For some of them, it wasn't even about money to begin with and still isn't, it's about being an early adopter and learning something new, something that isn't written in any history book but will change the course of the future for many generations.
You put that so well felixir. And dipping that toe in the water to be part of something so fundamental to the future can be really cheap. Maybe not if they're not aware or wanting to have a fraction of a BTC. But if you want a few DNotes, you can get them cheaper than almost any other form of entertainment. That is a good point Tim, we have setup several programs to help get people easily started in DNotes and begin learning about it. It would be great to come up with a way to get a small amount of DNotes into the hands of people that are interested in getting started and learning more. The challenge is being able to do with in such a way that cannot be exploited and also does not require a lot of manual intervention. Finally! Something intellectually stimulating to read on BCT again!  Great to see Dnote's new forum and talk to the crew! I have missed the old forum quite a bit. It was easy to keep up with everything on a daily basis for someone with limited time. Great to see everyone here again! PS: Did I miss the signature contest? Haven't had time to read all the new posts as of yet... Welcome back RJF! Great to see more old faces returning to the forum to say hello. I am in agreement with you that intellectually stimulating discourse beyond the "price" of a coin by its adherents is difficult to come by. The signature contest is now over, but we may look into a similar contest in the future. Please post again when you've caught up with all the content in this thread. There are two words that I don't mind if I never read or hear again: "pump" and "dump"! Anyway, DNotes future looks very bright indeed. I'm so glad to see everyone is still here, Hi Alan!, hows Smokey and the farm? RJF, we are always very happy to see you. Kevin (Smokey) is doing very well. He is an amazing guy and an inspiration to all of us. The farm (Smokeys Gardens: https://smokeysgardens.com/) has grown a lot since your last visit. We expanded from 38 to 70 acres with many more gorgeous daylilies. We are now by far the largest daylily grower in the world. As you may remember from our earlier conversation, we started 10 years ago with $500 with a commitment to be equal to and subsequently better than any of our competitors. It has been a long journey with relentless dedication to do whatever it takes to be the best in class. We did it and I am very proud and appreciative of our team. DNotes is following the same business model. Our commitment is to be equal to our best competitor one day. We are totally dedicated to our vision of DNotes meeting the full functions of money and ultimately be superior to fiat currency. It is a Big Bold idea of global scale and scope but that is what it must take for digital currency to gain mass acceptance worldwide. It's a massive undertaking and that is why I spent a whole year to write a book "Improve Your Odds - The Four Pillars of Business Success" https://fourpillarsofbusinesssuccess.com/ with a chapter each dedicated to Smokeys Gardens and DNotes. We will soon have a daylily officially registered and named "DNotes" We are doing amazing things at DNotes with a lot happening at the farm. For the last few months, continuing through much of this summer, we have been using the farm as our training, conference, strategic planning, and video production center. You are always welcome to visit us if you happen to be in the area. Quote from RJF: PS: All caught up, wow, things are looking very good. I applaud your decision to go POS, gives you much better control of the coin and everyone gets to share in the pie, not just the miners. Nice move. I'm especially interested in the smart contract inclusion as I'm following similar efforts elsewhere. I have always felt this tech has great promise and will be very interested in DNotes implementation. How do you intend to guarantee the transactions? Escrow? If so, single or double? Will the contracts be revocable by any single party? ''''''''''''''''''''''''''''''''''''''' Good to note that you like our decision to go POS. I rather not get ahead ourselves on technical details at this time. I can say that we will be a significant player in the blockchain and smart contract arena. |
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In investing, in life, and in business there many reasons why some are more successful than others. Many of the contributors to success are obvious and grounded on common sense. But when we are over-powered by greed and fear most people tend to be reactive and just follow the crowd. Investing in digital currencies and blockchain related situations today is challenging, and at times nerve-racking. There is no fundamental value or instinct value. It is nearly impossible to verify the “impressive road-map” beautifully represented in stunning graphics, or the people behind it. When you can, do extensive research or due diligence before investing. Knowledge will give you better judgement to pick more winners than losers. And follow the “Buffet Rule.” “ A simple rule dictates my buying: Be fearful when others are greedy, and be greedy when others are fearful.” Warren Buffet. Where To Get Greedy Now That Others Are FearfulForbes FEB 4, 2014 Bryan Rich, Contributor Warren Buffett wrote a famous op-ed piece in the New York Times in October 2008 in which he that said the following: “A simple rule dictates my buying: Be fearful when others are greedy, and be greedy when others are fearful. And most certainly, fear is now widespread, gripping even seasoned investors. To be sure, investors are right to be wary of highly leveraged entities or businesses in weak competitive positions. But fears regarding the long-term prosperity of the nation’s many sound companies make no sense. These businesses will indeed suffer earnings hiccups, as they always have. But most major companies will be setting new profit records 5, 10 and 20 years from now.” Everyone should read this, because it shows you the mindset of a great investor and how great investors react when the stock market