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441  Economy / Economics / Re: using credit card on: May 03, 2023, 04:04:47 AM
-snip-
People are now enjoying a lot of benefits by using credit cards especially they can enjoy the maximum benefits in making purchases. However, those who use credit cards have to pay attention to several things while using it. One of them is to pay regular installments. If a user fails to make regular payments after using the credit card then he will face a big problem. Moreover, cash withdraw through credit cards, which increases the interest rate. All credit cards are good for those who maintain regular spending and deposits.
if a credit card is used wisely, it is certain that many benefits will be obtained, because there are many facilities that can be obtained from using a credit card, which is different from a debit card.
but what you said is true, that using a credit card you have to be willing to pay according to the bill you get, don't ever make a partial payment of the bill, because the interest received is very high and this can make the bill bigger.
Likewise, like you said, taking cash using a credit card is not recommended because the interest for taking it is very large and greater than a normal loan.
once again you have to be wise in using a credit card because you will get many benefits.
442  Economy / Economics / Re: Which is better, staking or investing? on: May 03, 2023, 03:55:55 AM
If you have a lot of funds then staking options will be good because the risk of loss is small, but make sure you choose stable staking and large trading volume, don't choose low volume staking coins and not the stable coin category because you will lose asset value, but some choose investments because more profitable and free to trade those coins anytime.
Actually, if you are not yet an expert in trading, it is better to really look for options and staking is quite very wise to do because as you said the risk is indeed smaller but also the income is not that big and commensurate with the situation.
if you already know trading, of course it is the best choice with big risks and also lucrative income. so everything is always good and bad, it just depends on how to make the best choice according to your abilities and available funds.
443  Economy / Speculation / Re: Will Btc get to $12k or $10k on: May 03, 2023, 03:37:14 AM
this is the character of Bitcoin, every time you reach ATH, it will drop until the price is close to the start before increasing, this character is repeated every time you reach ATH, so it's no wonder that when the last ATH is in 2021, it will decrease afterwards, but at the beginning of this year there is certainly a surprising increase but it can be said that it is only a surprise and will not be able to achieve a significant increase.
so it is likely that it will increase starting after the halving period occurs in 2024 and a year later 2025 is when ATH will be renewable.
now is the right time to keep buying because you can be sure the waiting time is not too long to be able to increase.
it's a cycle that we often see after BTC reaches ath and there is a fairly large crash, however, there are two negative sides that occurred in the previous year which also became a big reference to the chaos of the market situation, including the collapse of FTX and the collapse of Terra Luna which resulted in thousands of investors suffering losses which is big enough to even be the worst point in the history of cryptocurrency.

