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81  Alternate cryptocurrencies / Bounties (Altcoins) / Re: [BOUNTY][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 19, 2017, 01:32:48 AM
Hi evreybody, week 13 bounty spreadsheet has been updated. Thank you for all the ongoing support!
As usual, if you do not find your contribution listed correctly, please ensure that you have updated your contribution on the the Bitcointalk bounty thread (https://bitcointalk.org/index.php?topic=2101606.60) and send me a PM on gitter to verify and update.
82  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 18, 2017, 12:30:23 AM
Hi do you also have a whitelist registration process or is it just the pre-sale starting in December for now?

This is the whitelist registration for the entire crowdsale (:
https://www.fintrux.com/verify.aspx
83  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 17, 2017, 03:02:27 AM
We are very proud to inform our loyal supporters that our FTX token sale registration is LIVE!
Please read our blog post and follow the instructions - please don't hesitate to ask if you need assistance!





84  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 17, 2017, 12:58:19 AM

If you truly have a partnership with Microsoft, why don’t you publicize it with an official press release with quotes from a representative? Again, a paid ISV relationship is not a true partnership.

AFAIK you can check the relationship at Microsoft site, they published the instructions before.

Yes. They publish their database of ISV partners. But being an ISV partner isn’t special. There are nearly half a million ISV partners worldwide and most become accredited through a paid subscription. That’s not a true partnership.

View this to see what it means. https://blogs.partner.microsoft.com/mpn-canada/whats-isv-faq-microsoft-partners-independent-software-vendors-app-builders/

Hi stopatnever,

There are all kinds of partnerships:

1. A strategic partnership is a relationship between two commercial enterprises, usually formalized by one or more business contracts;
2. A Community partner may be, but is not limited to, the following: local, state, national, international, public, community-based, private and academic organization;
3. A joint venture is a business arrangement in which two or more parties agree to pool their resources for the purpose of accomplishing a specific task. This task can be a new project or any other business activity;
4. A channel partner is a company that partners with a manufacturer or producer to market and sell the manufacturer's products, services, or technologies. This is usually done through a co-branding relationship;
5. R&D Partner is a type of partnership devoted to the research and development of new products and services;
6. etc.

Our partnership with Microsoft is a combination of some of the above. Press release should come out in due course when we have accomplished what we set out to do together in the first place - bringing scalability and security to the Ethereum world via Microsoft product offerings. We are still working on it. Promise to try harder. Thank you for your patience.
85  Alternate cryptocurrencies / Bounties (Altcoins) / Re: [BOUNTY][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 16, 2017, 06:11:20 PM
Hi everybody, week 12 bounty spreadsheet has been updated. Thank you for all the ongoing support!
As usual, if you do not find your contribution listed correctly, please ensure that you have updated your contribution on the the Bitcointalk bounty thread (https://bitcointalk.org/index.php?topic=2101606.60) and send me a PM on gitter to verify and update.
The idea of the project is so original and their parteners have a lot of values to add to this startup. The team is backed by Robocoder corp, a very successful software company in the finance space. CEO is award winning Nelson Lin, who is also the CEO of FintruX. They already have a viewable wireframe on their website, and the working prototype will be ready by ICO time. They are not backed by a VC, but in the partnership with Robocoder they act as a financial backer as well. To my knowledge there are also a couple of VCs looking to participate in the presale. I can reffer my friends to join the signature bounty, so will i share staakes for this? I also can't see the spreadsheet for signature campaign so where to find it?

We are currently revamping the signature campaign so the spreadsheet will be updated then. Thank you for your interest! Please forward your proposal in our gitter chat at https://gitter.im/FintruX/bounties
86  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 16, 2017, 05:20:09 PM

We have just made our official preliminary advisory board announcement - ahead of schedule!
Looking forward to their great advice to make FintruX Network a success!




87  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 16, 2017, 05:11:30 PM
If I get a loan, do I need to provide a guarantor like typical loans? How it works?

Thanks for the question! You will not need a guarantor - as a borrower, all you need is to have a personal credit score over 630.
That's fantastic beacause I don't need to involve anybody to get a loan!
How can I have a high personal credit score?

Personal credit score is usually maintained by simply making credit payments on time, such as credit cards and mortgages. If you have not done anything illegal/fraudulent in the past, you should definitely qualify!
88  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 16, 2017, 01:23:15 PM
Thank you for explaine, but which ones developers you mean? Also, I see, that only links for 2 CEO to Linkedin avaliable. And for developers - non-avaliable. Can you fix?

