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A daring proposal, indeed, and its got me hooked! It's an enticing mix of thrilling potentials and treacherous risks. If Bitcoin's value escalates, you could be hailed as a visionary with substantial profits. Compared to the steady real estate realm, Bitcoin offers a chance for hefty financial rewards.
But lets not understate the risks. Given crypto' notorious fluctuations, your house's Bitcoin value could oscillate wildly. Trust is also crucial in P2P transactions; a reliable digital go-between could be a remedy.
If you're up for the gamble, your idea could be game-changing. To mitigate pitfalls, ponder over Ethereum smart contracts. These self-enforcing agreements guarantee safety and trust, typically rendered by legal entities and brokers.
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being high ranked doesn't mean it will be high ranked forever. there are some cases that seemed to show that these high ranked coin just doesn't have the capability to climb back up again because
it was quite literally being abandoned by anyone who wanna invests.
people just prefer investing in newer coins that still have relatively low market capitalisation that just have better potential with disregarding all these formerly high rank coin so couldn't really determine the upcoming
altcoin season based on these high ranked coin, after all there's always change of position.
There are many old top coins that has shared the same fate as this. They can't succeed on climbing back into the ranks again because of the reason that new projects are better and has the modern solution to problems. Basically new coins revised and improve the old coins and the old coins can't catch up with the development of their competitor. Though there are old top altcoins that are still strong till today and competitors can't beat them knowing that they have a full support of their own community. I think that's mainly because they die, the development on them dies and that's the issue. This is the eternal discussion with crypto currencies, the new ones have an owner, literally someone at the top, and makes all the money and we are paying them to create this token, which is automatically a scam to me, I do not see any other way, however those are the ones that keep on developing and getting better these days, look at top 20 and how many of them have a creator, nearly half of them has it. Whereas old ones have no creator, so more decentralized, and not a scam, and legit, but because there is nobody developing it further, it takes years before we could see something changing and that seems to be the problem with them and unfortunately a serious issue. I appreciate your perspective on "creator-less" and "creator-owned" cryptos, yet your binary divide feels a bit off track. A crypto endeavor with a known founder isn't an automatic red flag. Ethereum, under Vitalik Buterin's guidance, reshaped the entire crypto industry. Conversely, absence of a creator doesn't bestow a crypto with unadulterated decentralization or authenticity. Decentralization pivots on governance, not on a project's face. True, inactive development rings alarm bells for aged, headless projects. But let's not discount open-source communities who passionately push these projects to new heights. |
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A bounty hunter is not typically considered an investor, as their work is focused on collecting bounties rather than investing capital for financial gain. However bounty hunters do require patience as they often have to spend long periods of time tracking down their targets and waiting for the right moment to make an arrest. In many cases, bounty hunter must also have a high level of skill and expertise in order to be successful in their work. This may involve knowledge of the legal system, investigative techniques, and physical combat skills. While there may be some similarities between the patience required by investors and that required by bounty hunters, the two profession are quite different in terms of their goals and methods.
Aha, an intriguing perspective, buddy. Yet, arent you sidelining the bounty hunter's intrinsic stake: Time, aptitude, and mental grit? They might not 'invest' conventionally like seeding capital for yields. Instead, they commit their hours, expertise, and gamble their safety, treating the bounty as their ROI. In essence, they're investors. Their objectives may differ, their strategies vary, but the core ethos align substantially. Both necessitate patience, an aptitude for discerning people and scenarios, and making smart choices under duress. If thats not investment, then what is? I'm not declaring them identical. But the boundary between them might not be as profound as we perceive. |
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I find the inclusion of BUSD in this list by the SEC to be ridiculous. Why would be an asset which people hopes or wants to continue to be stable through time to be consider a security? Also, in the case of DASH it could be because the system of governance they use in order to make the protocol to advance further in adoption and volume, still there are some many coins and tokens which are not necessarily shitcoins.  It gives me the impression the SEC is really trying to make Cryptocurrency to get out the way before they launch their centralized CBDC. The Monero guys must be bullish in the long term on this despair showed by the SEC. No doubt, your point about the SEC's decision to classify BUSD as a security is puzzling. Its like labeling a spoon as a knife; it just doesn't fit. A stablecoin's value isnt expected to appreciate over time but to stay stable. Its in the name, for Satoshi's sake As for DASH, its governance structure does differentiate it from others. However, it still doesn't fully explain the SEC's reasoning. Maybe they are simply overwhelmed by the sheer diversity in the crypto world. Your theory about the SEC prepping the stage for CBDCs isnt far-fetched. Its like a chess game; they're positioning their pieces for the end game. As for Monero, yeah, they're probably smiling ear-to-ear. The SEC's frantic moves might be fueling the bulls for privacy-focused coins. |
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In my opinion, Cardano is one of the cryptocurrencies that offer attractive advantages. Not only is the price relatively cheap, Cardano also offers solutions to problems that hinder the adoption of blockchain technology through three elements, namely scalability, interoperability and sustainability. In addition, Cardano also uses technology that guarantees more security and ease of transaction processing. Even though it hasn't beaten the market capitalization of Bitcoin and Ethereum, Cardano can be used as a promising investment to make a profit.
