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601  Economy / Economics / Re: How to avoid over expenses and have discipline on: September 02, 2023, 09:50:53 PM
These are ways we can easily use money wherever we have such necessity. But to save them we have to do more than just keeping them in fiat. Because fiat money is not a reliable asset, it tends to inflation or deflation, it also inclined to be destroyed or blocked or lost. And you cannot be sure, that you will have access to it, when you need it. That is why you should concider other ways precisely for saving, and it can be investing included.
If you remember that current economic conditions still tend to change and have not fully improved, it could indeed be very good if you consider saving in other ways besides saving money. But this option to save in other ways is only often used by investors who want to save the value of their assets into stablecoins besides continuing to invest in property and Bitcoin. Whereas people who don't like investing in property and Bitcoin will make their savings through gold if they don't like saving money in cash in their lives because of inflation or deflation that can arise at any time.
602  Economy / Economics / Re: I wonder if food prices in your country have also increased? on: September 02, 2023, 09:42:50 PM
I think that the events of recent years have had a negative impact on almost all countries, so it is not even necessary to ask in this forum whether food prices have risen in their countries. Coronavirus, dramatic global climate change, Russia's war in Ukraine, numerous cataclysms around the world lead to a sharp jump in inflation in all countries.
Some of the events you mentioned are events that really had an impact on the market and economic conditions because in fact it has been seen in the past that during the corona situation, dramatic global climate change, and Russia's war with Ukraine have had a special impact on the economic sector. So that there was a surge in the price of goods which could not be stopped by any government at that time and is still having an effect now.

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Agriculture due to climate change is now generally at high risk, farmers will suffer losses, so the situation with food will continue to worsen.
This does exist and has happened before, but not all farmers have suffered losses due to climate change because there are some farmers who cultivate crops in a different way after they see others suffer losses in the food grown by other farmers. So only some of the farmers experienced losses while the rest could still be said to be doing well even though they also did not get large profits.
603  Economy / Speculation / Re: Is there still hope for the price of BTC to hit back $69k this year? on: September 02, 2023, 12:49:19 PM
Even if we had more time, that would be unlikely. Because if you look back in history and believe in a 4-year market cycle, that won't happen this year. Moreover, the world economic situation is very bad and it negatively affects all aspects of our finances, people are struggling with daily life, don't expect people to invest at this time. Unless we have huge news that could help bitcoin hit $69k this year. Also, don't set such high expectations.
If we look at the history of the market cycle for every four years. So the price increase will start next year not this year because the all-time high increase has occurred in 2021 and this year clearly has not reached a four year cycle as has happened in history so we need to expect it starting next year even though not immediately for $69k. But at least you can see better price improvements next year by not ignoring global economic conditions too, because there is an impact that when economic conditions become increasingly difficult in life, there will not be many people who are able to invest in anything.
604  Economy / Speculation / Re: what a surprise dip on: September 01, 2023, 09:53:20 PM
Yes what a surprise dip already, some of the things we all speculated in the previous month didn't happen, some of us said Bitcoin will hit $30k, $40k or even $50k but here 1st of September 2023  and the price has dipped from $30k to $25k and I feels that the price will still dip below this same amount but maybe before the end of the month of this September I believes that the price of Bitcoin will rise up again to maybe above $30k to $35k.
The price level that is often seen in the market is still not much different even though every month there is always an increase and decrease in the price of Bitcoin and in general I am still very confident that the price of Bitcoin will return to the $30K level and could be more than that even if it is not to $35 K in the near future. Because we also have to see how much encouragement Bitcoin can get this month through several news and events that have previously occurred and can influence the price of Bitcoin in the market.
605  Economy / Economics / Re: How to avoid over expenses and have discipline on: September 01, 2023, 09:45:46 PM
Disclaimer. In the past, I was taught to save, but my parents always had a shortage of money. So all my savings are always used for living needs, but it's true that we never learn to save for a goal, but usually when we're little we have the money we save to buy toys but that's not allowed. Immediately when we have our own money from the results of our new job, whatever we want we can buy, but on the one hand, sometimes there are times when we are still not free and don't think about how to get more money.
If you make a disclaimer about saving or saving money for a purpose or with planning for something, you should also differentiate between your own life after getting a job and life when you haven't got a job so you can see the difference in your efforts to save. That's what your own parents have said, maybe they have felt bitter things that they don't want to happen to their current child. So they tell you to save in life for a better purpose in the future.

