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841  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 22, 2017, 01:33:32 AM
Dope = good, cool, awesome, etc. since the mid 80's

 Thanks, CazMoney. I have been here for 46 years and still learning the American slang. I guess that's cool man!
842  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 21, 2017, 03:08:31 PM
New Press Release:

My interview with CEOCFO Magazine published on Monday June 21, 2917 has been well received, though targeted towards a more narrow audience of CEOs and CFOs. Consistent with our commitment to reach out to a broad audience we have issued a widely distributed press release today:

FOR IMMEDIATE RELEASE:

Author and DNotes Co-Founder Alan Yong Offers Insight on DNotes Vision and Strategy in Recent CEOCFO Interview

CHICAGO, Illinois – June 21, 2017 – In an interview with CEOCFO Magazine published on Monday, DNotes co-founder Alan Yong revealed his thoughts on the current state of cryptocurrency, the obstacles preventing the industry from obtaining more widespread acceptance, and his company’s plan to position DNotes to overcome those challenges. Yong, the author of the book Improve Your Odds – The Four Pillars of Business Success, pulled no punches as he surveyed the digital currency landscape in 2017 and elaborated on DNotes Global Inc’s plans and DNotes’ potential.

In remarks after the interview was published, Yong made clear his belief in digital currency’s ability to level the playing field for billions of financially disadvantaged people around the world. That is why he chose to emphasize their plight and explain how the DNotes team plans to position that currency to fill that gap by fulfilling all the basic functions of money.

“I talked about the 2.2 billion people around the globe who lack access to basic financial services,” Yong said. “How do you improve your life and that of your community or country when banks won’t even give you access to a savings account – much less a small business loan or other credit opportunities? This is not a new problem, and yet the current financial system has done little or nothing to make those peoples’ lives better. Something has to change.”

Yong’s focus on these types of problems is understandable. For years, cryptocurrency enthusiasts have argued that digital currency would provide the democratization of money that the world needs to empower everyone. However, as he alludes to in his interview, little real progress has been made. And if Yong is right, few if any of today’s digital currencies are properly positioned to fulfill that promise of monetary democratization.......

Stay tuned for more:
843  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 21, 2017, 02:54:59 PM
DCEBrief - Why it's Important to the DNotes Ecosystem








Thank you to Nick for getting us access to Personify. It is much easier to setup and use than I expected. Very cool!

Great job, Tim. We all appreciate your dedication and hard-work to get the DNotes message out. There is still a lot more work to be done and we will continue to deliver.

Nick (MinningHabit) has been most generous in donating some equipment for this video and granted us access to Personify. Awesome technology. We like to thank you kindly, Nick. Very nice.
844  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 21, 2017, 03:04:25 AM
Me too! The Auburn Tri-Color is wicked sharp looking. A belated Father's Day present from me to myself :-)



Great I just ordered one.
845  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 20, 2017, 03:39:17 AM



Excellent interview Alan!!  http://www.ceocfomobile.com/DNotesGlobal17-CEOCFOMagazine-Interview.pdf

Can we share this on social media?

Absolutely!

This is one of the most comprehensive DNotes articles and we encourage everyone to post and promote it.


Without a doubt this interview comes across strong and on point. Excellent work Alan!
 

Thank you, Chase and RJF. That was a great interview. It will take a few days for it to spread and sink-in. Please share if you can and get the message out.

Meanwhile, it has already generated enough interest to keep me very busy.  
846  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 19, 2017, 10:11:39 AM
Hi, is there any scheduled date for v2.0 release ?



Welcome to the forum, Khad. DNotes 2.0 will be released sometime in September 2017.
847  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 19, 2017, 04:12:24 AM

Happy Father's Day to all the great dads who always make time for their kids!




Thanks, Chase. Happy Father's Day to all Dads around the world.

Take a day off. I am doing just that.

What's a "day off" look like?  Tongue

Happy Father's Day, fellow dads!