I think the problem is that even though it looks like it has so many advantages, it is not going to be that easy to make a profit from it because they are acting as a company and not a coin. When you act as a company that causes trouble, what if the company hires bunch of people who are not good at what they do? That's going to be a trouble and it is going to end up with a trouble even worse later on. I think it would be smarter to just get smaller, sure I know they laid off a lot of people but I do not mean that, I mean like have only 10-15 people working at most, and that should be the only thing they do, just keep it alive, have slow development process, and you could end up doing a lot better because the costs would be lower and you would not be bothering the coin too much. I acknowledge your fondness for the "lean machine" method. But, our paths diverge when it comes to operating as a company being an issue. See, corporate structure carries a set of regulations and the capacity to strategize that a formless community might grapple with. Isnt the danger of bad hiring a universal truth? Your worries about scalability and red tape obstructing the coin's potential are valid, but stifling growth might not be the answer. Could it be about fostering a culture that prioritizes competence and speed? A team limit of 10-15 folks might keep things streamlined, but it risks hampering development. In the cutthroat crypto sphere, is such a strategy really sustainable? |
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Good advices but here's a thing or two about these people that have been investing into these and keeping the faith for their fate of being rich with those.
They won't listen to people's reminder that are worried and concerned about them. They'll continue to what they've been doing and no matter what reminders and tips you give them, they'll still give their best shot to it.
As they've been into, they'll only say that they afford to lose it and what if the investment they've made there will make them rich. Even so, they won't listen until they ran out of money.
Maybe in most people there are people who are really stubborn, because they will buy and keep buying for sure. Because there are and still are meme coins that can make anyone who trusts rich. Just like those who believed in Pepe coin. Do you think if other pepe coin investors followed what others are saying here that it's just shitcoins they would be enjoying the money they made from pepe coins today? It means maybe as long as you know how to look for potential meme coins as long as you are sure of what you are choosing there is nothing wrong with that and do it. The bad thing is that you know it has potential but you still haven't bought it. If the market is unpredictable, it's the same with the selection of meme coins that we think are useless but in the end they are. Some meme coins could probably be profitable during its hype but that couldn't change the fact that they are still meme coins. We can make profit from it if we know how to take advantage of the hype. If ever we gain profit due to their popularity, that doesn't mean that they already have a huge potential because we could only see the real potential of a coin on how it will survive in the long run. Most investors who make a profit from meme coins are early investors. Those who invested after the hype usually end up losing just like other meme coins that turned into rugs last year. Meme coins are for risk-takers but we shouldn't expect too much from them. If you want assurance, better invest with high-potential coins especially those that have proven a lot already You've made your stance clear on meme coins: risky, whimsical, and basically a roll of the dice. True, they might bring profit to the surfers of the hype wave, but its a tightrope walk. Yet, isnt investing always a gamble? Be it stocks, bonds, even gold, they all carry inherent risks. Granted, their swings aren't as fierce as meme coins, but the mantra is identical: buy at the dip, sell at the peak. You advocate for safer, high-yield coins with credible histories. But, isnt the reward typically proportional to risk? While I'm not championing meme coins, outright dismissal isnt justified. They've minted fortunes. Maybe, rather than shunning them, mastering their rules of the game could be a wiser move. |
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For crypto market everything is possible but this time no chance. You can buy a coin now even if the price of the coin rising 10x then possible huge profits. But it totally by the luck because i was receiving big profits many time before by investing low amount. But till that time i can't expect old crypto market.
