After I fall victim for the influencers, I no think say I go ever listen to whatever them fey talk again, until I confirm am say na true by myself. They can do or say anything to get paid, and they don't care about the feelings of their fans, but they are only after making money. Social media is a place which people promote scam and claim that the project is the best, when they know that it is a lie. Na so one of my guy come tell me about one shitcoin, and I tell am say na shitcoin but he say na one celeb dey advertise am. After I explain everything to am, he come vex why them go deceive people to go throw way their money.

Oyibo don make everything easy for their citizens by structuring their country so that no matter the population wey them get, government go fit still dey capable to take care of majority of her citizens. For here out government fail to plan for their citizens, buy instead them dey after themselves alone, which make things dey hard because and no jobs wey go fit make people to fit depend on themselves. Secondly, na we be the problem to ourselves, because if you know say your family background dey poor and everyone dey rely on you, you go know the kind of life to live with the economy situation. Wetin I mean be say know the kind friends wey you dey keep, make e no be the friends wey dey like flex all the time, if not them go make you dey spend too much. Then when it comes to your family, attend to the important problem and leave the rest because, even though you be billionaire, you no go fit solve all your family problem finish as more problems to dey come.

If your comment is the fact of the discussion, and it is  short, that is not called spamming @Loyce Mobile replie is an example. What if you talk so many story and na off topic, so it is not by the length of your reply that confirms that you are a shit poster.

This also depends on the board of discussion, for example the gambling board that majority of forum members visit and contribute there base on their signature campaign demand and for the love of sport. Although, I understand what you mean OP.

Fear of the unknown is the worst thing that one should put in mind in whatever he is doing, because this will deprive you from talking a bold step into investing and it will hinder you from growing. In business fear of being a failure is good and bad. If you have not started the business and you have this fear that the business will fail, it is an opportunity to you to kill that fear by being careful in your decisions and this will also make you to acquire knowledge on the threats that your business will face so that you can be prepared for them. You might also be able to have a strategy on how you will over come those threats.
On the other hand, when you don't see the fear of your business failing as a challenge to take proper precautions, fear will make you never try to take risk on investing and it will discourage you towards achieving your goals.

For any businessman to be successful, that person must take risk to invest because he hasn't invested yet but he believes that he can can become successful in his business without knowing about what will happen tomorrow, if the business will favor him. Bit because he has a goal, he just need to invest so that he can see the outcome of his investment. What I understand is that successful businessmen take more risks than the unsuccessful ones, for them to grow.

In life whatever you are doing, you must have that confidence in you that you can achieve it, if not it wouldn't work out for you because you will be demoralized with the thought of not making it, since you don't believe in yourself.

Females are not millionaires compare to men because men take more risk to look for money than women and men have a better knowledge on investment than woman, and men are also given better opportunities than women. When you talk about managing of finance, this depends on the person and not gender because I have seen a lot of women that lavishes their husband wealth and believes that he has enough. For one to be able to manage funds, it means that he must discipline him/herself on this, and not compulsory that it is a gender thing. On the other hand, some men can spend carelessly and forget that they need to manage the resources because they are exposed to so many means which can suck money out of their pocket. Managing of funds depends on the individual either male or female.

Investing in bitcoin doesn't need any coach because it is not a sport that you need a coach to bring out the best in you. The only thing that you need is make up your mind that you are going into a long term investment on bitcoin and know the right knowledge on how to keep your bitcoin safe and the right wallet to use. After this, you prepare yourself towards how much you will be using on DCA regularly to increase your bitcoin portfolio. Any other thing can be learnt in the forum or DYOR. Discipline and patience is the key to be a successful hodler. If you trade, there is high possibility that you will lose your coins because trading is similar to gambling, since no one can predict bitcoin price movement accurately.

What a sad experience because you lack knowledge and don't have anyone to guide you through on your bitcoin journey. This is what happens when you buy bitcoin at the wrong time and don't know that it is only when you invest in a long term that you will benefit from it. And when the price begin to drop below your entry point, one will panic and sell. OP, now that you are in the forum and you have start to understand how bitcoin works, it is better you buy now and don't wait till when you have major knowledge about bitcoin here, because there is no need you start wasting time. When you buy, you should invest in a long term and don't bother about the price movement but have a price target that when bitcoin reaches, you can sell and take profit. Only use money that you can afford to lose, or money that you don't need for other important purpose to buy bitcoin.

You should have written this comment below the comments that you quoted above and not separately, to avoid spamming the forum.

