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481  Economy / Economics / Re: "I saw my salary on a bottle of perfume today" on: November 09, 2023, 11:30:26 PM
Many people can talk about financial freedom in different ways. One person's perspective may be different but the main point remains the same is to have enough money. A man is financially independent if he has enough supply of money according to his wants and needs. Some people think that a person is financially independent if he is able to meet all his expenses normally after suddenly losing his ability to work. But in my case I need money with which I can do whatever I want within my limits. But I wouldn't say I need a lot of money to be financially independent. I am financially independent if I have enough money to cover my regular expenses.

People may have different opinions and views on what financial independence should be. But most people would agree that financial independence entails having enough money available to be able to comfortably cater for your wants and needs without having to worry about tomorrow.
For that to be possible, there should be more than one source of income coming in. You wouldn’t have to worry for a second if you don’t actively work anymore as there is still loads of money coming in from various sources. That’s being financially stable and independent. Not having to worry like the average man would about the inflation rate or unemployment rate as you’re not badly affected by either of them.
482  Economy / Gambling discussion / Re: Greed or risk on: November 09, 2023, 10:58:52 PM
Sometimes to take risk in a gambling matters and it do cause more profit, we all know that playing a gambling is also a risk and greediness because what prompted us to gamble is because of multiplying of our funds and sometimes it can be called greediness, so gambling is something you have to know your target in profit so that you will not lose because of a process of accumulating your funds, so greediness is a part of risk in gambling but people do not see it like, so what they are after is to criticise greediness why greedy is a risk we take both trading and gambling

Undoubtedly, greed is present in the heart and mind of a considerable number of gamblers whenever they bet on a game. They’re all about how much and how big the amount they stand to get if the game turns out favorable.
But not everyone is greedy when it comes to staking a bet.
No doubt, the money to be won is the ultimate reward when betting, I’d like to think there are people who bet not quite for the money to be gotten if lucky enough but mostly for the thrill and suspense they get out of it.
These set of people do not gamble in the hope of getting some sort of income from it.
483  Economy / Gambling discussion / Re: What conditions might cause you to stop gambling? on: November 09, 2023, 10:40:54 PM
But let's imagine, what kind of conditions might make you stop gambling?

I think what could make someone who’s an average income earner to either pause or quit entirely is mostly the finances of the individual.
For a couple, when the income earned which should ordinarily be enough with some left over for savings to cater for the needs and expenses of the family, suddenly isn’t nearly enough anymore cause of the gambling habits of the husband, the spouse would obviously have problems with the particular habit that’s beginning to affect the entire household.
I think the lack of financial resources to comfortably manage a gambling habit is a major factor on why individuals finally decide or are coerced by family and friends to quit such habits.
484  Economy / Gambling discussion / Re: Health Benefits of Gambling on: November 09, 2023, 10:06:43 PM
I’m not entirely surprised that gambling also has its benefits for some individuals. Like almost everything, there is a positive and negative side to it. After all, what’s good and beneficial to someone can also be bad to someone else.
I can understand gambling as a recreational activity could be stress relieving and also could lift up someone’s spirits and mood. It however doesn’t seem to be like that for everyone.
A habit can be harmless but when taken to the the extreme, it becomes an addiction and would then be harmful.
485  Economy / Gambling discussion / Re: Do You Believe That Reading People's Bad Experience Will Help You on: November 09, 2023, 04:19:13 AM
Do I believe that reading about people’s bad experience would help deter someone new to the gambling industry? Yes. I do believe that. Reading about the bad experiences of other gamblers could help change the minds of prospective gamblers from gambling much or not at all.
Reading about losses people have accumulated over the years would be a reminder that gambling is a win or lose situation and you can’t afford to earn a living from gambling.
486  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: November 08, 2023, 11:27:50 PM
I read the news saying Jadon Sancho was removed from the club’s WhatsApp group earlier which also means that a possible departure in the next transfer window is imminent. Could this really be the end of Sancho’s career at Manchester United? On several occasions we have witnessed fall outs between players and managers, there is a possibility that this could be settled internally.

