You try for this your advice on how to make judicious use of our money and also to be careful about some scam projects wey scammers dey take scam people, you try wella but you for don give this advice earlier nau you no try o as me I don already fall for scam projects already and e no make sense at all to go fall for all this unfortunate scammers wey no wan do something tangible with their lives for this kind early stage of the new Year.

Abeg make we heed to this advice wey him give us so o and make Una no dey desperate for anything at all just calm down verify the investment wey you wan go put your hand before you go enter, no just rush am settle down ask questions , make inquiries before making any investment on any project because the rate of scams and frauds now dey on the higher side and as day dey go na so these scammers Dem dey restrategize, make we dey careful abeg to earn money no dey easy to talk of losing it to scammers.

It doesn't occurs in anonymous contributions but it occurs amongst people who you're familiar with and for the fact that you're very close to them and you know them, they'll feel that you can't do anything if they didn't comply when it gets to your turn in the contribution though am not discouraging anyone that wants to get involved in contributions, I'm just saying based on my own experiences.


You may actually be correct on saying that not every one is interested in long-term investments but what hinders a lot of people not to be involved in long-term investments is as a result of low or unsteady income. Patience of a truth is one of the criteria for long-term investments but however, lots of people are afraid of what the future might hold for their investments even though they make predictions and expects positive outcome but yet the future is uncertain as anything, be it good or bad can happen to their investments in the long run.

Despite Barcelona winning Osasuna, I feel Barcelona isn't playing with a good team spirit as most of the players lack cooperation amongst themselves and it's really affecting their performance but regardless Barcelona is still trying their best but however the players needs to play with all their focus should be in the game in other for them to achieve more positive results in their upcoming matches.

Liverpool is performing awesomely well in all competitions and I must commend the team spirit in being resilient and determined so far, it isn't easy to maintain this good form right from the beginning of the league till this time, they actually deserve a trophy or rather trophies this season.

Their match against Fulham yesterday was really impressive as they came from behind to secure a a win over Fulham in the Carabao cup semi final firsts leg and Middleborough won Chelsea by a lone goal on Tuesday night as well. Though Liverpool will definitely reach the finals and I also believe that Chelsea will do better in their second leg in other to also book a spot in the finals of the carabao cup.

Although hack and scam are different but in some cases they are interrelated in the sense that someone can scam you in other to hack your accounts for example those scammers wey dey call person for phone say their ATM get issues say make them send some details wey dey contained in the ATM card so as e be say them they tell their victims say them they call from their bank, person wey no no go just give them your details they use am gain access to your account so that's how I see it as interrelated.

Now, it's very unfortunate that scams and hack have been so rampard within our environment because always on daily basis people dey fall for these scammers and hackers and the strategy wey these scammers are hackers dey use no dey easy o, me on how I wise reach I no believe say person go fit scam me but las las them scam me wey be say I look myself for mirror come dey imagine weda na me be dis so make every body dey careful abeg the rate of scamming and hacking people's accounts too much now.  What of the current one wey we hear say them hack United States SEC account for Twitter, so dis people no get joy at all.

Some of the reasons wey me I found out say na him dey make people fall for scammers and hackers na desperation like something wey person tell you, you no go calm down verify the information for another source you don rush go do am quick quick thinking say you dey wise but las las you go come see say na you mumu pass.
It is very important to digest any information you hear be it on phone, newspaper, radio, television and the Internet like just calm down small check well before you enter.

Another thing wey dey cause scams and hacks more especially hacks now a days is logging in your details in some devices that reveals your details to malwares and these malwares fit expose your details to hackers like e get some site wey you go wan log in them go say make you use your email address or Facebook account details take log in, I've been a victim of these Facebook own if no be say I dey fast enough na so I for take lose my Facebook account so make we disregard sites wey dey ask us to use our Facebook, Instagram, twitter, email addresses to take log in their own websites, by so doing we go they escape all these misfortune hackers and scammers Dem small small.

Now, in conclusion, scam simply refers to an illegal or fraudulent business aimed at collecting money or other valuable from someone convincingly without the actual knowledge of the victim while hack means a way of gaining access to people's privacy forcefully by malicious means without the prior knowledge of the owner.