Robocoder Corporation will be our partners for our app development (www.robocoder.com). They are licensed microsoft partners in developing mission-critical ISV-Web Application-Browser-based solutions, ISV-On Premises Application-Packaged solutions, and ISV-Decentralized blockchain solutions as demonstrated in my previous post, and therefore, the software they are building for us on FintruX will have the same backing.

Robocoder Corporation is a reputable software design & development company known for open source low-code app development based in Greater Vancouver, BC. They have been developing mission-critical solutions for the last 18 years. Their roots are in financial software. Their securitization software is currently managing billions of dollars of assets for reputable financial institutions. Robocoder offers innovative products and services that save time.

this is a single with Microsoft's partnership or I'm wrong, I do not quite understand ANN, thank you

Can you please rephrase your question? I am not too sure what you mean.

But in fact, this is not a partnership with Microsoft. You will be working with developers, who worked with Microsoft. Its far from partnership. As i understand correctly.

I agree. An ISV relationship does not constitute as a true partnership between Microsoft and FintruX. That’s just a development relationship with your Robocoder development firm which many ISV’s have attained that status.

You’ve lost my trust with this false advertising. I’ll pass.


I am so sorry you feel this way! We are working with Microsoft to bring our low code development platform to Azure. Instead of one humongous system servicing millions of customer contracts and clogging up the network, we instantly generate one smart contract per borrower contract on FintruX.

Could you explain me more about your token? How will your token be useful for investors and lenders?

I'd be happy to! So in a nutshell, our utility token is the driving force behind the entire FintruX ecosystem. Agencies and guarantors are paid in FTX, and our credit enhancers which makes our loans secure (safer) are tied to the insurance protection of the over/cross collateralisation pools. I recommend taking a look at this 3 minute read on our blog about the Power of FTX. https://medium.com/@FintruX/the-power-of-ftx-6af723ca4279
89  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 16, 2017, 05:28:52 AM
If I get a loan, do I need to provide a guarantor like typical loans? How it works?

Thanks for the question! You will not need a guarantor - as a borrower, all you need is to have a personal credit score over 630.
90  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 15, 2017, 02:38:02 PM
I'm wondering, what is the price of FTX? Is there some special compensation or bonus?

FTX will be sold in the presale at 1 ETH : 1100 FTX (10% bonus). Our token sale will follow a bonus model that diminishes from 5% - 0% (1 ETH : 1000 FTX). This means that at the current market price of Ethereum, our bounty program is valued at 1.5M USD! Please see the image below for a detailed breakdown for the token sale.



Thank you for the information, the table is really clarifying.
When will the presale be? and when will it finish?

Our first presale will be between Dec 7 - 21st. We will also be holding a second presale between Jan 7 - 21st, at the same bonus level, just in case you missed the first one!
91  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 14, 2017, 04:23:36 PM
Some members of you team from Canada. Where is you company registered officially and where located?

Our company is officially registered in Singapore, under the name Fintrux pte ltd.

Do you plan that your token will be in exchanges when ICO ends?

Due to regulatory compliance, all we can say is that you can get tokens on secondary markets by your own diligence. (:

I'm wondering, what is the price of FTX? Is there some special compensation or bonus?

FTX will be sold in the presale at 1 ETH : 1100 FTX (10% bonus). Our token sale will follow a bonus model that diminishes from 5% - 0% (1 ETH : 1000 FTX). This means that at the current market price of Ethereum, our bounty program is valued at 1.5M USD! Please see the image below for a detailed breakdown for the token sale.


It seems well thought. Worthy of a lender platform I'd say Cheesy

What will funds from the Pre-ICO be used for?

Funds from the PRE-ICO will be used to develop the prototype to have it fully functional as a POC for the token sale in Feb. To maintain excitement about our project, we are having an additional presale between in January - this may include residents/citizens of countries previously excluded in our presale. Details to come.

If I understand correctly, bonuses are dependent of the amount in Ethereum sold?

Yes, exactly. That means that we are rewarding supporters that join in our crowdsale at the beginning, to benefit from the highest bonuses.
so does it means that we must wait to the end of the ICO to know what to do and the token value?

We will have information in our telegram group at www.t.me/fintrux to shed light on what can be done with the tokens. The market token value is entirely dictated by third party forces however, we cannot predict where the market will take our token (to the moon!).

This seems a interesting project, what is your experience in this sector? I can see reading the whitepaper that the team is enough qualified to make the project successful




Our experience has been serving the securitization sector for the last 20 years in Canada - this is when we identified a need in the industry for FintruX - and our funders agree too. This fills a very specific niche that the global financing market is missing.