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But now that I'm getting older, I just understand how to avoid spending too much money and still have to be disciplined. Including as you said prevention and ensuring that our money is spent on things that are commensurate with income. Now I apply a financial pattern of 40% for basic needs, 40% for investments, 10% for hobbies/holidays, and 10% for emergency funds. Emergency funds are very necessary, even though these funds are rarely used, these funds are very important because they can be used in case we suddenly experience difficulties and disasters.
The pattern and percentage of financial distribution that you apply is not bad because maybe other people also do things like that even though with a slightly different percentage. Placement of spending money on things that are worth it and things that are needed is the main foundation for everyone to be able to apply the pattern you said.
606  Bitcoin / Bitcoin Discussion / Re: presuring someone into Bitcoin investment on: September 01, 2023, 09:33:08 PM
Trying to make someone buy Bitcoin or any investment is not a good idea. Why? Well, because these things can be pretty tricky. They can make you money, but they can also make you lose it just as fast. Everyone's got different money goals and how much risk they can handle. So, it's better to let people decide on their own when it comes to investing. Give them the facts, let them think it over, and support whatever choice they make without pushing them into it. That way, they can make the right decision for themselves.
First of all, any investment is something that is completely free to be done and chosen by anyone as long as the person who chooses and does it really understands the method and the risks. Apart from that, the investor himself is also very familiar with the asset he has chosen and has also done some research in the past on that asset so that he can be quite comfortable making a decision at this time. So this kind of thing is not a compulsion nor is it a bad idea to do it because it is already based on very wise methods.

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Remember, it's their money and their future, so they should have the final say in how they want to handle it.
Those who still want to remind you have also started and are making their own money so you don't need to assume that every carrier of information about Bitcoin and investment is out to take your money. But they could just tell everyone about it by making up their own minds after knowing it, so this is also something to keep in mind before judging other people's information.
607  Local / Ekonomi, Politik, dan Budaya / Re: Cryptocurrency memiliki potensi untuk dijadikan sumber pemasukan (Newbie masuk) on: August 31, 2023, 02:02:09 PM
Gambaran secara umum tentang "Crypto adalah sarana untuk mendapatkan duit gede dan instan" sangat menarik dan lugas. Poin-poinnya sudah sangat jelas sekali bagi pemula yang ingin berkecimpung dalam dunia Cryptocurrency, dan tentu apabila di jadikan sebagai dasar untuk menentukan pengambilan sikap sudah sangat bagus sekali. Disisi lain, saya kira pendampingan seorang teman atau mentor dalam mempelajarinya juga sangat di butuhkan, sebab sudah berpengalaman dalam bidang ini.
Pemikiran dari sebagian kalangan tentang Crypto adalah sarana atau tempat untuk mendapatkan uang yang banyak dan instan adalah pemikiran yang sangat biasa saja, walaupun memang benar demikian tetapi untuk para pemula yang langsung berpikir seperti itu akan lebih mudah terperangkap ataupun terjebak dalam penipuan ketika mereka langsung percaya pada siapa saja tanpa mengutamakan penelitian sendiri terhadap hal-hal yang menyangkut dengan Crypto. Meskipun dorongan yang langsung kepikiran tentang uang instan di ruang Crypto juga bisa membuat sebagian orang untuk mau belajar demi bisa mengetahui lebih banyak tentang Crypto sehingga menempatkan mentor sebagai petunjuk awal memang dibolehkan walaupun saya pribadi tidak mengutamakan hal itu didalam ruang Crypto.

