totally agree with what you said, no action will be taken no risk will occur, but everything is returned to the person to be able to keep the risks that occur as small as possible and not fatal, even of course it is very good if it is profitable.
but before taking a step, you should know the circumstances that will occur for each step that will be taken, as well as trading.
Observing and analyzing as best as possible is an action that must be taken before going further, so that there are precautions if something goes wrong in the step so that it is not more fatal.

very appropriate action, because borrowing at a reasonable % and very doable as long as it can be avoided do not let the loan default due to mismanagement. so you really have to keep analyzing as well as possible what the borrowed funds are used for. Crypto is obviously highly recommended, because the increase you get is more than the % interest on the loan, so it's always profitable and you can repay the loan.

we really hope that the world economic crisis in 2023 will not be as scary as expected, even though the IMF admits that the global economy will only grow at 2.7% and this is down from 2022 at 3.2%.
so it's only natural that predictions for bitcoin will also be expected to be affected, so if it can be a little better than the end of 2022, of course this is an achievement in itself.
really hope that the global crisis can indeed be overcome as well as possible and of course there will be improvements, but if the price of bitcoin at the end of 2023 can reach $ 12K, of course it will be slightly lower than the end of 2022 and it is still very reasonable.

a certainty that is difficult to predict and it is possible that the bear market may not end yet because the indicators to aim will indeed end up invisible and not yet visible. as you said that the indication that a bull market will occur must be followed by altcoins starting to pump, it could indeed be one of the indicators. but the world economic situation has not yet improved and this is clearly a very real and undeniable factor. the simple thing is that the halving period has been determined in May 2024 which is the first sign of all improvements.

by continuing to hold bitcoin in 2022, when the situation is indeed difficult is of course an extraordinary action. but indeed those who are still holding bitcoins, because he knows that in time bitcoins will increase or because he really has more funds when the situation is difficult he is not tempted to sell and continues to hold them.
it is certain that the market will improve after the era of the halving period which will fall in May 2024 and of course it will continue to hold it because in difficult situations it can be done and the time for improvement is only a moment away.

it's hard to predict even though there was an increase beforehand, because there could be something that might be different happening in the following month. At the beginning of February it was around $23K and a few days later it was up to around $24K, but a few days later it was down to around $22K and finally it was back to where it was at the start of the month.

With this situation, it looks like the price will be in the range of $22K-$24K until the end of March and this is of course very good and it is possible that if the world situation can gradually improve faster, the end of the year will be able to reach 2x the initial price of the year, if otherwise it can return to the situation in 2022.

views that indeed can always reveal something different about bitcoin, this is very dynamic will always be the subject of discussion and analysis which is very interesting to put forward.
the increase from the beginning of the year indeed bitcoin has made a surprise and this is a very high increase, but will it continue to improve or is this just a momentary surprise that happened.
seeing the current world phenomenon that is still entering an economic crisis will obviously also have an impact on bitcoin because the ability to shop is reduced. but will this crisis run faster and will bitcoin get better? of course there is always a possibility but due to the May 2024 halving era, I doubt bitcoin will be able to do better than 2022, but let's wait.

I also just found out and I tried to search on Google and indeed he is a person who has special advantages and that can make him famous on TikTok and Instagram. Right now someone is trying their luck at NFT and it's legit, but I agree with you that I don't see it going to be a good future.

NFT is always accompanied by hype and it is clear that there will be a time, I don't believe it will continue to be something that will be promising in the future. but indeed we have to admit that there are still many who have funds and like something different from the others and feel that anything can be done with the funds they have. as long as they still exist and they want to do it, it will continue to exist and who knows how long.

after the burning of ATMs because some residents protested, but that did not make the addition of Bitcoin ATM machines more intense in El Salvador. but it is not easy to be able to meet the needs quickly because it must also be balanced with the increasing number of residents who want to use it.
The good news is that some businesses in El Salvador are already transacting using bitcoin and the coverage, even though it's not big, has reached 14% and will continue to move up as more and more ATMs become available.

If you look at it now at $ 329, of course it is more than what the op predicted, but the increase from early January is certainly not as good as bitcoin, BNB can only reach 34%.
but if the odds increase during the halving era, it is clear that only reaching $500 will be easily surpassed, remember that the last ATH was at $690.
it is possible that ATH will be 5x or 10x from ATH in 2021 maybe there will even be more surprises like in 2021, or even less because of the effect of 2021 which shot high, once again anything can happen and we are waiting for that.

