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621  Local / Nigeria (Naija) / Re: Crypto Trading Risks and Management Model. on: January 17, 2024, 07:25:31 PM
The part you said financing the business is very important likewise investment, any investment/business that lack regular finance might likely fall mostly in the business sector when every marketer seems to be competing, concerning the risk, there's no risk free investment and every investment has an advantage and disadvantage in other words any investor that lack the ability to secure his/her investment will not make any profit, considering the type of business and investment before investment matters a lot like making a research before investing so you can have full confidence with the investment not minding the risk involve. Now in the crypto investment a lot of people just jump into investing without knowing the coin and the potential, before choosing any business or investment it's best to make research before investing, this is common in the business sector also and they lack where and when to sell a particular goods.
622  Local / Off-topic (Naija) / Re: Life is precious on: January 16, 2024, 07:25:04 PM
I came across the news last week and I no even get time to read about the news well but I see say she drop note and na toilet she decide to commit suicide, seeing the details here I will go back and read about the news, this suicide of a thing dey common and stories like this dey but no be all dey enter social media, this lady own na economy but some na heart break, sometimes for situations like this wey person no know wetin happen and na wetin we see we take cause for someone to commit suicide bad motive na go don motivate such person like for example person wey get husband and pikin go commit suicide for what reason, this world sha and even with the news spreading some people go condemn the act and some go get another thing to talk, I no fit talk wetin dey really happen wey people dey commit suicide just because of depression, heartbreak etc, very bad and this act na very evil and satanic act. Hustling everyday no mean say na the end of the world but life na once and any little mistake go bring bad result.
623  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: January 16, 2024, 02:05:25 PM
The return of K. De Bruyne has had a huge impact on Man City. Even Man City's attack line has become sharp again thanks to the presence of De Bruyne on the field. I think Man City is lucky to have this player. Because even though he was absent for quite a long time, now he is starting to contribute well again when he returns. The title is not impossible for Man City. The problem is just waiting for Liverpool to make a mistake.
So far Kevin made good impacts with his return for Manchester City and brings a lot of expectation that he will make more and bigger impacts in coming months. This is only expectation with an assumption that Kevin will not get injured in future. If his body is well, with his skills and talent, he will surely contribute big things for Manchester City not only in Premier League but also in Champions League.

Will he be well or get injured is a very big uncertainty for him and Manchester City. As a Premier League fan, I wish best for Kevin because with it, the title race between Manchester City and Liverpool will be more exciting.
Kevin has always been the best for long and his return got people wondering if he still got the skills but I knew Kevin will come back strong, I think pep knew Kevin return will be so good that's why he didn't panic when they didn't perform good and now Kevin is back I believe every team will feel the impact, the match against Newcastle shows  that Manchester city might take the title but let's not judge yet cause even with Kevin and his performance the team can still go down if they fail to play and work as one.
Talking about another injury sounds funny cause I don't think Bruyne will experience another injury sooner or later, although some players suffer from such experience after their first or second injury but I believe Bruyne case will be different, let's just imagine if Bruyne experience another injury can the team stand strong or they'll keep playing each matchday without a win, just asking cause I observed their performance against Newcastle and everyone worked hard not just Bruyne but the reason why everyone is talking about Bruyne right now is because of his performance and he just got back from an injury and he managed to score a goal.
624  Local / Off-topic (Naija) / Re: NIJA YOUTH AND BETTING: it is draining our productive workforce on: January 15, 2024, 04:57:32 PM
Firstly government can't regulate betting because them dey take tax from each win so they can't regulate betting, secondly na people business so e no even sound nice to reduce the population of betting wey those shop owners dey benefit from, na them dey bet wrongly and na them go face the consequences cause this betting of a thing dey drain people when it comes to financial matters.
The example wey you set, hardly you see normal person dey enter betting shop regular likee the person no even get work and the person no ready to find work. All this mistake na some people dey do and them go dey paint gambling black for outside, bet what you can afford to lose and make betting no be your regular work or habit, people like this need advice but them no go learn because them don turn to addict.
625  Other / Politics & Society / Re: Things you see in the society on: January 15, 2024, 04:34:39 PM
Everyone has the right to make decisions and no one can forcefully condition you to disrespect your own decision, you used religion as an example but most people in some areas can't make decisions freely concerning region and the worst part is the hate speech we hear everyday and there's no way one can fight against hate speech cause the number of people that get involved in hate speech is just too much, if you don't like their believe or way of worship why judging them, why not mind your business rather doing the opposite.