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Saya pribadi sangat setuju bahwa  Crypto dapat menjadi salah satu sarana untuk mendapatkan uang, namun tentu tidak dengan cara instan. Sebab semua membutuhkan proses dan tahapan yang harus di lalui, sehingga akan menghasilkan uang pada akhirnya.
Menghabiskan uang dan waktu untuk sebuah pembelajaran atau untuk mengetahui cara mendapatkan uang yang lebih banyak adalah hal yang sangat wajar karena secara umumnya proses belajar itu adalah bagian dari cara yang harus dilalui oleh setiap orang sehingga bisa saja ada sedikit pengorbanan berupa uang demi memaksimalkan ilmu yang bisa kita dapatkan, apalagi kalau hal ini adalah untuk memudahkannya dalam mencari uang di masa depan, jadi tidak akan salah jika harus mengorbankan sedikit waktu dan uang.
608  Economy / Speculation / Re: The price of bitcoin is not rising soon!. on: August 31, 2023, 01:35:12 PM
Yes, the price of bitcoin is not rising soon. Because Bitcoin price index movement is very slow. It's been around 30k for a long time now, it's never going to break 30k. It is currently priced at 27k and seeing the upswing in Bitcoin price we clearly understand that it will take more time to cross 30k. So the price of Bitcoin is not rising soon.

The difficulty of increasing Bitcoin during this month could be because there are still more sellers at the low price and fewer buyers at the much higher price. I think that is a very appropriate reason to say because when the sellers at low prices are still greater than the buyers at the moment, it will certainly make it difficult for Bitcoin prices to increase in the near future.

But the potential for an increase in the price of Bitcoin itself is still there and will never disappear in the market as long as people who believe in Bitcoin can continue to grow and have no doubts about continuing to own it in the future. I still believe that the price of $30K will pass even though it won't happen anytime soon, but it will definitely happen again to Bitcoin even if Bitcoin has to take a longer time to make that move.
609  Economy / Economics / Re: Another Coup in Africa: What is the economic effect? on: August 31, 2023, 12:51:16 PM
The argument from the citizens of these African countries is that France is only concerned about exploiting raw materials and doesn't care about the development of the local economy. Others are also stimulating  that these coups are sponsored by some external forces that want to replace France. What is the economic effect of the coup in Gabon on the global economy?

Residents who made such arguments were probably because they objected too much or were angry with the attitude of the parties from France who were only concerned with the exploitation of raw materials for them without considering the prosperity in the region. And it's possible that the coup had something to do with the unused workers of the people there so they woke up and made a coup to stop the operations of the company.

I think the government needs to look into this matter if it still wants the company to operate as usual because the impact on the economic sector will also be very clear if complaints from the residents themselves are not responded to and the residents also want the opportunity to work there as long as the company can still be operated. So this coup could be very bad for the economy if there is no wise solution, especially as it relates to raw materials for producing steel and batteries.
610  Bitcoin / Bitcoin Discussion / Re: Bitcoin movement: my thought on: August 30, 2023, 03:48:29 PM
I just thought of this, and I want you to view it from your own perspective. As everyone hopes that more people get to believe and use bitcoins, I think bitcoins can gain more new users on a large scale if anyone (whales ) can place their advert through a popular football club just as some companies do sponsor  football league. I think this will send a strong message to billions of people across the world who do know but does not embrace Bitcoin usage.
Let me site another example, let's take for instance, a club announces that they  will pay their players in BTC. This news can also help people adopt BTC.
Something like that could indeed be a promotional event for Bitcoin, especially if each sporting event is the sport that is most popular with everyone, such as football. Of course there will be a special influence or encouragement to make some people use Bitcoin and exchanges that sponsor a club. In addition, large companies that are willing to use Bitcoin for certain things will also be in the spotlight for many people because it can make people's trust in Bitcoin increase over time.
611  Economy / Speculation / Re: Is there still hope for the price of BTC to hit back $69k this year? on: August 27, 2023, 09:14:06 AM
It would be difficult and there is a very thin possibility of bitcoin crossing $69K mark by looking at current market situation unless it pull out a repeat of 2017 where the bitcoin was trading around $1k at the initial days of 2017 and then it was trading at $4k during August 2017 and eventually crossed $16k by December 2017, hence possibilities are there only in case of bullrun, else we have to wait for little longer as it will gradually happen. At the moment unlike 2017 where we were on upward trend we are on downward trend hence I don't think hitting $69K will be logically possible.