That's an easy answer. Just do gardening for 4 hours and spent 8 hours with family. My typical DNotes work day is 12 hours. But then this is something I am totally passionate about. So, it is more fun than hard work.
848  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 18, 2017, 04:05:33 PM

Happy Father's Day to all the great dads who always make time for their kids!




Thanks, Chase. Happy Father's Day to all Dads around the world.

Take a day off. I am doing just that.
849  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 17, 2017, 04:25:36 PM
I just approved for release of a major interview with CEOCFO Magazine. DNotes is getting significant recognition from our industry and the media. DNotes has taken a very different path since day one – building a trusted brand, creating intrinsic value, and much more. Don’t miss this big one.
-----------------------------------------------------------------
DNotes Global, Inc. is focused on Bringing DNotes Digital Currency Mainstream
with a Platform and Ecosystem that will give it Intrinsic Value just as Cash


Alan Yong
Chief Executive Officer
DNotes Global, Inc.
www.dnotescoin.com

Interview conducted by:
Lynn Fosse, Senior Editor
CEOCFO Magazine

CEOCFO: Mr. Yong, what is the concept behind DNotes Global Inc,
www.dnotescoin.com?

Mr. Yong: DNotes Global, Inc was created as a for-profit company dedicated to providing the DNotes digital currency with the resources and support that it needs to have the optimal chance of gaining mass acceptance and success on a global scale ……..

Stay Tuned for more: (Scheduled to be published on Monday 6-19-17)
850  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 17, 2017, 02:20:27 AM

We are familiar with the notion that some of our banks and financial service companies are "too big to fail". Therefore, we must and did bail them out at tax payers expense. That was almost 10 years ago in 2008 when we bailed out Citibank, Bank of America, AIG, and many others. The next time around our political leadership may come with new buzz words “too complex to understand”.

Well researched and brilliantly written.
851  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 16, 2017, 02:54:24 AM
I'm curious... wouldn't it be better to tie the NOTE to $USD (at PLNX it would be the $USDT)? Given the underlying goal of creating a stable currency, wouldn't that be a priority? If so, what's required to make that happen at the exchange level?

Welcome to DNotes, CazMoney and thanks for asking a great question. It will certainly be an added advantage to tire Note to USD. As an example, an exchange like Poloniex would list DNotes as a Note/USDT pair. USDT is a Tether token with a 1:1 conversion with a slight value discrepancy of a few percent if traded in multiple exchanges.  

Out of 66 altcoins listed on Poloniex only 11 are listed with xxx/USDT pair. Poloniex, understandably, is very selective in adding to their listed coins.  I believe that given a sustained higher volume DNotes will achieve that status one day.

A Notes/USDT pair is far from an ideal solution to achieve (value) stability which is crucial as a medium of exchange in global commerce. Stability (a constant value with nearly zero fluctuation) is nearly impossible for any digital currency to achieve in their current forms. DNotes is mindful of those challenges. Accordingly, we have crafted a business model that will address the stability issue which will include having our own exchange, bank, and partner banks in the future. These will take a few years to accomplish. If you need more clarification please feel free to PM me.  Thanks, Alan Yong.


Alan, it is indeed an exciting time for DNotes, and the next several years are going to be memorable in so many ways. Have I told you lately how grateful I am to you and Joe for introducing me to this craziness?

Ken, thanks for your vote of confidence. This is just the beginning of an amazing journey and there will be "crazy" interruptions along the way. I am enjoying every minute of it with no doubt that we are onto many worthy missions that will be beneficial to many around the world beyond just ourselves. Thanks for your continued support.
852  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 15, 2017, 08:59:58 PM
I'm curious... wouldn't it be better to tie the NOTE to $USD (at PLNX it would be the $USDT)? Given the underlying goal of creating a stable currency, wouldn't that be a priority? If so, what's required to make that happen at the exchange level?

