I do think crypto will recover this year, but I don't think it all hinges on ETF. Even without ETF the markets should bounce back. Crypto still has huge potential, and prices will go back up. It's always been a rollercoaster, and at the moment we are just on the downward slope - hopefully bottoming out soon!

I do think the market will recover this year, but probably not to the heights we saw at the end of 2017. I would say key is BTC price. Once BTC stops falling and begins to recover then the alts should follow.

I think in a lot of cases the 'ban' will turn out to be temporary. One thing governments don't like is sectors with no oversight and no accompanying legislation. Bans I think will be temporary measures until either governments have gauged the level of 'threat' and found it to be acceptable, or else have put the necessary laws in place to allow oversight.

I think it's inevitable that crypto will enter the mainstream and become a part of everyday life for, at least in all developed countries, but probably everywhere. My primary reason for thinking this is that crypto just offers better, quicker and more efficient solutions than existing processes. Every country and company wants faster, cheaper, more efficient... and as soon as some start to adopt crypto, the rest will follow or be left behind. One thing we do need for this to take effect is for the necessary groundwork and infrastructure to be in place - but this is surely just a matter of time.

It is true that the duration of this bear market has surprised many people, myself included. If I ask myself why it caught me by surprise, then I think the answer is that my expectations of price recovery were based more on hope than on logic.It is difficult to determine sometimes how much emotion can influence our decisions, even when we think we are being quite logical. As ever the most important thing is for everyone to learn from their own mistakes, and so be better prepared in future.

I do agree that the future still looks bright, but there is no denying that we have been going through a hard time this last year. But the fundamental promise offered by crypto remians as strong as ever, so there is still hope for the long-term!

The markets are still falling. As for where they will stop, I think all eyes are on BTC. This is for me the one to watch. ETH, XRP etc are just dropping in response to BTC drop. So we need to look at key support levels for BTC and whether they will hold. $3000 should be a psychologically important threshold.

Prices are bad at the moment and continue to fall. But I don't think crypto has had its day, I think there is plenty more including new highs to come. But it is certainly not good at the moment, and I would not advise people to buy in whilst prices are still in freefall.

It is looking bad, and wore than many of us feared. But the drop will stop somewhere. I don't think there's much chance that crypto will drop to $0. We must be patient. Trade if you are good at it, otherwise probably best to hold. The worst thing to do is sell at the bottom of the market, so we are all guessing where the bottom might be.

It's difficult to predict the bottom of the market. Now is certainly a good time to buy compared with last year, but there is a very strong chance that prices will fall further. Before today's drop I would have said buy now, but since we are still falling I might say you'd probably get better prices if you wait for further drops.

It's not really about which coin is where. ETH, XRP and BTC aren't direct competitors with one another, they each offer different things.
As to whether XRP can hit number one in market cap, I think it's possible but a long way (years) off.
For now and at least the medium-term future, BTC will dominate crypto and will have a huge effect on altcoin prices.

We are still in the bear market, and the question is where the decline will stop. I think $3000 for BTC should provide some support.
Looking a bit longer term, I do think we'll see a bull run in 2019, although maybe not to the sort of level we saw at the end of 2017.
Even longer term I'd say crypto is still the future and in a few years we will very likely see new ATHs for all of the good coins.

Complete speculation, but I think $3000 for BTC might be a solid support level that we can build from. As for ETH, I think it's just dependent on where it is when BTC hits $3000. Probably between $50 and $100 I would guess. I do think we'll have a new bull run, but only up to about $400 billion whole market as a maximum.

My expectation is that 2019 will continue to see the first effects of regulation, with KYC becoming mandatory for most if not all new projects.
I think we'll also continue to see lower expectations and lower soft and hard caps from new projects as the ICO fever of 2017 has dissipated completely.

Today's new price drops are more confirmation that the bear market continues. Yes, it does look like ETH will once again fall below $100. For me it is all about BTC now. I think BTC will be the one that hits a support level that stops further falls. Although where this will be is difficult to say. $3000 might have some good support.

I'm not convinced that this is a major factor. Crypto is young and it changes so much and so quickly. I would hope that the markets in 4 years' time bear little relation to today. Market maturity and depth should be much higher, and some regulation could well be in place.

No, I think it's irrelevant. Low supply means high individual coin price, high supply means low individual coin price. Supply is only relevant when linked with coin price... i.e., market cap.
The only relevance I can see for supply is current circulating supply versus total potential supply. The lower the percentage that is currently in circulation, the more chance there is of price dilution, i.e. reduction.

The best year for raising money from an ICO has probably already gone - I would say it was 2017. That was the height of ICO fever and anything that mentioned the word cryptocurrency has huge amounts of money thrown at it.
It is good I think that conditions now are more realistic, it means less chance of investors losing money.

There's no best answer really, we all have our own perspectives. When considering moving from one crypto to another it is often useful to look at price history of the coin vs BTC. BTC often leads the market with alt peaks and troughs not exactly aligning with those of BTC... which means price movements of alts relative to BTC are somewhat cyclic. So it can be useful to buy an alt when it is at a low vs BTC.
This is obviously less important than the merits and prospects of the project though. It's just one method of gaining perspective.

I'm very confident that XRP will not die, it will remain strong. IMHO it is one of the likeliest routes we have for crypto mass-adoption. Ripple are ahead of most other projects in pushing real-world adoption, and their team and professionalism are the best you'll see anywhere.