After this incident, the price of BTC slowly rose again, even if we measure it at the lowest price, of course, BTC has doubled this month. I believe bitcoin will reach a fantastic price in the coming years, it is possible that this year we hope BTC can reach $ 50k before recording a new ATH before the halving.
an incident that was indeed very detrimental to investors, but that did not stop them from continuing to hunt for bitcoin, and you are right that BTC has increased compared to the beginning of the year.
hoping that there will be no surprises that will make BTC fall again, instead I also hope that $ 50K will be able to be reached when it enters the halving period which will give impetus to increase.
The newest ATH will certainly make more surprises than previously predicted in 2021, we are waiting for that.
444  Bitcoin / Bitcoin Discussion / Re: Bitcoin Halving only 1 year away on: May 03, 2023, 02:43:29 AM
A useful reminder when investing in BTC is to exercise caution and good judgment. While history may suggest that halvings can lead to bull runs and new ATHs, it's important to remember that past performance is not a guarantee of future results. One more thing is taking on debt or risking your basic needs to invest in BTC is not advisable. Instead, learn how to DCA your investment to reduce risk and volatility. In summary, while it's understandable to be excited about the potential for BTC, it's important to approach investing with caution, patience, and a long-term perspective.
trust in bitcoin is very high and cannot be avoided, but what you say can also be true that even though bitcoin's past experience will increase when it enters the halving period and a year later it will reach a renewable ATH, but caution is still being exercised. therefore, when bitcoin is going down, immediately buy for investment, hold off until the halving occurs, so that if it misses, you won't be too disappointed because you have indeed bought it at a low price.
but it must also be remembered that bitcoin has been repeating itself all this time, so many believe that the halving period will increase the price of bitcoin.
445  Alternate cryptocurrencies / Altcoin Discussion / Re: Altcoins dead? on: May 03, 2023, 02:30:18 AM
the crypto market cannot be predicted, there are times when coin prices fall and when coin prices rise, you need to know that when coin prices go down it doesn't mean that coins are dead, especially like big coins, eth you just need patience waiting for coin prices to rise again if you need to hold it for the long term do not easily despair or you recklessly sell coins at low prices.
sometimes many are impatient when the price drops and are afraid that this is a catastrophe that will happen, even though you are right in saying that it takes patience when holding a coin like ethereum which is sure to go down or up at any time, but the ethereum coin is a very good coin , and this is a coin with a long term investment. so only by holding back will you avoid losses that could occur if you sell directly with the aim of not losing too much.
Yes every coin needs to be managed differently and when it comes to top coins like Bitcoin or Ethereum surely holding them is not a big deal,
because as you said that the two coins are no doubt for long term investment,
i think it is the best choice.
yes, so far the two coins that you said are still the best and no one has been able to compete as an investment, even though there are BNB which are also quite good and very calculated for the future.
you just need to be patient when you already have bitcoin and ethereum, because these coins have characteristics that are very different from other coins. if you want to hold it until a certain time then you can be sure you will get a very good profit.
446  Alternate cryptocurrencies / Altcoin Discussion / Re: Altcoins dead? on: May 02, 2023, 11:26:40 AM
the crypto market cannot be predicted, there are times when coin prices fall and when coin prices rise, you need to know that when coin prices go down it doesn't mean that coins are dead, especially like big coins, eth you just need patience waiting for coin prices to rise again if you need to hold it for the long term do not easily despair or you recklessly sell coins at low prices.
sometimes many are impatient when the price drops and are afraid that this is a catastrophe that will happen, even though you are right in saying that it takes patience when holding a coin like ethereum which is sure to go down or up at any time, but the ethereum coin is a very good coin , and this is a coin with a long term investment. so only by holding back will you avoid losses that could occur if you sell directly with the aim of not losing too much.
447  Economy / Speculation / Re: Bitcoin is on 30k how was your feelings ? on: May 02, 2023, 08:14:27 AM
When the bitcoin price is back above $30k, of course we all feel very happy because the last few months the bitcoin price has climbed above $30k. Therefore I expect bitcoin's current rise in price to continue at least soon to reach at least above $40k this year.
maybe it will go down first before it will increase to reach $ 40K, because with a long enough time, the price will probably be able to go down again before actually preparing for the moment to increase closer to the time the halving will occur. The halving is just waiting for the month and there will always be surprises beforehand.
448  Alternate cryptocurrencies / Speculation (Altcoins) / Re: Surprise back!!!! on: May 02, 2023, 08:07:37 AM
-snip-
Doge is already supported by Elon musk but he also likes to joke, I think Doge for Elon is like a dog from the digital world,
especially a few days ago Doge became the logo on Twitter and I know it's part of April Mops.
It seems you are right, that Doge has become like his, Elon Musk continues to do every surprise to bring Doge to the attention of many investors, even though the shock does not always have a long impact, it creates unexpected surprises.
Unfortunately, Elon Musk is not able to boost Doge. If the market situation is really not good, maybe when the market improves, Elon Musk will make another surprise.
449  Economy / Economics / Re: Why is Bitcoin always affected on: May 02, 2023, 07:59:43 AM
I apologize if this is a dumb question but the fact is that I don't know why.
My question is, why is Bitcoin market always affected by all economics news, example is the issues with US bank like the SVB. Thank you
I think you also need to know, but world economic news not only affects crypto (bitcoin) but almost everything that is connected with all forms of financial transactions will certainly be affected. because speculators who actually carry out financial transactions will make any news about the economy a reference because it will indirectly give them options for what to do.
450  Alternate cryptocurrencies / Bounties (Altcoins) / Re: [BOUNTY] OlympianINU on: April 28, 2023, 04:11:30 AM
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451  Alternate cryptocurrencies / Speculation (Altcoins) / Re: Next better altcoin? on: April 24, 2023, 12:03:05 AM
altcoins currently have great potential to pump compared to Bitcoin, especially Doge which is always being tweeted by elon musk,
and you can see for yourself how Doge reacts when it arrives, and yes Doge has increased,
from that I know that altcoins are currently the best is Doge followed by BNB and Ethereum.
It seems you trust Doge too much, but you also have to know that coin memes cannot be relied upon for the long term, moreover Doge only relies on Elon Musk, not from Doge himself or his community.
I am very sure for the best ethereum and BNB altcoins, doge is also good but compared to shiba inu of course I prefer shiba inu because shiba inu runs the program well and the community is very supportive.

but all decisions really depend on the individual and no one can intervene in any way, because those who have the funds and who experience it are themselves.
452  Other / Off-topic / Re: Prepare for the life when you get old on: April 23, 2023, 11:44:41 PM
Getting old doesn't mean you won't work anymore.  I think I will do something when I retire, a job that I love.  If I don't do anything I will quickly get older.  This I learned from the old people in the village.

