26 PM
Edit:
40mins into the first half is draw.
Gakpo just broke the deadlock with a signature goal. First shot on target for Liverpool and they are able to score. Liverpool deserve the goal especially with how much they have put pressure on Manchester United. I want Liverpool to win to slow down Manchester United down. Good that Liverpool have been able to get a goal first and just before the halftime mark.

 Klopp has to keep his players motivated in the second half because Manchester United will come on stronger in the second half. This game is far from over, If Manchester United score first in the second half before Liverpool can double their lead, the game will become tense.
Yes, the goal created by Cody Gakpo put Liverpool ahead for a while, but there were still 45 minutes of the second half that could change that. Erik Ten Hag will not remain silent when he sees that his team are left behind and in the second half there will definitely be changes he will make. Manchester United still have players who can change them in the second half, like Garnacho for example who can always be the difference for Manchester United, that could be an option for Erik Ten Hag in the second half.
429  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: March 05, 2023, 11:43:13 AM
I think a draw in United - Liverpool will benefit both teams.

We are still 5 hours away from the game but we can say for sure that statistics are favoring Liverpool whenever they play home against United so this could be a plus for them. United , on the other hand , they are having a great run lately with a winning streak so I doubt they will go to play for a draw today.
I think Manchester United has a bigger chance of winning this game. Even though this is Liverpool's home ground, but considering their recent performance, they often lose their form so I tend to believe in Manchester United more. If Liverpool win then they will be able to overtake Newcastle for a while, and that is good for them to increase their chances of playing in the Champions League next season. But let's see what they can do in this game.
430  Economy / Gambling discussion / Re: UEFA Europa League 2022/23 Season on: March 05, 2023, 11:24:34 AM
I would not go to Manchester United if I was Osimhen. That can put a lot of unnecessary pressure on him. Manchester United need a striker that is not only a good goal scorer but also technical. A striker that can drop deep to the midfield when the game is hard and support his teammates. Osimhen is kind of like a traditional top striker, just like Halland. Those kind of players require special kind of management before they could perform well at top level. Ten Hag does not play with those kind of strikers, he loves everybody to be involved in the build up of the game. Manchester United should go all out for Harry Kane.
But Manchester United do have a lot midfielders who can support the striker, just take a look with Bruno Fernandez, Casemiro and Cristian Eriksen, their assists are high. I tend to agree if Osimhen is also a pure traditional top striker like Haaland, but I don't think it's wrong to join Manchester United. Weghorst will leave the club in the next 3 months, Manchester United doesn't have any pure striker.
When a coach wants a player, he means he has seen that the player fits what he thinks his strategy is. After all, I agree that Manchester United now has a midfielder who can pamper a striker with the bait they provide, maybe now there is still a sense of selfishness that I see from Manchester United players. But if the coach can get rid of that they can become a good supplier of the ball, and I see Erik Ten Hag being able to do that.
431  Economy / Economics / Re: What is your biggest obstacle to achieving financial freedom ? on: March 04, 2023, 12:19:53 PM

Truth be told, not everyone is suitable to be a business owner. I once started a wine business two years after I graduated from college, with money I borrowed from my parents. Unfornately it ended up as a failure and I have learned great lessons from that experience. Looking back, I actually don't regret on that "experiment" although I lost much money. Now I am living a comfortable life and keep all lessons in mind. It is just best to know who you are and what you really need.
I believe in 2 things, people who are born with skills, and people who are not born with skills but those people want to learn to become someone with skills. I may agree that not everyone is suitable to be a business owner, (I mean skills) but if you study hard then everyone gets the same opportunity to be successful as a businessman. As I said at the beginning, not being born with such skills does not mean closing the opportunity to be able to have these skills.
Your willingness to learn will push you to do your deep research in each factor that you will earn knowledge with business that you are aiming to own, I like your logic in terms of learning, that kind of opportunities is always available to every person who will seek for it, learning the process and planning your way to succeed is something that people can learn.

It might take some time, but if you earn progress from time to time, the chance of succeeding is really high.

