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7361  Local / Mercado y Economía / Re: 10 % de creadoras de contenido de PornHub prefieren pagos en criptomonedas on: December 11, 2020, 12:45:25 PM
Con Paypal fuera de escena desde hace un año, ahora parece que tanto Visa (de manera temporal por ahora) como Mastercard (de manera permanente) van a dejar de admitir pagos realizados en Pornhub desde hoy mismo. Aunque quedan un par de tarjetas aceptadas (JCB y Discover), este baneo por parte de los medios de pago probablemente impulse el pago con Bitcoin en la plataforma, así como algunas criptomonedas que aceptan adicionalmente.

No me espero que el precio de BTC varíe debido a esto …

Ver: https://insidebitcoins.com/news/btc-friendly-pornhob-loses-visa-mastercard-payments-after-allegations
7362  Local / Español (Spanish) / Re: ¿Bitcoin o Altcoins? on: December 11, 2020, 11:02:11 AM
Hace poco más de un año, vi un artículo (Medium) donde se narraba un caso de uso a modo de ejemplo. Lo describí en su momento de la siguiente manera:
I found this interesting exercise on the topic: https://medium.com/bull-bitcoin/the-crypto-diversification-trap-6744b0a954a6

It goes on to show what a diversified portafolio, suggested by Brian Kelly on CNBC in 2017, looks like today. It displays the portfolio value in USD and the cost of opportunity on BTC. Fine, the article is not at it’s best (too many freak images), and perhaps the portafolio is not my piece of cake, but the author performed an interesting exercise.

To cut a long story short, the suggested portafolio back in 2017 by Brian Kelly was: (only) 30% Bitcoin, 15% Ethereum, 15%  Ethereum Classic, 10% ZCash, 10% Monero, 10% Ripple, 5% Metal (wtf?) and 5% Iota.

The result is that, if you invested 10K in August 2017 into the above diversified crypto-portfolio, two years later you would have ended being up +33,56%. The thing is, when you go into the details, Bitcoin rendered the vast majority of the benefit, and only Ripple and Monero contributed marginally to the benefit. The others were at a sever loss.

The cost of opportunity in diversifying in the sample case is that, had you invested it all in Bitcoin initially, your 10K would be now (August 2019) worth 26,6K (+266,84% vs the 33,56% made).

Of course that is just an example, but one of what advice a couple of years ago would have led to today.
La base partía de una sugerencia de portafolio de criptomonedas, elaborada por Brian Kelly de la CNBC en el 2017. Dos años más tarde, el autor del artículo miró qué tal se había comportado ese mismo portafolio, y concluyó que el valor se había incrementado esencialmente debido a Bitcoin. La cartera incrementó su valor un 33,56%, versus +266,84% si lo hubiese hecho sólo en Bitcoin.

Caso podemos poner a miles, pero la gracia de éste era coger uno que se había sugerido en la CNBC, y ver su evolución.
7363  Bitcoin / Bitcoin Discussion / Re: there is so many announcements about instutuional investment in btc but question on: December 11, 2020, 10:26:49 AM
<…>
These companies have investors behind, and are subject to recurrent audits, where the purchases are going to be verified. It’s not very likely that they’ll make a public announcement in a terrain that is not tied to their core business, for a few minor headlines here and there, only to come out looking bad against their stakeholders for not being honest about it.
7364  Local / Español (Spanish) / Re: ¿Bitcoin o Altcoins? on: December 11, 2020, 09:49:46 AM
<…> Como regla general, las altcoins, después de un tiempo, superarán a bitcoin. <…>

¿En qué te basas exactamente para esta afirmación tan taxativa?
¿Superar en qué (valor, marketcap, utilidad, reserva, confianza, extensión, etc.)?

Claro que las hay con más valor unitario, o que en algún momento han tenido crecimientos tremebundos (normalmente a raíz de un pump&dump), pero habría que especificar de qué estamos hablando (utilidad, especulación) y la durabilidad esperada del efecto. Hay algunas monedas alts que tienen su utilidad, y pueden convivir en una cartera junto con Bitcoin, pero la mayoría, históricamente, han sido tildadas como "shitcoins" por algo.
7365  Local / Español (Spanish) / Re: Mass Mutual compra $100M en Bitcoin on: December 11, 2020, 09:37:36 AM
He ido a ver el comunicado en su página web, pero tampoco exprime demasiado más la noticia.

