Let's take a look at the statistics. Most of the new projects failed, the vast majority. A lot of money was lost by investors in new projects.
Now on the market you can find projects of any orientation, almost all new projects that are coming out duplicate the previous ones to one degree or another, this makes no sense except to earn more money.
Sooner or later, projects will appear that everyone will talk about, projects that will change the industry.
Do not worry that you will not notice them when they appear.

Bitcoin owes its unprecedented growth and popularity to its structure and mechanics. Bitcoin is a decentralized currency that extends the boundaries of the use of money and cash to new limits.
The BNB, in turn, is just a coin of the exchange, it is centralized and strongly depends on the mood that prevails around the exchange itself.
In addition, the price of BNB, like all other altoins, depends on the dynamics of Bitcoin.

I am not a supporter of loans at all, and I do not advise anyone to take them.
What is the point of taking a loan in cryptocurrency if you can not immediately spend this money but will wait for growth to be more profitable to sell, and then a decline to give a loan.
All this will be overwhelmed by manipulations both on your part and on the part of the structures issuing loans.
I doubt that this will improve someone's life.

Almost all coins from the list can give a good profit. It all depends on the entry point that the author has chosen.
I mean the global trend of altcoins which one way or another shows growth after a powerful recession every year.
This happens cyclically, and already 2 cycles have passed. All projects from the list deserve attention to one degree or another.

There is some truth in your words.
Those coins, most of which are held by the team, have quite good potential in order to grow in price in the case of a pump.
It will be more accurate to say that they have more chances for stronger growth than the rest.
However, to determine such coins it’s not enough to look at the charts, you need to look at the number of coins on the wallets and ask developers in the chat.

Firstly, all people should share the values that are embedded in bitcoin. In your opinion, everyone understands what harm the financial system does?
I am sure that no. More than 80% of people are suspicious of bitcoin, and with love for the financial banking system. Because it’s so familiar, so safer.
The transition to Bitcoin is able to deprive people, if not all of the funds, then most of them.
In addition, we all see how the price of bitcoin is being manipulated, can such a currency become global when one person can manipulate its price?

Collapse can have a very different effect on the economic system. In most cases, the collapse will cause the dollar to become an even more sought-after currency in the world.
Of course, I'm talking about wars, as it was before. Always the US economy during the war showed wild growth.
In order for the dollar to lose its influence, it will be enough for all countries of the world to switch to any one single currency.
This is precisely what those who are now attacking Libra are afraid of.

In fact, Africa can become very good for the development of the crypto industry, especially if such industries as Energy, Health, Law, Finance, Construction will use blockchain technology in their activities.
This will reduce costs and eradicate corruption, which is crucial for Africa.

I am sure it’s not without reason that the regulators took up Bitfinex ​​and their options for the digital dollar.  
According to the latest news, it can be concluded that the United States is going to issue its own digital dollar in order to strengthen its influence in the digital environment.
Probably the United States wants to take the Bitfinex place with Tezer in this way. France also spoke about the national digital currency.

I can’t wait for the moment when state structures and various corporations working with data start using blockchain in their work.
This will be especially useful for countries with a high level of corruption, where officials steal money from ordinary people on a massive scale.
Blockchain can solve this problem and deprive thieves of their feeders, which in turn should free up a significant amount of capital that will give the economy a boost.

You are talking about investments in the past tense, which means you have been investing for some time using your code of practice.
If so, it would be great if you gave statistics on your investments.
Or at least open the curtain on your portfolio, which, as I understand it, should include projects from the top 500.
It is strange that you did not do this right away.

If you organize your IEO, because you are a no-name, people will not buy anything.
The maximum that you earn is the price for listing on your exchange and for selling.
How do scammers manage to earn money?
They create a fictitious hype around their exchange. As a rule, this is not enough to attract many people, but enough for a small amount whose money will subsequently be brazenly stolen.

I definitely do not want to hold or have something in common with STO coins.
Despite the fact that the market share of STO projects has increased significantly compared to the beginning of 2018,
I have not yet seen a single sufficiently successful project that could boast of successful sales and further development.
So far, everything is very precarious, and it seems that dealing with these coins can create a headache for yourself because these assets are highly regulated.

More often than not, we hear suggestions and assumptions about future successes of those or other projects from our friends.
And most often we are too lazy to double-check this information, which sometimes seems fantastic.
If a friend fails to convince us, we will not make any gestures in the direction of the information that he gave us. Just like with Bitcoin.
How much they did not tell me and did not tell about Bitcoin, at one time, I did not pay attention to it but in vain.

You are right that only a few become truly rich. All the rest, most often, are satisfied with the comfortable conditions that they provide the income that they receive.
These people have enough of their comfort zone, but real wealth lies outside the comfort zone. That is why so few people are truly rich.

Fiat money secured by gold, as a rule. Gold is one of the oldest assets on the planet; it has its own physical referent.
In fact, when we exchange Fiat for anything, we exchange gold. Bitcoin does not have a physical referent in the real world.
Its value is determined by people's belief that Bitcoin can be exchanged for goods and services, including fiat or gold.
But if this faith disappears, there is a risk that the price of bitcoin will sink very sharply.

What is happening now is obviously a recession before growth. Crypto market, or rather those who manage the market, each time act the same way.
They manage the price in such a way as to sell as high as possible, and then gradually lowering the cost of bitcoins, gain as many positions as possible and buy as many bitcoins as possible from those who sell it, fearing that it will fall even more in price.
It is not known when the next growth will be, however it is obvious what it will be.

It is likely that China is able to create its own cryptocurrency despite the fact that it is trying in every way to distance itself from bitcoin.
Look at how Bitmain works, it is an extremely cunning organization that somehow manipulates the market and the price of bitcoin itself.
Although the People’s Republic of China is doing everything possible to keep silent about it in the media and, as I have already said, it is as distant as possible from cryptocurrencies.
All this looks like a manipulation.

Perhaps you would be right if the personal data of users were not sold on the darknet.  
After all, all this data came from somewhere, more than once even legitimate projects were noticed in the e-mail information about their customers.  
Personally, I do not mind sending my personal data to an honest project, but where is the guarantee that they will be safe.
In addition, we are in the cryptocurrency market, the values ​​of anonymity and security reign here. I understand that not only cryptocurrency projects merge information, more often banks do it, but nevertheless this remains a problem.

Bitcoin is a very attractive cryptocurrency in terms of a variety of means of payment.  But you need to understand that any business in any country is regulated.  Business is subject to certain jurisdictions of the country in which it is located.  Bitcoins are outside the jurisdiction at the moment, which means that various criminal elements can use it for criminal purposes.  All this complicates the use of bitcoin as a means of payment in small and medium-sized businesses, especially in large ones.