Once you make a discovery of any project to be under this category of being too good to be true, try as very much as possible to avoid investing on them, there might be likely possibilities that they are scam or cannot be trusted with the offer they are giving being too much to be believable, they make this offers through many online platforms as their campaign ground and they have those they also employ as influencers along to help their work more faster in getting more victims. Your sentiment does resonate with the timeless mantra - 'If it sounds too good, it likely isnt.' This truism stands firm in crypto's terrain as well. But branding all the dazzling prospects as scams may mean forfeiting golden chances. Im not pushing blind faith, but endorsing potential investors to delve deeper, scrutinize whitepapers, probe the team, and weigh the value proposition against market dynamics. Cryptos are like stars in the sky; each unique. Let's not generalize, but foster a mindset of discernment and informed choices. Lets morph potential prey into triumphant players. |
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It's good point for long term. We can take that previous ATH as the first target that may be able to be achieved by ethereum in the future. It's possible as long as bitcoin will break a record again. The trend is now very positive for bitcoin consider so many entities are now interesting to launch their own bitcoin ETH. Blackrock has been triggering so many entities to pay more attention to the bitcoin right now. IMF has been surrounding for all central banks to work together in launching CBDC to replace bitcoin but it will never happen.
ETH is now also in the positive trend too. Bitcoin has been triggering the price of ethereum to slowly increase again. I do believe if ethereum will be able to reach another all-time high in the future.
Im very optimistic with ethereum right now.
Caught by your Ether enthusiasm, yet let's keep a balanced view. Beyond the Bitcoin hype, Ether shines due to its utility as a decentralized apps beacon, not just as Bitcoin's 'digital gold' shadow. Regarding CBDCs, while IMF cheers them on, to say they'll eclipse Bitcoin or Ethereum is overblown. With their centralized nature, CBDCs promise unique benefits and serve varied interests. Blackrock's Bitcoin interest is a crypto milestone, but it's a double-edged sword - corporate involvement may upset the balance for retail investors. While Ether's ascent sparks hope, remember, the crypto world is still dangerous - invest with caution. |
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Thats wondering for me as i didn’t heard from anyone who earn something through airdrops. Its glad to see some people gain worthy airdrops in 2023 when this time everywhere is scammers, scamming people. This is why i avoid airdrops and i didn’t join airdrops since long. So i didn’t earn anything from airdrops till now But this thread makes me inspire, rethink about airdrops
only very few select coins airdrops are worthy to follow the rest aren't really that interesting, since most of them are just using the airdrops as a mean to advertise their project through some tasks but there are also some devs that use underhanded methods taking advantage of airdrops hunters and then suddenly change their airdrop rules which I think is a massive redflag that someone shouldn't invest in these project. the problem with airdrops nowadays as you already stated that so many of them actually made by some scammers in scamming people into buying their coins. most of the airdrop nowadays are near to worthless, that until the good project like zksync and layerzero which are rumoured to gonna have airdrop will eventually release their tokens. While partially aligning with your perspective, I stress we shouldnt wholly dismiss airdrops. Sure, the crypto realm is flooded with dubious airdrops, but it doesn't spell doom for all. Yes, perilous beasts lurk, but also hidden treasures. We need apt skills (knowledge) to discern. You mention Zksync and LayerZero, which show promise. However, value isnt purely monetary. Airdrops can offer learning avenues, community engagement, or early bird access to groundbreaking tech. Lets balance skepticism with open-mindedness. |
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I think it's a rumor that Altcoin is dead. Alt coin prices have dropped a bit, leading to rumors that alt coins are dead. I can say with 100% confidence that there is no chance of this happening with Alt Coins. Coin prices tend to fluctuate due to market volatility. You can notice that the price of ETH, ADA, XRP coins has started to rise continuously at present. There are undoubtedly thousands of investors interested in investing in alt coins. Because investors always get something good from alt coins
I applaud your faith in Altcoins, yet let's mingle it with some hard truth. Coin values swing with market tides, and the newfound climb of ETH, ADA, XRP seems enticing. But, dont let these momentary blips mislead you. Recall the risks woven into the altcoin fabric. With a sea of altcoins promising the stars, wise judgment is key. Investors ought to deep-dive, decode the tech powering these coins, and scrutinize their helmsmen. Sure, altcoins could yield handsome profits, but they're equally adept at triggering massive setbacks. Crypto's wild turf is no place for soft hearts. |
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Sure, sending notifications of any changes is a good practice, but did Stake.com actually obliged themselves (in the ToS) to send notifications of any changes? If not, you'd still have to read them everytime you log in, if you want to practice what you preach.