This year leaves just one more quarter or so for another four months and that is a very short time in my opinion to achieve a large increase in Bitcoin. And for the time example you said it was an example of a full year's duration so there were some significant increases seen, while this year there was so little time that it's likely not going to be enough if it's targeted at $69K from the $26K price that is currently still visible in the market.

So that kind of example is less worth mentioning now because market conditions and the influences that can bring change to the market are very different at this time, but I'm also still very happy to wait for the return of the bullrun in Bitcoin so that everyone can see higher prices again in Bitcoin even if not in this year.
612  Economy / Economics / Re: Were Banks and Governments behind this Dump? on: August 27, 2023, 08:26:16 AM
I am a small investor but I am not greedy but just like I said Elon is after money like anyone else in the world because its the necessity. And I am not criticizing at least that was not my intention that's why I also included in the first sentence that market is open for anyone so either they sell or buy or hold they have no restriction on making it public.
Because everyone has the freedom to access the market and enter the market in their own way, be it to buy, sell or hold after buying. So there's nothing to look at or argue about with that because everyone is capable and has a way to earn money in any market, it must be considered as a proper thing and doesn't violate anything and Elon Musk himself often uses his own strategy in finding money is also not worth saying bad because he did all of it based on the ability he has at this time. So what you're saying, I think, is clear enough.

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Not every money maker is greedy and not every greedy person is money maker too. And Elon made moves which to some people are greedy and to some are not. Because greedy is a characteristic that based and labelled by different minds with different ideas. Means its distinct property not everyone must have the same thoughts about greedy.
The understanding of greed according to the thoughts of each person is not a reference that must be seen because some people only judge other people as greedy when they are unable to do so in the market or in any economic sector. So it won't be specific enough because it's only born by the minds of weak people, so I agree with the alignment you said that greed shouldn't be seen from the amount of money someone like Elon Musk has earned or through the amount of property someone like Elon Musk. Because what Elon Musk has now is thanks to the pure efforts he made in the past so that he was able to achieve extraordinary developments in his life.
613  Bitcoin / Bitcoin Discussion / Re: presuring someone into Bitcoin investment on: August 27, 2023, 07:38:25 AM
I can remember some years ago, I talked to my mother about Bitcoin and investing on it. that was two years ago. she should use any amount she could use as a trial, but she rejected the idea of investing on Bitcoin. she thought I'was going to defraud her.because she never hard about Bitcoin investment before. because of that, she was afraid and rejected the idea because of the pressure I was giving to her to invest on Bitcoin. before then, I have told her the benefits of investing on Bitcoin, but she rejected everything. afterwards I never bring up the discussion again to her.
The refusal made by your own mother to your invitation to invest in Bitcoin is an effort that is not wrong at all mate, because besides your own mother who still doesn't know what Bitcoin is, she also has never made that kind of investment in her life so she prefers to refuse. your invitation even though you are his own child. And I think your mother has done a pretty wise thing by rejecting your invitation even though you have explained to her quite fully about Bitcoin. Because maybe after your mother heard about Bitcoin through her own children, she should take the time to find out about Bitcoin herself through the people she knows around her and through the internet or other supportive environments.

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some months ago my mother called me that she now have interest on investing on Bitcoin with some amount of money, I ask her what happened!  I thought she rejected the idea when I introduce it to her some years ago, and it have been long we talked about it. she said to me, I have make some research and ask questions about Bitcoin after all my mother invested huge amount of money $5k on Bitcoin which she's benefiting from it today.
This means that after several years, your mother finally believes in Bitcoin and immediately makes the decision to invest in Bitcoin. This is indeed a bit of influence and encouragement from the research and questions he asked other people about Bitcoin so that he started to become enlightened about things related to Bitcoin. That's a pretty wise decision and it doesn't mean your mother didn't believe you before because she just wants to have time to find out for herself what you've told her through other people.