Welcome to DNotes, CazMoney and thanks for asking a great question. It will certainly be an added advantage to tire Note to USD. As an example, an exchange like Poloniex would list DNotes as a Note/USDT pair. USDT is a Tether token with a 1:1 conversion with a slight value discrepancy of a few percent if traded in multiple exchanges.  

Out of 66 altcoins listed on Poloniex only 11 are listed with xxx/USDT pair. Poloniex, understandably, is very selective in adding to their listed coins.  I believe that given a sustained higher volume DNotes will achieve that status one day.

A Notes/USDT pair is far from an ideal solution to achieve (value) stability which is crucial as a medium of exchange in global commerce. Stability (a constant value with nearly zero fluctuation) is nearly impossible for any digital currency to achieve in their current forms. DNotes is mindful of those challenges. Accordingly, we have crafted a business model that will address the stability issue which will include having our own exchange, bank, and partner banks in the future. These will take a few years to accomplish. If you need more clarification please feel free to PM me.  Thanks, Alan Yong.
853  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 15, 2017, 03:16:05 PM
The Flippening: Are DNotes Ready?

I've been reading the CoinDesk Q1 Report and the related article on 'The Flippening', the point where Bitcoin is superseded by another cryptocurrency.
http://www.coindesk.com/flippening-will-ether-pass-bitcoin-will-mean/

A number of qualities come together to indicate dominance, such as: Market capitalization, transactions(24H), trading volume(24H), mining reward(24H), nodes, and Google trends. At the moment, Ethereum is beating Bitcoin in all categories but capitalization and trends. This combined with ambivalent attitudes towards Bitcoin's future functionality make The Flippening not only feasible, but approaching fast.

Of course the cryptocurrency to bump Bitcoin out of the top spot will gain a chunk of Bitcoin's market share, as people wake up to the fact that substance and technical agility are worth more than having been the first to market. But along with this shift will come a spike in price that many will recognize as a bubble.

So it is reasonable to assume that during The Flippening, the price of BTC will drop dramatically, causing more of an exodus to other cryptocurrencies which are not spiking or in a bubble. But there will also be a huge sense of urgency because as BTC drops, they'll want to get out fast and shift their value to other alt-coin. With this transition, worthy options will also be rising quickly in price. This will mean that a decision will have to be made really quickly to avoid transition loss.

For DNotes to increase its market share during this period it will need to have a dedicated portal aimed at people who really know the industry. This portal should have everything needed to make the decision and act, at their fingertips with no distractions. This would include real-time price, transaction fee, transaction time. As well as links to recommended exchanges and their stats.

Bitcoin has brought cryptocurrency into the spotlight of mainstream news, and I'm sure The Flippening will be a big story. Having a solid, comprehensive, and well explained press release to offer information hungry outlets during this rush period will also be important.

So of course I'm wondering how prepared DNotes are for this event.



Good point here. I have invested a lot in DNotes at 0.25$/NOTE. I can't even sleep with the thought that it's already at 0.15$ level. Also, if I understand this correct, in a 5 year retirement program, will I get a bonus besides the monthly interest? And if I need the money let's stay 8 months from now, will I get any interest?

Hey Alfaalfa!

It's great to see you commenting here. We also share your pain regarding the activity at the exchanges, we are all in this together. However, we are very confident in the future value of Note. We have had a very consistent message for some time that we are doing the right things to make sure we get the result we need. I will elaborate on a few things that I hope will alleviate some of your concerns.

Firstly, we have to accept that crypto markets are volatile at the moment. One of the main things we identified early on was that stability of the currency was paramount - the market as a whole is immature, and it can not afford for people to come in and get hurt, which results in them not coming back!!! We take a different approach. We tend to speak with a more conservative time, trying to avoid empty speculative draws of interest until we have the goods ready to go. We will have those goods ready to go in the near future - it is not too much longer for DNotes 2.0. I will elaborate further.


