One of the difficulties of managing finances with a low (small) salary requires extra commitment and patience, always thinking positively and focusing on the goals you have planned. There are times when we need to manage our expenses. Note down all the smallest things in our expenses And get used to the daily needs of the family. Build a habit of living frugally in any case. the solution in my opinion is to improve your skills and look for additional income,

Dengan era perkembangan teknologi dengan sangat cepat, penggunaan dari paylater ini berkembang sangat pesat di kalangan masyarakat, dengan konsep beli di depan bayar di belakang memang banyak membantu misalnya contoh bila kita ingin membeli sesuatu (Ac) di sebuah aplikasi dengan potongan harga menurut kita lebih murah Otomatis langsung terpikirkan untuk membelinya setelah menghitung kalkulasi sistemnya di aplikasi tersebut , contohnya kalau kita beli dalam pembayaran cash perlu jangka waktu yang lama untuk mendapatkan barang tersebut, dan barang kita inginkan kita perlu menabung terlebih dahulu untuk membeli  Ac tersebut. Tapi selama penggunaan kebutuhannya di kontrol tidak masalah, Promo dalam aplikasi biasanya membuat seseorang lapar mata untuk membeli kembali dan mengunakan Paylater ini, terkadang membuat orang untuk membeli lag membeli lagi karena sudah terbiasa bayar di belakang menurut ku ini menanamkan budaya perilaku kebutuhan yang konsumtif.

After the defeat in the Champions League, this was a major blow for Arsenal, the team nicknamed the Gunners had not been defeated in several weeks, the team led by Mikel Arteta did not drag on or mourn the defeat for a long time, another match was waiting, and the schedule was so busy that players need to maintain extra stamina, there are several injured players in the Champions League, this will make Arteta worry about the next match against Manchester City, Arteta has to change tactics in the match scheme later, which player is suitable for the match later, only Arteta can know the potential of each player, playing and being supported at home creates enthusiastic motivation in chasing numbers in the Premier League standings.

Indeed, for people who don't understand that deposits look profitable, this is the safest instrument for them,
For the first point, your choice is right, friend, banking in your country offers an interest rate of 13%, you also have to know how much inflation is in your country, and there are some tax deductions, not in your country, such as if the bank cheats you to add money, but this is not the case when the maturity period has expired, your money will actually be reduced by deductions such as taxes, etc.

For point 2, for platforms that are not trusted and are not protected by the government or your country's institutions, you should avoid these platforms, usually they offer high interest rates higher than the 13% you mentioned above, usually if this platform collapses then your money will not be replaced by institutions that have been determined by your government.

Your choice is right to invest in bitcoin, bitcoin is better than gold, as we know the supply of bitcoin is 21 million, if gold is not yet known for sure how much supply is still in the bowels of the earth. What about people whose private keys are lost, this will reduce the existing supply, the supply will become smaller and become a struggle
for all people in the world. Hold on to the next 20 years for the future of your children and grandchildren. Satoshi opened the world's eyes with the technology he created which was cruel to Fiat Money.

Thank you for giving me the opportunity. I will update my Signature and Avatar soon.

Bitcointalk Username: Gaza13
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What you say is true, make regrets a valuable lesson (experience) in investing, experience is one of our best teachers. I once felt this when a friend asked me to invest, buy bitcoin regularly every month, with a total capital to buy bitcoin of $250 and my friend also advised me to buy other coins besides bitcoin and I bought doge coin at that price. 0.000208 in January 2017, with capital at that time of $250, but the very fluctuating prices made me afraid of losing my money at that time, with minimal knowledge and not understanding the concept of real money. With me having a total profit at that time of $80 on me, I took all my money and did not continue investing. In 2021, my regret came when Coin Doge surged. After learning more about the bitcoin network and studying the world financial system, I gained enough knowledge for now. Because the financial system is controlled by the government and there are power holders in the family, perhaps what we know is the Rothschild family. It's never too late and this year is our golden opportunity to increase or accumulate bitcoin, this year bitcoin is entering a bearish phase which occurs every 4 years.

For point 1, before starting the business world you must have important steps that you must take, namely making a strong business plan. A business plan is not just about profits, but also about a deep understanding of the target market that we see among the communities competing to market our products. If you want to start a business but don't have any experience, don't start immediately with a lot of capital, that's very dangerous for you, start first with relatively small capital. If the profits are small, that's okay, the important thing is that you can learn business while practicing directly. In my opinion, there are several important points in starting your first business.
1. Cheap capital (packing costs, raw materials, tent costs, etc.)
2. Look for products that are easily accessible to lower or middle class people.
3. Simple in working system.

