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881  Local / Politics and society (Naija) / Re: House rents frustrating while solutions are ignored on: November 29, 2023, 04:58:29 PM
I do not see how this could help as the government has nothing to do with such matters arising, too many other relevant things they have to tackle that will help this country. We all know how the cost of building materials and accessories has increased over the years and considering the amount of money used to erect a building, starting from purchasing the land (Land inflates over the years), Cement(times three of the price over the years) etc... Considering all this you don't expect afther spending such amount of money, then with the hardship in the country you expect them to keep the price as of then. Everybody wants to make profits from there investments and that of erecting a house for the sole of rentage is worth making profits.

The only way the government can be of help is to reduce the cost of goods and services in the country and make the currency(Naira) worth something better.
Na true sha, house rent fees no concern government, the issue is if government go help the economy I believe say difference go dey, but some buildings with low quality go still dey charge high fee for what, even if na modern building I for understand because the expenses to build house this season cost. The issue with high rent fees dey common for community wey school dey. For me this is pure wickedness and over smartness, because student dey the community na why house rent fee go increase.

Even if they want profit not with this kind of high fee, if na matter of profit everyone wants profit, everyone wants to earn high but make the over smartness of earning no affect people wey no fit afford high standard of living
882  Other / Politics & Society / Re: Can someone explain ? Educated people but all they do is just scam on: November 29, 2023, 04:24:09 PM
The mindset of the op is as a result of people he has encounter, the op is right, educted people are into scam, and all kind of rubbish work like fraud but not all educated men, even illiterate are into scam and fraud, but in the situation of an educated man with high standard and respect involving in fraud and scam, that person is a lazy person or an idle man. Although not all educated men have a good job but scamming people is never an option.
They're just lazy to work hard and earn clean money, they choose to go the wrong way because they felt it's the best thing to do. For us not to fall victim it's better to abstain from people like that
883  Economy / Economics / Re: Inventing a job is better than finding a job on: November 29, 2023, 04:03:22 PM
Everyone will prefer to own a job like a CEO, a boss that doesn't need an order or control, that's the perfect choice to make but if it were easy everyone would be called a CEO, inventing a job comes with a lot of risk and not everyone can cope with the stress of inventing a job.
Also inventing a job requires experience and proper attention, if no proper care is given to the business the business might likely fall, the capital use in creating a business in the economy situation might be huge, considering all this factors it's better to invent a business when you're fully ready and have experience about the business instead of rushing to create a job for yourself.
884  Economy / Economics / Re: Luxury and spending lifestyle fastest way to poverty rich kids on: November 29, 2023, 12:48:00 PM
Such cases of "once rich and now poor" could be prevalent in US and Canada but I think it's happens everywhere in the world and it's mostly caused by bad parenting. There are parents who would tell you they don't want their kids to suffer because they grew up from a very poor background. So, in raising their kids, they tend to give them all they ask and don't allow them to do anything for themselves which have a deliterious effect on them. When they parents are no more, these kids become poor in no time because of their excessive spendings and inability to manage the businesses and properties they inherited.
If the parents doesn't want the child to suffer or pass through the struggles they faced I think that reason is valid, but parents nowadays get too serious with that idea, I don't see anything wrong with rich kids spending their money and living a luxury life, if the parents can't caution the child then it's for their own  good or bad.
And not all rich kids get poor when their parents are no more, even if the op has seen things like that in Canada and US, that doesn't mean all rich kids who lavish their money get poor when their parents are no more but very rare.
885  Local / Nigeria (Naija) / Re: Coping with debt and the loan apps saga: on: November 29, 2023, 12:16:52 PM
The issue with loan for Nigeria I no know for other countries but Nigeria own dey different, I no dey blame anybody wey dey take loan from bank, individual or loan app, na who dey in need go take loan, but the interest rate dey big and na because of the interest amount some people no fit pay finish, sometimes person go pay the money finish but the interest money na still dey hold the person.
And one thing with Nigeria banks and loan, once you take loan them dey monitor you and once you pay back the loan them go bring another juicy offer wey go tempt you to borrow money and many customers dey fall for this trap, even opay and palmpay app na them go bring loan offer when person no ready to take loan
The worst part is some people will take loan from online app and decide to block the app or break the sim, things dey way people dey do for debt sha. But the most important thing is if you're not willing to pay back then don't take the loan offer.
886  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: November 29, 2023, 11:56:50 AM