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there was a lesson I lean from here. when you are preaching to someone about Bitcoin, you shouldn't talk too much, and you shouldn't stay long and you should also allow them make some research and ask questions about what we are preaching to them, to avoid loss at the end.
That is indeed a very extraordinary lesson in your life and also your own mother, because she was able to arrive at a very good belief after hearing a lecture from her own child. And another lesson I can learn from your story is don't immediately tell other people to invest in Bitcoin after we explain more about Bitcoin to other people, because basically everyone needs time to believe, to understand and to make decisions in their life. on what he already knows from other people or his own relatives. Because when someone has started to believe in what we said before, he will look for ways to be able to invest in what we have said or suggested before.

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I don't know, how you see it.
I see this as a story that I have never come across in my life before.
614  Economy / Speculation / Re: Will BTC go above $30,000? on: August 26, 2023, 11:46:17 AM
Surely everyone is optimistic that the price will soon pass $ 30k, in my opinion the question is when $ 30k can happen? If you see the current situation, it is certainly very difficult to see Bitcoin can pass $ 30K, it is proven that the price since March which can reach $ 30k and then go down again as it is happening now.
The price drop from $30K to $26K is a price drop that falls into the normal category and not a very large number price drop in Bitcoin, so the price of $30K is still possible to be reached and even surpassed by Bitcoin again this year because of the move and the time that Bitcoin has to go from $26K to $30K isn't going to be that far although it doesn't look like it will be easier, but I'm still pretty sure that $30K can still be surpassed by Bitcoin before entering next year and I think you still have a very good feeling optimistic about it.
615  Economy / Economics / Re: Having a problem a Personal Finance? on: August 26, 2023, 11:00:56 AM
Actually, there are a lot of options for us to learn personal finance. Now,  what Op gave as a tip about this matter is actually nice and could give some help somehow, and hanging out here in the forum platform is not 100%, but we can get some ideas in terms of personal finance. But reading books if you are a book lover is pretty much a good idea.
The books we read must also be chosen according to our tastes or according to the knowledge we need, it does not mean that we have to read all the books that in the end we do not apply any of the knowledge from these books to life. Because now reading doesn't have to be just books, but everyone who already knows the internet and often uses a smartphone that can connect to the internet, I think they can read at any time according to what they need to learn. So taking advantage of all the conveniences that exist now is also very important in addition to the tip given by the OP.

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And also, I agreed that if you or we are surrounded by people who have positive views on life, we can adopt them as well, little by little. It depends on us how we deal with people and how to choose; just make sure these people have positive insight.
The environment and association also need to be looked at because it is true that each of us needs to be in an environment where the thoughts of the people around us are more in a positive direction because that is a very basic influence in life. Especially if people who think positively have more insight that we can learn to support development in our lives, this is obviously a very good thing because now not all societies have people like that. And I quite agree with this one point.
616  Bitcoin / Bitcoin Discussion / Re: Is it worth it to teach older people about bitcoin technology? on: August 26, 2023, 10:15:50 AM
Bitcoin has freedom for anyone who uses it, the age factor certainly won't affect it.  But providing knowledge to elderly people will certainly have many obstacles, lack of internet-based knowledge is certainly the main factor. For the middle to lower class, the average elderly person doesn't really care about internet-based technology, they prefer the real life around it. One of them by way of real investment or trade

Matters or knowledge related to technology and the internet are indeed not for the elderly who generally do not have basic knowledge about it, because technological knowledge related to the internet is more suitable for young children whose learning period is still there and also want to develop themselves to be able to start any business they like. So someone who wants to become a teacher of something must also see how the condition of his students is so that he knows what is more needed by a student whose age is very different from most children at school.

