Ok, saya mencoba mengambil sisi positif nya saja, jadi begini kayanya ya: kebanyakan orang keliru dengan aturan ini, mungkin dia pikir hasil pinjol itu dianggap sebagai gaji. Padahal hal ini sangat jauh berbeda. Tapi ada pula yang mungkin terdesak dan terpaksa melakukan pinjol meskipun mereka tahu akan kemampuan nya untuk membayar. Saya rasa jika kondisi nya seperti ini tidak bisa kita salahkan sepenuhnya.
Apapun itu bagi saya kembalikan lagi ke masing-masing orang, terkadang kita hanya bisa menilai nya tanpa mampu memberi nya.

Berenang sambil minum air jika memungkinkan saya juga akan melakukan hal yang sama namun sekarang saya lebih menghabiskan waktu bersama keluarga karena sekarang saya menjadi seorang yang mendapat waktu yang lebih (pengangguran) tapi saya sempet2in ikut berpartisipasi disini dengan harapan kedepannya saya bisa seperti anda yang memiliki pekerjaan tetap namun punya sampingan yang sejalan dengan pekerjaan.

Menjebak bagi mereka yang sulit menyelesaikan nya, dan mempermudah bagi mereka yang mudah menyelesaikan nya, saya rasa sih itu tergantung pada masing-masing orang yang menggunakan nya mempermudah atau menjebak saya rasa itu tergantung orang yang mampu menyelesaikan nya sebab pinjol atau Paylater itu ada konsekuensi yang ditanggung mereka Yang menggunakan nya. Meskipun begitu kebanyakan orang menyalah gunakan kemudahan ini seperti hasil nya di pake j"d dll dan puyeng ketika mereka kalah dan harus menanggung beban yang diakibatkan kecerobohan mereka sendiri.
Menurut saya sih mempermudah yah, tapi jangan disalah gunakan saja, karena ada beberapa problem didalam nya.

Saya tertarik dengan poin ini, karena investasi dalam pendidikan itu beragam ada yang berbayar juga gratis, yang terpenting menurut saya kita mampu menguasai dan memahami pendidikan yang didapat seperti belajar cara jualan, online terutama. Banyak tutorial diluaran sana seperti YouTube yang menyediakan pendidikan jualan online yang gratis, tapi rasanya kurang nendang jika hanya mengandalkan gratisan, karena kebanyakan pengusaha sukses (milyader) mereka menghabiskan uangnya untuk membeli sebuah pendidikan yang nantinya memajukan usahanya. Seperti para pakar, ahli, dsb, beliau-beliau mengajarkan tentang bagaimana caranya mendapatkan uang dari internet. Mereka bagikan di YouTube itu gratis. Hanya saja kebanyakan orang awam yang kurang memahami dengan baik dan benar, dan berujung kegagalan. Jadi kesimpulan dari saya belajar dengan siapapun dimana pun dengan kondisi apapun yang penting adalah fokus untuk belajar. Dan motivasi bagi saya mungkin semua orang adalah uang, karna uang menjadi motivasi terbaik bagi saya meskipun harus melalui proses yang sangat panjang tapi pada akhirnya akan mendapatkan apa yang saya mau.

Yah balik lagilah dengan kondisi keuangan, dimana kita punya uang untuk membeli apa yang kita mau seperti gagan maksud, tapi menurut saya tidak semua berpendapat seperti itu ada yang kebalikan dimana mereka membeli dengan kualitas tinggi namun harga murah seperti orang yang P   namun bagi saya semua toko online pasti berkaitan (kerja sama dengan baik) meskipun mereka berbeda-beda tapi saya yakin bahwa mereka juga satu tujuan dan menjalin hubungan yang baik agar pemirsa nya tertarik dan ujung2nya saling mendapatkan keuntungan.

Sebagian cerita yang gagan sampaikan itu ada benarnya juga, didaerah kami pun sama gan dimana kondisi sekarang cara mendapatkan uang itu lumayan sulit, seperti gagan sebutkan memang jika posisi saya di mereka juga akan sama rasanya cari uang jaman sekarang itu mudah-mudah sulit, apalagi sering mengalami inflasi seperti saat ini, 1tahun yang lalu saya meminjam kan uang ke teman saya di waktu itu BBM juga blm naik, dan sekarang jika teman saya lunasi dengan uang yang sama nominal nya diwaktu ini, itu akan merugikan saya karena nilai nya akan berkurang.
Jadi maksud saya ini juga ada kaitannya dengan inflasi dan masalah perekonomian di masyarakat kita ini.