If we can stop this thing called hate speech in this society and learn to love everyone regardless their tribe, religion, etc, it's will be safe for very one. Peer pressure at the other hand can be dealt with among young ones if only they're willing to change and the care and love to change such people is needed and stop critizing them, people who suffer from peer pressure and bad influence need help and not criticism.
626  Other / Politics & Society / Re: How to stop noise pollution? on: January 15, 2024, 04:07:26 PM
I don't think noise pollution can be completed stopped or eliminated, but it can only be reduced to the barest minimum.
This can be achieved when existing laws against noise pollution are enforced.
But how can a law be enforced when the enforcers are the ones in the forefront of breaking these laws.
 

I believe you have got some small misunderstanding on what noise pollution is, to be honest. Noise pollution is not supposed to be fought by completely getting rid of all noise possible, what would not make sense, because there is no society organized enough to get rid of such thing.
Fighting noise pollution is about getting standards and adjust our society to them as much as possible so people who live close to each other won't get bothered by the noise made by neighbors or people in the streets.
Obviously, enforcing laws is an important part of reaching those objectives, even though I have got the impression there is way more people polluting than available law enforcement officers out there.
You're right, no one can get rid of noise pollution totally and we are talking about humans and the society not animals, i don't think enforcing laws will stop noise pollution and even with other laws everyone still make their decision and forgetting about the consequences, I don't know the kind of noise the op is referring to but I consider unpleasant noise as a very bad one and sometimes when we find ourselves in areas like this we can't leave cause this noise can take place in our working place, home etc.
With this kind of noise it's best to report such person for safety reasons. The work of those officers, they're met to take actions and make things right so if you find such people that always love to create unpleasant noise it's best reporting them to the law officer, but whereby you want to whole world to stop noise pollution it's impossible.
627  Economy / Economics / Re: Financial education and why it should be a priority. on: January 15, 2024, 01:04:28 PM
I think people should be thought on how to make money like learn new skills to be independent, teaching young children creative ideas about craft, computer science etc will be more better, if you're referring to secondary schools then skill acquisition will be best for them and talking about financial management, it's best introducing such to little children but I see no use cause at that stage they lack the experience of holding money and if such kids don't own money what's the point teaching them about financial management, let them learn how to make money using different method first before introducing financial management, for example my state government introduced a programme for secondary school students to learn different kinds of skills like baking, sewing etc. Financial education should be necessary for everyone regardless the economy situation and even if people fail to learn on their own they'll still experience insufficient funds and at this state when money is not enough you will have to work hard again and continually the person will grow and spend wisely, some people need to learn about financial management with their experience.
628  Local / Nigeria (Naija) / No more charges: Nigerian bank offers customers free tranfers on: January 15, 2024, 11:08:57 AM
I came across this news last night concerning the new Airtel Africa smartcash payment service bank that just started operating, the smartcash payment service has offered free transfer to Access, Zenith, UBA etc. I was surprised to see the news and it seems the offer will not stand for long and they just want their customers to enjoy the free transfer that's why they offered such.
Seeing the CBN transaction fee, #10 fee is for 5,000 etc. Remember that in bitcoin transaction you must pay a transaction fee and the fee dey high for now but now the local banks are making transaction free, seeing this free transaction offer sounds misleading for newbies that just started investing newly and some dey complain about the fee.
The fintech bank dey really try for Nigerians cause have seen another information in this board concerning Opay and their 15% annual profit. With all this kind of offers some people go quickly dump their investment then focus on the free transaction with their local banks, I'm not saying the free transaction is bad because we too dey part of the free transaction stuff but make e no stop some people from buying bitcoin, regardless the free transaction fee make we still focus on bitcoin because naira no get value and naira and bitcoin no fit compete.
In your own opinion what do you think about this move?
629  Economy / Gambling discussion / Re: ⚽ Premier League 2023/2024 Discussion Thread ⚽ on: January 14, 2024, 10:20:28 PM
Aston Villa missed a big chance to hold a good lead over their rivals but playing out a no Goal draw to Everton today, I think this wasn't an easy match but I still expected Aston Villa to beat Everton seeing how both teams has played this season I had my money on Everton to win but this is football, now this gives Manchester city and Arsenal a bigger push to take advantage of this slip up.

I think Aston Villa major issue this period would be consistency, they have been good so far this season but they still have to make it to the finish line in the same manner.