Manchester United recorded its name in history as the first team in the EPL to successfully keep 500 clean sheets. That is a huge amount for one of the giants of English football and it is all thanks to great performances from legends such as Peter Schmeichel, Van Der Sar and David De Gea. However, the newest goalkeeper, Andre Onana, often receives criticism because he often underperforms and also makes mistakes which makes the Old Trafford public very angry. But thanks to his performance in the last match against Everton, the 500 clean sheet mark was finally achieved and perhaps we should be able to put confidence in this Cameroonian goalkeeper so that every day he gets better, despite all the mistakes he made at the start of the season.
If Manchester United's defense had been more solid since the start of the season then perhaps Manchester United's goal would not have conceded too many goals when guarded by Onana. But because Manchester United's defense was very bad even since pre-season, Onana also ended up having a bad debut as the new goalkeeper at that time. But now Ten Heg seems to have started to create a strategy that makes Manchester United's defense a little better even though there are still many gaps. In fact, I was very worried about Manchester United's defense in that match because Everton was quite active in bombarding Manchester United's defense in that match.

I congratulate Manchester United on achieving 500 Clean Sheets. And hopefully in the next match Manchester United can break the 500 Clean Sheets figure to 501 Clean Sheets.  Grin
I will say both team was in control during the first half but during the second half Manchester united was on fire, I thought Everton will win the match but it seems Manchester united came prepared, we all know that the previous performance from Manchester united was very poor and Onana supported to the poor performance, he's trying now unlike the previous matches.
For now they should focus on how to win more match this season, from what am seeing if Manchester united can put this effort they used in playing Everton to play other match they will go far this season
887  Economy / Gambling discussion / Re: Can old generation cause the habit of gambling in young generation ? on: November 29, 2023, 10:32:21 AM
There are some old people in my family which are paying cricket fantasy games. They usually talk about the games and their performance is matches almost daily. It is obvious that if any younger guy in family will listen about this, he will also be eager to know more about this. How can I stop the younger generation in my family being carried away by this and focus on other important things like studies only ?
One thing with kids these days they're sensitive when it comes to learning, just like what the word imply charity begins at home, some children are into gambling not because they like it but right from their childhood they always hear the word bet, just imagine seeing your dad coming out from a betting shop everyday that child will also want to know what's happening there.
So in a family that always talk about bet it's likely that the child will grow up with that mentality even if they don't put it to practice at that early age that mindset of playing bet will always be with the child.
There's no much work to do, just keep your gambling habit a secret from the younger ones, I think you can also speak with the old ones in your family, they'll understand you. that's the best thing to do
888  Economy / Gambling discussion / Re: Not this guy on: November 28, 2023, 08:31:13 PM
Its hard to tell if he has a secret stash of wealth, given that he seems indifferent to losing large sums of money. It's not impossible, as weve seen some people in the crypto world become quite wealthy after investing in a seemingly worthless coin and selling it at its peak. We don't know the full extent of his situation, nor do we understand the reasons for his behavior. If hes truly addicted to gambling and doesn't care about the consequences, it's best to leave him alone and focus on some people who would listen to your advice or need your advice.
I think the person is wealthy and he don't care if he wins or not, only a wealthy man can stick to gambling to that extend, and if he doesn't give a damn I don't see any need convincing the person. It's best to advice the people who are willing to learn and change. But to be honest I think with the amount of advice you give to an addict that person will never change so it's best to let them do what they know best
889  Local / Off-topic (Naija) / Re: Is Ai a threat to Nigerias educational system on: November 28, 2023, 07:47:22 PM
Sometimes when we talk about this country and blame the younger people for either being lazy or as we are discussing about using AI, e look like we dey expect miracle to happen.