En términos generales, es positivo, y denota un caso más en un reguero de casos de inversiones institucionales, que diversos medios apuntan como una tendencia con potencial puntal de eclosión en 2021.

Supongo de, de manera subyacente, estamos ante un trasiego del volumen de tenencia de particulares hacia instituciones, lo cual, cuando llegue a cifras de peso específico, no sé qué tal irá …


Ver: https://www.massmutual.com/about-us/news-and-press-releases/press-releases/2020/12/institutional-bitcoin-provider-nydig-announces-minority-stake-purchase-by-massmutual
7366  Local / Español (Spanish) / Re: Crimen recurre cada vez más a Bitcoin on: December 11, 2020, 09:10:53 AM
<...>
Hay un comunicado de prensa del gobierno francés al respecto (ver enlace más abajo) que para mí no delimita bien, de manera explícita, el marco de aplicación.

No obstante, La lectura de otro artículo (ver https://www.capital.fr/entreprises-marches/le-gouvernement-valide-un-durcissement-des-cryptomonnaies-1388135) si parece delimitarlo a plataformas de compra, venta y custodia de criptoactivos, donde el refuerzo KYC parece que conllevará la obligación de identificar al usuario además de los su tarjeta de identidad, con una transferencia SEPA. Esto último, como concepto, va totalmente en contra del espíritu con el cual se creó Bitcoin, obligando a ligarse a un banco sí i sí…


Comunicado de prensa:
https://minefi.hosting.augure.com/Augure_Minefi/r/ContenuEnLigne/Download?id=59A6E8A3-BDF9-48C3-BA1A-DC1348884B74&filename=461%20-%20CP%20-%20Renforcement%20du%20dispositif%20de%20lutte%20contre%20le%20blanchiment%20de%20capitaux%20et%20le%20financement%20du%20terrorisme%20applicable%20aux%20actifs%20num%C3%A9riques.pdf

7367  Local / Esquina Libre / Re: Ordenar foro on: December 11, 2020, 08:34:56 AM
<…> Como moderador local podríamos hacer una votación aunque estando tan poquitos como estamos ahora no sé si es la mejor opción. Yo basándome en lo que he visto estos últimos meses adelanto que votaría por <…>
Hay muy pocos subforos con más de un moderador asignado. De los foros locales, he visto el indonesio y el ruso, y me da que, con nuestro volumen de actividad, la idea tendría poco recorrido.
Comentar que en algún momento pasado hablé brevemente del tema con la dirección del foro, y en su momento me decanté por no postularme al cargo de moderador de nuestro foro local.

<…>
En mi caso, veo que tengo el 100% de los reportes gestionados, tanto relativos al foro local como en otras partes. De ello derivo que sí se están mirando y procesando aquí, pero que algunos no sean sencillos de dictaminar, y puede que ante la duda en su resolución se decida dejarlos como "unhandled".
7368  Other / Meta / Re: Bitcointalk Ranking-up pipeline- Those close to their next rank (lacking Merits) on: December 11, 2020, 08:18:58 AM
Data as of 11/12/2020

Updated the lists in the OP (and subsequent post) to reflect the forum members that still qualify in each of those lists.