Bitcoin or crypto investment is definitely not recommended using borrowed funds, of course it will be a loss if the interest charged is high enough other than you really want to share the results of the investment. but investment is clearly very profitable, so don't hesitate to keep investing in bitcoin, it's better to use your own funds that are not used, aka funds that are more than the rest of your daily needs.
but if the halving era is indeed approaching, of course there is nothing wrong with wanting to speculate, because we also know that investment requires the courage to make decisions and must be precise and certain.

indeed you are right, no one knows the future about bitcoin, but we can know the movement that will be carried out once every 4 years where indeed this is what bitcoin will always do over and over again.
with a fairly improved price, of course you can buy, but it must be remembered that the possibility that this increase is only momentary is very large and the price may decrease again like last year. I doubt that bitcoin will increase $30K-$50K this year and I expect it to happen early next year.
once again buying bitcoin at any time as long as you want to be ready with a long term investment you can be sure it will always be profitable.

That's right, friends, identifying correctly that the situation is indeed going down is certainly not easy, because what we estimate may not be true because the situation is actually continuing to decline. of course there will be a psychic that will occur and this is not easy to be able to make self-confidence recover immediately if I experience this incident.

actually both of them are the same, they are coin memes and don't expect something that can change drastically and that won't be possible even though Elon is clearly always with Doge.
the shiba have conducted several burnings to reduce their supply and continue to innovate enthusiastically, but have not been able to change the situation so far.

this is the year when they have to prove themselves, whether they will still be able to keep many interested and continue to hold it or will they be removed from the exchange market. everything is returned to them how they can continue to innovate so that they can still exist. there will always be time and opportunity because there are still many who expect more than usual for both of them.

even though there is an improving movement, in the future it is still difficult to predict, but I totally agree with your opinion, friend, that at this time it is still very appropriate to buy immediately, although it is possible that in the future there will be a decline again, but buying immediately is still good.

Binance is indeed very trustworthy because this is probably the best exchange at the moment, so you can look for altcoins that might be used as investments, of course beforehand don't hesitate to analyze them properly so you don't set them wrong. yes, Binance has been tested so far and I have the same confidence as you that the funds we place on Binance will definitely be safe, but for a long time it is certainly not recommended.

it is clear and true that these are two very different things, because some are controlled and some are not.
The FED seems to have had the ambition for a long time to be able to work on digital dollars to materialize with the goal of being more efficient and controllable, but whether there are other intentions is of course difficult to predict and there will always be speculation.
but once again the program that is carried out clearly will not affect anything on the existence of Bitcoin and is completely irrelevant.

the most important thing is that you don't be tempted to try to sell assets at this time, because this situation is only temporary and it doesn't look like it will continue to get better, it's a shame because the era of the halving period is only one year away, it is wiser to hold on.
the influence of LUNA and FTX seems to be getting accepted and can run as before, but the case of an unpredictable economic crisis will end this year, which might affect crypto. so I don't believe that 2023 will immediately have a positive impact, surely there will be things that are still affected by the crisis.

success, friend, actually there is no way to measure if we want to get to know crypto, but even though it's only been 2 years your development is very impressive and you keep moving to keep getting better.
indeed the heyday of the bounty was clearly in 2017 and now it is not good but we hope that there will be changes again.

what you are doing by continuing to hold bitcoins from the results of signature campaigns is of course very good because in a situation like this there is no alternative but to wait for the era of the bull market to come, so that what is held can be maximized.
it's not easy what you do and of course this is an achievement in itself and appreciation for your work.

hopefully later I want to hear stories from you when you have entered a bull market.

Matic will easily and surely be able to rank in the top 10, the opportunity is very open. currently the price of Matic is $ 1.12 and of course it needs constant surprises to get close to the achievement according to the last ATH, if you really want it there will be a very high achievement of up to $ 20.
hope that during the bull market period, if Matic are able to get close to the last ATH then this opportunity will open up, right now the focus on continuing to buy and store it is a very wise move for potential coins.

the bear market will continue to occur this year because the world economic situation is still entering a crisis, changes will occur if the crisis can be resolved immediately.

you are very lucky friend, because you can still trade well, agree that what you hoard is definitely a real gem and will shine even more when the bull market occurs in the future.
It seems that your wait will take place in the next 1 years when the era of the halving period will begin to reveal itself.