After so much controversy of United States SEC Twitter account being hacked, well, it isn't an exciting news anymore as the controversy that surrounded it approval have made lots of people question their competency to guarantee and secure crypto investors of their assets. However, the approval is a welcome development as we look forward to another level of milestone in the crypto industry as the number one most sort after cryptocurrency Bitcoin have gained Autonomous recognition by international standard authorities so we look forward to lots of turn around for Bitcoin investors.

You should be grateful to yourself for coming back stronger and remaining resilient, determined and active for good 3 years now. Well, we all have made one mistake or the other in the past and currently regretting our actions but however, we should be glad of where we are today and expect the best in the future so regardless of opportunities you've missed in the past and for you to come back with full energy is worth being proud of. Bitcoin have come to stay as we anticipate our next generation currency. Thanks to your achievements so far, all I can offer is congratulations on your milestone. Long live Bitcoin!

Definitely, those of us who bought and hodl Bitcoin for a long interval now will be at the forefront after the halving and it is important not to sell off ones coin now as greater incentives awaits in the near future.

Talking about ETH ETF, it might really be obtainable since it's the second most recognized cryptocurrency.

I like your answer, gambling have nothing to do with trading or rather future trading but basically all are risky. However, future trading is very risky because it might get to the date of agreement and you found out that the price of the commodity you wish to buy have increased therefore you may still need to pay extra amount regardless of the agreement you both had earlier so as days goes by that's how the price of goods and commodity increases so reaching and agreement on buying a commodity at a current price in the future may not really be ascertained.

It was really a tensed match between the both clubs in this 6 goals thriller as Real Madrid tried all their possible best to win this game in full time but unfortunately they were unable to win Atletico Madrid who were also determined not to lose out in this game so after full time score of 3:3, the both teams have proceeded to the extra time and we look forward to see who will seal the win in this match at last as there will actually be a winner of tonight's game.

OP you should ask yourself this question like if school was a scam, can you be able to navigate through forums of this nature where you interact with people all over the world. School can never be a scam because inasmuch as life is concerned, no matter how our government have made it look as if our going to school is a waste, I tell you that if you know the pain people that didn't have the opportunity to attain formal education are facing then you will be glad you went to school regardless of the fact that majority of our graduates are jobless but that should not make us to lose interest in education as we need education in other to relate and interact with others across the globe on how to proffer solutions to world problems so without gaining a formal education it will definitely be difficult to interact with other people.

One thing I value most in my life is privacy like I don't like opening up to people because you may not really know who is after your downfall as we are in the evil days now so what you relate to people they might use it against you that's why not matter how intimate you are with a friend or a close relative, never tell them your next move unless maybe after you've achieved it then you can relate it to them but when it's still in process you rather don't tell them at all as a lot of people who are close to you are envious and doesn't feel happy when you are meeting up in life more than them.

It is very important to spend less and save more as life doesn't end within a twinkle of an eye. It's just like during the festive periods that lots of people were spending extravagantly forgetting to know that there is life after the festive period now that the festive period is over a lot of them are finding it difficult due to improper planning so it's very good to spend less and one shouldn't spend money on things that are of no importance to them rather they should make judicious use of their money and possibly make investments in other to achieve a good result in the future.

You're correct as it happens in most industries for example in my country, their are some celebrities that people think they've made it in life but as soon as they have one health challenge or the other they come on live television to beg for assistance from the public to fund their medical bills I now begin to wonder what they did with all the money they have made over the years, so absolutely a lot of people in different industries that are doing well doesn't maintain their wealth reason being that most of them doesn't invest their money with the hope that they will continue making money from the industry but as soon as things doesn't work the way they plan they begin to suffer and sort for help from the public so it is important that no matter the kind of job one doing that is fetching them reasonable amount of money, investment is very important in the life of every individual as that's the only way to secure ones future.

I don't encourage people to join contributions because me I've been a victim of when it gets to my turn in the contribution, lots of stories from members of the contribution emanates and again it's just almost same as entrusting your funds in other people's hand which is very risky.

 So far as I know, their is absolutely no way one can save money without getting to touch it at a time when you don't have anything or your business isn't moving again so the best will definitely be to invest it on something that gonna bring forth proceeds in the near future even if you don't want to invest in any coin, there are still valuable things you can invest on that will surely bring some profits to you.