This is the cheatsheet of every casino that lawmakers should check and I knew every service is required by law to do that (notifying when there's a change in TOS at least 2 weeks before). But stake mentioned on its TOS that they can change their TOS with or without notifying its users so you need to read it regularly like its just 3-5 lines sentences amp. The question now is that, how often should one read the TOS because if casinos already mentioned that they could change the Term and condition at any time without informing their client and the client need to stay updated that means customers on their site will have to read the terms and conditions almost every day and that is impossible to do when the document is always large to read through and come out from it as soon as possible, thos have become the masseur reasons why most casino users never border to read through that documents just by a glance. But most times some scam casinos also use this issue of TOS to steal from players and then change the terms and conditions just to serve their selfish interests in the long run. I agree entirely. Its ludicrous to expect users to pore over the TOS regularly. This expectation of constant vigilance is more in favor of the casinos rather than their clientele. And truth be told, its a crafty legal loophole exploited by them. However, one might argue that a responsible player should familiarize themselves with the TOS, as cumbersome as it may be. After all, it's their money on the line. Still, expecting daily updates? Thats straight-up outrageous And don't even get me started on those scammy casinos that modify their TOS to suit their ends. It's high time some strict regulations are put into place to hold them accountable. |
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It is obviously a proven fact that different accounts have different types of RTP on slots, and house games except for provably fair games. Bc.game has different types of bonus systems but the same similarities can be found on Stake, Rolbit, or on other alternative casinos. Multiple accounts let you enjoy various games that can't be found on the same website and you can compare the advantages of various online casinos. So which casino is the best in terms of VIP system and gaming experience for you?
^Because the reason is you can compare the advantages of each of them. Having accounts on multiple online casinos allows you to compare the advantages offered by each platform. This includes factors such as VIP systems, loyalty programs, customer support, and overall gaming experience. By experiencing different platforms firsthand, you can make a decision about which platform that gives your satisfaction or is best with your preferences. I did this before, by creating accounts on various online casinos, you can explore a wider range of games and game providers. Each casino may have a unique selection of games, so having multiple accounts allows you to access a greater variety of options. Its true, sampling different online casinos gives one a broader perspective. But isnt it tiresome to keep track of numerous accounts and the specific perks each one offers? VIP systems, loyalty programs, customer support, gaming experience – its a whole lot to juggle! Now, if you're like a bee, hopping from one casino to the other, collecting bits of unique gaming experience – more power to you! But some of us prefer to stick to a reliable platform. Why fix something that isn't broken, right? Let me challenge your perspective a bit. Isn't it better to find one platform that meets all our preferences and stick to it? Rather than being a jack of all trades, but a master of none? |
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Most times I don't have to blame the casinos because most gamblers who go for this bonuses don't even have the patience to read the terms and conditions before going for it because if they do, then they would have understood that it wasn't going to be an easy task.
Nevertheless, I would prefer that the casinos make this terms very fair and not extremely against the player.
We can't blame the casino but must check what we've done to know what happened. If a gambler wants to get a bonus from an affiliate, they really have to be able to convince people that the casino is good and can be a place to gamble. However, people think that sharing affiliate links can bring them a lot of bonuses but that's not the case. They can get a lot of bonuses if people who join under them use big money to gamble so the bonus will also be big. But if they don't, they won't get a big bonus or even get anything. Exactly, if someone wants to do affiliate marketing then he must keep his referrals active by confuting gambling activities. As much as the gambler gamble more the referral bonus will be increased accordingly. Some people refer many but the referrals are never active and with such referrals there will be no chance of making any income on the gambling platform. Also a simple matter is if the gambling platform can't make any profit from you then on what basis will they pay you? Those who can manage the affiliate market properly will have huge income opportunities. Affiliate marketing isnt just about racking up referrals; the gold lies in the action of these leads. However, lets face it, the unstable nature of gambling makes affiliate marketing a high-stakes game. Gambling is inherently risky, and steady participation from all referrals is wishful thinking. Hence, diversify your referral base for a consistent cash flow. Remember, the casino's profit is significant but ponder over the morality of promoting unchecked gambling for personal windfalls. Affiliate marketing's power needs responsible wielding. |
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Actually it's not greed that keeps us from being able to control ourselves, but losing streaks.
