Yes, we ll add this option in e-Chat after basic promisses 

You could say that, and what is the true value of this coin?

I've been thinking about the risk/return side a little more. By investing in REAL, you're buying into EU real estate (although we don't really know what country for sure). It also sounds like it'll likely be hotel investments. Let's put aside the possibility that they are actually just going to sell you a property they already own.

Holding on to tokens is therefore a hedge against crypto investments. Essentially you're saying you'd rather sell some of your cryptos, convert it to fiat (Euros) and buy real estate. You're betting that the 12% - 20% returns they are targeting is better than you can earn in cryptos on a risk-adjusted basis.

Assuming they will be buying hotel assets, it's likely a bet on the economy (although we don't know which one). Most hotels either target business travelers or tourists, but both depend on a strong economy. So, in order for your investment to do well, the dependant economy has to do well.

It sounds like you won't have to buy into each investment they propose, but since they didn't raise that much money, I don't know how many choices you'll have. If you don't like their first investment, you can hold onto your REAL tokens instead of buying RPPs, but then you're not earning a return on your money, so it's just tied up.

Of course, if the Euro isn't your local currency, then you're you're taking that currency risk as well.

I know nobody asked the question, but I find this ICO fascinating and it's helping me become a better ICO investor as I think about what I'd REALLY be buying into.

Because its easier to ask when moon then think with own head Gotta say i am curious what wraith will bring us,recall that name from sg atlantis

I look forward to be being able to use the app in the Oculus store, that would be a pretty big achievement. I've test the Vibehub platform a little, so I'm curious to see how you guys build your VR environment and app. Also definitely excited to be able to enjoy VR in my browser without having to use Bigscreen or something else. It seems like the delay was a good choice, I'll stay active here and will definitely participate in the token sale. I wish I would have known about the pre-sale though...

Why does this have a marketcap of only 1M? Whats the problem here?

I went through the whitepaper again and this is my understanding:

* 20% of tokens are for the team
* 51% of the tokens were sold to contributors during the ICO.
* 29% is being reserved for a future sale, although it looks like a small portion may be offered to "partners" (see page 32). So, together with the 51% above, around 80% should be available for investment LESS $8 million reserved for 5 years of operating expenses (this is the Core Budget that was referenced).

Typically, with institutional investments, you'd expect the following, but it shouldn't be surprising that REAL fees are higher since they are a smaller platform. That said, the essence of how it works should still be fair to investors.

Management fees: 1.5% - 2.0% of invested equity annually. Let's work backwards to see how much they can support. If $8 million is supposed to last 5 years, that's $1.6 million per year. Using the 2% of equity rule, that should support $80 million of investable capital (including the 29% that's being held in reserve). They have raised $11 million so far.

Incentive fees: Typically 20% over a return hurdle. Since they are targeting returns of 12% - 20%, you'd probably expect a 7% - 8% return hurdle (let's say 7%). This means that the team shouldn't take a portion of the profits until investors have earned 7%. After that point, investors should receive 80% and the team should receive 20%. Again, this is from an institutional perspective.

I've seen there be no hurdles, where the team starts earning a percentage of any profit. So once investors get their money back, there's an 80/20 split. However, the REAL team is taking 20% right off the bat, from day 1. Yes, there's a lockup period and they are being paid in REAL tokens, but they are still guaranteed this payment. This is extremely egregious in my opinion.

so basically it's so difficult 

it's always "new" accounts too lol

as if they dont have a bunch of other accounts on here.. 

Yeah but you do realize that only 51% will go towards the project. They will only buy property with 51% of the money and keep the rest.

Good news everyone! Topia wallet is up and running again!

Cryptopia wallets have been in maintainence for a couple days as far as I know. They needed to resync with the blockchain.

I checked your transaction in the blockchain. Your funds are in your Cryptopia wallet. You should be able to access your coins when they're finished.

The ICO raised just over 37k ETH, which would be around $11 million.

Why come to this thread just to say that? If you don't want to invest in something that is fine, your choice, but to bash something just for the sake of it is ridiculous. It is not overvalued in the slightest, it is way undervalued when you compare XVG to the other privacy coins. You mention DeepOnion but that is new, XVG has been around for far longer. Most of those crytocurrencies you mention should be keeping up with XVG, not the other way around. Your comment suggests other projects are better or have been around longer, which is far from the truth. It has not taken off as well as people hoped just yet, but anything can happen and big things are yet to come. The dev is very active and XVG has a huge community. It has already been successful in its own right.

$0.1? You think stox will be that low? I think when bitcoin pump, altcoins are dumped because traders need decrease the average entry point. In fiat value, stox is not dropped a lot like last dump.

There is additional explanation about the system.

Put it simply: you leave your Unify wallet open and wait for rewards while at the same time you’re helping to maintain the Unify network. This system proofs to enable more transactions per second and PoS currencies are a lot more cost efficient. There is no mining, no need for expensive computer equipment and therefore no fear for a large electrical bill.

So you can help for Unify Network.

just mentioned .. there is a big difference when you tell someone a story..

Thanks for news info update start token  sale me wanting buy this is coin