Currently, on those lists there are, lacking <= 20% merits to rank-up (activity may not be met though):

-   36 Heroes (on their way to Legendries)
-   67 Sr. Members (on their way to Heroes)
-   55 Full Members (on their way to Sr. Members)
-   48 Members (on their way to Full Members)
-   189 Jr. Members (on their way to Members)

Added this week (none):
Code:
user_id        name                               Status         posts     activity  activity_Met   merit     rank           ProbableInitialRank trust               url


Removed (*) this week (10):
Code:
user_id        name                               Status         posts     activity  activity_Met   merit     rank           ProbableInitialRank trust               url
1925869        Tytanowy Janusz                    Active         2406      952       -              1002      Legendary      Old Era Newbie      =+2 / =0 / -0       https://bitcointalk.org/index.php?action=profile;u=1925869
1862043        cryptofrka                         Active         3387      1008      Y*             503       Hero Member    Old Era Newbie      =+1 / =1 / -0       https://bitcointalk.org/index.php?action=profile;u=1862043
1626490        safar1980                          Active         699       476       N              502       Sr. Member     New Era Newbie      =+0 / =0 / -0       https://bitcointalk.org/index.php?action=profile;u=1626490
1570182        Basiak                             Active         670       378       N              265       Sr. Member     New Era Newbie      =+0 / =0 / -0       https://bitcointalk.org/index.php?action=profile;u=1570182
2593173        Unsoldier                          Active         459       459       N              258       Sr. Member     New Era Newbie      =+0 / =0 / -0       https://bitcointalk.org/index.php?action=profile;u=2593173
241548         Rizzrack                           Active         257       257       N              251       Sr. Member     New Era Newbie      =+1 / =1 / -0       https://bitcointalk.org/index.php?action=profile;u=241548
2680306        0x256                              Active         257       257       N              250       Sr. Member     New Era Newbie      =+0 / =0 / -0       https://bitcointalk.org/index.php?action=profile;u=2680306
229829         vladman                            Active         66        66        N              10        Member         New Era Newbie      =+0 / =0 / -0       https://bitcointalk.org/index.php?action=profile;u=229829
2859133        Unicap.finance                     Active         39        39        N              12        Jr. Member     New Era Newbie      =+0 / =1 / -0       https://bitcointalk.org/index.php?action=profile;u=2859133
330516         Nthelight                          Active         56        56        N              10        Jr. Member     New Era Newbie      =+0 / =0 / -0       https://bitcointalk.org/index.php?action=profile;u=330516
(*) Due to enough merits for the next rank, or being banned.
7369  Local / Español (Spanish) / Re: Ledger SMS campaña de phishing – otra campaña de phishing mediante SMS en curso on: December 10, 2020, 04:52:03 PM
Por lo visto, hay varios IDs distintos en las URLs de phishing que están circulando estos días. No son nominales, y no sé si estarán testando distintos mensajes para ver los resultados (sobre distintas URLs de phishing).

Code:
ledger[dot]com[dot]634644[dot]app
ledger[dot]com[dot]837729[dot]app
ledger[dot]com[dot]565333[dot]app
ledger[dot]com[dot]453455[dot]app
ledger[dot]com[dot]342344[dot]app
ledger[dot]com[dot]device[dot]id[dot]837729[dot]app
ledger[dot]com[dot]device[dot]id[dot]634644[dot]app
ledger[dot]com[dot]device[dot]id[dot]565333[dot]app
ledger[dot]com[dot]device[dot]id[dot]453455[dot]app
ledger[dot]com[dot]device[dot]id[dot]342344[dot]app
ledger[dot]com[dot]device[dot]id[dot]756728[dot]app
ledger[dot]com[dot]device[dot]id[dot]727783[dot]app
ledger[dot]com[dot]device[dot]id[dot]657377[dot]app
ledger[dot]com[dot]device[dot]id[dot]893900[dot]app
ledger[dot]com[dot]device[dot]id[dot]745583[dot]app
ledger[dot]com[dot]device[dot]id[dot]688338[dot]app
ledger[dot]com[dot]device[dot]id[dot]883882[dot]app
ledger[dot]com[dot]device-u23-verification[dot]app
ledger[dot]com[dot]device-e72-verification[dot]app
ledger[dot]com[dot]verification-login-s61[dot]app
ledger[dot]com[dot]acc-verification-login[dot]app
ledger[dot]com[dot]device[dot]id[dot]7537472[dot]app
ledger[dot]com[dot]hardware[dot]id[dot]54656346[dot]app
ledger[dot]com[dot]device[dot]id[dot]6567288[dot]app
ledger[dot]com[dot]hardware[dot]id[dot]953781832[dot]app
xn--ldr-qsa2998aca[dot]com
ledger[dot]com-settings[dot]device-id-45682[dot]app
xn--lede-dxa93a[dot]com
Ver: https://www.reddit.com/r/ledgerwallet/comments/kaasmt/ledger_security_breach_please_update_your_pin/