It certainly doesn’t look good when you’re being removed from the clubs WhatsApp group. It obviously means you’re not wanted in the group and further more, in the club anymore.
This could likely be the end of his career playing at Manchester United and I would not be surprised. There were tell tales and it wasn’t exactly a secret about the coach’s displeasure with him.
If there’s a way to resolve this internally, there would have been moves put in place that would have not have resulted in him being removed from the WhatsApp group.
487  Economy / Gambling discussion / Re: Who among you here is gambling at work? on: November 08, 2023, 10:30:13 PM
It is maybe not now , but I have done this back years .

When crypto Gambling was introduce to me and I start Liking it ,  that is when it started
and given that my friend at work thought me about this gambling  and yes we even gamble using our computer without
other co workers noticing us and I felt being stupid and addicted those days , lucky that i stopped after losing my
Christmas bonus in 2019 and had a fight against my Wife and we almost have separated because of the addiction.

The ease of laying bets and how fast the process can be could make a gambler get attracted to gambling whenever, wherever and wouldn’t care much if he’s gambling while at work or at home. It doesn’t make much of a difference to him.
You’re quite lucky to have a partner that stuck by you and made you quit as well as well as lost bonuses that motivated you to check the habit and to quit gambling at work.
488  Economy / Economics / Re: "I saw my salary on a bottle of perfume today" on: November 08, 2023, 03:25:32 PM

What?!

Why should you diversify your portfolio, when you can read market patterns and use them? If you know something, you know something. And it will materialize. So you do not have to diversify.

And "passive income" is a scam!

Why shouldn’t you diversify your portfolio? Why depend on a single source of income? For an individual to be financially independent, a single source of income wouldn’t do.
It’s not all about fully knowing something so therefore you expect positive outcome all the time. It doesn’t work that way all the time and doesn’t always materialize, hence the need to diversify on your income. A wealthy person knows best to diversify on his income despite earning a huge sum from a single source. You just can’t get wealthy from earning from only one source.
489  Economy / Gambling discussion / Re: Never gamble in front of your kids. on: November 08, 2023, 12:22:32 PM
I once met a 13 year old boy playing slots, when I asked him how he knew about the game he was playing, he said he knew about the game from his older brother, that really broke my heart to be honest. as parents (for those who are married and have children) never show slot games or other types of gambling to our children, they are still in the learning stage, don't let our carelessness disrupt their learning and playing period (there have been many cases of children becoming gambling addicts and they don't want to go to school and even steal their parents' money to gamble).

Teenagers with little to no guidance and love from primarily the parents are open to such vices and is more likely to have an early start indulging themselves in such vices.
And they sometimes get the wrong notion that gambling could be a source where income can be made. I think that increases their interest in wanting to gamble. And in their ignorance on how addictive and financially damaging gambling can be, they’ll soon adapt gambling as a habit and if not careful, it would slowly become an addiction. That’s when school becomes less of a priority and stealing to indulge himself would not seem so bad anymore.
490  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: November 08, 2023, 11:01:56 AM
I think Chelsea would make the match difficult for Man City on Saturday based on the analysis of their performance against top team this season, recall they drew Liverpool and played brilliantly well, they also played Arsenal and we're on the top the game but couldn't hold on to their two goals lead unfortunately drew the match nevertheless they played very well in that match, last weekend they broke the unbeaten run of Tottenham Hotspur these season and earned a well deserve win against them, it's like they always have problems with mid table teams and win other matches, Man City played mid week UCL match against Young Boys while Chelsea squad is rested another advantage for their players to come out fresh in the weekend.

I don’t think it would be that much of an easy task for Manchester City to have a win over Chelsea but I don’t doubt they would come out the victor in the end.
They may have seemed to have an improvement in their performance but it wouldn’t be enough to defeat Man City. This is just my opinion anyways as in football, there’s could still be a positive outcome for Chelsea to win the game. I just don’t see that happening. They would need to work pretty hard if they want the win and also send a message to other teams that they’re not to be underestimated anymore.
491  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: November 08, 2023, 03:54:44 AM

As it stand now, Chelsea has moved up to 10th on the standings table and they will play Man City on Sunday. While all Chelsea supporters are happy with their team's improvement, I still have doubt that Chelsea will have a difficult challenge against Man City.

