I believe that it will not significantly impact the overall crypto market since we are decentralized and not owned by a single country. Look at what happened in the past with China's ban on bitcoin. Although the market panicked, bitcoin eventually reached a new all-time high. Bitcoin and fiat are different; during times of war, fiat will suffer, but bitcoin will prosper. That's my take.

If the only thing that is stopping you from spending your coins are the high fees then you will not be able to hold your coins for long as I doubt the congestion on the network will last forever.

Now I will not deny that out of convenience I am purposely avoiding making any bitcoin transaction at the moment, but since I am convinced about the potential of bitcoin, not only as an asset which can go up in value but as a technology which will be widely used on the future, then it is way easier for myself to hold my coins even if there are some things which I would like to buy at the moment.

Just like in business adding more capital is a way to increase profit and market market share.
However, when it comes to trading, I know we wanted more but must have to think that it adds risk as well. I'd never find it a good option in trading unless it was really necessary if our capital is very small. We should not be greedy in trading and must know contentment otherwise, this would lead us to addiction and we know what will happen when greediness is on our side - out of control and losses.

yes that's right, beginners who are new to trading or crypto should follow that advice. But let's see, many newbies just want instant results without the need to learn more about the science of trading. only rely on signals from others.
It will never develop if you only rely on others, it will only wait where they will experience a lot of losses when the advice from others is wrong.

Self confidence is a risky subject though, because if you should not have it, then having it means it's a risk. So, do not follow others blindly and make stupid trades just because others told you, that part is true. However, do not trade with your own analysis if you do not know how to do that neither.

Some people do their own analysis without any prior education on the subject and they end up with a lot of money lost, that's a bad deal and should not be done, and I would highly suggest others not to do that. First learn how to trade and then you could make your own analysis and you could make a profit, that will be a lot better for you in the long run. That way, not only you will have self-confidence, but you will also have one that is deservedly there.

yes it is true that bear market is helpful for those who wish to make investment in some solid coins but we don't have any idea that the down token will recover back to its higher price or will die during this bear period. So bear and bull both are true friend but the problem is your luck whether it help you in making money or become a reason of yours loss. Sometimes you buy tokens which are in dip and wishes for its increasing value but unfortunately it become died. So the major thing is that always select a token which have the ability to maximize your money and don't let your money to decease in value.

That can be said about centralized staking. But with decentralized staking, that's another story. You're trusting your funds to the protocol, instead of a third-party. Things can go wrong if the platform is hacked or the stablecoin loses its parity to the US Dollar in an instant. Those are the risks involved with decentralized staking. But I still think it's a better alternative than just saving money in a bank.

With the collapse of major banks across the US, no one is safe these days. It's all a matter of diversifying your investment to reduce the risks of loss as much as possible. Who knows if stablecoins improve to a point where they will become "immune" from real world events? Just my opinion

Also people need to begin to make use of their common sense, as we know the robberies related to cryptocurrencies have increased dramatically during the last years, as now criminals know that they are valuable assets that can be stolen and which are difficult to get back, so people need to stop posting online about how much coins they have and revealing their identity on the process at the same time, as you do not know what kind of person would be watching and you could become their target.

And that's why he can collect it on his own and then until he reaches the minimum amount for deposit and exchange it on bitcoin. For if it will take around 10 days to complete the $10 less fee, he has to plan it well and make sure that he's doing it rightfully so that the savings that he's got won't just be taken into fees. There have been altcoins that seem to be cheap but in terms of their network fees, they're eating a lot of money from all of their users and investors. That's why if someone is still doing this strategy of DCAing for $1 daily, you save it first and then deposit it all at once like when it's big enough for the minimum deposit.

Indeed, it is exactly very risky, too risky. Moreover, the money should be used for daily necessity fulfillment or other urgent or emergency condition, this is not a wise way to take it although there is probability to give back again the money after getting profits. But, who will guarantee if they can really earn much profits from trading, right?
Although we know that the condition may be permitted by the wife, but as a husband, this is not good and wise decision, too risky. If he can get the profits, it will  be good.But if he cannot manage the money and lose much, this will be a big problem to him.

I really was having this question in mind to ask if it will advisable for somebody who want to start up trying doing online investment and chooses trade as perfect for him or her. What will be your advice for such person as a beginner into online Invertement. I want to hear your opinions if it right or wrong despite it risk,so what your opinion or advise .

Well said, we live for the family and for that we need to spare anything we have. In all our hard times our family used to be with us. When something had happened and they were not in a situation to handle it, then it is our sole responsibility to help them someway. In such situation if I don't have the fund and the only available thing is my bitcoin holding I'll sell and find a solution for it.

I can only imagine the situation there in Nigeria, people have hard time maintaining their life with their daily jobs. So bitcoin obviously is a blessing for people in Nigeria. I have seen so many Nigerian posting about their progress with bitcoin and cryptocurrency and many are successfully living their life thanks to bitcoin. So keep doing what you are doing, at least bitcoin will help you to support financially in the long run.

I also try to go with stablecoins, since my current plan is to hold in the long term. However, if I do not have enough Stable coins to pay for what I need and I am forced to sell satoshis I would only feel bad if it is a frivolous purchase, like candies, videogames, or some gadget I actually can live without.

On the other hand, if I need to sell Bitcoin in other to pay for food, education or (most importantly) health for me or my family, I would do it in a heartbeat and I would not feel much remorse about it, we are supposed to be aware of our priorities.

That is what I think. 

Money cannot buy happiness, peace, or good health; however, there are people who have money but are facing some serious unexpected emotional challenge; they have money but do not have peace of mind. I am saying this out of experience. A very wealthy man in the city were I resid lost his mother; the woman was young, but her health issues were severe; the son was distraught; he had enough money for every treatment, but his mother died. He made a statement and said, "above all, everything is just vanity." We try to make money to at least help others who need help, send children to school, and do other important things like OP's topic.

I still do not get what exactly is going on in Nigeria with cash, by the way.
I would have guessed that since the Nigerian government is going for the implementation of their E-Naira, the use of that CBDC's should not be a problem for the most of the population, unless there is a lack of internet access in the rural areas.

Also, someone could have a job and still not having savings or spare money at all, those kind of tight budgets exist.