I honestly expected Aston Villa to actually win against Everton. After all Aston Villa is really fighting to stay as much at the top as possible. Meanwhile, Everton is literally fighting to stay out of the relegation zone. So, I thought Aston Villa was going to win this match pretty easily. But of course, I was wrong. Though I have to say Aston Villa was able to dominate the match. However, they were not able to win. I also think that this might very well be the start of their inconsistency. Not unexpected for them to be really consistent. But I honestly did think that probably they will be able to bring in really good results. Which is still definitely possible. But not if they are inconsistent.
Aston Villa will not even go far and just like what you said this will mark the beginning of inconsistence winning and I never expected the team to move forward till this time, they tried their best but still the title competition is just too hot for Aston Villa to fit in and looking at this year title top contender Manchester city will definitely be at the top and I still don't believe Liverpool for now, even with their excellent performance I still doubt if they can compete for long, now seeing KDB return shows it's finish, and I saw the return of Timber last week but I still don't know if he can change the current performance of the team except the team work united and effortlessly to win and I still doubt if Arsenal can make it cause last season was their season and they could not win the title so what's the point hoping on Arsenal but I still want the team to change cause I actually want Arsenal to defend for the title if possible and under probability.
630  Other / Beginners & Help / Re: Don't trust social media on: January 14, 2024, 09:46:48 PM
I'm just wondering what the guy want to share like why asking for a screenshot before teaching them what to do and if i may ask teach them what?, people replying to offers like this don't even know the system and they don't know how things works, that's why it's best to learn about crypto or bitcoin in a safe place like this forum, where you get your first knowledge matters alot and people interested in this kind of offer need to learn about bitcoin and after learning no one will even tell them to secure their coins but they already know what to do.
I often see people like this claiming to know but they have a very bad motive and unknowingly to people they want more money, I don't think anyone with the knowledge of bitcoin will fall for this and if you check his page carefully you will find out he's into crypto scam and his trick sounds so stupid.
631  Economy / Trading Discussion / Re: Should trading be for the rich? on: January 13, 2024, 06:39:05 PM
It's not all about rich and poor the main issue is you should be financial ready to trade and not the kind of trade you trade and you still lack money, people with the knowledge and no money there's always chance to work and earn then come back to trade and that's what every one does, it just depend if the person is interested to trade after earning.
I think this is one of the strategy wealthy men use and they focus less on the market but when it comes to the ones that can't afford regular money to trade they always find it difficult and scared not to loss, in my opinion you can always work to earn and come back to trade.
632  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: January 13, 2024, 04:18:22 PM
Chelsea's match against Fulham was quite fierce in the first half and Chelsea managed to take a 1 goal lead through the penalty point at the end of the first half.
Overall, Chelsea's performance is still not improving, especially Chelsea's front line which is not optimal in completing opportunities, but on the other hand, Fulham's performance is also quite bad in this match so Chelsea's chances of maintaining their lead or even adding goals in the second half are still quite large.
This should be a victory for Chelsea and they must win 3 points in order to continue to improve their position in the Premier League standings.
The game would have even ended draw if not for the penalty. Chelsea won't have been able to win Chelsea and Manchester united does not look like clubs that will do anything good this season and their games are always boring. And people saying Chelsea will get better now it is now looking as if Chelsea is even getting worst. And having a record of five yellow card Chelsea wanted to win by all means. And Chelsea is still having difficulty finishing. And any club that don't know how to finish then will have lesser opportunities to win. Both Fulham and Chelsea are both not serious and you comments of adding more goals was just laughing because I know it will be impossible for them to do that. And the game ended 1:0 did not expect more and if not for the penalty it would have been 0:0.
I never enjoyed the match and seeing Chelsea playing today shows they're not serious and if anyone wants to put hope in Chelse then it's better not to support any team cause Chelsea has nothing to offer this season, no word of discouragement but that's just the truth of the matter and Manchester united also will not offer anything this season, the team need a proper structure especially Chelsea, I even thought the match will end draw cause of their poor performance and it still doesn't make any difference cause their fixtures looks too tight and they might not win any of those teams but I still doubt seeing the behavior of Chelsea this season.