* Bitcoin prices have been hammered in the last few days - there are a variety of reasons for this. Coinbase infrastructural immaturity is one. This is an issue that DNotes Global will build and improve upon in the coming years as part of our core strategic components. Another component to this may have been the Federal Reserve interest rate announcements this week, which will often bring traders back into forex markets, and they remove their crypto liquidity to do so. I could reasonably expect traders of this type to move back into crypto as they close their forex positions (this is what I personally would do, and HAVE done in the past). I can not accurately predict the price movements of Bitcoin, but I can discuss the rationale and game theory that particular groups of actors may act by.

* DNotes 2.0 will have marked difference in the availability of coins to be sold at market. Currently we are using Proof of Work, which as you may know means all the new coin distribution goes to the miners. Currently miners will put their ASIC or computers at the most profitable coin to mine at any time, and often they send their coins straight to the exchanges to be sold so they can pay for the expensive hardware they have purchased to mine. This is indicative of newly minted coins going into the hands of a group of actors that have zero interest in the long-term prospects of the coin. This is one reason we opted to move to Proof of Stake. When the DNotes 2.0 platform rolls out soon, the Proof of Stake component will mean that newly minted currency units will be paid to current holders of DNotes (2-4% depending on if you stake and use the CRISP, or just one of them), which means that the people who actually care about the future of the coin are awarded the new supply in the form of the mining reward, which is kind of like 'interest' in an illustrative sense. This move will negate the current (anywhere up to) ~36000 DNotes being sent to the markets every day by miners for sale, and give it in interest to current stakeholders. That means a massive reduction in sell side exchange activity (or ~1 million units per month reduction). I also estimate that this ~36000 newly minted supply daily of DNotes will reduce to ~6000 after the change, a not-so-insignificant differential in potential new supply that can be sold = less inflation and fewer new units available for sale.

* The fact that Proof-of-Stake awards newly minted coins to holders of the currency, the people who care about the currencies long-term future (and are less likely to sell), become the ones to get the new reward. Not only that, but being paid an effective 'interest' / staking reward incentivizes people to acquire DNotes, which means a larger demand to purchase them.

In short, while there is nothing that can be done regarding the Bitcoin markets at our end, improving the way our economy rewards its participants has been at the forefront of our mind.  In the coming couple of months we foresee a drying up of coins available for sale as coins shift from short-term owners (miners) to long term holders / investors, and the scale skewed towards holding more DNotes as holders will make profit just for holding DNotes themselves. This equates to more people buying, and much lower incentive to sell.

I hope this may give you some peace of mind. Crypto markets can be tough, but over the long-term - should you invest with the right people (which I believe you most definitely have), then I think it can work out very well for everybody involved.



*** Side note, the new CRISP program that will pay 2% annualized interest from the mining reward (on all balances held there for 30 days or more to encourage saving) will become the replacement for some of the current CRISP programs (including retirement).

Thanks Tim, and a little further on the new CRISP program, as we have been getting a few questions.

The new CRISP program will require nothing more than having your coins in your wallet for more than 30 days. That could be any wallet, including a DNotesVault wallet will pay interest. It may be possible to receive this reward on exchanges if they are able to participate in the program, the logistics of this may be challenging and it is a new to the industry style of reward.

Let's break down the 2% annualized target. It will be distributed monthly, so the interest will compound. It is a target interest based on a monthly static (but increasing) distribution. Which means if less people participate everyone who does participate will get more.

You do not have to do anything to receive this reward, no action is required on the user end, and the wallet doesn't need to be online.  

Here is an example:
If there are 120,000,000 DNotes total and the CRISP 30 day reward is 200,000. If everyone kept their coins in their wallet for more than 30 days, then everyone would get .1666... percent that month. But let's say that 20,000,000 of all DNotes were moved around within the last 30 days. That leaves 100,000,000 of the DNotes to split against the CRISP reward. Then you would get .2 percent that month.