falls. Instead of running in fear, great investors welcome market corrections as opportunities to buy on the cheap. Read more: https://www.forbes.com/sites/greatspeculations/2014/02/04/where-to-get-greedy-now-that-others-are-fearful/#98166c82d460Excellent advice, Warren Buffet is an extremely rational and conservative investor, only willing to take chances when he knows the probability of gain is significantly greater than chances of loss. The proof that this simple, highly prudent method works is reflected in his net worth and the long term success of his company. Speaking of Berkshire Hathaway, the future DNotes VC platform will slightly resemble the basic business model they use, but with some revolutionary upgrades that will make that business model more viable for the ever growing digital economy. Delighted to see you, Brandon. Despite a sharp correction, it has been a great week for DNotes. There are good indications that DNotes has been getting a noticeable increased level of interest from professional investors. Although DNotes is still significantly under-valued, it is good to see that all the hard work we put in over the last three years is beginning to payoff. We appreciate your continued support very much. Looking forward to seeing you again at the Smokeys Gardens' open house next month when tens of thousands of daylilies will be in full bloom. |
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In investing, in life, and in business there many reasons why some are more successful than others. Many of the contributors to success are obvious and grounded on common sense. But when we are over-powered by greed and fear most people tend to be reactive and just follow the crowd. Investing in digital currencies and blockchain related situations today is challenging, and at times nerve-racking. There is no fundamental value or instinct value. It is nearly impossible to verify the “impressive road-map” beautifully represented in stunning graphics, or the people behind it. When you can, do extensive research or due diligence before investing. Knowledge will give you better judgement to pick more winners than losers. And follow the “Buffet Rule.” “ A simple rule dictates my buying: Be fearful when others are greedy, and be greedy when others are fearful.” Warren Buffet. Where To Get Greedy Now That Others Are FearfulForbes FEB 4, 2014 Bryan Rich, Contributor Warren Buffett wrote a famous op-ed piece in the New York Times in October 2008 in which he that said the following: “A simple rule dictates my buying: Be fearful when others are greedy, and be greedy when others are fearful. And most certainly, fear is now widespread, gripping even seasoned investors. To be sure, investors are right to be wary of highly leveraged entities or businesses in weak competitive positions. But fears regarding the long-term prosperity of the nation’s many sound companies make no sense. These businesses will indeed suffer earnings hiccups, as they always have. But most major companies will be setting new profit records 5, 10 and 20 years from now.” Everyone should read this, because it shows you the mindset of a great investor and how great investors react when the stock market falls. Instead of running in fear, great investors welcome market corrections as opportunities to buy on the cheap. Read more: https://www.forbes.com/sites/greatspeculations/2014/02/04/where-to-get-greedy-now-that-others-are-fearful/#98166c82d460 |
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Coins with the highest returns BTC I have invested in with the most for profits: DNote and Fastcoin That is excellent. Congratulations, Klouri and welcome to DNotes' forum. |
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Good Morning, Parents, Grand Parents, and friends - in case you didn't have a chance to check lately, DNotes' Kids with a CRISP account are doing very well saving for the future and their education. Below is the list of the Top Ten: Source: http://dnotesvault.com/crisp-for-kids.phpJune 5, 2017 6:10 am (CDT) CRISP for Kids Rich ListNickname Wallet Address Balance USD ValueBooberry DX4XqUZ2E69QEEY8EWtVnCvwwVjWB4PuNN 47309.449 $13,160.97 Xenia DYn4CnQxvobrEweSfpAuhcPcrfdZcWG7qx 35800 $9,959.17 Tamara DnvFbsqCu7UF2ndM6ujy1siryqFWakvR35 35800 $9,959.17 Lara DVLJQBNmGAcjtnKSC7HLcJnFZ3M6GicXBG 35070.92 $9,756.35 Martin DhhVpGdADU7h5MxQFDr8cSqLaxAfXJoFFv 32800 $9,124.60 Filip Dfxgc39QUaTGwtj57bjERYNBoBpcbz8u1o 32800 $9,124.60 giovanni DpAd9AoEWU6bpzG1Lntzyxa4GQa89GWP9T 30070 $8,365.38 Baby.Lilly Dq8cRTf8hMXvgBQhsUtQ1d6LSk89i41wXz 27700 $7,705.84 Helping secure the future of our children and grandchildren" CRISP for Kids has been created to help our children and grandchildren develop strong saving habits early, in order to secure their financial future. This is an unstructured and self-directed plan, using DNotes as the investment vehicle. Re-occurring savings, in any amount, may be added at any time.
CRISP is the brain-child of Chase, a core team member of CryptoMoms; a community with a dedicated mission to encourage and assist women to participate in the cryptocurrency world currently dominated by men. CryptoMoms.com is a currency neutral site, offering rich content on everything one needs to know about cryptocurrency. It has a very helpful community ready to answer any questions promptly. CryptoMoms was created by, and is fully funded by, the DNotes team.
As the most stable digital currency with a solid track record of reliable appreciation, DNotes offers the potential of high returns on long-term investment. A large family of CRISPs. will be offered in an effort to expand this investment opportunity beyond the early adopters of this emerging industry. ......" |
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We use reason as a fundamental tool, and far, far better than any other species, to be sure. But as Einstein said “The intuitive mind is a sacred gift and the rational mind is a faithful servant. We have created a society that honors the servant and has forgotten the gift.”
And so, given all of modernity weighing itself upon you: to truly, intuitively take on board a given point of view back before it had much rational merit in terms of popularity.....you deserve an absurd amount of credit.
