I look at it as a long term retirement fond - I think bitcoin will be a reserve cryptocurrency in the future, low trading volumes but high storing value. And that is awesome, it will litereally be like gold used to be prior to Regan's awful decisions.

Look at the big picture - where was ETH in January? It already grew almost 4000% this year - just think about it. Where else do you see such growth? And this small slump is worrying you?

I treat it as a retirement plan and since I work in digital, I will probably start using some of it to pay for my costs or buy services with it.

Don't dump it into anything, do some reading first. The wording you use indicates you have insufficient knowledge on the topic and a good research would do you good.

Good news is that you are in the right place - this forum. Now, go do some heavy lifting, read and learn, develop an instinct. And trust it .