Yes, it's like that, the key is "never stop learning and never give up". I remember one saying, Opportunity does not come twice, but opportunities will always be there for people who never stop trying. I mean in the process we start a business, we will definitely experience difficulties, I prefer to say it is a difficulty compared to failure, because in my opinion failure comes where we stop trying.
432  Economy / Gambling discussion / Re: Italian League Prediction Thread (Serie A) on: March 04, 2023, 12:01:44 PM
I admit that yesterday's Napoli vs Lazio match disappointed me a bit. I expected more from both teams. Napoli had the advantage, but little came of that advantage. There were no scoring chances. Lazio focused on interfering with the rival and waiting for counterattacks. The tactic proved successful, with Napoli suffering their second defeat of the season and Lazio taking 3 points to move up to second in the table. Milan have a chance to overtake Lazio today, but they have to beat Fiorentina in the away game, which will not be an easy task.
I don't know what happened but you are right that Napoli is not as usual, Lazio seems to have succeeded with their strategy and gave Napoli a defeat and that also made them manage to improve their meeting record against Napoli. Of the 14 attempts they made, only 2 could lead right to the goal, which proved that they were not effective in this match. This defeat made them unable to widen their points gap and stuck at 65 points.
433  Economy / Gambling discussion / Re: Germany League - Bundesliga Prediction Thread on: March 04, 2023, 11:46:55 AM
Borussia Dortmund again managed to put them at the top of the standings and 3 points ahead after they beat Leipzig this week, at least their position will last until Bayern Munich play this week's game. Bayern Munich themselves will travel to the Stuttgart headquarters with a winning mission so that they can return to the top of the standings with only superior goal productivity. with the opponents they will face today, their chances are very big to steal 3 points from Stuttgart.
434  Economy / Economics / Re: What is your biggest obstacle to achieving financial freedom ? on: March 03, 2023, 09:48:39 AM

Truth be told, not everyone is suitable to be a business owner. I once started a wine business two years after I graduated from college, with money I borrowed from my parents. Unfornately it ended up as a failure and I have learned great lessons from that experience. Looking back, I actually don't regret on that "experiment" although I lost much money. Now I am living a comfortable life and keep all lessons in mind. It is just best to know who you are and what you really need.
I believe in 2 things, people who are born with skills, and people who are not born with skills but those people want to learn to become someone with skills. I may agree that not everyone is suitable to be a business owner, (I mean skills) but if you study hard then everyone gets the same opportunity to be successful as a businessman. As I said at the beginning, not being born with such skills does not mean closing the opportunity to be able to have these skills.
435  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: March 03, 2023, 09:25:39 AM
I can't even be patience to see that chelsea will be playing like mediocre club again at stamford bridge. Seeing how chelsea was playing football this time was pretty must the same as seeing clown dancing. Since potter was making chelsea get so many loses and i have been losing my respect for that club. A club that was winning UCL a 2020/2021 has become a clown club right now. I wonder how long the bad performance of chelsea will be happening.

Im sure that dortmund will be kicking chelsea's ass from UCL. Chelsea is a mediocre team that has very small chance to go to the last 8. Chelsea won't make it.

I think that this is the most interesting match compared with another match.
Actually I don't want to say they are a team of clowns now, but their performance compels me to say that they really have become clowns now. In my opinion they can still answer the criticisms that are coming at them now, one of which is by beating Borussia Dortmund in the second leg later. Indeed, that alone will not be able to change the view of those who have played poorly this season, but it can be a motivation for their players to be able to continue to improve their performance for the rest of the season.
436  Economy / Gambling discussion / Re: La Liga (Spanish League) Prediction Thread 2022/23 on: March 03, 2023, 09:10:05 AM
I really didn't expect Barcelona to win this match not just because Madrid played home but also because Barcelona team recently got eliminated from the European league, but it seems Barcelona player really don't care about this competition because they was very motivated against real Madrid and they got an important win, but i believe this not mean the qualification because Madrid team always make good results in the comp nou