I have to agree with you MinigHabit, and you put it really well. As a fiction writer, I've been spending a lot of time thinking about the performance of the logical mind compared to the intuitive mind. And because I get to experiment with both risk-free in my creations, I get to test out a lot of theories. For many tasks, and especially those with lots of complex inputs, the intuitive mind is far more successful. So you'd think we would trust it more. Here is why we don't: Our logical mind is like following a path in the daytime. We can look back at our thought processes because they were conscious. We can even map out our path by writing down our assumptions that led us to where we are. And using many tools, we can gain confidence in our prediction of the path ahead. Reason, being a largely conscious process, is subject to conscious scrutiny and gains our conscious trust. But our unconscious mind is where intuition comes from. It's like a black, inscrutable pool that, like some mystic well, delivers forth images of our future, much more more accurately than our reasoning mind ever could. But we can never see how it does it. This strange gift within us is beyond our logical analysis, and despite its superior performance historically, we find it hard to trust. Simply by recognising these aspects of weighing reasoned motivation against intuitive motivation helps us trust intuition more. Knowing that our uncertainty comes from inscrutability, rather than poor performance, is of great value. To reinforce that, it is sometimes helpful to remember how often our heart has been right about what someone is like, and how often our reasoning has let us down when judging the nature of someone. But intuition is different from hope, and very different from desire. There are no clear instructions for telling these things apart. And fear can look a lot like intuition saying no, when this is not the case. Learning to discern intuition from our other emotions, learning to trust intuition, and explore the sources of other emotions is just as important to success as education and training the logical mind. And fortunately it is just as rewarding as well. That is a brilliant piece of work. I won't try to match that. When one reached my age (71) intuition often becomes wisdom. We have crafted a very wise path for DNotes. It would have been very different if I were young and not so wise. Being mindful of that, I spent over a year to write a book "Improve Your Odds - The Four Pillars of Business Success" so that we have a "blue print" to follow. It is also intended to help many entrepreneurs yet to discover why 80% of business failed in the first 10 years. |
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Well deserved drinks. I have been following cryptocurrency particularly d notes for some time and congratulate you on the business model and growth of the currency into the top 100. What I like is the sound business logic and a plan for d notes to be at the frontier of this new digital (4th industrial) revolution. My sense is the current interest in crypto and those with the best technology will significantly grow. Let's face it a major world financial meltdown occurrs roughly every 10 years and the world is awash with too much money that has been issued by governments at negative interest to prop up the current fiscal system, and it will take more than a decade for Europe to recover. What the world needs is stable means of efficient exchange not eroded by excessive debt and central government mismanagement. In my opinion, and others commentators, this crypto currency boom is but the beginning of the wave. Currently the total of crypto currencies at over $100bilion is but the beginning given real economic measurement is in trillions and where these currencies will eventually head. Hence future projections for bitcoin at 15kusd. Crypto currency is one of many technologies anchored into block chain and a key part of the new exponential advances of technology. I have taken an active interest in d notes for a few years and see a key difference of the d notes team as wanting to contribute and build into the new technology eco system. I am taking a long term view and the currency enables my interest in the D notes business structure. I wish I could buy the shares directly ! So for me and other investors(not speculators) let's keep in this long term.
Thanks, we will drink to that. You are correct. What we are seeing is just the tip of a massive iceberg - the very early stage of the greatest industrial revolution in human history. That being the case, the scope and scale is massively large, compounded in global scale. Consequently, a leaderless decentralized system is insufficient and too chaotic to accomplish such a gigantic task. DNotes has taken every consideration in creating a very comprehensive system consisting of various parts. And somehow it must be capable of seamless integration between the new decentralized world with the centralized establishments. To accomplish all that successfully, there must be a very well-crafted business model that take into full consideration of the current state of the world financial systems and global political climate. Undoubtedly, there are great concerns of impending melt-down that could wipe-out the life savings of millions around the world. A financial melt-down as in the recent case involving Greece caused a “sudden halt” in economic activities leading to a total stand-still in the movement of funds that enable local and international commerce. It is always very damaging to the affected nation and its citizens. We have a very clear and well-articulated vision of building DNotes as the currency with a purpose to supplement fiat currencies in global commerce. Once broadly accepted as a medium of exchange in global commerce, we believe that a financial collapse in a country will be materially less disastrous because it is shared globally. For these and many other reasons DNotes deliberately strives to avoid being just another altcoin created merely for speculated trading. The path we have chosen is significantly more demanding, costly, and harder for new investors to comprehend. However, it is more compelling and comforting for those who are in the practice of doing their home-work or research before investing. It is essential for serious investors or those investing on behalf of managed funds such a teacher retirement pension fund where due diligent before investing is required. DNotes is created for serious long-term investors. We recognize that this is a rare opportunity of enormous global scale that will result in massive job and wealth creation. At the early stage we are currently in, it will take a lot of hand-holding and education. We are barely started with a long way to go, in terms of valuation and remaining work. We appreciate your comments and thought provoking prospective. |
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Is DNotes 2.0 a new coin?
No. It is the current DNotes swapped one for one using the convenience of DNotesVault. DNotes 2.0 involves significant technology upgrades coded in C#, switching from Proof of Work (POW) to Proof of Stake (POS). We want to make POS the easiest to participate in our industry. We are also committed to 100% conversion to C# with many innovative applications for the corporate and consumer markets. For more details, read Chapter 15 of my book "Improve Your Odds - The Four Pillars of Business Success." https://fourpillarsofbusinesssuccess.com/Thanks for all these infos. I just saw the recent rise of the value of DNotes and got into this now... Will read about DNotes. Excellent. Welcome to DNotes, noeeel. Always feel free to ask any questions. We want everyone to share the fruits of our hard work and help spread the word. |
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Hey team,
New to the forum, but have been aware of Dnotes since the start of 2015. At the time i was studying in Wellington and happened to randomly meet Tim one day. I overheard him talking about the future of money, blockchain, crypto coins etc. and was also paying close attention to the price of BTC, as i was sitting on 30 BTC i bought for $400 NZD a year or so before. 99% of people wouldn't have had a clue about what we were talking about, about 50% of them still wouldn't. I started talking to Tim about DNotes, and got to hear all about the CRISP programme, the vision DNotes had, and work they were doing around this. 2 1/2 years later, i'm still investing, and it is really great to see how far your company has come. A large group of my friends are all into trading on Poloniex, and DNotes and it's clear Dnotes are definitely worth holding on to. I'm looking forward to hearing what DNOTES 2.0 has in store for us, until then, cheers for the hard work - those beers are well deserved!