My question be say how many Nigerian president don get clear and undoubted certificate? Na from one court to another to hide their shame. So how dem go do better thing and budget better money for education when dem no sabi the value.

Before the country reach this bad state wey e dey now, student dey read na, student dey use library wella, if you enter library everywhere go full but no be now again, everybody dey look for quick money and some dey find make dem rush finish, learn or you no learn you no go see job. So na part of the problem be the reason wey AI don dey take over the school system.
You're right, person like me go get that impression like, why stressing yourself to read when you know that the country doesn't have any job for graduates, people will even say school na scam because no job, I was discussing with my friend and he told me that he has gotten an Admission but not the course he wanted but he said he will accept the admission because no be the school certificate go feed am, all this things na wetin join to dey make students use AI, even lectures use AI, and after making my research Nigeria no even follow for country wey dey use AI, make we no dey carry problem and wahala put for this country
890  Local / Nigeria (Naija) / Re: Do you feel the change of leaders will make Nigeria better? on: November 28, 2023, 07:29:50 PM
Yes I strongly believe that changes leadership can make Nigeria better,in the sense that whenever a man who was choose by the most high God is on the throne, think will start moving well gradually, because they said that charity begins at home,when the leaders is good then the mases will be afraid of commiting crime,but in a situation where by the leaders are the sponsors of evil, corruption, kidnapping etc,they what do you expect from your flowers to do in other to survive in a country like that..
For now make we no go that area, I never see any godly leader wey don rule Nigeria, to be honest even Nigerians no want godly leader to rule this country. When I first see the topic I ask if Nigeria get any better leader wey fit change the country, during that election period every body dey shout their choice now Tinubu don enter seat people dey see shege. Even if na Peter Obi the country go still dey the same, before Nigeria go get better leader no be today oh lol, when the system is corrupt leader too go corrupt even the least way to win election for this country na corruption, the system too bad. Nigeria go get better leader but no be now, to get better leader needs a lot of sacrifice and na only God go save Nigeria.
891  Economy / Economics / Re: How we survive food shortages on: November 28, 2023, 04:03:20 PM
Food shortages have being a big problems in the global world today where tremedious things are happening people finds it difficult to buy food especially,rice products,climate change has devastated  the whole global world where crops can no longer do well in the farming system,believe with this new information about the crypto space can  our climate change system be put together where there will be high rate of food shortages in the global world as a new beginner I want to know we can fix this things I mentioned.
Food shortage is one of the common problem in most countries, sometimes climate change can affect food production and crops, I don't think there's a way to fix food shortage in a country, lets observe, people in the Agriculture sector will not suffer this issue, Agriculture have a great impact in times like this. My suggestion is countries facing food shortage should focus more on agriculture, planting crops and support should be given to farmers.
892  Economy / Gambling discussion / Re: A gambler's family action. on: November 28, 2023, 03:29:12 PM
We all know the extend a gamble addict can go just to satisfy the urge to bet, the man in question is an adult that can take good care of himself, families vary and everyone comes from a different family. We cannot start blaming the family for their action, most family are very caring and what they did was Just to express their love and care for him.

If a grown up adult can go to that extend to sell his property to bet then I think the person needs help, if the family allows him to continue like that it's likely he will not have any valuable property in his life, secondly he will never get married cause no woman wants to be with someone who always sell his valuable property to bet, we hear stories like this almost everyday the addiction of gambling can destroy a marriage.