What personal information do I need to provide and what are the requirements I should meet to get a loan?

Hi there! From the way I understand the concept this will depend on a few factors... eg. the terms of the lender, the amount and terms of the loan package, the legal requirements of your locale, and your credit rating at the time of applying for a loan.

As far as personal information, remember that KYC (Know Your Customer), Credit Checks, as well as Identity Verification will all be part of the process. So you will be required to provide personal information similar to what you would for any other loan application.

The difference with the FintruX ecosystem is that you will have lenders competing to instantly match your loan request with an offer, and because of the low fees on the platform, you will get a very low interest rate on your loan compared with traditional financing providers.
It looks like a good option to get a loan. Furthermore, the matching with lenders seems to be very fast.
Is there a minimum or maximum for the loan?

In our current model, there would a min of ~$3000 US, and max of $300,000 US, spanning over 3-24 months. This is strategically aimed towards SMEs and startups that require cashflow in their first few months/years of business.
Yes, this loan fits perfectly with the interest of companies that are starting. But, where I could get the loan? In other words, do I need to be in a specific country to get the loan or wherever ?

Our starting countries will be Canada and Singapore. Our end goal is exactly what you describe, that any borrower can take advantage of our global platform to borrow from lenders anywhere in the world.
92  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 14, 2017, 12:02:54 AM
Do you plan that your token will be in exchanges when ICO ends?

Due to regulatory compliance, all we can say is that you can get tokens on secondary markets by your own diligence. (:

I'm wondering, what is the price of FTX? Is there some special compensation or bonus?

FTX will be sold in the presale at 1 ETH : 1100 FTX (10% bonus). Our token sale will follow a bonus model that diminishes from 5% - 0% (1 ETH : 1000 FTX). This means that at the current market price of Ethereum, our bounty program is valued at 1.5M USD! Please see the image below for a detailed breakdown for the token sale.


It seems well thought. Worthy of a lender platform I'd say Cheesy

What will funds from the Pre-ICO be used for?

Funds from the PRE-ICO will be used to develop the prototype to have it fully functional as a POC for the token sale in Feb. To maintain excitement about our project, we are having an additional presale between in January - this may include residents/citizens of countries previously excluded in our presale. Details to come.

If I understand correctly, bonuses are dependent of the amount in Ethereum sold?

Yes, exactly. That means that we are rewarding supporters that join in our crowdsale at the beginning, to benefit from the highest bonuses.
93  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 13, 2017, 09:53:22 PM
I'm wondering, what is the price of FTX? Is there some special compensation or bonus?

FTX will be sold in the presale at 1 ETH : 1100 FTX (10% bonus). Our token sale will follow a bonus model that diminishes from 5% - 0% (1 ETH : 1000 FTX). This means that at the current market price of Ethereum, our bounty program is valued at 1.5M USD! Please see the image below for a detailed breakdown for the token sale.

94  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 13, 2017, 09:16:41 PM
Does the bounty start already? If it start yet, can I take part in the signature campaign?

Hi! Yes. The bounty has started already. There's a separate thread for that here: https://bitcointalk.org/index.php?topic=2101606.0
thank you, and do you know how long have I to keep the signature in my account?

Participants need to keep the signature until the end of Tokensale (Februrary 28th 2018 17:00UTC). However, we are thinking of changing up the structure to a reward based system, where the users who have held the longest will receive more bounties exponentially - so stay posted!
and stakes will be assigned every week or when the ICO finish?

Stakes will be assigned every week. We are slowly transitioning to the second structure, to benefit our supporters! So if you sign up now, you will be an early participant in the bounty, earning exponential bounties over your peers.
95  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 13, 2017, 08:51:16 PM
Does the bounty start already? If it start yet, can I take part in the signature campaign?

Hi! Yes. The bounty has started already. There's a separate thread for that here: https://bitcointalk.org/index.php?topic=2101606.0
thank you, and do you know how long have I to keep the signature in my account?

Participants need to keep the signature until the end of Tokensale (Februrary 28th 2018 17:00UTC). However, we are thinking of changing up the structure to a reward based system, where the users who have held the longest will receive more bounties exponentially - so stay posted!
96  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 13, 2017, 08:47:59 PM
This seems a interesting project, what is your experience in this sector? I can see reading the whitepaper that the team is enough qualified to make the project successful




Our experience has been serving the securitization sector for the last 20 years in Canada - this is when we identified a need in the industry for FintruX - and our funders agree too. This fills a very specific niche that the global financing market is missing.

