Most businesses/ charities are just converting their crypto straight to fiat.  We need to build a world where vcrypto is the most dominant form of money accepted.

In the Long term crypto will be the most used currency in the world.  Why on earth would you use a bank transfer which can take days and need to be authorized by a central party when you can do everything yourself with crypto.

It looks overhyped and overpriced, I could be wrong but I wouldn't go too heavily into this one.  Only use a small portion of your total amount to invest in high risk projects like this.

I'll just cut to the point and give you a top 2: Bitcoin and Ethereum

stay away from EOS and Ripple, they are both centralized scams, they aren't true cryptocurrencies.

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Alts will pretty much always give you a higher ROI but the thing is that the risk is immense with these type of investmenets, You have to be quick and ready to pull the trigger and not wait around either.

I must admit, I'm pretty shocked bitcoin ended up falling this low, most of us believed it would reach new heights in the 50k range as this year was supposed to be the breakout year for cryptos.

Obviously most of those projects are just straight up scams and your time spent doing anything else will be more productive.

Rebl has a 10 percent yearly roi but the amount will decrease over time.  Have a look, I have a lot of faith in this project since there was no ICO.

https://www.rebellious.io/masternodes/

Thank god last time I heard he was getting paid over 100k just to promote an ICO.  This guy has been shown to be a constant lier and will do almost anything for money.

Over 99 percent of them are garbage and are worth nothing.  It's actually less than nothing because they are phishing your personal information and will most likely attempt to hack you later.

I think rebellious.io has a lot of potential.  Right now REBL is still fairly cheap and it only costs around 5k to have neoug hfor a masternode when they launch their own chain.

I think its worth it if the coin you have picked has a lot of potential.  In my mind if I only have a small amount I want to take big risks to get the biggest possible return.

It's just a temporary dip and nothing to panic over.  The people panic selling now will be crying in a few months when the bull market returns.

Marinecoin already did a 20x from the start of this year.  I'm sure it can keep increasing to equal a 100x for this year.

The team isn't really active on the bitcointalk forums, try twitter and telegram for more recent updates.

So your a poor fellow that has to eat bread crumbs and banana strings to survive? You may aspire to be wealthy one day and roll around in your rolls royce.

We live in a capitalistic world.  For the most part CEO's and billionaires lack empathy for others and are cold calculating individuals.  The top 3 people in the world own more than the ENTIRE bottom half the world's population

Most people are sheep and are mindless consumers, you can convince them of anything with enough advertising.

1. Don't waste your time working for an hourly wage.  Working an hourly job is fine if you are building capital to start off but if you spend your time trading hours for money your doing it wrong and there is verry little chance you will end up rich.  You need to be an investor or a business owner.

2. Do not try to keep up with the Joness. Buying a yacht may seem like a fun thing to do, but ultimately it is just a stupid liability.  When you buy a big house think of all the massive upkeep and property tax

3. COMPOUNDING!  Compounding is considered the 8th wonder of the world by many.  It's the main reason the rich keep getting richer. Reinvest your profits and even a small amount of money can end up being a massive amount.  

4. So you don't want to play the long term compounding game?  You need to create something that is different and serves the customer.  Don't be afraid to take down the customer base of a Big business.  Many big companies are bloated , slow, and overpaying their workers, so you can easily steal their customers.

5. Take Risks.  If your investing in the boring mutual funds with 4 percent returns you are doing it wrong.  That can be a excellent move if your already worth millions but if you are trying to make things happen with low amounts thats a different story.  Seek out the new tech that is emerging, What do you thik will be the next big thing in the world?

We need more detalis to fully understand what happened.  It's quite common for ICOs to lower the agreed payment amount or to not pay at all.  At least the amount you "lost " is very small, so don't beat yourself up.

There is a lot of speculation about Tether being a complete fraud.  The accusation is that tether doesn't have the USD to actually back up their printed tethers.  I would be careful having too much money in tether, if it implodes you will be caught with your pants down with no way out.

Whatever you do only keep a very small portion of your savings in cash.  You are just losing wealth to inflation and government currency can collapse at any time.  Look at what happened to Greece and Venezuela.  I would keep your wealth in metals, crypto , stocks, real estate, etc.