Untuk ini saya tertarik dengan keuntungan tinggi dan kebebasan finansial yang gagan sampaikan. Namun saya merasa bahwa itu perlu pengetahuan yang mendalam untuk mencapai tujuan tersebut, karena tidak semua orang bisa mencapai kesuksesan finansial dan mendapatkan keuntungan yang tinggi. dan banyak cara untuk mencapainya bagi saya saya tetap berupaya untuk meningkatkan pengetahuan dari berbagai sumber bahkan tutor yang gagan ajarkan.

I think ETH is an altcoin that no one has been able to compete with, so it's natural to say that this altcoin is the top coin and no one can replace it.

Indeed, most of the new coins often experience rapid price growth that attracts investors as well as developers, perhaps because of the way they promote to attract consumers, but most of the new coins usually do not last so long and the prices tend to be aggressive at the beginning and slow at the peak and the worst thing is that the new coin will weaken its development so that many are stuck and cannot even be resold, so people who are aware of this type of coin will distance themselves from it.

The second way you are very often done for bounty hunters or airdrops like me sometimes do it, it's just that if we are not right to exchange it for money the risks that often occur are 1. Coin results will decrease in value 2. Coin cannot be exchanged and maybe a lot of things happen, but sometimes if we rush to sell / exchange it can be very important or unfortunate things that happen, such as valuable trash coins.

I also feel like you said, but for me I salute such achievements, it is difficult for me to be in such a position, but until now I continue to try better so that my knowledge about it increases. And 12 years is not a short time, many of them are tired and desperate to end it here, I see the events described are very rare and rarely encountered, honestly to be disciplined it is not an easy thing to do for me, but I still try to be disciplined until it pays off.

A very profound phrase for me. Indeed, there are many alternatives that can be taken for old age later, I think managing finances inappropriately, especially if the money is not running or not developing (business, business, and the like) it will run out by itself just waiting for its time, so if it is possible for us to have a lot or little money, it is important for us to update our knowledge about money and how to get more, such as business, investment, trading or others, the most important thing is to have a minimum source of income relatively. That will help in everyday life because nowadays it's all about money.

Surely they want their customers back, and try hard to persuade them to cooperate again, that's the marketing they run but the customers are smarter and decide to ignore it because I also feel that there are many other possible alternatives for me to live according to my wishes, but if there is still a lot of money in the blocked account I will be forced to open it by any means.

It is very important to manage finances and learn finances from an early age. I think this will help us in the future for a better future and a calmer old age. because, if not it might be detrimental, as a simple example if we have any amount of money (inheritance) it will run out if we can't manage it. So I think managing finances is important even from an early age, and this will definitely make us calm in old age.

I think it should be like that, learning finance from an early age is important to maintain a better future and a beautiful old age, it is good for us as the current generation to direct youth who prioritize things that will be useful for a brighter future such as managing the right finances maybe it will help them in the future because, if not it will be very detrimental to it, as a simple example if we have any amount of money (inheritance) will run out if we cannot manage it. So I think managing finances from an early age will definitely make us calm in old age.

Good advice I will try it, indeed almost everyone wants the same thing that is instant in every impossible thing to do. Sometimes I was the same, but now I realize that everything is not instant and easy to go through.
As you said there are some people who despair in investing, especially those who take capital from others (loans) to invest and expect consistent profits with very satisfying results, but in reality they are the opposite of expectations that do not match reality.

Some people may still think that in the past btc or similar coins were suddenly rich because of it, due to several factors or things that made it possible for those who made huge profits from it, remember the old days when btc was not as valuable as it is now, and people saw it as impossible to get rich from it because we know the price is very, very worthless, BTC PRICE THEN
But now we see that the price is very valuable and many people may expect btc to be like back then, where it was very easy to get. And I agree with the description you gave, but there are still risks and don't think that this is all instant without adequate knowledge.

Maybe everyone is aware of this, because I also feel that there is no get-rich-quick scheme even if there is it is very, very impossible to do, especially since getting rich is not easy and instant, it all requires a process that is so beautiful to go through and not everyone can go through it. For me, don't rush to get rich quickly because the rich will automatically come to our lives with a note that we are ready to get rich.

I think even so money laundering can still occur because the use of bitcoin in various countries that are still not legalized as you said can still access it. And I think this may be money laundering, even though the country's government argues that legalizing Bitcoin in its country can increase the possibility of money laundering. So in essence, even though bitcoin has not been legalized, it does not rule out the possibility of money laundering, it's just that by not legalizing bitcoin in the country at least the laundering is not that big.

Well I am well aware of what you say is true if my focus is on other things, sometimes most people including me are lazy to learn something with real focus, if only I really focus on what I want (especially learning about finance) I am sure the results do not betray the effort. But why does it seem difficult to determine my focus on it, even so I still try to learn it for the sake of my future desires and goals. Because I see all the successful people now most of them suffered in their past but they tried hard to achieve success in their lives. Maybe this is where I take their experience for future progress. Although it is not as easy as I imagine I will try and keep trying until in the end I am like their position.