What personal information do I need to provide and what are the requirements I should meet to get a loan?

Hi there! From the way I understand the concept this will depend on a few factors... eg. the terms of the lender, the amount and terms of the loan package, the legal requirements of your locale, and your credit rating at the time of applying for a loan.

As far as personal information, remember that KYC (Know Your Customer), Credit Checks, as well as Identity Verification will all be part of the process. So you will be required to provide personal information similar to what you would for any other loan application.

The difference with the FintruX ecosystem is that you will have lenders competing to instantly match your loan request with an offer, and because of the low fees on the platform, you will get a very low interest rate on your loan compared with traditional financing providers.
It looks like a good option to get a loan. Furthermore, the matching with lenders seems to be very fast.
Is there a minimum or maximum for the loan?

In our current model, there would a min of ~$3000 US, and max of $300,000 US, spanning over 3-24 months. This is strategically aimed towards SMEs and startups that require cashflow in their first few months/years of business.
97  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 13, 2017, 03:15:23 PM
Does the team have experience in this sphere?

Yes. We are backed by a very reputable company Robocoder Corporation and have been developing mission critical financial solutions to banks and financial institutions for the last 20 years. We are very well known in the Canadian financing ecosystem, and we will be leveraging our relationships to take our platform to market.
How is your relationship with Robocoder? Are you owned by them?

Hi there. Not 100% clear on the ownership structure, I believe they are setup as two separate companies. However, Nelson Lin is the CEO of Robocoder and of FintruX. This project therefore seems to be an extension of their business into the Blockchain sector. Therefore Fintrux has the full support of Robocoder's team and their partners behind them.

I see this as very good news! Nelson Lin and Robocoder have a proven track record of successful software projects in the financial sector, even winning award along the way.

You got it. Two separate companies, intertwined in this venture. This has a lot of benefits - FintruX can leverage Robocoder's existing extensive relationships in the financing space to go to market and establish key partnerships, and in turn has to be completely transparent and regulation compliant as everything we do will reflect onto the very reputable and established Robocoder Corporation.
98  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 13, 2017, 03:54:03 AM
Does the team have experience in this sphere?

Yes. We are backed by a very reputable company Robocoder Corporation and have been developing mission critical financial solutions to banks and financial institutions for the last 20 years. We are very well known in the Canadian financing ecosystem, and we will be leveraging our relationships to take our platform to market.
99  Alternate cryptocurrencies / Tokens (Altcoins) / Re: [ANN][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 12, 2017, 04:14:49 PM
In the whitepaper you said that you are going to make trustless financing a no-brainer for borrowers and investors, how will you do that?
Well, the concept of trustless financing itself seems like a no brainer. At least for me.

Yes, exactly that. On top of that, we provide many competitive edges to further make financing easy for borrowers and investors.
We are solving three major issues for small businesses, especially startups, to borrow from accredited investors:
1. By applying credit enhancements, FintruX Network seeks to neutralize the lender’s credit risk and, in the case of a default, provide cascading levels of insurances to cover the loss;
2. A unique smart contract is generated and deployed by FintruX Network for each individual borrowing at real time to provide unambiguous, immutable, and censorship resistant records where no arbitration is required;
3. In addition to simplifying the loan application process via instant matching, FintruX Network also provides borrowers with post-funding self-serve administration options such as refinance and prepayment.

To further enhance our offering, we will make our platform available to partners such as fraud and identity service agents, credit scoring and decision agents, wallets, exchanges, banks, asset managers, insurance companies and technology companies; to offer new investment and borrower products, and develop new tools for use on our platform. These ecosystem partners can transact directly with our marketplace or leverage our automated administration tools to build financing portfolios to suit their or their clients’ investing needs.  We believe that the opportunities provided by these ecosystem partners will help expand the attractiveness and availability of our network.
100  Alternate cryptocurrencies / Bounties (Altcoins) / Re: [BOUNTY][ICO] FintruX - 💲 MAKING UNSECURE LOANS HIGHLY SECURE ✅ 💲 on: November 12, 2017, 04:26:06 AM
Hi everybody, week 12 bounty spreadsheet has been updated. Thank you for all the ongoing support!
As usual, if you do not find your contribution listed correctly, please ensure that you have updated your contribution on the the Bitcointalk bounty thread (https://bitcointalk.org/index.php?topic=2101606.60) and send me a PM on gitter to verify and update.
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