When in doubt if DNotes is the right choice for your situation do a deep research on us, especially on the DNotes' difference and decide for yourself. We have provided a massive amount of information about DNotes and our commitment to making DNotes a purposeful digital currency for the benefits of everyone. Start from page one of this forum and follow every link, as you wish of course. We are re-searchable and verifiable.
854  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 15, 2017, 03:17:32 AM
Frankly we have been so busy, we did not keep up with the news. But what Sen. Chuck Grassley is proposing is quite alarming. It almost seems like every time our industry gained some ground there is a big push back. Read on and decide for yourself. 

We saw something like this coming and decided against launching a DNotes ICO because of our concern on possibility that SEC may consider the issuance of tokens as a sale of securities. We have also stayed away from anonymity and ‘zero knowledge” transaction”.  But this is beyond our worst-case scenario. Personally, I highly doubt that it will pass into law in its current form. Sadly, it shows great ignorance on that part of our law makers. We are seeing the greatest technology revolution since the internet and yet some idiots are all-out squander it. This will not make America great again!

Proposed Legislation Would Combat Terrorist Financing, Money Laundering

By John Kelly, Thad McBride, Eli Richardson & Cheryl Palmeri on June 8, 2017

POSTED IN INTERNATIONAL TRADE, SANCTIONS (OFAC)
•   Proposed legislation targets current gaps in U.S. financial crime law and enforcement
•   Bi-partisan Senate legislation would likely expand compliance obligations for banks and others in financial services industry
•   Proposed legislation is in line with U.S. and international efforts to fight terrorism and trafficking through economic sanctions and anti-money laundering (AML) rules
On May 25, 2017, Sen. Chuck Grassley (R-IA) introduced the “Combating Money Laundering, Terrorist Financing, and Counterfeiting Act of 2017” (the “Act”).  The full text of the bill is available here.
Read More: http://www.bassberrygovcontrade.com/2017/06/proposed-legislation-would-combat-terrorist-financing-money-laundering/

......................................

ZeroHedge made the negative implications to our industry a little to understand:

You Won't Believe This Stupid New Law Against Cash And Bitcoin

This one is almost too ridiculous to believe.
Recently a new bill was introduced on the floor of the US Senate entitled, pleasantly,
You can probably already guess its contents.
Cash is evil.
 
Bitcoin is evil.
 
Now they’ve gone so far to include prepaid mobile phones, retail gift vouchers, or even electronic coupons. Evil, evil, and evil.
These people are certifiably insane.
Among the bill’s sweeping provisions, the government aims to greatly extend its authority to seize your assets through “Civil Asset Forfeiture”.
Civil Asset Forfeiture rules allow the government to take whatever they want from you, without a trial or any due process.
This new bill adds a laundry list of offenses for which they can legally seize your assets… all of which pertain to money laundering and other financial crimes.
Here’s the thing, though: they’ve also vastly expanded on the definition of such ‘financial crimes’, including failure to fill out a form if you happen to be transporting more than $10,000 worth of ‘monetary instruments’.

Have too much cash? You’d better tell the government.
If not, they’re authorizing themselves in this bill to seize not just the money you didn’t report, but ALL of your assets and bank accounts.
They even go so far as to specifically name “safety deposit boxes” among the various assets that they can seize if you don’t fill out the form.
(Yet another reason to consider storing cash, gold, and silver in an overseas safety deposit box.)
This is unbelievable on so many levels.

It’s crazy to begin with that these people are so consumed by the fact that someone has $10,000 in cash.
But it’s even crazier that they’re threatening to take EVERYTHING that you own merely for not filling out a piece of paper, without any due process whatsoever.
Oh, and on top of civil asset forfeiture penalties, there are also criminal penalties.

Right now according to current law they can imprison you for up to FIVE YEARS for not filling out the form. Five years.
But apparently that doesn’t go far enough to protect us against evil men in caves.

So this bill aims to double the criminal penalty to TEN years in prison.

And if that weren’t enough, this bill also gives them with new authority to engage in surveillance and wiretapping (including phone, email, etc.) if they have even a hint of suspicion that you might be transporting excess ‘monetary instruments’.