They wouldn’t have it so easy when they finally meet with Manchester City later this weekend. It would be a difficult game for Chelsea as I think Manchester City would have a win in the game.
No doubt, Chelsea has improved in their performance and all but not so much that they could stand a chance at winning a team like Manchester City. Chelsea’s supporters may be happy with their recent improvement in their games, I think they’re realistic enough to know they’ve got a difficult game playing against Man City.
492  Economy / Gambling discussion / Re: Never gamble in front of your kids. on: November 07, 2023, 03:41:46 PM
So it's really better not to gamble in front of our children or other children. Because gambling does not bring good things to children who are young in mind and age. And it doesn't look normal, to be honest.

Then sometimes, even if we don't show the child that we are gambling, they will still have curiosity to learn about gambling, and of course what is imprinted in their minds is that gambling looks good; such concepts are seen in the scenario.

Although I don’t think the idea of gambling in front of your kid is responsible, the idea of it not looking normal is arguable. People have and still do gamble in front of their kids that it doesn’t seem weird anymore. .
And I don’t think young children would get that interested in gambling when they’ve got of kiddies things that would occupy their time and mine.

Some kids being exposed to gambling either from the parents or wherever, would most likely develop an attraction and a liking to it as they’ve seen daddy gamble all the time.
It doesn’t look responsible to me gambling in front of your little ones.
493  Economy / Economics / Re: What is the right age for financial stability? on: November 07, 2023, 02:52:30 PM
You can certainly say that easily - but realize that you haven't really thought about the future until you're over 20. Teenagers aged 15 to 18 don't really care about their future - they just need to focus on a good education instead of financial problems. Not many children have the mindset you say - most of them still expect pocket money from their parents until they grow up.

Of course – the sooner this mindset is implemented, the better. I started saving when I had an income - but I learned to save when I was under 18 years old. I started investing when I had an income - previously I only saved to meet my desired targets.

Yeah, I know it’s easier said than done and it’s obviously not a thing that would be in the minds of most teenagers and young adults. Most wouldn’t think much of the future yet as there’s so much to live for in the present.
But there are still some young kids who perhaps not coming from a family that could help them start up. It’s a good thing you got the sense to know the value of savings and was actually disciplined enough to put something away from whatever you earned.

Children from an average income household can afford to focus on his education alone without much thought about his own financial stability in the future.
494  Economy / Economics / Re: What is the right age for financial stability? on: November 06, 2023, 10:02:58 PM
Some people think that they can live a lavish lifestyle as long as they are still 20 years old, and maybe when they
It's always wise and profitable to start saving and investing at a young age, like 18 years old.

18 years of age is the age I think where the individual is classified as an adult in most countries. It’s best to start savings and planning for your future long before 18. A solid foundation would hold steady a big strong house. An early start would make an easy finish so it’s best to start planning as early as possible.
Obviously, not everyone was born with a silver spoon and has the same financial background so in my opinion, there is no “right” age. Just start as soon as possible.

We also shouldn’t let the pressure for savings and all stop us from living our lives in the moment. We’ve got a life that can be cut short any time.
All work and no play makes jack a dull boy.
495  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: November 03, 2023, 03:58:23 PM
Expectations all United fans wanted happened, the coach qualified United to the Champions League this season.
This season has not gone as planned some signings are not hundred percent and the management have problems with funding the club.
It is clear they have no clear goal and missions.
Still on he will not lose his job, Ten Hag made Man United smile all last season. Their will be winning immediately players to improve the backline improves.

One thing is clear, it doesn’t seem the management wants him out anytime soon as well. They seem to be behind him despite all the talks going around on social media.
Ten Hag didn’t perform as badly last season as he did qualify for the champions league. But you would admit that the expectations fans has of him this season hasn’t been so far good. He did manage to make people hopeful with the results of last seasons.
496  Economy / Gambling discussion / Re: Are successful gamblers seen as addicts? on: November 03, 2023, 11:50:08 AM
Successful gamblers know when to stop and when to quit. Taking a break is never a sign of defeat. Sometimes you just really have to reflect on the things that you did - what went wrong or how you can do better, so that the next time around, you'll be achieving what you want.