In my point of view the family did the right thing, even if he doesn't want to share his money with his family there's nothing bad, I believe the family has been surviving so his money will not change the fact.
893  Other / Politics & Society / Re: Fight against corruption on: November 28, 2023, 09:22:20 AM

Fighting against corruption can be very difficult when the people that are in the government seat who are expected to do the work and fight against others that are in corruption are not doing anything about it, so do we intend to fight corruption ourselves without the government being involved. Fighting corruption should be from the top which is people on the government not from the masses. If the masses want a less or non corrupt government, the process would be difficult to achieve which could take a lot if lives.
The only way this fight can be easy for the masses is if they can be able to choose their own leader through electoral process,  a leader that is sure can be able to walk and fight against corruption. If a corrupt leaders are elected into office  it is impossible to fight corruption.  The only way to fight corruption is to support a leader who alreafy have good reputation. The problem that tge masses do have they don't really look into the leadedx they support,  some of them support blindly and when they end up electing a corrupt leader they start complaining.
I will not put all the blame on the masses in an election period now when the country is corrupt, the military or the police is corrupt, how can the election be free and fair, if the country is corrupt the election system too will be corrupt. Sometimes the masses vote and they choose their right choice but when a free and fair election is not conducted then the leader will be corrupt. To fight corruption in a country is impossible it takes a lot of sacrifice and dedication to fight corruption and the worst part is leaders nowadays don't care to fight against corruption.
894  Other / Politics & Society / Re: The common saying Health is wealth on: November 28, 2023, 09:07:21 AM
that will only be possible if you have a stable life, but if you live in a third country maybe your view on this issue is different. in third countries most people work to survive, they don't really care about their health because the most important thing is to earn money today to survive tomorrow

because the most important thing for them is to work and earn money so if it's just an ordinary fever or headache they don't care about it because if they miss a day maybe the next day they will be fired or won't get any mone, and that is the bitter reality of life
That's very wrong , I don't intend to see such a person in this modern world, although they're people out there with this type of mindset. Have never seen a rich man with this kind of mindset. Only an illiterate will think like this, if I see such a person I will advice the person. Even the slightest malaria and fever if no proper care is giving to the patient that person might likely die, then someone will say earn more money to survive tomorrow, how can the person survive when there's no better health.
895  Economy / Gambling discussion / Re: Most gamblers do not believe they can consistently make money, that's why... on: November 28, 2023, 08:47:45 AM
To believe that you can consistently make money gambling is one of the worst thing you can do. We all know that casinos are designed to have a house edge. it is how they make their profit. This means, over the long run, the house is always more likely to win than the gambler. Sure, some guys do hit big wins or have lucky streaks, but this is more about chance than skill or strategy. Relying on gambling as a steady income source is risky 'cause, in the end, the odds are always against you. Thinking positive won't change the math behind the games.
Those who think like that must immediately change their mindset by realizing that they cannot make money consistently from gambling. They need to know that gambling is not a place to make money but only to get entertainment so they will not try to win every gambling game. They can only enjoy every moment of their gambling activities and cannot expect to win their gambling games. That is why they must be able to think clearly, not make gambling a permanent source of income, and prefer to look for other places to make money.
However, I haven't seen or heard anyone say that he or she have built a house or bought a house with gamble money, maybe as it is hard to win in gamble it is also hard to use gamble winnings to achieve what we want.
Even if we have make a plans to buy something or achieve something, as long as it is while we are gambling, it will be hard to stick to the plans at that time we win money from gamble.
Although, it is only hard for those that are addicted to gamble and the new gamblers but if in any case they are so disciplined, then it will not be a big deal for them to stick to they plans that they have.
No doubt, am not here to discourage gamblers or critize them, they love what they are doing and they know how to do it best. Have never come across a gambler who is successful or rather have not seen anyone building a house or buying a car from gambling profit, have only heard stories like that but have not seen. In my locality people win a lot sometimes huge amount of money and sometimes little money it depends but even with that huge money that person is still not successful and sometimes I use to wonder why.
From my view every gambler who place their bet well and win a huge amount of money can do something meaningful with that money that's what make a gambler successful, not only in the gambling aspect, I believe everyone here has a job and we receive salary monthly or weekly, but not everyone is entitled to that name successful, At the end of the day some will decide to lavish their money and some will invest. If every gambler can do something meaning with his money after winning that's good for them.
896  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: November 28, 2023, 08:25:02 AM
No doubt on this that Arsenal are now topping the table and all Arsenal fans are excited and feel that they will be able to maintain the first position till the end of the season. But we should not judge with only yesterday match that made them to be able to top the league where as Man City has been sitting on the first position for quite some time now.

