I agree with you right now the BTC price is very affordable. we still have to take as much as we can while the price is low. I believe it will pass 20,000 dollars in the future.
now the banks are safer. because there are strong sub-structures and financial resources that have been coming for years. but in the future the crypto will become more secure.
It's true that most of the Ico's are cheaters. it is a fact everyone knows it. but it also comes in very beautiful projects. you should do your research very well.
you need to do a very detailed research for it. Projects and teams should be investigated very well. Nobody knows what will happen in the future. But there are so many beautiful projects.
One day it will definitely come out. This market will come at the right time. It's going to be trillions of dollars. Here it will attract everyone's attention.