You can’t be successful if you have no sense of timing. For you to be successful to be in anything, you need to be aware of the time as well as money spent in doing. If you seem to be spending a lot of time and money and it doesn’t seem to be productive, it’s best to leave it. In gambling, people spend a lot of time and money and it almost always doesn’t turn out productive.
Taking a break is a sign of being matured about your habits and knowing when it’s enough to stop. Like you noted, It helps in self reflection.
497  Other / Off-topic / Re: Keeping your gambling habit a secret. on: November 03, 2023, 11:22:07 AM
I think one should not keep any job or activity as a secret because if there is no secret then people can give you suggestions and advice otherwise you will loss money continuously and people will know it when you completely loss whole amount and start borrowing money from others. Your work have impact on your personality therefore if you have bad job your career will also be bad and if you choose better job you can speak about it with everyone because you will be glad for your act.

It’s not such a bad idea to keep your activities secret from people around. It’s the individuals choice anyway to keep his activities private and it’s not the business of anyone. It also doesn’t mean it’s necessarily a bad thing that’s being done and that’s why it’s kept a secret.
Agreed, when your habits are being kept secret and it begins to consume you, there would be no one to talk some sense into you and it could spiral into an addiction.

Asides all that, people are free to keep their activities secret and private from prying and judging eyes. And there are a lot of them in the society.
498  Economy / Gambling discussion / Re: Gambling and it effects on: November 03, 2023, 10:42:08 AM
If gambling just becomes a habit, I don't see a problem with that, because as long as it doesn't affect our personal lives or our responsibility to our families, I think it's fine.

I don’t think gambling becoming a habit is not necessarily a good thing. Anything that becomes a habit can be abused and later grow and become an addict.
Anything that can become a habit would definitely affect our personal responsibilities with our families cause a habit is something you indulge yourself with almost every spare time you can get. And gambling addiction, like just any addiction affects the individual and the people around. I think it would be a lot safer you don’t take up gambling as a habit.  
499  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: November 03, 2023, 06:37:36 AM
Why are the vast majority of Manchester United supporters pointing accusing fingers at Erik Ten Hag? We all know that every manager has both remarkable seasons and horrific seasons, and Erik Ten Hag has certainly had a terrible season. During Erik Ten Hag's first season as manager of Manchester United, everyone hoped he would be the ideal coach who would raise the team's performance to the next level, but they had no idea he was merely putting in effort because it was his first season. I'll say it again: Erik Ten Hag's performance is incompatible, and he lacks the core qualities to motivate his players.

I don’t think the vast majority of Man United supporters are accusing Ten Hag of anything. If anything, the majority of United fans may be solidly behind him despite everything and all the losses.
There may be opinions from just about anyone who could easily and falsely claim to be supporters of the club while they’re not. Everyone has strong opinions about how something should be done better and aren’t hesitant to state it.
Obviously, there was a lot expected from Ten Hag when he was first appointed and he may not have met these expectations.
500  Economy / Gambling discussion / Re: The madness of gambling addicts. on: November 03, 2023, 05:29:53 AM

I have a family who is addicted to drugs but I think they have the same principle because, in my observations, they are willing to sacrifice anybody just to fill their needs because they don't really care about anyone anymore as long as they get the means to do their addictions. Just like the story I always relate concerning this topic, when our neighbor befriended a gambling addict, they won't give him peace because whenever he loses all the money from playing cards, he goes to ask for money from them even in the middle of the night where everyone is sleeping and this is a real story because I witnessed it myself. this is how mad they are and they cannot just simply stop whenever they want.

Addiction to drugs is the same like any other addiction. The habit tends to control the behavior and thoughts of the individual involved. And like any addiction, it would tend to control the activities of your life and this would I turn affect your life and the people in it.
No one has much patience for an addict aside from family and close friends and everyone tends to leave the addict sooner or later.
I don’t think addicts don’t care and is willing to sacrifice anyone just to feed their addict. They simply prioritize themselves and the need to feed their habit over anything else, including family. At Regis point, stopping is easier said than done as it’s no easy task for an addict to just quit.
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