Family finance is difficult to describe.  It depends on our own spending.  If possible, create food by growing your own vegetables and raising animals like chickens, ducks and pigs.

Always have some money in the bank is the best way to deal with the unexpected.
agree, after retiring does not mean not doing activities anymore because by continuing to want to not quickly become forgetful (old) then we have to continue to train our minds with usual activities and what we like, then we will stay fit and well maintained.
finances can continue to decrease if you don't do odd jobs which can at least reduce expenses, because relying on interest from the bank from existing savings certainly cannot be sufficient, or as you do by creating jobs by growing vegetables and animals it will at least reduce the costs incurred might be issued.
453  Economy / Economics / Re: War: who benefits and how! on: April 22, 2023, 10:34:27 PM
What scares me most is the Taiwan vs. China conflict because we are near it and there is the possibility that we will get into battle when we should not be there. Only those leaders benefit from it, and the people suffer.

I haven't thought about the Taiwan and China issue because I don't think it will happen even though news about them is regularly published in the media. Because in my opinion, it is not in their favor for China to join the war right now because their goal is not only to unify Taiwan, but they also want to become the number one power in the world. So getting into war at this point is not entirely in their favor. China is not like Russia, they are more greedy and want more things.
The problem between China and Taiwan seems to have been going on for a long time, since 1949 when it decided not to join China. if indeed China wants to immediately control Taiwan it can be ascertained that it will do so from the beginning of the secession but it is not carried out and only ceremonially that it will do so at every opportunity when Taiwan continues to be in touch with the USA, after that nothing will happen.
so I assume that China has no intention at all to intervene in Taiwan because of something that is difficult to disclose.
454  Bitcoin / Bitcoin Discussion / Re: Do you think China is playing a double game? on: April 22, 2023, 10:21:12 PM
I think it's legal in controlling any economy to be sure that superpowers like China will always look for opportunities that can be done to get what they want by looking at rivals who have always been opponents in any field, everything that has been done will be able to change in an instant, if indeed saw an opportunity to dominate.

especially with the hostile situation (USA) is really not doing well with the regulations that are being carried out making many feel uneasy and many are relocating and not even operating anymore.

although maybe right now he is using Hong Kong territory for a while by looking at the prospects that will happen, if it is indeed possible and profitable then he will easily move from there.
455  Economy / Speculation / Re: Can we experience $80k this year? on: April 22, 2023, 09:50:29 PM
I also doubt that it will increase by that much, my only prediction is that the possibility of the previous increase was only a temporary surprise and if there will be a continuous increase, it will not be as large as the estimate. because the economic situation doesn't seem to be improving as a whole and that will affect crypto as well, moreover next year there will be a halving period so if it does increase it won't be big. in fact later after the halving period there will be a significant increase, but predictions can also be wrong.

You're not wrong with your prediction but the price will not continue dumping since what we're experiencing now with the market is just a correction to the pumps we have had in the last few weeks. Traders are taking profits and short term investors too are taking profits and since there isn't enough new money flowing into the market, the market can't hold of those sell pressure.
agree with you, of course everyone hopes that this is a momentary correction but remains stable and there are no surprises that will actually make the price go back down, of course this is the momentum of short-term traders looking for profits that can be obtained. it looks like traders with large capital are able to do this because readiness in the right actions is needed so that they don't anticipate wrong things.