You sir, are a smart, smart man. Allow me a little leeway and meandering a bit to explain exactly why. Sadly, many (almost all) friends and acquaintances of mine have not heeded my pleas for them to "get some skin in the game." But I can understand why. Our national impulses are towards stasis. We literally hate losses WAY more than equivalent gains. Losing hurts way more than similar winning. I was a shitty hedge fund trader because I get too emotional about my investments. Most people do, which is why probabilistically structured zero-sum games like day-trading and poker are profitable in the long-term for only 5% of people. I was tutored by a luminary in the poker game back in the day on how to apply the Nash Equilibrium to single table tournament poker (and with a little finesse, multi-table tourneys). That's great. But lots of people (relatively speaking) can understand that stuff. That didn't make a player special, or especially profitable. Here's why, by way of example: I was the chipleader going into the final table of a 22,000 person tournament with life-changing top three money, and had just outplayed and eliminated the #1 ranked online player in the world a few moments back to amass a lot of chips. I was locked in and playing some of the best cards of my life. And then I outplayed players in 2 different hands right after the final table started, to get them to commit all their chips to the middle when 80-90% underdogs. I got horribly horribly unlucky in both spots and crashed out in 9th for ok money. That's poker. There is a certain class of people who are rare, who can literally play their next hand with completely optimal rationality. Me? I went on tilt and played like a tool at large stake cash games and lost the lion's share of my profit. The point? I am not slating my friends for not being fast followers of my altcoin strategies. But I wish more would. Because they would, right now, be able to pay off their mortgages with altcoin gains if they listened to me. But they didn't. And most won't until all of this is mainstream. So coming back around to my first statement: good on you for taking the leap. And I deeply, existentially mean that.I'm big into philosophy. I actually named by firstborn son, Soren, after my hero Kierkegaard. He once wrote in the Concluding Unscientific Postscript: “What if, rather than speaking or dreaming of an absolute beginning, we speak of a leap?” At some point in the human experience, all the reason in the world doesn't matter. Because we aren't reasonable beings. In fact the entire field of economics is based off of creating this idealized version of man, the "homo economicus" who makes totally rational decisions all of the time. (side note: this harvard white paper is one of the best things I've ever read about the upcoming AI revolution. AI literally perfects extant economic theory: https://dash.harvard.edu/bitstream/handle/1/25622971/_aiEcon.pdfWe use reason as a fundamental tool, and far, far better than any other species, to be sure. But as Einstein said “The intuitive mind is a sacred gift and the rational mind is a faithful servant. We have created a society that honors the servant and has forgotten the gift.”And so, given all of modernity weighing itself upon you: to truly, intuitively take on board a given point of view back before it had much rational merit in terms of popularity.....you deserve an absurd amount of credit. I find myself in complete agreement MiningHabit. Once upon a time I posted the following video in our old forum, that I highly recommend people watch: https://www.youtube.com/watch?v=hO8MwBZl-VcIn it, a lone man begins dancing at a festival, looking somewhat ridiculous among his peers. For a time he is alone, before more people gradually begin following. Eventually a tipping point is realized, and sheep mentality dictates to the human psyche that it is better to be involved in the next big thing, once it is already becoming the next big thing - because everybody is already getting involved in it. Crypto has reached this stage. And from my observation, DNotes has too. People have begun to see the value inherent in our ecosystem, and the future earning potential DNotes as a currency holds with the backing of a profit-generating company funding its development, and sustaining its value. Right now, it is becoming preferred for everybody to get involved because everybody else has already made it clear that is the 'next big thing'. This decision was not rational in nature, or they would have come in when the value was logically obvious. The decision was made when everybody else finally caught on to the value, i.e. everybody else decided for them what they would bother to look into. When they did look into crypto they saw the value, and are left kicking themselves as to why they didn't join in sooner. The good news? Well, it is still early days. This is still a ground-floor investment. We have a long way to go, and there are many more people still to join. This Youtube is highly recommended. It is about leadership but applies well to mass acceptance of digital currency in our industry. No matter how compelling, the pioneer stage of any technology revolution is quite lonely and filled with pitfalls. It our case, doing the right thing at the right time is crucial. Typically, early investors/ adopters are well rewarded for making the right picks. |
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Is DNotes 2.0 a new coin?