Estos intentos a veces dan con un buen botín, para desgracia del que cae en ellos. Un usuario reportó recientemente haber conversado por las redes sociales con alguien que perdido 50K$, al caer en la trampa …

Ver: https://coinfomania.com/bitcoiner-loses-50k-life-savings-ledger-phishing/#utm_source=rss&utm_medium=rss&utm_campaign=bitcoiner-loses-50k-life-savings-ledger-phishing
7370  Other / Beginners & Help / Re: How beginners prepare surprises. on: December 10, 2020, 04:23:23 PM
I just encountered a case like this this morning. There was a thread on Bitcoin Discussion with the following OP:

Quote
The rate at which bitcoins are unrecoverably lost?

I have read that 20% of all bitcoin been already lost. People lost they keys, or people died, etc. As bitcoin becomes more mainstream, is it easonable to expect that more and more bitcoins will be lost? And that even one day, all of bitcoin may be lost?
I can’t find the topic (5298720.0) in modlog, so I can’t attest the rank of the OP, but if anyone really needs to plagiarize content like that, which barely takes 3 minutes to think and write, then they’ve really got an issue.

As it, turns out, it was plagiarized from https://www.reddit.com/r/BitcoinBeginners/comments/ka9kx3/the_rate_at_which_bitcoins_are_unrecoverably_lost/ (assuming the author was different), which led to the thread being trashed, alongside my post, amongst others. Not a big issue, but I’d still rather receive a notification, instead of having to go on a longer route to find out which post of mine was deleted and why.
7371  Local / Español (Spanish) / Re: Crimen recurre cada vez más a Bitcoin on: December 10, 2020, 12:09:35 PM
Ayer se citaba que, en la globalidad, el uso ilegal de Bitcoin ha disminuido, pero el lavado a través de billeteras de privacidad ha aumentado, y que Francia va a incrementar los requisitos del KYC para las criptomonedas.

Cada vez más, tiene pinta de que los Exchanges van a ser actores que aporten información a gobiernos y entidades que persiguen el crimen, y como efecto lateral, poco a poco, toda cuenta puede que sea potencialmente escrutada más allá de su vida en el propio Exchange.
7372  Local / Mercado y Economía / Re: Por curiosidad, ¿Cuántas días ha superado Bitcoin los 11.500 $? on: December 10, 2020, 11:57:33 AM
<…>
Hacía una semana que no actualizaba los datos del Coinmarketcap Dashboard, así que he procedido (me cuesta menos de 5 minutos).

Según los datos reflejados, aún no hemos superado el ATH del 17/12/2017, siendo el valor más alto del 2020 19.846$ por ahora. Si que el valor de apertura más alto histórico se ha dado en el 2020: 19.634$ el 01/12/2020.

Lo del referente del ATH va por barrios. Los hay que se fijan en su Exchange predilecto, y los que utilizan valores ponderados como hace CoinMarketcap.
7373  Economy / Service Discussion / Re: Ledger Phishing site, one of the oldest, but still malicious and effective on: December 09, 2020, 06:45:09 PM
What this malicious site seemingly does, is clone Ledger’s real website, keeping most of the pointers still redirecting to the proper site, except for the download options related to Ledger Live for Desktops, where the file you’ll obtain is downloaded from their own website (i.e. not redirected to the original site). Specifically, all three entries (Windows app, Mac app, Linux app) point to the same file (each entry should link to a different platform-based file).

