your steam account value doesnt worth for that loan because all that game is from giveaway or bought indie bundle for <$1 Im sure and steam account is invalid collateral because it is easy to get recovered by you, anyway I saw someone fill your loan so goodluck for you and the lender ofc
I agree that some of his game is from giveaway cuz I have another steam beside my main account that only collecting for that such game.lol