Usually wiretapping authority is reserved for major crimes like kidnapping, human trafficking, felony fraud, etc.
Now we can add cash to that list.

It’s not just government spy agencies to worry about, either.
Banks in the US are already unpaid government spies, required by law to fill out suspicious activity reports on their customers.
Then Congress started expanding those requirements to include other businesses and industries that might come into contact with cash.
Stock brokers. Casinos. Currency exchanges. Precious metals dealers. Pawnbrokers. The Post Office.

According to the law (section 5312 of US Code Title 31), those industries are also required to spy on their customers for the government.
But under this new bill, they want to forcibly recruit even more unpaid spies, including any business which issues or redeems ANYTHING that’s prepaid.
Prepaid credit cards. Prepaid phones. Prepaid retail gift cards. Prepaid coupons.

Read more: http://www.zerohedge.com/news/2017-06-14/you-wont-believe-stupid-new-law-against-cash-and-bitcoin
855  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 14, 2017, 05:54:08 AM
Hello everybody,

Been playing around with some video content again. Today Joe and I filmed a quick clip about economic freedom and cryptocurrency, explaining some of the advantages of it in regards to freedom, and its effect on the developing world.

https://www.youtube.com/watch?v=Zip5xpUlp3c&feature=youtu.be

Nice video! Addy walked in to say goodnight whilst I was watching this, and she goes "Hey I know him! We had noodles together the other day."




"Hey I know him! We had noodles together the other day." That is cute. Say hi to Addy for us.

Tim is amazingly talented with a great breath of knowledge. He is the best story teller for DNotes. Now that we have a lot of projects solidly in place, we will start sharing them with the rest of the world.

DNotes has been taking a very different path since day one. Like us, we all make a copy of the "engine" and changed the name plate and call it ours. Creating DNotes, the digital currency, was the easiest part. Building the complete vehicle, roads, bridges, services stations, repair shops, dealership, and everything else are significantly more challenging that few are prepared to undertake. DNotes is about building a complete system best positioned for mass acceptance of DNotes as a supplement or replacement to fiat currency - meeting the full functions of money.
856  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 14, 2017, 12:12:09 AM

This is awesome!

From Steemit - The author is using the "Could I retire on faucets?" strategy from wiser's CryptoMoms post, to accumulate DNotes. He gives DNotes a glowing review and encourages everyone to buy. He also created a video detailing how to buy on Poloniex, using DNotes Vault, etc. The only problem is, he still thinks the retirement accounts are paying interest (??).


Week 1: Bought 52 DNOTES for my 20 Year Retirement Plan - 1% Interest per Month!

7 hours ago
bitcoinkings48 in cryptocurrency

Hi guys!

Today I wanted to share with you an awesome Crypto-currency I recently discovered called DNOTES (NOTE). I found out about this altcoin after reading an interesting thread on cryptomoms.com titled: Could I retire on faucets?

In this thread the author speaks about how (s)he collects free Bitcoin from faucets and uses that to buy DNOTES.

Moon Bitcoin: Claim your free bitcoin now
Moon Dogecoin: Claim your free dogecoin now
Moon Litecoin: Claim your free litecoin now

The author then sends all DNOTES (s)he bought into a 20 year retirement account called CRISP for Retirement with a return of 1% per month, which amounts to 12% interest annually.

You can BUY DNOTES from Poloniex and once you have your coins you can send them to your retirement plan.

I am currently registered on DNOTES Vault with a 20 year retirement plan which is earning me an interest of 1% per month. This is 12% compounding interest annually. When I started my plan I decided to buy 52.63157894 DNOTES from Poloniex at a value of 0.00099999 BTC which was around $2.03479201 when I transferred my DNOTES into my wallet.