I’ve carefully downloaded the file (not a recomended practice), and VirusTotal does not report anything on the file itself. In fact, it has exactly the same file information as the download from the legit Ledger site. I've checked the SHA-512, for the downloaded file from both the legit site and the cloned site, and the file currently renders the same SHA-512 in both cases:

861bce8795f50c0b545ba8a51047f8e7b3ba38fdacefc3eb2eebbcda4b8d68ff1999af4df3f5759 6d770bcb7cc821449c6b675edf40d309e7da0437a9611b84c

Which is correct according to https://ledger-live-tools.now.sh/lld-signatures, where I arrived from within https://github.com/LedgerHQ/ledger-live-desktop.

It is seemingly pointing currently to the proper version, but that can be changed in a second, and a rouge version could be deployed instead anytime.
7374  Local / Mercado y Economía / Re: Microstrategy formaliza ante la SEC a Bitcoin como su principal reserva de valor on: December 09, 2020, 05:59:28 PM
Y para bajar los ánimos, nada como la capa de bancos para dar la nota: Citibank bajó ayer el rating de las acciones de Microstrategy, pasando a recomendar su venta. Esto es a raíz del acopio de la corporación de Bitcoin como reserva, y puede que auspiciado por su nueva aventura de vender deuda por 400M$ para comprar Bitcoin (visto aquí: re: Bonos del Tesoro de Bitcoin en empresas que cotizan en bolsa).

Parte del argumentario que se cita se basa en el enfoque excesivo sobre Bitcoin, con el consiguiente riesgo para los inversores de Microstrategy. También citan que la rentabilidad obtenida por el BTC adquirido, no está a la par de (¿sus?) acciones.

Ver: https://zycrypto.com/citibank-downgrades-microstrategy-stock-rating-over-the-firms-excessive-bitcoin-focus/

A mi no me parece mal como les va ...:

7375  Bitcoin / Bitcoin Discussion / Re: Millennials Are Twice As Likely To Buy Bitcoin Than Gold on: December 09, 2020, 05:10:34 PM
A couple of weeks ago, we saw another conclusion base on a customer survey from deVere being extrapolated over an entire population of Millionaires (see re: Millionaires FOMO: 73% Will Own Bitcoin by 2022, Survey ).

The deVere survey on Milennials focuses on over 700 millennial clients, as per their own wording. That means that, if the survey group is well selected and distributed, the conclusion may be right in the context of their own customers, and perhaps that of customers of similar corporations.

What would be interesting is to perform a street level survey in different whereabouts, and then compare the results, as well as seeing the amount who answer that they haven’t got a clue. Customers of a financial consultancy such as deVere are going to be more alike and investment versed than a similar group randomly chosen at street level, thus what the survey concludes may not be applicable to the general millennial population.
7376  Local / Español (Spanish) / Re: Gazprombank ahora puede manejar Bitcoin en su sucursal de Suiza on: December 09, 2020, 12:30:50 PM
Se especula que el BBVA va iniciar también su oferta de servicios de compra/venta de Bitcoin en breve, gestionando dichos servicios desde Suiza. Se indica (sin que sea a ciencia cierta), que el BBVA podría estar utilizando los mismos soportes que utiliza Gazprombank.

Es prácticamente inevitable que los bancos se adentren en este terreno en el corto plazo, y me imagino que, bajo el punto de vista del cliente, la operativa base no distará demasiado de la de Paypal, con la adición de productos derivados e indexados.

Ver: https://www.criptonoticias.com/finanzas/bbva-estaria-planes-integrar-servicios-compraventa-bitcoin/
7377  Bitcoin / Bitcoin Discussion / Re: BITCOIN PITCH 2020 - SHARE YOUR TOUGHTS! on: December 09, 2020, 12:14:26 PM
<…>
I really despise receiving any call pitching a sale of any kind. More often than not, the call is from a competitor of a service I have, trying to move you over to their company, using deceiving techniques and not being transparent at all.

Then there’s the bunch that call to try to scam you with the lame pretext of "yurr computer has a virrus", trying to lure you to install some software that will allow them to take over your computer.

There’s a bunch of crypto related phone made scam attempts, made by phony companies that lure people to invest in BTC et al, with the prospect of high returns. I’ve read cases of old people falling for this, waving good bye to a large chunk of their live’s savings.