And of course it will never be the same for those who have learned a lot about Bitcoin and the internet in their youth, because those who are elderly with more knowledge in their heads can of course still continue to invest in Bitcoin as long as they are still able to maintain their own assets. Well, this is clearly different from the elderly who still don't know anything about the internet and Bitcoin so they prefer real investment or trading as you said.
617  Local / Topik Lainnya / Re: Adakah kemungkinan untuk bisa memperbaiki Neutral Trust ? on: August 26, 2023, 08:38:13 AM
Noh malah nambah lagi neutralnya ketika OP bikin thread tentang ini...
Kalo dari sepengamatan ane semakin mempermasalahkan/komplain nanti malah semakin parah, jadi mending cooldown dulu aja. Nanti mungkin PM saja (ga usah bikin thread) ketika waktu sudah berlalu, bilang aja "nih liat postingan ane tidak pakai chatGPT, jadi tolong neutralnya dicabut karena tidak sesuai" sembari tetap posting yang bermutu. Kalau ga dicabut ya udah daripada komplain/drama dan makin banyak tagnya.

Mungkin pembaca lain yang punya masalah yang sama di masa depan bisa menjadikan ini sebagai pembelajaran.

Saya juga lebih sepakat dengan ide yang om berikan ini, karena kalau misalnya OP tidak tahan atau tidak suka dengan tag tersebut, komplain yang harus dilakukannya pun bukan disini, tetapi di topik yang bersangkutan dengan pembahasan chatGPT itu sendiri dengan berusaha memanggil yang memberikan tag juga kesana supaya bisa langsung berdiskusi dengan orang yang memberikan tag. Namun saya lebih suka dengan ide yang dikatakan oleh om @mu_enrico, karena hal seperti itu jauh lebih lembut dari pada membuat topik untuk meminta saran dari banyak orang yang bisa melahirkan permasalahan baru. Jadi ini benar-benar bisa menjadi pembelajaran yang sangat berharga bagi semua orang, termasuk bagi saya pribadi juga. Karena membuat topik baru untuk hal semacam itu tidak akan menyelesaikan masalah walaupun hanya sebatas meminta saran.
618  Bitcoin / Bitcoin Discussion / Re: What makes Bitcoins valuable? on: August 25, 2023, 02:20:04 AM
Bitcoin's value is primarily affected by macroeconomic trends, market ups & downs, regulatory developments, and other external factors. As with any investment or financial asset, its value can be subject to volatility and fluctuations.
Indeed there is some influence for the price of Bitcoin and I do not consider it a value because regardless of the price of Bitcoin, in my eyes Bitcoin still has value. And I think the influence that you mentioned is the effect on the price of Bitcoin itself, because all of that involves Bitcoin holders which can trigger sudden panic. Even though not everyone can immediately panic when all these events occur, because as long as there are still many who like Bitcoin, the price will definitely recover after all these events are over.
619  Economy / Economics / Re: It ain't meant to be easy on: August 25, 2023, 01:39:21 AM
Having a lot of plans is actually a good thing as it prepares us for different outcomes. There are a lot of aspects to be considered in actions, hence different outcomes, negative or positive, should be well thought out. Therefore it is always a good idea to have various plans for just in case situations.
Preparing a plan for something is the first part that must be considered very important for everyone who wants to achieve good results from a job, because considering a plan is very basic for carrying out every step of work that has been neatly arranged before starting. So there must always be an evaluation, both before starting and when you have got the results as you said, where mature thought is always needed when there are results that are born differently through the efforts that have been carried out.
620  Economy / Speculation / Re: Should we rely on prediction? on: August 25, 2023, 01:22:06 AM
In the long term the bitcoin will be at higher price levels so it is easy to predict the price of bitcoins for long term.
For short term no one can predict the BTC price accurate y and it is only the game of priorities.
If in the short term it is still difficult to make predictions about Bitcoin prices, then in the long term it does not mean that it will be easier to make predictions in terms of Bitcoin prices. Because we can only say Bitcoin price predictions based on our own beliefs, while for accurate price predictions no one will know. Most people can only say that the price of Bitcoin will be much higher in the future, while on the one hand some people still forget that price drops can also occur at any time in the market.
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