The value of my investment is currently $10.43789687 and I have already earned 0.52542632 DNOTES interest on my original balance. I intend on buying DNOTES on a monthly basis and sending it to my retirement plan. I will keep you guys posted on the progress of my account.

https://www.youtube.com/watch?v=rF0gNXSXt30

https://steemit.com/cryptocurrency/@bitcoinkings/week-1-bought-52-dnotes-for-my-20-year-retirement-plan-1-interest-per-month



Awesome video though it needs some clarification. Of course, we love and appreciate compliments that are totally unsolicited.

DNotes is committed to building a trusted brand because we believe that trust is invaluable in every business dealing, particularly in financial services.  The next wave of investment will be coming from seasoned investors and professional fund managers. We want to ensure that everything that we do is researchable and verifiable. That is what separates DNotes from most of our industry peers. Perhaps we believe more than others that we are dealing with money, other people’s hard-earned money, no matter how it is characterized - commodity, asset of no instinct value, or property.

Now back to CRISP For Retirement. We did not want to dilute our stakeholders assets by issuing more DNotes in order to fund the retirement program, yet we felt that it would be a great incentive to provide a few selections of different terms to give people a choice that best fit their time horizon – 5, 10, 15, or 20 years.

With that I got the support of some major stakeholders who collectively purchased 1,000,000 Dnotes and contributed them for of paying the interest until the last DNotes from this pool is used up. The balance is verifiable:

CRISP for Retirement Statistics
Funded Retirement Accounts   296
Principal Deposit Value   82,479.42 USD
Total Interest Payments   951,187 NOTE
Current USD Value   1,322,245.80 USD
Current DNotes   6,601,110 NOTE
Retirement Fund Bonus Balance   100,447 NOTE

Apparently, there is still some left. The math may not add up because early withdrawal were forfeited any interest paid as stipulated.
We are committed to the benefits and success of others based on our principal belief that we will also be successful as a group by doing that. The following press release provides more details:

Yahoo Finance:
 
DNotes Digital Currency Retirement Savings Plans Provide Relief For Underfunded Retirement Accounts


AccesswireFebruary 16, 2015

DNotes is pleased to announce unprecedented Digital Currency Retirement Savings Plans to provide relief for underfunded retirement accounts; offering up to 12% Yearly Interest Bonus with a limit of 1,000,000 DNotes and a 100% deposit guarantee.

CHICAGO, IL / ACCESSWIRE / February 16, 2015 / DNotes, known as a stable digital currency with a solid and consistent uptrend, announced an unprecedented new savings plan to provide relief for underfunded individual retirement accounts. According to computing pioneer and DNotes Co-Founder Alan Yong, one million DNotes have been donated to CR.I.S.P. (Cryptocurrency Investment Savings Plan) for Retirement to encourage savers to supplement their underfunded individual retirement accounts. With any long term DNotes deposit commitment of 5, 10, 15, or 20 year duration, individuals will receive a 100% deposit guarantee, up to 12% yearly interest bonus on their deposit with 1 million DNotes limit on the bonus interest offered. Utilizing DNotes secure online coin storage platform DnotesVault; DNotes is now offering a wide range of individualized long term savings solutions.
 
Mr. Yong went on to explain that not everyone has the means or ability to save for retirement, resulting in many reaching retirement age with social security as their only source of income. Even for disciplined savers who can only save a small amount regularly, because of limited means, it can take decades to build a meaningful nest egg. This is compounded by the fact that nearly one in three Americans have withdrawn funds from their accounts before reaching retirement age.
Digital currencies such as DNotes and Bitcoin, are often characterized with huge potential growth propelled by rapidly growing investment from venture capital and wealthy individuals. As a group, $314 million was invested in this space in 2014 and is likely to exceed $1 billion this year. Being still at an early stage, investment in digital currency has the potential to yield high returns, albeit at a high risk. It is, therefore, prudent to only allocate a small percentage of one's total portfolio for high risk investment, especially in early stages digital currency.

Closer to home, the seriously under funded individual retirement savings are also troubling. RJF, Director of CR.I.S.P. for Retirement expressed his concern, "In these uncertain financial times, it is becoming more and more difficult to maintain a retirement account that will actually see you through your golden years. We believe that the concept of using DNotes to augment your retirement savings is an important consideration."