I have therefore no sympathy for cold call phone sellers. In general, if one doesn’t opt-in, they should not receive these pestering calls under a B2C prism.

<...> I can't say how it is in other countries of the world, but I have the opportunity to enter my phone number in a register that is simply called "Don't call me" and then no one is allowed by law to call me and sell something over the phone.
Yes, they do exist, although there are many that still fail to cross their call DB with these so called Robinson lists (not to mention that scammers won’t pay attention to them to begin with). I’m actually on these Robinson lists, but still …
7378  Other / Beginners & Help / Re: Can 2FA be Hacked? on: December 09, 2020, 07:50:39 AM
It’s probably the best easy solution to enhance personal authentication security, but the account protected by 2FA is not immune from social engineering attacks to actually trick support into switching 2FA off on a given account, nor, in broader terms, from malware that can actually capture your codes and send them off to a backend remote server.

For example, the banking Trojan malware called Cerberus is potentially capable of stealing and resending your 2FA codes. It’s perhaps not too extended as a method, but the possibility is real.

See: https://www.zdnet.com/article/android-malware-can-steal-google-authenticator-2fa-codes/
7379  Other / Beginners & Help / Re: Blockchain was not only meant for crypto on: December 09, 2020, 07:31:08 AM
The thing is to apply Blockchain not where applicable, but where it’s application makes proper sense. The essence behind is built on its immutability and transparency (be it public, or delimited in scope for a certain business area), which lead to applications in the field where trust is a core value to guarantee.

Many corporations dedicate resources to investigation and innovation, and Blockchain is one of those areas being looked into. That does not mean that these corporations will, in effect, eventually end-up using Blockchain further than an in a pilot project, and some overdo marketing the use of Blockchain in projects where there is no real benefit in it in relation to developing a solution based on more conventional software.
7380  Other / Meta / Re: Merit Source - Plagiarist on: December 08, 2020, 05:22:38 PM
<.> Question to those merit senders (DdmrDdmr (2), OgNasty (1), ETFbitcoin (1), mk4 (1), 20kevin20 (1), GazetaBitcoin (1)),

Did it look like the introduction (2 paragraphs) was entirely the author's (@Ratimov) own words when you sent the merits?
Since I’m quoted here for meriting (albeit this being an irrelevant fact) the thread being deconstructed, I’ll provide my input as to what I saw when reading through the referenced thread.

What I saw was an elaborate thread, that contained interesting information, far from the usual type of content, and that was appealing to read. I’ve already merited @Ratimov multiple times, so there was no need to vet the content like I often do with first-timers. By vet, I mean see if there was a reference to the source, and determine whether the content surpassed the copy/paste that many newly created accounts resort to (without link -> plagiarism; with link -> unsubstantial post in general).

I did enjoy the read, and the structure looked like the typical layout of a posting author’s compiled and worded set of comments, with embedded verbatim quotes. I therefore did assume, as I’d generally do on mentally vetted profiles, that the non-quoted parts of the post were indeed essentially @Ratimov’s wording, not original content, since drafting original content when laying out historical information is not that common.

I do recall seeing the reference to the sources, and clicking on the first two. Having no wish for further readings on the topic at the time, and being thrown back by the (understandable) format of the first two sources (*), I scrolled back to the top, pressed the Merit button, and went for my puffed-up hyper generous procedure of awarding 2 sMerits (as opposed to my mean 1 sMerit usual).

Now is this plagiarism?
It depends on the prism we are using. From the perspective of the forum, the reference/s are there, so it complies with what is ordinarily common law around here, and cannot be deemed as Bitcointalk rule-type interpreted tradition plagiarism, as (unofficial) rules stand. From an academic point of view, any thesis with this degree of non-original wording would be pointed out, and the author would by all means fail his thesis.

When are we going to have a original wording indicator (percentage) for each post?
I would certainly take it into heavy consideration when meriting, but I guess this question surpasses the meriting factor.

(*) The third source is of course the key, but being in Russian, I would probably not have really looked at it upon reflecting on the fact, thus missing the visually similar layout, which, dealing with a vetted profile, I would probably not have looked into.
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