When I started in crypto industry, I was thinking about Ripple all the time and I got criticized by many crypto guys that Ripple is not cryptocurrency and it's centralized so that there is no future for this coin! ,
This will raise question! Do the centralized coin like Ripple have great future more than others?
Dont go here for investment advice.There is ton of (paid) shillers and crypto hippies on this forum who will recommend you a their "undervalued shitcoins" and you will only lose money.DYOR always.