The forum is open for everyone to come and tap bitcoin knowledge from professional so that you can use this knowledge to achieve something great tomorrow. The forum has so many resources that one can benefit from, in order to expand your financial status outside the forum or inside the forum. I could remember some group of people asked me to teach them what is bitcoin and to my surprise after the class, they brought out a little gift to appreciate my effort and I told them not to bother. The forum also help one on how to discipline himself when investing on bitcoin on how to manage his resources and trim excess spending so that the person will be able to continue to grow his bitcoin portfolio through regular DCA. So many good things on living a happy life tomorrow with bitcoin as long as you are ready to learn. Learning is the key here.

No one should trust everything online, especially when it comes to giving out money to someone without knowing the person. The interest is too high to be real and this online bank can run away with your money, when they see that the time to pay you back is close. You should ask your friend if he doesn't need the money over a long period of time and if he says yes, you should encourage him to invest in bitcoin. Make sure you teach him the basic knowledge of bitcoin and the right wallet, like electrum wallet to keep his funds, because it is an open source wallet. Bitcoin is the best for him to invest in, since fiat currency will depreciate when kept in the bank but bitcoin is an hedge to inflation and is a safe haven.

I totally disagree with you that those altcoins in Binance exchange is safe to invest in. Altcoins remain altcoins, and nothing can change it. For you to invest in altcoin, it means that you will not have rest of mind in your investment because you will be busy checking your portfolio, making research. It is better that you avoid it because it doesn't worth the stress. It is only greedy people that get carries away with the hype and think that they can make 100x profit, and before you know it, you will run at lost.

It is better that you avoid altcoins and only buy bitcoin because it is easy to make profit from bitcoin, all you need to do is to be patient with your investment and hodli for one circle or more but altcoins are short term investment and it is like gambling that the risk of losing is 50-50. Bitcoin is the only cryptocurrency that will survive as time goes on and it will also increase in value.

Not just altcoins but if possible everything about trading including bitcoin when you don't have the knowledge of trading.

This is not necessary at all for privacy sake, I will prefer to stick here in the forum because there is a lot to learn here, because you don't know who is watching you.

Need less, the forum and Google has everything that you will like to know crypto latest updates, just DYOR.

This is what I hate the most because it will be a waste of time when you are trying to force someone to accept bitcoin, and the person might end up thinking it is a scam.

It baffles me to see that Man United time to participate in UCL is a blunder to their fans and the club, because of the poor defensive pattern and Onana worst performance. I don't have any hope for them to pass this group stage because since this season started and after I watched two of their games in the premiership, I knew it that Man United will be a mess in the champions league and I wasn't surprised at what happened yesterday because I knew it that Man united is suffering from a big problem that might not be gotten rid of this season.

It is also good that newbies should make sure the wallet is a noncustodial wallet that supports RBF and CPFP. There are some good wallets that were not mentioned in the child's board because they are new wallet, like blue wallet. If you have money to buy a hardware wallet, then i will recommend passport wallet. Then if you have other altcoins, you can use unstoppable wallet as it is a multi-coin wallet. I am not saying that altcoins are goof to buy as a newbie but sometimes we might be paid with altcoin and that is why one need to know a good and reliable multi coins wallet, because I have seen some signature campaign that pays in altcoin.

I will prefer this option, because it is the safest and best option for one that wants to start big with $20k, if it happens that $15k wouldn't be enough to stand the business to what is expected. Since you said it is a long-term period of time, that I need to look for the balance, then I will prefer to use the $15k to invest in bitcoin, since the bull run is coming up soon. This will generate the balance of $5k that I will add up to start the business. Who knows I might even get more than $5k after I sell the bitcoin that I bought. As long as I have what gives me income, it is cool.

Actually, I don't know what type of business that you have in your mind, but it is better to make sure that you don't start up a business that will not be able to stand and yield good profit due to some unforeseen challenges that can occur when setting up the business. It is also better that you don't use all the $15k to put into the business that you want to manage, if not they business might fail, so you can use $11k and keep $4k for any obstacle that the business will face. I will rather just invest in bitcoin as my business and wait for one complete circle before taking profit because I know that there is no business that can give massive income compared to bitcoin investment and I will save my self the stress of insufficient funds and some unforeseen business challenges that I might encounter.

I believe that people are keeping their bitcoin in their noncustodial wallet waiting for the halving and this has made so many investors to move their coins from exchanges, so that they can be in full control of their investment as they are preparing for the halving. Also, the trading volume has drop with 88.39% over the previous years. The volatility is low because as bitcoin keep on gaining recognition the believe and trust in bitcoin increases. Investors has also understood that long term hodling is the best way to invest in bitcoin.