No. It is the current DNotes swapped one for one using the convenience of DNotesVault. DNotes 2.0 involves significant technology upgrades coded in C#, switching from Proof of Work (POW) to Proof of Stake (POS). We want to make POS the easiest to participate in our industry. We are also committed to 100% conversion to C# with many innovative applications for the corporate and consumer markets. For more details, read Chapter 15 of my book "Improve Your Odds - The Four Pillars of Business Success." https://fourpillarsofbusinesssuccess.com/ |
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https://qz.com/994466/the-new-cryptocurrency-gold-rush-digital-tokens-that-raise-millions-in-minutes/This was a nice article, very Silicon Valley Venture Capital point of view-ish, but a simple succinct piece, nonetheless. Here's the bit I'm interested in crowdsourcing some wisdom on... "While the potential of token launches remains vague, though powerful, almost everyone I spoke to at the New York conferences agreed on one thing: The US government would crack down on the offerings eventually."I mean, I think it's obvious on its face that ICOs will undergo deep scrutiny from the US regulatory apparatus, and that's not necessarily a bad thing. If we are going to "Cross the Chasm" into the mainstream...mainstream folks will need some protection from scamcoins and other such nefarious things. But there is a broader question here....what happens when the world of centralization really gets at loggerheads with the decentralized world made possible by blockchain based innovations? We aren't just talking government, we are talking the entire neoliberal world order. Google, Facebook, and the entire Silicon Valley of idea of looking to monopolize markets will bring its power. Forget the SEC, when Goldman Sachs and Google start losing power, how does this play out? Definitely welcoming thoughts here; haven't thought out this conflict hardly at all. “ Whether or not you are regulated by the SEC, you still have fiduciary duties to your investors. If you want this industry to flourish, protection of investors should be at the forefront.” Quote from SEC official. That statement is quite telling. It is difficult to speak for the industry but at DNotes we do believe that we have the fiduciary duties to protect our stakeholders. Trust is invaluable in financial services. We are positioning to be an active player in this arena and firmly committed to build a trusted brand. I am deeply encouraged to see that our hard-work for the last three years is finally gaining some traction, though we still have a long way to go. DNotes is more than just another digital currency. It is created to be a digital currency with a purpose – to fulfill the full functions of money and be accessible to everyone. Hence, we have been building the most essential ecosystems that will actively engage and involve the corporate world and consumers around the world. That, we believe is the path to mass adoption of digital currency as the future of money. |
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It has been a long journey of hard work with relentless commitment to accomplish a clearly articulated Nobel vision of building a trusted digital currency for everyone worldwide to participate and benefit from its success. Since its founding on February 18, 2014 we had done so much, supported with massive written material, along long list of verifiable projects it may be interesting to take a snapshot or republish some of our more memorable posts. Let me the start of with one: Do you know that 295 DNotes Retirement accounts with a savings of 6,597,995 DNotes is worth US$1,001,318.51 at the time of writing?Direct copy and paste from DNotesVault: http://dnotesvault.com/crisp-for-retirement.phpCRISP for Retirement StatisticsFunded Retirement Accounts 295Principal Deposit Value 81,820.99 USD Total Interest Payments 951,187 NOTE Current USD Value 1,001,318.51 USDCurrent DNotes 6,597,995 NOTE Retirement Fund Bonus Balance 100,447 NOTE CRISP For Retirement - A General Overview CRISP for Retirement is an unstructured and self-directed plan, using DNotes as the investment vehicle to supplement retirement savings. Re-occurring savings, in any amount, may be added at any time. This savings plan can be started with any amount of DNotes by opening an account at DNotesVault with an expanded registration at the CRISP for Retirement landing page. DNotesVault is a web wallet for DNotes, available to all DNotes' stakeholders, at no cost. All coins at DNotes Vault are guaranteed with a coin match program held in a separate cold storage wallet, in a different location. In the event that the DNotesVault is compromised and your coins have gone missing, 100% of your lost DNotes will be replaced through a guarantee fund with a verifiable balance always in excess of the total DNotesVault deposit. How many times have you heard this or something similar: "Retire, are you kidding, I'll have to work till I can't stand up!" How many times have you said that or something similar? One of the hardest things we do throughout our working years is plan for the future. So much time and effort go into just getting by that we forget most income is finite and that we will need to put some away to carry us through our later years. Unlike most structured retirement funds and pension systems, CRISP for Retirement is directed by YOU, not some fund managers or pension system trustees that may well make bad investments with your future. Here, you control how much you save and the market, in general, controls what those savings will be worth in 5, 10, 20 or 30 years. It's simple, uncomplicated and you can see your plan any time you want to. You can add DNotes at any time, in any amount. Restrictions apply for withdrawing prior to the expiration of your chosen "locked in date" but, there are means available to request early withdrawal of your DNotes if needed. Here at DNotes, we truly believe crypto/digital currency is the future. If you do as well, or, just want to diversify your traditional investments, then put away some DNotes for those often spoken of "Golden Years". Everyone at DNotes is ready and willing to help you. Keep in mind that DNotes is the most stable digital currency among over 500 coins in the cryptocurrency space. It has also been one of the best performers based on return on investment. $100 invested in DNotes in March 2014, when it was first traded was worth over $2,000 by the end of 2014. Although there are no assurances that the value of DNotes will continue to appreciate at the same rate, or significantly lower, there are reasonable expectations that being an early stage investment and its strong growth path, DNotes has the potential to deliver potential high rate of returns. High