I have never played fixed game before, but I got a friend that had, although he did it only once and he stopped because it do not want to continue losing.

It was two matches from Ligue 2 in French league.  I have forgotten the team, it was year 2015, both are first half draw and second half win in the stake. He lost the two, and he lost $50. I do not believe again in fixed matches, although as we humans are, there will be fixed matches, but many people will be deceiving you that they have fixed matches but only to scam you.

This is a nice statement, those that hold since 2019 are not gainers, while those that have their money in banks would have lost to inflation because the price would have reduced, what fiat can do this year, more will be needed to do it next year, I do not know other countries, but it is like that in my country, Fiat is the most deceiving inflationary currency have ever known.

Yes, bitcoin is a currency and can be spent. Bitcoin is all in all, it is also an asset.

The statement to be your own bank means you can independently save bitcoin on your own without depending on third parties generally, not only banks, but also not depending on exchanges and others but you to have your private key which makes this a reality.

There are coins like that, but not everyone will hold their different coin because the value in a coin is its marketcap, if a coin is not supported by people buying it, it will remain a worthless coin.

If not to include kyc, you can use noncustodial exchange as a third party on noncustodial wallets. A good example are hardware wallet like trezor that have noncustodial exchange as a third party, you can also use crypto wallet that support many other cryptocurrencies like Coinomi, you can make use of noncustodial exchange third party on it to exchange from bitcoin to another coin like Dai. As for me I will prefer Dai as tether is said to be shady. In this case, no kyc needed, no custodial exchange needed, all is noncustodial.

I do not see this helpful than to let newbies not able to make use free acceleration services which demands for no email not any other thing than transaction hash or identity. You can just create a list of free accelerator services here rather than saying you want to help people. It will be good to post the links of free accelerator services and nothing more for people to do it themselves.

Mempool is not constant at all, it is always changing every seconds to minutes. Maybe you are using some fee estimators that are not well designed, mempool can be 50 sat/vbyte now and changed to 70 sat/vbytes in just 10 seconds and increase or decrease in just next 5 seconds. What I am trying to tell you is that it is not that mempool is changing for long time but congestion that makes it not to decrease to the feerate set by low fee payers but yet still always changing and fluctuating with certain range when congested but not decrease below certain range that can get low fee transactions confirmed.

The mempool has been so filled with transactions not yet processed while many of the transactions pay much higher fee than yours which will first be confirmed before low fee transactions, but as the mempool is getting less busy with many transaction, your transaction will be process and confirmed, you should not panic at all but patient. Or can you do RBF to pump the fee to around 50 sat/byte for fast time for it to confirm, that will be a good idea.

You are right, people should not sell all their bitcoin to institutions, but the instructions really tried in the recent bitcoin rallying up in price, they make sure they buy when people are selling and price crashing, but as they buy, the price will increase again because people will invest and make the price to increase. The institutions are playing a very good role to make sure the marketcap of bitcoin hit a trillion which happened some hours ago. This time we should also think that we should hodl while the price of bitcoin will only still increase. Even if the price of bitcoin decrease, it will increase later even more than all time high as bitcoin is an asset that people and institutions are supporting.

This is truly a huge deal, but time will tell. Bitcoin has made it through such being most successful asset that is newly developed (just 11 years ago) it is a sign that gold have no option than to be in the second position. This is just a matter of time that may not be more than 2 decades. People will still later prefer more of bitcoin, the reason is the reason institutions are going for bitcoin now, seeing it more deflationary than any other asset which will make it more valuable in the future.

It is not good to have many inputs, that is the cause, you will need to consolidate, it is not hard to do, you need to send all the bitcoin to an address on your wallet, use the fee customization to edit the fee and type in as appropriate, the transaction will later be confirmed but will take time. You can use the mempool to determine that, but setting the fee low will be good. If you have consolidated it, you will be able to make use of your wallet for normal transaction fee. Make sure you consolidate again when you are having higher inputs and outputs.

Are the CBN in charge of bitcoin related regulation? No. Security Exchange Commission are in charge of that. After Nigeria CBN banned crypto companies from using banks for crypto related transactions, SEC of Nigeria put to media that the ongoing regulation which they were planning before is suspended. CBN only ban the use of bank to deal with cryptocurrencies, they do not have the power to ban cryptocurrencies generally.

The statistics is according to 2020, not 2021. CBN banned bitcoin on February 5, 2021, not 2020. Also know that bitcoin still skyrocketed when CNB banned the use through banks transactions, but the use of cryptocurrencies in Nigeria never decrease, which is a sign that the Nigeria youths are not backing off but just started with p2p. That is why the local bitcoin price increase above 30% in Nigeria.

Cryptocurrencies are still new assets, the regulation is a gradual process, there will be a time countries will know about cryptocurrency fully and know the need to force exchanges the require kyc from customers. But, cryptocurrencies also bring privacy, if kyc is required, many people that like privacy will like to make use of p2p that requires no kyc. Only what we are waiting for is cryptocurrencies to go mainstream, bitcoin is looking very promising, the kyc thing will make many people to prefer p2p. But  regardless of p2p, more countries will still support kyc.