                          My Humble Utopia Review


Download/Installation
Downloading and installaing the app was very easy and the size of the app is 1.6kb. After installation, the registration process was very fast and easy and I got my public key address in few minutes. After that I saw a welcome message from Utopia team.
The commumity has a lovely customize theme, and I like the way it was designed because you can select the kind of theme that you want for your dash board



Utopia Features

U-wallet :This was were I recieved 5CRP that was sent to my wallet to test how easy it is to swap CRP to Uusd, which I swapped 4CRP to Utopia Uusd and vice versa. This was vey easy and fast to swap and I love the way everything went smoothly.



U-mail : I recieved a message in my mail from Utopia on a welcome message which syas more about the platform, this looks nice and you can also reply the message or write to anyone in the Utopia community. I like this feature because it like a normal gmail. It was through my message sent to my mail that i knew the size of the app and this looks superb.

Messenger : The messenger enables usres in the Utopia community to chat with each other, anf it is helpful because you can get information on the latest updates and share infotmations. There is also an AI assistance that can attend to your questions, all these makes this platform very unique and entertaining.

Idyl Browser : I like the way the browser was set up, because it is decentralized and keeps users locations and activities ananymous while using the browser. It is not just an ordinary browser but it is encrypted for privacy, which is very cool with me.


Crypton card : I love this one the most because you can use the cryton card to shop from Utopia community and there also some sites that accepts it. This is a great innovationn and it is easy to access and gives convineience to the user with just a click.

Mining :  This feature is great because you can mine to earn crypton that you can use for payment in the community. This make a lot of sense because you can also earn when using Utopia platform.


Conclusion : The whole set up is unique and I enjoyed using all the features in the platform because it wouldn't make anyone bored that is in the community as there are a lot of fun to catch. The game side is also another thing that i love, and I will say that, this platform is different from the rest and has the best features too. I never had a dull moment using this platform. It has all in one.

The moment Saka left the field it was a bomb to Arsenal because his absent in the game was felt. Arsenal player better in the first half compared to the second half and this was why Lens took advantage of the second half and won the game. Although, the side that played more will Surely win the game and i don't know why Arsenal wasn't serious on equalizing the goal in the second half. I was expecting a draw from the match, but I was disappointed with the final result that Arsenal accepted defeat. Tonight matches was a surprise to me based on their outcome.

Mate, you must be used to those old people gambling in your area and from the way that you sound, it shows that they are having fun and at the same time engaging in real discussions about what is happening in your country, and this shows that you really admire them which has made you feel that you can have such fun at old age too. It is fun to gamble at old age as long as you are doing it to pass time and you afford the money to gamble and it wouldn't be a problem to you. As for now, I can't tell if I will continue gambling till old age or not but when the time comes, I will know. We can decide something today and tomorrow we see ourselves doing the opposite, so let tomorrow speak for itself but presently, I will still be gambling.

@OP, wetin you dey fear for, say robots go take your job from you? Oya how many robot oyinbo go fit build and how many human dey Nigeria. Enough work dey wey human fit do wey robot no go fit do. For instance, so many jobs dey wey need human brain to think on how to go with the work, robot go only do wetin them program am for. So many tech work dey available outside wey need human wisdom for execution, so many people need dpecial adviser for one thing or the other wey them fey do and robot no go fit do all this one. Abi robots go fit play football to entertain us the way we dey enjoy entertainment from various leagues. We are in the digital world and we need to follow up for the advacement to these technologies so that we go fit also benefit from am to make our lives easy. Imagine say you get you get robot wey dey fo everything for you for house how you go feel, you go spend less because, life go dey easy and nobody go dey grumble when the work wey you assign to am don too much. As Brainboss talk na laziness e go make us lazy.

This na the problem wey many people dey get, for them to take time read the OP, and people comments dey itch them for body, but how you won take contribute for such discussion when we no know wetin the discussion dey all about. E go make sense say the more we dey tey for the forum say make we dey improve ourselves everyday by day, by giving more of our time to reading and make we no come dey lazy because say we fon dey signature campaign. No be government work wey be say you don start and nothing fit commot you from the work only death. If the OP drop link on the topic, do well to read the link, and if other forum members wey comment drop link also go through the link, this go help you know or get many things to talk for your own comment. This forum work na to read be the only work because when you read, you go know many things and improve yourself wey be say if people dey read your comment, them go know say you dey grow and you dey add value.