potential returns investments are typically associated with high risk. Do not invest more than you can afford to lose in case of a total loss. Bitcoin and DNotes are among the leaders in the new digital currency industry expected to be the next greatest technology revolution since the internet. This is an early stage or ground floor investment opportunity often associated with high risk for potential high returns. Seasoned investors typically budget no more than 10% of their portfolio in their asset allocation for high risk investments. We strongly recommend that you consider doing the same. CRISP for Retirement should only be funded as a supplemental savings vehicle to your overall retirement savings. DNotesVault is a secure web wallet to store your DNotes at no cost to stakeholders. DNotesVault does not engage in buying, selling, or exchange any of fiat currency, digital currency or any property. Buying DNotes safely online may take some time if you're not already involved in cryptocurrency trading. Consider this process like setting up a brand new bank account, in that once you are setup, it is easy to use. |
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Hello all! Apologies for the forum absence. Alan (DYNA), Joe (DNotes) and myself met up with MiningHabit for some food and a drink. Then we met another supporter, Sam who works for a fund in downtown Chicago at the Illinois Blockchain Center conference, as well as many other power players in the industry. Joe, Tim, MiningHabit, and Alan. Myself (left) with Alan (right) and Sam (next to him) and a couple great students we respectfully won't name without permission. Thanks for the posts, Tim. Very productive day. The ribbon cutting conference at the Chicago Illinois Blockchain Center was well attended. I had the opportunity to catch up with some old friends and met a few new ones. As DNotes becomes significantly better established, it is slowly getting noticed by more people. This is still an early stage ground floor opportunity. We are barely just "off the gate". However, we are beginning to feel some sustained momentum. We appreciate all the support we have been getting. Thank you all. |
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You're totally correct regarding industry challenges. The trend we currently see is many adaptations of the wheel, whereupon players go around in circles in their mission to drive around the world. DNotes takes the approach that if the road is properly mapped out, we will notice that we need to get over sea too -- it is not the wheel, but flight that is required. Our plane may take a little longer to design, test, and deploy than everybody else's car, but when their cars can travel them no further, they must watch as we fly on. At that juncture, they can not re-engineer their car into an airplane by taking off their clever iteration of the wheel, and attaching wings in their stead.
All the work is in the preparation - "Map out the road ahead, and work out how far the best road may take you. Or just fly. TeeGee, 2017
Great analogy TeeGee. I've been designing systems in the business environment since the late 90s and developed this approach: Start at both ends. Don't just look at what you've got and aim for a destination. Also define the end product very carefully and be specific. Then work backwards to make sure you've got all the required structure in place. This reverse-design approach always reveals stumbling blocks that the headlong rush forward fails to identify. I'd love to conceptualise some typical usage cases for a final optimal product. TimMarsh, welcome to DNotes forum. We are honored to have your support and thanks for sharing your great prospective on some of the very real challenges confronting many developing countries including Cambodia and even Malaysia, where I came from 46 years ago. We are leaving for Chicago to attend a Blockchain conference. Hopefully, I will find time this weekend to response to many of your great posts. We have a lot to share. |
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It all sounds incredible! Thanks for giving plenty of time for the change over! I'm getting quite a few people to get on board these days and spreading the word. It helps that i've owned and followed Dnotes for 3 years now. Funny thing is I tell everyone to buy small amount or whatever they're willing to lose in high risk, for the good potential to have enormous rewards. They agree to look into it and put a little in. I also tell them to FIRST research it for themselves, check out Dnotescoin.com, the forum, and Alan Yong himself... Next thing I Know there buying TONS of it .. It shows that Dnotes has a LOT to show for itself and has a phenomenal vision! Also has plenty of resources to check out this present day. What a great way to keep the price at a stable rise too. The chart will look great by the 4th quarter attracting more attention over the long run... and will probably even get some people gifting Dnotes for christmas this year! Great job everyone involved. I sure hope the community is sharing the secret before Dnotes 2.0 is released so that many people can get on board while it's undervalued. I still want a Dnotes T-shirt  .. lol.. someday Good morning, mrbum805. Thank you for your confidence in DNotes and our team. DNotes has been gaining momentum in multiple fronts these days. This will be a very exciting year for all of us. For over a month now, we have been conducting our training, planning, and strategy sessions in a quiet location at our farm in Michigan. It has been very rewarding for me to spend full-time with some of our key supporters. We are constantly reminded that for DNotes to be successful and be a positive force to our challenging world, it must fulfill the full functions of money with a noble purpose that will benefit many who barely make enough to put food on the table. The currency itself with its underpinning blockchain technologies, along with smart contracts, has immense capabilities and reach. We see these as an amazing set of tools that can be used to help many to become more successful in gaining financial independence. I am honored to notice that more people are beginning to understand and share our vision. |
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Buy Dnotes in c-cex,here is no sell walls,just growing price and buy them cheap!   Thanks, suzebirds. C-cex has treated DNotes well and we appreciate that very much. I have excellent experience with them and wish I had more time to support the DNotes market at C-cex. Yes, I have noted that there have been many opportunities to buy DNotes at a great price. Good recommendation. |
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When will the transition to POS begin? I am very excited to stake my DNotes.