This is the first time ever bitcoin reached 1 trillion marketcap in dollars, this proves bitcoin as the new age asset. In just 11 years, bitcoin hit 1 trillion dollars. I have just checked this on coinmarketcap. The price of bitcoin at the time is $55,5329 and with a marketcap of 1.03 trillion dollars. Institutions and many people are buying bitcoin which makes its marketcap to reach this great value.

Assuming you have some of the seed words, it would have been a different case, but you lost everything, there is no solution. It is not good to have backup on phones or computer or any other device. The best is to get it offline on paper in a place safe and having copies like two. Our device can fail us anytime which makes them not reliable as backup.

What I know recently is that calling bitcoin a bubble is not true, bitcoin truly increase price and reduce price, but bitcoin still have one thing in common, if the price decrease today, it will increase back later in a way it will supersede the all time high. Many years ago, people that believe in bitcoin only like to hold, thinking its price will increase no matter what because they have fathom how people will still know the true value of bitcoin. 2018 was the worst year for bitcoin as it decrease below what people can think about, which bring the impression of bitcoin being a bubble to be more solid, but in 2020, after Halving, the price of bitcoin increase and now in 2021 the price increase above $50000. I am thinking calling bitcoin a bubble is not right, the right ideal word is to believe that the price will rise even after it falls.

Even if bitcoin still fall, the way it is, people will still go for it which will make the price to increase. Remember gold is once at this stage before, but people invested in it made it what it is today, the world are moving from old era to digital time, very possible bitcoin will be the most successful asset in the next 30 decades. Believing in bitcoin will help as the price will still increase, even if it decrease, it will return back and increase more than the all time high.

What surprised me most is when people like to believe in what are too good to be real, according to the reward, I would have known it is a scam and will not involve myself. How can I be given 10x of the bitcoin I sent to someone, it is just a way of scamming people. This type of scam is very common this time around, but it always not surprising me that people that are greedy are still the ones that will be scammed. People should always know that nothing good comes easily, a sign of something wrong.

Gold with over 10 trillion marketcap while bitcoin with $900 billion marketcap, I do not think it is the appropriate time to say bitcoin is eating up gold because gold is still far stronger than bitcoin. About bitcoin being risky, you should know that in some centuries ago, gold was also volatile, while the price was not strong unlike now, the investors especially the institutions have seen value in bitcoin, that it will be the future asset that may surpass gold, which means bitcoin is still at its early stage, while taking the opportunity now to secure the future as the marketcap and price of bitcoin will be increasing. As the marketcap will be increasing, bitcoin will be more safe and strong, but as you say bitcoin is not as safe as gold, I believe the volatility will make you make such statements, only those that are not passionate about bitcoin can lose because they sell their bitcoin when the marketcap is reducing, while the marketcap still later increase beyond what is expected.

I am not sure how deep a coinjoin transaction can be, but that transactions are probably coinjoin, 0.01btc is the minimum amount you can use for coinjoin transactions. What I know about coinjoin is all I have explained above, I do not know anything about how deep it can be. But I know it is possible for coinjoin to have 100 participants which will make it have 50 transactions to coinjoin. This is the depth I can relate to it.

This may not be the case in many cases, there are some people that are not disclosing their information, but yet were attacked. I remember the last one I read about a woman that has been having crypto deals with a dealer, she had made consecutive deals with them which makes her to build trust for them not knowing they are criminals. She later had another deal with them, telling them to meet her in her office. The trusted criminals got to her office just to attack her, got the money from her and send no crypto to her and flee. Although no harm but it was still a crypto physical attack. There has been several cases like that which I believe people are learning from now, as for me, I can not have a meeting crypto deals with anyone, I will rather say doing my p2p and making sure the escrow service is used in a reputable exchange, in this regard, no harm will be done after I will log into my bank account that truly the money have reflected.

Secondly, your opinion is good, we should not link out identity to our bitcoin addresses, bitcoin is not anonymous but pseudonymous, we should take advantage of the pseudonymity by making our bitcoin not linked to us, this can be done through privacy ways of handling transactions, like using coinjoin, mixers and other possible things we think can help to increase our privacy.  Because if a transaction is linked to our identity, and if the amount is huge, physical attack is very possible as the blockchain is accessed by the while public.

Let me share my own opinion about coinjoin, in a particular transaction you make, it is not only your addresses that is participating in the transaction, the transaction will be in batches where many participants transactions will be included (I think 100 participants). The transaction will be mixed in such a way the address you are paying to will not be paid by your address, but by another address. To get the address that pays you will be difficult, to get the address you paid will also be difficult. This will be in a way that your transaction will be diverted away from the address you are paying while another transaction is used to pay into your address. This is a good way transactions can be mixed, a way bitcoin privacy is existing.

About seed phrase, there is nothing concern wasabi about seed phrase, only what you need to do is to protect your seed phrase. If it is compromised (if 10 words are known, it can be bruth forced easily), it can be used to know the address that pays but not reasonable because you still do not know who is who.