The economy situation are in favor to the market since other financial markets are getting a hit and people are looking for better investment opportunities which Bitcoin offers that. The banks aren't safe anymore as more of them are going bankrupt but if you're invested in Bitcoin, that isn't a possibility.
those who already know that bitcoin plays a very big role will of course start avoiding banking for every investment that will be made, because banks do not provide good enough interest even as you said the possibility of banking going bankrupt can happen and this will not be possible (until now) to happen on bitcoin investment. not yet with the benefits derived from the increased price of the initial purchase of course it will not be obtained at the bank.
456  Economy / Economics / Re: Why do people stay poor? on: April 22, 2023, 09:31:47 PM
Education is really necessary but it must be admitted that even if you are well educated, but in today's society you don't have relationships and money, then find a job in the right major, in line with your wishes, its really hard. It's a sad reality that happens in many poor countries like ours, it's miserable for many young graduates who can't find good jobs because they don't have good relationships. Meanwhile, people with average education but with good relationships find jobs with very good incomes.
right my friends, the reality is that there are many poor and developing countries, even though many understand the meaning of education for a brighter future, but there are phenomenal and inseparable obstacles that still need relationships and even money to make things easier if you want to get a good job. accordance with the education that has been pursued so far.

due to the fact that the number of available jobs is small compared to the number of graduates who are more numerous, it is not surprising that there will be problems and unwanted things will happen,

although there are still those who don't need to have connections and money, what is certain is that they do have advantages because high grades were obtained in college, but the % was very disproportionate.
457  Economy / Economics / Re: Why do people stay poor? on: April 22, 2023, 09:03:50 AM
I have always wanted to ask this question is it that there is no opportunity or they do not want to get rich
Mate please more to this I am confused here.

The reasons why people remain poor are so complex and varied that you should Look for opportunities to improve your skills and education, whether through formal education or on-the-job training. This can help you qualify for higher paying jobs and advance your career. don't give up friend life goes on.
higher education for some jobs is really needed, that's why many really want to achieve the highest education, in order to achieve their goals. but there are not a few job opportunities that are not only seen from education, but opportunities to be able to work from relationships, because opportunities from relationships are also important.
because almost half of the jobs in developing countries are also very dependent on relationships that can provide facilities, even though education that makes you smart is also upholding but maybe the % of opportunities are also somewhat reduced by opportunities from relationships. but I agree that if you are already working then your education will affect your position at a higher level.
458  Economy / Speculation / Re: Bitcoin Price Predictions? on: April 22, 2023, 06:37:10 AM
Based on where the price of Bitcoin reach in this month of April, showed that the price will reach $35,000 before the end of this month because the green light is preparing to remain stable for those that invested some years ago to start having hope of winning something big before the end of this year. I think, there will be massive pumping next year because the price of Bitcoin started displaying some positive signs from the month of January to alert long term investors and short term investors to get prepare for bullish season soon. Bullish market will definitely start before the end of December because the price of Bitcoin will hit back 50,000 to make investors believe that next year 2024 will be more favourable than this year.
I think what you said is right, bitcoin is indeed heading towards a very stable situation and hope that bitcoin will increase but not too high because next year's situation is entering the halving period. your predictions I agree that the end of december will be able to reach $ 50K, which sets up for continued increase early next year.
it is clear that investors are already preparing themselves for the halving period at which time bitcoin will slowly increase until the next year to reach the renewable ATH.
this is the moment where to continue to buy and allocate funds for investment in the best bitcoins and altcoins.
459  Economy / Speculation / Re: Can we experience $80k this year? on: April 22, 2023, 05:57:25 AM
Of course, if you look at the current market conditions the opportunity to reach $ 80K is easy to achieve, I'm sure this year the market will rise, as evidenced by the increasing volume of daily transactions and prices slowly continue to rise even with a small percentage.
I also doubt that it will increase by that much, my only prediction is that the possibility of the previous increase was only a temporary surprise and if there will be a continuous increase, it will not be as large as the estimate. because the economic situation doesn't seem to be improving as a whole and that will affect crypto as well, moreover next year there will be a halving period so if it does increase it won't be big. in fact later after the halving period there will be a significant increase, but predictions can also be wrong.
460  Alternate cryptocurrencies / Altcoin Discussion / Re: Favourite MEME COINS? on: April 22, 2023, 05:13:29 AM
according to my experience, in the past, when the market was experiencing a long bullish period, investing in any meme coin was not a problem, because it would definitely make a profit, but now when a bear market comes, the meme coins will automatically fall and die first. therefore, now not just any meme coin can survive, it is very difficult to determine
It seems you are right my friend, right now the situation is indeed the market is not good so if you want to speculate with meme coins it is very risky because even in a stable market situation meme coins can disappear from the market. Placing funds to make meme coins certainly requires very in-depth analysis, maybe until now there are still doge and shiba inu that can be relied on and nothing else. but again it is not recommended to hold meme coins for a long time.
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