The victory against Brentford made good luck for Arsenal in itself, Man City and Liverpool only share points which makes Arsenal fans feel confident for this season, even though it is still in the middle of the season at least Arsenal is able to overtake these two tough clubs, because it will be difficult for other clubs. to compete with Man City and Liverpool, the scenario created by Arsenal is very good and effective in occupying the top of the standings for a while.
The results obtained in the Manchester City vs Liverpool match only provide a temporary advantage for Arsenal because as said, it hasn't even reached the middle of the season so many things can happen, even last season when Arsenal were already 5 points ahead they failed to maintain that advantage especially now where their competitors are not just Manchester City like last season but there is Liverpool who are performing quite well this season, and when the three teams face each other it will really determine who will still be at the top of the standings.
Kai Harvetz was able to score a goal in the 89th minute giving Arsenal the lead until the end of the match and Arsenal was lucky enough to avoid a draw and bringing on Havertz to replace Martinelli was the right decision even though Harvetz has actually been quite disappointing in his performance at Arsenal so far.
The competition between Arsenal, Manchester city, and Liverpool looks tough tho, I can't really tell if Arsenal can maintain the top, last season Arsenal did well by topping the table but all of a sudden Arsenal could not maintain that position and Manchester city lead, That might likely happen now. Probably now when the competition is tough Liverpool might top the table. Arsenal fans should not get over excited just yet cause anything can happen, but at the other hand Arsenal have every chance to win their next match on Saturday but they need to improve in the numbers of  goals.
897  Local / Nigeria (Naija) / Re: You really need to be careful on: November 28, 2023, 07:28:23 AM
Dispose of friends with bad character because one day dem go also do am to you. As dem dey show other people attitude for your front na so dem go still do same to you when e reach deir throat.

Some people sabi say dem get bad friends but becos of wetin dem dey benefit dem go still dey hang around. Things like protection and security. You go know say your friend dey carry gun comot for night while you no dey do so but you go still dey hang on with the person forgetting say d day wey hang go hold am, you too go enter. So be wise and careful in all your dealings.
The truth is if you're friends with a thief or cultist there's no way them no go influence you so is better not to make friends with a thief or cultist, even within this group of people them dey evil conspire against themselves.
The issue with friend making, no be everybody dey qualify to answer the name friend. I no dey put mouth for friend wey dey show friend shege because the person see the life of that person before he make friends with am.
For example I get friend and anytime he dey fight with people he love to dey use cutlass or knife fight just imagine I fight with that kind of friend na die be that na. It's better not to make friends or go close to bad and envious people.
898  Local / Nigeria (Naija) / Re: The high increase of insecurities in Nigeria, how do we combat this? on: November 27, 2023, 05:43:34 PM
To me the major reason for increasing insecurity na Religion. We Nigerians we dey always do our things excessively. Imagine say because of person pass where somebody dey pray the person receive slap because na person wey dey practice another religion. If we backdate most cases of crisis you go see traces to religious supremacy. Afterwards then e go gradually metamorphos to governmental, tribal, and others.

You're partially right, sometimes all this killing, shooting stories comes as a result of religion and believe. I don't support matters like this, we should learn to respect everyones religion and believe, you set an example say person receive slap just because he pass where person dey pray, the thing sounds bad but the person for respect himself first, if I may ask why you pass the place when the person go vex. Religion fight don kill people for this Nigeria mostly the North area that area dey very wild. Insecurity for Nigeria na problem and government needs to look into this matter. But in the case of rape should we blame the government, blaming the government doesn't sound necessary.
899  Economy / Gambling discussion / Re: Premier League Prediction Thread 2023/2024 on: November 27, 2023, 05:24:23 PM
Arsenal comes back to top of the table after securing a win over Brentford with 1-0 scoreline. Not a convincing one but at the end the 3 points is what counts eventually. What made it perfect is that draw between Liverpool and City which made both clubs drop the points and gave Arsenal chance to lead the table. Still there are lot of rounds to be played and I hope that Arsenal maintains the consistency from here on and not make further mistakes in easy matches further.