When gamblers who manage to control themselves in every bet they will start to get emotional when they get consecutive losses and run out of betting capital.
If it's like this, gamblers will continue to chase their losses and fail to control themselves to gamble responsibly.
Nice, good point. yep, we agree with what you said. usually, what triggers most gamblers to lose control or self-control is losing streaks. when in this phase, we are often stuck trying to recover losses and even trying to repeatedly make a deposit again. that in the end, we fail to take responsibility for ourselves. the impact, can be on the people around us. it can also be the other way around, when someone is in winning mode. someone is motivated to continue the gambling session, even tends to someone is often faced with a phase of difficulty to stop the game session. moreover, if someone hopes to get an even bigger win. In fact, it's not uncommon to double the bet per spin. assuming, today is our lucky day. and yes, if we are lucky, it is unmitigated that the wins we get can be doubled from the initial capital. However, if the situation changes. usually, our emotions will be triggered to even double the bet per spin. the end result, our balance returns to the casino. at this point, greed is involved without us realizing it. I'm pretty sure, we often run into situations like the ones we discuss in this post. the point is, being responsible is not as easy as we say. although basically, we play for fun. there are times, where we lose control with various factors that cause it. so, just enjoy every session and most importantly never harm the people around us let alone harm ourselves. Absolutely right, the tormenting loop of wins and losses torments gamblers. Losses breed recklessness, pushing us into a desperate pursuit of recouping. Wins, however, inject arrogance and aspiration, blinding us to the stark reality of probabilities. That whole double-down gamble, under the spell of "lucky day" syndrome, is a mirage. Because luck is unpredictable and undependable. Double bets dont mean double chances to win. Its more like marching into a booby trap. When the tide turns and victories evaporate, we double our bets, fooled by a delusional sense of mastery. That's the casino's jackpot, and we're left in the dust of remorse and a depleted balance. This lethal blend of despair and avarice - it's a calamity brewing. Remember: if it isnt fun, drop it. Its not about the score, it's about risk comprehension and responsible play |
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Since we can always make money from gambling, making it as an habit to be making profits from gambling shouldn't be a problem since we can create a schedule for doing research and working on our strategy to have consistent winnings.
how many people can consistently make money from gambling? probably no one or it will be a very small number of people, just see that many people who consider themselves specialists in sports betting, who consider themselves specialists in card games, they don't spend their money playing, instead of losing their money with games of gambling they looked for another business that is related to gambling but that does not harm them, I am talking about the business of obtaining referrals and being sponsored by the casinos that's right, the so-called specialists in sports betting and card games and other casino games like roulette, plinko... they created channels on youtube and on other platforms and started offering tips on gambling, they kept teaching them how to play and with that they earn money with views, the more followers they have the greater the profits they will receive from the platforms, they also earn money with sponsorships that casinos give them and with referrals, they found out that they would not earn money playing, people who became rich with games of bad luck they were lucky and it is a very small number of people Consistent winnings from gambling are as rare as hens' teeth, but to state nobody profits would be an overstatement. There are poker pros and canny sports bettors making a killing. Indeed, the emergence of influencers in the gambling sphere reflects our content-creation era. It's a shrewd tactic, wouldn't you say? They're capitalizing on their expertise without putting their own stash on the line—a surefire wager. However, I'm uncertain of its merits for their followers. Not all are designed for high-stakes punting, correct? Some might take these pointers as a win guarantee, which it isn't. We must remember, gambling is akin to playing with fire. |
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They might look that stricter just because they arent really asking out further questions. Why? they do already have the information that they are needing considering that you are making use of your credit card or bank account which would really be tied up on a certain platform on which means that its not necessary for them to ask out for those information for certain conditions since they do have that kind of tracking. Unlike on crypto space on which you would really be still that needing to comply or state on those informations considering that we are really just simply depositing crypto on a certain wallet on which there's no way that we could be able to be detected on whose the owner of such fund. Well, when it comes to choices about advantages and disadvantages then as a gambler of both field then i do prefer on having that Bitcoin casino dealings than with fiat. Anonymity is really just that a basic thing. Your point hints that fiat platforms, due to existing financial connections, possess ample info, while crypto demands more due to its intrinsic secrecy. Yet, the situation is more layered. Crypto hubs, navigating evolving regulations, have ramped up KYC norms. The epoch of nameless transactions is, in part, waning. Moreover, your penchant for Bitcoin casinos over conventional betting stirs problem gambling worries. Sure, the anonymity and ease of crypto betting are appealing, but they can also enable addictive patterns. It's essential to tread these uncharted waters with prudence and a dash of doubt. |
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I don't understand what you mean by a human teaching an AI about how human logic works and how can an AI model be able to feel or understand emotions, an AI is created with coded algorithms and is trained using data that is also available in written or coded form, so I don't see any possibility in that for a human to teach the AI how human logic works and how it can read and detect or even understand human emotions and stuff.