RJF went on to explain that CR.I.S.P. for Retirement is an unstructured and self-directed plan, using DNotes as the investment vehicle to supplement retirement savings. Re-occurring savings, in any amount, may be added at any time. This savings plan can be started with any amount of DNotes by opening an account at DNotesVault with an expanded registration at CR.I.S.P. for Retirement landing page.
CR.I.S.P. is the brain-child of Chase, a core team member of CryptoMoms; a community with a dedicated mission to encourage and assist women to participate in the cryptocurrency world currently dominated by men. CryptoMoms.com is a currency neutral site, offering rich content on everything about cryptocurrency. It has a very helpful community ready to answer any questions promptly. CryptoMoms was created by, and is fully funded by, the DNotes team.

Read More: :  https://finance.yahoo.com/news/dnotes-digital-currency-retirement-savings-032800708.html
857  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 13, 2017, 04:15:16 AM
For some of them, it wasn't even about money to begin with and still isn't, it's about being an early adopter and learning something new, something that isn't written in any history book but will change the course of the future for many generations.
You put that so well felixir. And dipping that toe in the water to be part of something so fundamental to the future can be really cheap. Maybe not if they're not aware or wanting to have a fraction of a BTC. But if you want a few DNotes, you can get them cheaper than almost any other form of entertainment.


Thanks! Glad to be back. Might want to put a link on the last page of the old forum unless, of course, you don't want people finding this one!  Grin

Excellent idea, thanks.
858  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 12, 2017, 11:10:06 PM
It looks like Coinbase is being blamed for the major correction we are seeing:

Bitcoin Exchange Coinbase Suffers ‘Major Outage’ Amid Trading Frenzy
Samburaj Das on 13/06/2017

Citing high customer traffic, prominent cryptocurrency exchange Coinbase is currently down ‘for maintenance’.
San Francisco-based Coinbase, one of the world’s largest cryptocurrency exchanges with operations in over 30 countries is, at the time of publishing, experiencing an outage due to a surge in customer traffic hitting its website.

Users accessing the homepage see a message that simply reads “Service Unavailable”.

Read more: https://www.cryptocoinsnews.com/108351-2/
859  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 12, 2017, 09:48:12 PM

Understood about technical details, no problem, just exciting to hear! Also glad to hear everyone is doing well, perhaps I can visit again next year when I'm in Ohio, we will see. So, why be equal to your best competitor? I say, blast out in front! Although there is something to be said for being a smaller target!



It will be great if you can visit us next year. We may open our conference to include more people.

I am a conservative guy who believe in taking one step at a time, in this case, a gigantic step.

Step one - aim to be equal to. Step two - be superior or better. Even if we missed, being a top 5 in our industry aren't bad. It's all about striving to be the best with the right mind-set. Cheers!

I certainly see your point, one step at a time so you don't trip over yourself in the rush to success.



Exactly. Every step that we take at DNotes is a step forward and a step closer to our goal. 80% of businesses failed because they are constantly struck in the mud unable to advance, despite lots of motion. There are plenty of them in our industry. Long-term investor should best learn to tell the difference before investing.
860  Alternate cryptocurrencies / Announcements (Altcoins) / Re: DNotes 2.0 - Bridging the Gap Between the Centralized and Decentralized World on: June 12, 2017, 09:03:44 PM

Understood about technical details, no problem, just exciting to hear! Also glad to hear everyone is doing well, perhaps I can visit again next year when I'm in Ohio, we will see. So, why be equal to your best competitor? I say, blast out in front! Although there is something to be said for being a smaller target!



It will be great if you can visit us next year. We may open our conference to include more people.

I am a conservative guy who believe in taking one step at a time, in this case, a gigantic step.

Step one - aim to be equal to. Step two - be superior or better. Even if we missed, being a top 5 in our industry aren't bad. It's all about striving to be the best with the right mind-set. Cheers!
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