633  Local / Nigeria (Naija) / Re: Invest in something that worth your money on: January 13, 2024, 03:03:39 PM
For me I never see any investment wey dey risk free and even this bitcoin investment some people don see shege because them no wise with their investment, so choosing an investment is not the problem but how you take sure say the investment go bring profit, na here the wahala come and profit no be the only thing, the major thing na to dey smart, shine your eyes and focus, I never see anything wey involve money and scam or fake no go dey, and the funny thing be say when people like this see all this kind of investment them go put all their money inside like say them never see money before lol, likee the way people take dey invest carelessly for fake investment dey funny sometimes and at the same time na lesson make we no invest for fake project. Op thanks for your advice and e good as you bring the topic here.
634  Economy / Gambling discussion / Re: A brief advice for the newbie gamblers. on: January 13, 2024, 02:41:58 PM
Even if you're willing to advice newbies they will not take your advice except people like this are willing to learn, in my opinion let them experience what it feels like to win and lose.
The common advice every gambler must listen to and not just newbies, gamble what you can afford to lose. Have seen several situations on social media where people started crying and the one that baffles me a man used his house rent money to gamble and end up not winning so in this case is the person a newbie or an addict cause no normal gambler will gamble with a money met for important stuffs.
Before you start gambling you should know they're happy and sad days if only you gamble for the money and not for fun, it's very rare seeing someone gamble for fun rather they gamble for the money and after loss they keep gambling and gambling, that's not even proper.
635  Economy / Gambling discussion / Re: UEFA Champions League 2023/24 Season on: January 12, 2024, 08:47:27 PM
I'm wondering what Arsenal will do as of this stage in the Champions League. They had a successful group stage as expected. Now I can say that they have a comfortable matchup to play against Porto as well. Because I don't believe Porto are one of the teams that can eliminate Arsenal in this tournament. Porto couldn't even beat Barcelona in the group stage. I mean that Barcelona aren't weak of course but I don't think they have played better than Arsenal at all.  Sad

Anyway I see Arsenal in the quarter finals already to tell the truth. But they had better improve their performance more as there is some decline recently.
When Arsenal was drawn against FC Porto in the round of 16 of the UEFA Champions League, I expected Arsenal to win against FC Porto but with the recent performance of Arsenal, I'm not sure if Arsenal could be able to beat FC Porto. If FC Porto can play well in their home, I believe they will beat Arsenal.
I will not agree to your idea cause when Arsenal loss to Liverpool they knew something is wrong with the team, everyone knew Arsenal need to wake up so they can be competitive, comparing their last performance to the present performance is not even necessary, Arsenal can decide to work on themselves and be better cause that's what every team does, Porto is also a tough team and I understood why you're saying Porto might likely win Arsenal cause of their previous performance.
Who knows what Arsenal will play next with their opponent  Crystal Palace and we can use this match to determine the strength of Arsenal against Porto, let's see if the return of Timber can help the team until then.
636  Local / Nigeria (Naija) / Re: Can we proudly tell people that we're Bitcoiners? on: January 12, 2024, 08:32:45 PM
I don't know what you mean by the proud you mentioned in your subject but still, why do you want to tell people you own bitcoin and you're into internet stuff, if you want to flaunt your online business or something else there's nothing bad but you see this bitcoin once you mention bitcoin outside and where different kinds of people are gathered you should be ready to secure yourself.
Sometimes with the way people talk about holding bitcoin should be a secret most people will think it's a joke, and some victims can also testify why your bitcoin holding should be a secret. Even with some experience some people will still fall victim to these scammers, if you feel like showing off your holding is the best then no one can stop you but it's best to keep your holding a secret.
637  Local / Off-topic (Naija) / Re: All professions are important on: January 12, 2024, 02:42:59 PM
To be sincere I never see person downgrade skill or learning hand work, the truth is some people no wan just learn new skill, they prefer making money the simply way and na why people dey involve in human trafficking and trading of human organs.
Several times skill don help people and the different kinds of work wey dey common now na learning of skills, even if you get the aim of going to school no mean say learning skill na trash.
I no know how them dey take refer to trash stuff but learning of skills no follow and I never see am before.
People go always dey to learn skill and render service na why everybody no dey the same and even the ones wey go school no job na hand work them dey take survive so why downgrading handwork.
638  Economy / Gambling discussion / Re: Advice when you are going a bit far in gaming and betting on: January 12, 2024, 02:24:31 PM
The truth of the matter is that gambling is not that bad because things that people can not get in term of money gambling has given them from a few win. And that is why a lot of people are given it a try always because that is just the cheapest and easiest way for them to make money. So I don't blame anyone if their is another means am show they won't really give gambling a chance like that. And aside entertainment you or anyone else that gamble are still expecting money. So I don't blame them at all. If you want to gamble then the person should gamble you don't know were the persons fortune lies.