Thanks for asking this important question, FogHorn_LegHorn. We want to have plenty of time to get the word out so that no DNotes stakeholder will be left out. Other steps will be taken to ensure that even those who missed the coin conversion will not loose their DNotes. It does get complicated and we like to keep that to the absolute minimum. That being said, 3 months ETA is reasonable. We will update our community as we get closer to a firm date. Our second objective is to give new investors time to acquire DNotes at a reasonable price. We are still a mine-able Proof of Work (POW) coin. Most miners mine and liquidate to pay for their fixed expenses for their costly mining operations; causing an increase in the supply side. Once we switched over to become a Proof of Stake (POS) coin with an reasonable rate of return we expect the supply side to shrink and the demand side to increase. We will likely see DNotes more fairly valued. At this point, DNotes is yet to be discovered and understood because it is positioned very differently. To us, it is most important to do the right things that we believe will benefit everyone over the long term. We share your excitement and appreciate your interest to support our network by participating in staking DNotes. |
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What’s New is in DNotes 2.0 Upgrade & Bitcointalk Forum. DNotes is the blockchain-powered digital currency and peer-to-peer payment system that enables users to execute monetary transactions efficiently, quickly and without any intermediary. If you have been using a DNotes, you will be glad to know that DNotes has recently announced DNotes 2.0 upgrade along with the launch of its new Bitcointalk Forum, embedded with innovative features and advancer applications for smart contracts execution, mobile applications and global payment systems. DNotes’ recent announcements are exciting enough to attract non-DNotes users as soon as after the upgrade launch. So, what new features are expected in DNotes Upgrade 2.0? MoreThank you, romanekras. Excellent summary of what matters at DNotes and why things are done differently. I strongly recommend that everyone read your reference article: http://www.newsbtc.com/2017/06/06/whats-new-dnotes-2-0-upgrade-bitcointalk-forum/The DNotes team has been working extremely hard to create a massive amount of contents utilizing different platforms via the DNotes ecosystems - DCEBrief, DNotesEDU, CryptoMoms, CRISP, and DNotesVault. Additionally, we have written many "serious" blog posts and published a book "Improve Your Odds - The Four Pillars of Business Success" with Chapter 15 - "The DNotes Story - An Unfolding Big Bold Idea of Global Scale". All these have been done by a dozen of very dedicated community members who strongly believe that we are in the mist of the greatest global technology revolution with world changing implications resulting in a paradigm shift. We are committed to make DNotes accessible to everyone worldwide. And the rich massive contents we created are our contributions to help educated those who have the curiosity to learn more, as well as those who need verifiable information before making any serious investment. The launch of DNotes 2.0 is the beginning of a big deal in our commitment to be an innovative technology leader in our industry. We are trail blazers and innovators; not followers - totally focused in doing the right thing at the right time. My book mentioned a lot about our philosophies, strategies, and executions discipline. It is available on Amazon and a must read for anyone who value continued self improvement in life and in business. |
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There was a further "growth potential" chart posted (along with a few other coins) at the same website.
I see very few reason for any serious investor or investment group that maintains fiduciary duty to its clients to gamble on a speculative gain without a trackrecord, or more predictable forces to ensure its success than "lots more people will come and buy this at a higher price". The strategy for DNotes to help provide a floor price through gifting some of the company DNotes Global's equity (that develops for the currency), to the currency itself means that the market price must always be worth equal to, or more than the profits that the company is returning to its shareholders (currency holders). We have not yet seen this done in the industry, and no doubt, investment managers may find that stabilizing intrinsic value very appealing.
It is a unique approach as part of DNotes shared stake philosophy from before the first day of launch. Modeled in such a way that the success of any individual component lends to the success of all others and ultimately benefits all DNotes stakeholders. A Utopian, self perpetuating, capitalist engine of economic freedom, separated from central control, capable of helping and lifting people anywhere in the world. That is an excellent prospective. As CoinTelegraph's Raunaq Vaisoha said it, ‘DNotes Will Be Known as the Currency with a Purpose’ https://cointelegraph.com/news/dnotes-will-be-known-as-the-currency-with-a-purpose‘DNotes Will Be Known as the Currency with a Purpose’After a life-long fascination with how computing power can be used to solve problems, Alan Yong, founder of DNotes, wanted to add a human element to cryptocurrency. “DNotes must be built as a digital currency for everyone, irrespective of financial standing — from the poor to the super rich; from the unborn to the most senior. It must deliberately attempt to include and assist women to help close the gender gap.” — Alan Yong After being introduced to cryptocurrencies in 2013, and conducting some serious research, Yong went on to found three cryptocurrency-based organizations: The Cryptocurrency Investment Savings Plan (CRISP) — A student-centric, self-directed investment plan that utilizes DNotesVault to release 100 DNotes to willing participants, without requiring them to pay for it. The first 200 accounts to register will be awarded 100 DNotes, plus 10 DNotes each month thereafter, until the account reaches 500 CryptoMoms — A dedicated mission to increase women's participation in cryptocurrency DNotes — An altcoin with a holistic aim In 1989, Yong founded Dauphin Technology, Inc. and quickly became a well-regarded visionary in the early days of mobile computers. In 1992, his company became the Pentagon's largest supplier of laptop computers after winning a US$395 million contract. The Dauphin DTR, a handheld computer that competed head-on with the Apple Newton, was among their best-known products. CoinTelegraph spoke with Yong to learn more about his most recent projects. CoinTelegraph: What about bitcoin influenced you to create DNotes? Alan Yong: I feel that the concept of verifiable public ledger for every transaction using ingenious consensus technologies will have world-changing implications, leading to a quantum shift in how we conduct global business, resulting in a large-scale disruption of existing systems, especially in the financial services industry. “No one has sufficient self-interest to promote and protect Bitcoin, with an over-emphasis that it is a trustless system. [...] How could I hand over my life savings, if no one could be held responsible or would stand by it to give me the confidence that it is in good hands?” In addition to business, I also have a background in behavioral science and it did not take me long to conclude that the industry has already developed a culture of its own. It is a culture of self-destruction, high stress, and blatant disrespect for other’s properties and human emotion. I had never seen any