Despite the odds that Arsenal was given, I still picked them to win against Brentford because I am confident that they will defeated Brentford. Manchester City and Liverpool, who should be leading the league. If the game didn't end in a draw, but they ended up draw and shared the points, then I think Arsenal will do everything in their power to win the match and move up to the top of the league. I wasn't sure Arsenal would win the game again after Leandro Trossard's first goal was canceled for var checking, but Kai Havertz's amazing performance scoring in the 89th minute of play made sure Arsenal won the three points. Havertz performed exactly what he was bought to contribute for the team.

I just hope Arsenal can hold onto this position until the end of the season in order to win the Premier League title, since Manchester City and Liverpool have lost to be at the top of the league. At the start of the season, Arsenal was leading the league, but after losing against Newcastle, they have fallen back.
For now I can't really tell if Arsenal can maintain the first position, have almost lost all hope during the Arsenal vs Everton match but lucky Havertz scored. I will give all credit to Rice even if Havertz scored, Rice did an excellent job and I was amaze during the first half.
The performance was so poor I expected more from Arsenal, let's watch out for the next match, then we can decide if they will hold the first position
900  Bitcoin / Bitcoin Discussion / Re: Do not share your bitcoin holdings with everyone on: November 27, 2023, 05:11:23 PM
I was listening to a news that one of the relatives of a person kidnapped him and asked him for bitcoin in ransom. This happened because that person showed his bitcoin holdings to many of his relatives and news spread among them that he has lot of money invested in crypto. Though, finally funds were recovered from that guy but he could have even lost his life in the whole scenario. Thus, you should be careful with disclosing about your bitcoin holdings to everyone.

I think this should only apply to crypto hodlings. Generally, it is a very risky thing to flaunt your wealth. Not everyone is happy with you and some will be looking for ways to sell you out to people who could harm you and try to take your wealth.

What is the point showing his entire family his portfolio? Was he trying to convince them to invest, or just for show off. Whatever his reasons are, my take from his experience is that one should be careful who you show sensitive things about you to.
It is because some people will get jealous of your great achievement in life and they start to think of making you down.
Indeed, we should be careful about whose and whom to tell our holding but much better to just tell no one aside from our husband/wife. In fact, we don't need to involve our life with others, and actually, no reason for them to know that we have XXX of Bitcoin because they really hate it. Sometime, they will tell us a scammer and some say that we are involved in illegal activities.
Most people actually. When it comes to money, there are people who don't want to see you successful in life or they want to be the one to have that success. Most people can think of anything bad to get your money or what you possess, and if they see an opportunity to take it.

This is true, only loved ones like parents and spouses are not jealous of us, most people will be jealous of each other when they see others superior to them. That is the selfish nature that exists in each of us. So it would be a lie if we said we weren't jealous of our friends if we weren't equal to them.

Not only with bitcoin but with any asset of great value, we should not share or brag with everyone. That doesn't make people respect or praise us, it only makes them jealous and hate us more.
Aside from the fact that keeping your bitcoin holding as a secret is safe and good, most people can't control themselves neither their speech, people like this will always fall victims to the hands of scammers, friends nowadays get envious and wicked but it's best to know the kind of friends we keep, prevention is better than cure.
Friends nowadays are not good but we see people bragging about their crypto holding on the internet, that's very bad, keeping some certain things outside the internet sounds safe we should not put all the blame on friends sometimes the victims are the ones responsible by bragging about their crypto holding on the internet
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