For point 2, if we save our money in the bank it is good while doing other work, but saving in the bank will not make our money increase but will reduce our money, there are fees we have to pay, for example bank administration and bank card registration. Your money would be better if you invested a few percent of your living needs. Save your money to start a small business such as selling credit, selling fruit juice and drinks like McDonald's and other products.

If I look at Napoli's performance quite well in the Serie A league in the last few weeks, with quite good performance within the team there is a possibility that this match will be very interesting, especially playing at home, with full support from the crowd, it will be a stamina-boosting nutrient. For the players, with the 4-3-3 strategy, Napoli will attack their opponents in the early minutes, in my personal opinion, this must be remembered by the Napoli coach that the opponent is not easy, the opponent is very strong and the star players are there, you must remain alert in determining substitutions. players on his team.

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Ya kita sm gan mempunyai selera pemain bola yang sama hehe, kl saya lihat data dari Op untuk all time memang messi kalah dari Cristiano Ronaldo, namun untuk gelar atau penghargaan messi jauh lebih unggul di banding kompetitor nya. Benar yang anda katakan messi dalam mengolah kulit bundar atau skill dalam pertandingan tidak di ragukan lagi dalam semua hal, yang bikin ane takjub sama messi ini . Satu satunya pemain waktu masih muda dia membuat Gol menyerupai atau sama Golnya Maradona, dalam sepak bola baru itu saya lihat gol nya sama persis nyang pake tangan atau pun serangan dari tengah lapangan . Kita lihat saja dalam final piala dunia kemarin , dalam adu pinalti tenang bener eksekusi pinalti nya (sbg fans lah kita greget lihatnya hehe). Yang anda katakan juga benar prestasi tertinggi dalam dunia sepakbola ialah Piala dunia , prestasi ini tidak akan pernah di raih oleh Cristiano Ronaldo, Untuk saat ini Messi layak dan pantas sebagai pemain terbaik sepanjang masa dalam sepakbola.

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That's right, friends, we have to prepare everything about our finances carefully, especially since every year inflation will continue to occur, don't let our lives look too luxurious or prestigious among the local community. Live simply as you are because what determines our life is ourselves, whether we have enough money or not, other people will never help if we have problems with our finances.Prepare yourself in any difficult situation. Most successful people out there have experienced or started the same way as us. What they do is be disciplined, do small things consistently, turn the pressure into a challenge, and only they can postpone pleasure to enjoy it at the right time one day.

Not only in your country, friends, even in one world the government cannot provide jobs for all of its citizens. It's true that not having money doesn't feel good, I've felt that too. In my country there are also many teenagers who have finished school and are determined to steal car and motorbike mirrors, etc., to fulfill their stomach needs. I understand what they feel but this is not good, if you are caught by the police at a young age you will be wasted in prison. It's better to avoid things like this, do work that doesn't involve a criminal act, for example picking up plastic bottles or cardboard and then reselling them, or working as a market worker, for example carrying fruit or vegetables and rice at the market, this job is much better. Don't pay attention to what other people say, just ignore them, after all they can't help our lives, do whatever you can to earn money in your country, even though the work is dirty, but the results you get are clean and blessed.

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Username: Gaza13
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Why is someone working for 5 years more successful than working for 20 more unsuccessful years, with the same average salary? Usually this person has a different mainset. Because the key to wealth is not in your hard work, but in someone's intelligence in managing your finances and making your money work for you. One of them is that you have to be able to differentiate between assets and needs, for example assets are something that will increase your money in the future, while needs are things that reduce your money.

5-year-old workers usually postpone their pleasures in youth and enjoy them in old age:
1. Buy something that suits your needs or function, for example buying a cellphone at an affordable price.
2. Dare to take risks, buy assets with good fundamentals such as shares or bitcoin, how will he know the money is working for him
3. Don't be extravagant, live frugally
4. Always set aside 20% at the beginning. To buy assets

20 years of work:
1. Buying something that doesn't suit their needs, if there is something new they buy it
2. Don't dare to take risks, afraid of losing money
3. Always set aside money at the end to save, saving doesn't make you rich.
4. Always buying something, the selling price always goes down in the future, there is no profit

reapply

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