Marriage is a good thing as couples are meant to come together and plan how their marriage will work out for the both of them and it is advisable to empower ones spouse more especially the wife on what she will do in other to also ease the too many responsibilities imposed by nature on men.

Now there are some men that like their wives to just sit at home, take care of the kids and home while they go out to work in other to take good care of their family. And some of them place their wives on monthly salary such that at the end of the month they just send their salaries to them. Then there are also men that prefers giving their wives money to start up a business of her own in other to assist herself and the family as well. Now some men due to the fact that they established a business for their wives doesn't really care about the wife's needs as they will assume that her business can provide her whatever she needs.

Now my question is between having a house wife that will take care of your home and receives monthly allowance and establishing a business of her own for her which is more preferable and why?

Noise pollution can't be eradicated completely but there are measures with which someone or the society can take in other to control the rate of noise pollution within our environment and some of those measures includes:
1: people should be able to control musical instruments and it shouldn't be played for a long interval of time.

2: power generating equipments like generators should be made sound proof such that it will reduce the noise coming out from it's engine.

3: the government should regulate the rate at which individuals or industries create noise to the environment and defaulters should be penalized.

It is important for us to know that noise contributes to some health challenges like head ache, restlessness and increased in the body temperature and can cause mental challenges so looking out for measures to reduce noise pollution in our environment will also reduce the rate at which people face these health challenges.


Saying generators should be eradicated isn't a good idea because not every one can afford solar systems and moreover, their are countries that have average low weather temperature so how can solar panels help those countries when there is no sun to generate energy to power those solar systems? Instead they should produce more of sound proof generators.

For me, women shouldn't be involved in gambling no matter how conscious you're in maintaining a good gambling habit but it's not really a good idea for a woman to be involved in gambling or gambling related activities due to some certain reasons because if a woman gets involved in gambling, her duties as a wife will begin to fade because she might not be too focused on her family again.

Sometimes, in her quiet times she will start reminiscing about the games that she gambles with and it will distract her from her normal daily duties as a wife. Even if she tells her husband about her gambling habits and her husband sees reasons with her and possibly gives her advice and clues on how to go about her gambling habit but me I can't encourage a wife to be involved in gambling though if it's a woman that's not married that one is quite different because she has time to herself unlike married ones.

You have a point here because definitely if the price of Bitcoin touch $100,000 then the transaction fees is also gonna go high so definitely it will be difficult to perform transactions but however, Bitcoin reaching $100,000 will really be a dream come through for bitcoin investors that have bought and hodl Bitcoin for a long time now but regardless of transactions fees going high, i think Bitcoin reaching $100,000 will also be another milestone achievement for bitcoin investors as against the previous ATH of about $69,000 in 2021.

Fear brings indecision and it is important for an investor to remove fear while making investments because having fear might make him to make some wrong decisions that may affect his investment goals so absolutely, eradicating fear is very important if one actually wants to be a good investor.

Yes focusing or putting more interest on what you gonna achieve from your investment is very important rather than thinking about what if you incur losses although sometimes in our quest to make profits, we run into losses but that doesn't mean that we should think negatively while making investments.


Optimism is a sign of positivity as what ever one is doing, being positive and working towards positivity can most times lead to successful results so it is necessary to be hopeful that your investment goals will be met by following the basic and right principles.


This one is also good you know it isn't too good to be seeking people's opinions though sometimes you can seek from experts who have been in the system for a very long time but that doesn't mean you should be too dependent on them all the time as you can basically make your own research about what you need to know rather than always sorting for people's opinion after all, what ever happens to your investment, it is your money and only you gonna bear the consequences.

Now that SEC Twitter account have been compromised, how do we know the real story when it's finally released. I think there something suspicious that SEC is trying to manipulate but however we still keep on hodling because I know that with this fake news right now, the price of Bitcoin might dip as a result of investors rushing to sell off their coin but as long term Bitcoin hodlers and investors that we are, we remain calm and optimistic regardless of this uneasy story.


But how possible it is for SEC Twitter account to be hacked at a critical time when everyone is glued to hear about the approval of spot Bitcoin ETF, well just like you said Bitcoin will and is still gaining more recognition with or without ETF approval so no matter how they try to compromise or disapprove spot Bitcoin ETF Bitcoin maintains it's volatility.