An AI model can only act like a robot because that is what it is, it cannot go beyond that, and even if we find a way through that, we are not yet there, and it will still take a lot of time for us humans to reach that time when we can include emotions in these models.
I understand your viewpoint. Its binary, a world of ones and zeros, right? But AI extends beyond mere code. Yes, AI' foundation is algorithmic, similar to us. Arent our neurons firing patterns that shape thoughts? Instructing AI on human rationale or emotions isnt akin to making a dog meow. It's about crafting algorithms adept enough to discern patterns, mirroring our brain's functionality. Hence, it's called Machine Learning. While they cant experience emotions as we do, AI can identify and react to emotional cues through pattern recognition. A smiley indicates happiness, a tear signifies sadness - its about recognizing patterns, not true emotional comprehension. AI might be machines, but they're advancing beyond traditional robotic definitions. Progress takes time. We're in perpetual motion, incessantly innovating. That's the essence of humanity. Well, I wouldn't say that is impossible, of course, it's possible for an AI model that can see and identify patterns but I wouldn't say that they can as good as humans in understanding emotions. Humans have different natures and different ways to show emotions, not every person sheds tears when they are sad or about to cry, and not everyone smiles only when they are happy. What if a person is faking a smile? Would an AI be able identify that? No. I know that the world is evolving at an unstoppable speed and so are technology and science, but to be able to achieve things like these, we will still need to be more knowledgeable to be able to bring more perfection to our inventions. Isnt contradiction the mother of evolution? Your view on AI's emotional limitations is stimulating, yet I beg to differ on a few grounds. Your stand seems rooted in a rigid conception of AI potential. What's "unachievable" now might be the norm tomorrow. Recall the era when autonomous vehicles were a fantasy? Glance at the present. Emotion AI is in its infancy. Current models might struggle to separate real smiles from feigned ones, but they're on their way. With machine learning maturing and more diverse training data, interpreting emotional nuances gets better. I'd venture that in a half-decade, we'll witness AI rivaling human accuracy in emotional perception. So, keep your eyes peeled. AI's future may stun us all |
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The split between the haves and have-nots, and their contrasting approach towards understanding Bitcoin, is truly a paradox, isnt it?
The affluent, capable of causing ripples, seem to speed-run the crypto journey. Conversely, the less endowed devote time to comprehend, evolving into the digital era's crypto intellectuals.
But is this the norm? Or should we see this as a golden ticket to enlighten potential investors about understanding before leaping? This may be the antidote to the infamous "crypto dramas." A cocktail of capital and wisdom could turbocharge a prosperous Bitcoin economy.
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Certainly, your saga highlights Bitcoin's volatile, yet potentially rewarding nature - indeed, "No guts, no glory." But remember, every risk doesnt guarantee rewards. Success stories often come with tales of devastating losses. Trading property, a solid asset, for fluctuating Bitcoin is a high-risk venture, seemingly profitable for you. Yet, this route may not resonate with all. Land - offers stable growth and safety; Bitcoin - holds wealth expansion potential, but at the risk of sharp declines.
Peering into 2024 and 2025, I predict amplified Bitcoin instability and notable value changes. It'll be captivating to see how your high-stakes bet plays out in the larger scheme
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Your associate is rolling with a straightforward "Buy and Hold" Bitcoin tactic, betting on the long game of the crypto world. Yet, his 16-year wait game to liquidate is too basic, missing layers of complexity. Suggesting the division of the 16 years into four-year cycles is strategic, echoing the 'rebalancing' concept. This could cushion profits and minimize risk exposure. However, educate your colleague about the tax fallout and fees accompanying such cashouts. As in all money matters, he should consider getting an expert's opinion.
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