I had expected that Barcelona would maintain their advantage in this fight until the end of the game. Actually, Barcelona can be said that they got the victory by luck. because Barcelona didn't get many chances in that match. But it turns out that a few opportunities can be put to good use. while Real Madrid continued to dominate the match and dominated in attack and had more chances. but unfortunately everything can not be utilized into a goal. Real Madrid's defeat at home is certainly very painful. but Real Madrid still have a chance in the Semi-final second leg of the copa del rey to beat Barcelona.
I may not have been too surprised by Real Madrid's defeat, but with a limping squad I didn't expect them to actually defend the goal they scored in the first half. I don't think this is luck because Barcelona itself is a rival of Real Madrid, and they are a team that can give Real Madrid defeat this season. There is still a second leg for Real Madrid, even though it will be more difficult, because besides they have to chase 1 goal they will also play at home to Barcelona.
437  Economy / Trading Discussion / Re: Emotion and Trade? on: March 02, 2023, 06:59:35 AM
I guess for someone to call him or her self a trader you need to control your emotions right, now after having that emotion in control and other basic things a trader should know you have all under control and still loss more then getting profit.

*What else is required for such a person to control,is it still his or her emotions or what next?

*And what will be your advice to a person in that position or state and what kind of trader are you going to call such a person?
Traders who have the right knowledge about trading will be able to control their emotions because knowledge is not obtained just by reading but through practice and in practice traders will know what to do so that it doesn't involve too much emotion because all actions are carried out with logic not feelings. So learn to trade properly and if you still experience more losses than profits then trading may not be suitable for you.
Regarding emotional control, theory is easier than practice, and that's what I experienced when I first entered the world of trading. Indeed, before I made a trade, I had prepared it so that I could trade without emotion, but after I entered and started the entry, everything fell apart. But as time goes by I can control it more, and experience speaks for itself here. If we want to learn from experience I think it will come by itself, yes we will be able to control our emotions with time.
438  Economy / Gambling discussion / Re: UEFA Europa League 2022/23 Season on: March 02, 2023, 06:36:35 AM
Manchester United vs Real Betis, meaning this will be their third meeting with a team from La Liga. In the group stage they competed with Real Sociedad and had to share the victory so they had to be in the play-off round, in the play-off round they met again with the La Liga team, Barcelona and they showed a good game and managed to get rid of Barcelona. In this round of 16 their opponent is Real Betis which is a La Liga team as well. Manchester United have good experience of how they play, so they should be able to anticipate what they are going to do in this round.
439  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: March 02, 2023, 06:13:41 AM
It was a tough match for Liverpool and Wolverhampton wanderers yesterday, because the two teams find it difficult to score goal in the first half that made many people to lose their prediction because the first half ended up draw 0-0. Liverpool coach did some changes in the second half that made Liverpool game to changed for Virgil van Dijk to embraced the first goal at 73th minutes to give their fans hope of winning the match. Muhammad Salah was able to displayed some skills in the few minutes to the end of the match to scored the second goal to defeated Wolverhampton wanderers 2-0 for the favour of Liverpool.
It is logical that the game for Liverpool was not easy. Last time Wolverhampton won 3-0 against Liverpool and this time also had chances in the first half, but could not score. Liverpool won again thanks to the good transfers of mid-2010 - Van Dijk and Salah. Probably Liverpool's best transfers in years, not counting Sadio Mane.

In general, Wolverhampton is a very interesting and strong team, they play well, dynamically, not always lucky, but they fight every match until the end. I hope they will not be relegated from the Premier League this season.
FC Wolves actually can always show their skills, but I agree with you that FC Wolves doesn't have great luck so they are not able to give the best results in every game they play so that puts them in the position of the standings that we see now. Liverpool is actually a big team but this season is not a season in their favor. If you look at the composition of the players and coaches, they actually have a good composition of players and a good coach too. But for various reasons they failed to show their best game.
440  Economy / Economics / Re: Untouchable Savings: Do you have it? on: March 01, 2023, 01:26:31 PM
There is no point in saving if you don't spend it when an emergency arises; it is like you are just saving it for collection. I haven't encountered people who have been saving money and don't touch it. Most of us have goals like holding bitcoin and not touching it for 2 years or more, or if you have an emergency because that's the purpose of it, having something to spend when it's winter rather than having a loan or being in debt.
Yes, that shouldn't have happened, I mean we have savings that we have prepared for a very urgent situation, and when that situation comes and we don't even touch it at all and prefer to borrow, that's not wise in my opinion. So what will we use the money we have set aside for? I mean what kind of urgent need to be able to use the savings. Maybe when we think very dearly when using our savings, I also often experience this because it is a form of sacrifice for us to always set aside money for emergencies that we might experience.
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