business that had a chance of survival in that kind of hostile environment. No wonder the male population has dominated it by a ratio of 95 to 5, male to female. I made one other observation. No one has sufficient self-interest to promote and protect Bitcoin, with an over-emphasis that it is a trustless system. I thought, what is trustless is the transaction between two parties, where it does not require a trusted intermediary. My goodness, how could I hand over my life savings, if no one could be held responsible or would stand by it to give me the confidence that it is in good hands? To me, it is hard-earned money no matter what you call it; commodity, property, or virtual currency of no intrinsic value. These I believe are the serious problems confronting our industry, keeping it from gaining traction towards mainstream acceptance. DNotes decided since day one that, to be successful, it must create a new culture. That new culture must be built with trust and integrity, promoting mutual respect and cooperation, collaborating in a highly productive environment, focusing on the accomplishment of long-term mutual benefits. Starting with a shared-stake concept, DNotes must be built as a digital currency for everyone, irrespective of financial standing — from the poor to the super rich; from the unborn to the most senior. It must deliberately attempt to include and assist women to help close the gender gap.CT: How is cryptocurrency as a platform helping to solve the student debt crisis? What benefits has it posed over fiat? AY: Coming from a very poor family, I am passionate about using education as the most effective tool to help others move up the social economic ladder. It bothers me a great deal to take notice of students’ increasing debt burden. As a society, instead of giving graduating students a head start, we saddled them with a significant student loan payment right off the gate. That is sad. If that was my case, I would not have been able to start my own business after receiving my MBA at Northern Illinois University in 1976, and we would not have DNotes today. “A small amount invested has the potential to make a big difference. Whereas, using fiat currency as a savings, the true impact is likely to be negative.” Especially in the case of DNotes, we have positioned our digital currency on a path towards long-term growth for as far as we can project. Since we don’t expect sizable investment by any individual in CRISP For Students, the potential for huge returns is of major significance. A small amount invested has the potential to make a big difference. Whereas, using fiat currency as a savings, the true impact is likely to be negative, since the potential yield will likely be lower than the loan service. That being the case, it is better to use the extra money to pay down the loan. One of DNotes future plans is to engage and challenge the top 2% and other wealthy individuals to help solve the increasing student debt crisis. Through our CRISP For Students programs, we are committed to working with students worldwide to develop multiple projects for others to participate in, including scholarship funds. It is important that students take advantage of this and sign up for the savings account, even though it is still in pilot stage. “CryptoMoms has been very successful by all accounts. In over a year, we have over 7,000 registered members and very active participation.” CT: What impact has CryptoMoms had on women’s empowerment? AY: CryptoMoms has been very successful by all accounts. In over a year, we have over 7,000 registered members and very active participation. The content the community has contributed is impressive. It is already a valuable learning center for anyone new to Bitcoin and Bitcoin alternative currencies. The site is quite definitely well-supported and frequented by women. We basically created a forum with a conducive and supportive environment to empower women to have a space of their own in the cryptocurrency world and let them build it up to their expectation and benefits. No doubt it will pick up momentum over time to be a powerful force and a strong voice for women in the new world of digital currency. Our industry absolutely needs a drastic increase in women’s participation to gain mass acceptance. They control the purse strings and we respect that. Our CRISP For Kids is actually the contribution of one of our CryptoMoms community members, Chase. It has been well-received and has even attracted some grandparents. CryptoMoms is also a currency-neutral site where other coins can promote their products and services for free, and a very large number have used that platform. They all have used the service with great respect for everyone and some have been extremely helpful to others. Personally, it is very rewarding for me to see that. CT: What do you have in mind for the future of DNotes and your other crypto initiatives? AY: It is estimated that by the year 2020, over five billion smart phones will be in use, and there are 2.5 billion people worldwide today commonly referred to as the unbanked, for not having a bank account or serviced by a bank. I am absolutely convinced that a stable digital currency — with reliable long-term appreciation, in partnership with international charity organizations and the United Nations — will soon have a viable option within our reach. “DNotes will be known as the currency with a purpose.” With two simple cell phones, or computers with an Internet connection, one can be set up to send and receive funds and conduct global commerce, thereby solving the problems of the unbanked. This alone has been my inspiration to work long and hard to position DNotes as a large-scale global digital currency that can take full advantage all the superior features of digital currency and blockchain technology. We envision that within 24 months, we will have a world-class, licensed and regulated exchange trading DNotes, Bitcoin and a couple of other digital currencies. There will be an online global marketplace for students, a second one for small business owners, and a third one for women. They will all be launched on global scale. DNotes will be known as the currency with a purpose, with increasingly broad-based support. CryptoMoms will be a significant catalyst in attracting women’s participation, with increasing support from professional women. It will become the voice of women around the globe, and a power force hard to ignore. |
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There was a further "growth potential" chart posted (along with a few other coins) at the same website.
I see very few reason for any serious investor or investment group that maintains fiduciary duty to its clients to gamble on a speculative gain without a trackrecord, or more predictable forces to ensure its success than "lots more people will come and buy this at a higher price". The strategy for DNotes to help provide a floor price through gifting some of the company DNotes Global's equity (that develops for the currency), to the currency itself means that the market price must always be worth equal to, or more than the profits that the company is returning to its shareholders (currency holders). We have not yet seen this done in the industry, and no doubt, investment managers may find that stabilizing intrinsic value very appealing.
As the industry matures it will attract more serious investors to take a closer look at the most viable opportunities that meet their investment criteria. It is demanding for DNotes position itself to meet a higher standard,but the payoff could be significant over the long term. |
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