Gambling is not as bad as people think IF they can use gambling properly. But when people gamble more and more often, that's when they forget to think of gambling as entertainment but instead see it as a place to make money. This will make them continue gambling. Some people may even decide to gamble for a long time and maybe they will only stop gambling after winning. But some people still don't want to stop gambling even though they have won because they feel they can win again. If you're going to gamble, you should make sure you have learned good self-control because that can prevent you from losing a lot. If not, you will only get deeper into gambling without being able to get out of gambling and more and more of your money will be used up because it has been used for gambling.
The idea of winning back and going back is very common and that's a mistake we should stop if we want our gambling habit to stay intact, have you ever observed people like this cause have observed them and I decided to ask them questions and I found out that people who win and replay with the win don't win back rather they end up losing the money.
Self control is needed in gambling and anything even in our investment self control is necessary, people who become addicted to gambling lack self control and when they lose they always want to go back and gradually the person is turning to an addict, that's why we hear people say I gamble everyday to become an expert, that's a big lie.
639  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: January 12, 2024, 02:10:04 PM
De Bruyne's return can indeed provide quite a big change, but what you need to pay attention to is that De Bruyne has just recovered from injury and this will definitely affect his playing performance on the field which will decrease slightly and in the match against Newcastle I doubt if De Bruyne will be able to appear because previously Guardiola said that he didn't want to force De Bruyne to appear immediately but preferred to wait until he said he wanted to compete.
Even though it is very convincing that Manchester City can beat Newcastle, I will avoid betting on that match because I think it looks like I have a curse from Newcastle who always loses betting on Newcastle matches and on the one hand, Newcastle is also in an unstable condition, several midfielders are injured.
But my prediction is that if De Bruyen cannot return to the field, maybe Manchester City will win narrowly 1-2 for Manchester City.
Kevin De Bruyne return from recovery and have quit well debut last match with one assists against Huddersfield Town on FA Cup, its nice start for him after returning from long term injury and he still on very good performed for Manchester City.
Upcoming match, Manchester City will face Newcastle United in Premier League and seems Pep Guardiola can play De Bruyne on the first minutes and get back his central midfielder, so excited waiting his magician and make many assists in Premier League after absent 19 matches with Manchester City with one appearance in this season before getting injury. Looking De Bruyne performance last match on FA Cup seems he doesn't need time for adapting again because he was ready on top level performance for helping Manchester City return to the top position standings again.
I really thought Bruyne will do perfect but seeing this right now got me thinking and wondering, to be sincere this is an amazing point why Bruyne will not perform his best and who knows he might likely get another injury cause we can't really tell and have seen most players after coming back from their injury between some few time we'll hear another injury, but still I have always believed in Bruyne cause the guy is so good and if Bruyne will be part of the match against Newcastle he will definitely bring out his best for the team and looking at the season this is the right chance for city to take opportunity and move forward so I don't think Pep will take this match for granted.
640  Local / Nigeria (Naija) / Re: How to end indecision and delay on bitcoin investment on: January 12, 2024, 01:47:46 PM
The following is the most valuable guidelines of ending indecision and delay during investment on bitcoin.
1. Identify the area of indecision and remove fear that leads to failure.
2. Focus more on the benefits not on the losses.
3. Create timetable and gives deadline
4. Always be optimistic by avoiding spirit of pesmistic
5. Avoid people opinion because it may be harmful mostly coming from wrong source
6. Always be self confidence
7. Understand the scope others has taken to succeed
8. Evaluate positively and negatively  your past indecision and delay consequences
9. Put into action what your mind tells you without second thought.
I think this can help us this year on Bitcoin investment , please add yours to help our growth.
This focusing more on the benefit and not loss dey very difficult for some people, before you wan invest you go first consider the risk and the benefit, no just go focus for the benefit only because before winning you go definitely take risk and you should be aware of the risk involved. But people don too take the loss serious na why them no wan invest again.
E good to dey avoid some unnecessary opinion and even with people's opinion make your own research to dey sure of wetin you dey do, no be only to dey take people advice always and most especially for money matter, I don observe about humans and everybody dey make that mistake, people dey always smart for another person matter but when it comes to their own problem them no get any solution, this part of avoiding unnecessary opinions for bitcoin investment dey very important.
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