You've ignored the fact that you can do useful, productive things without using the XRP currency, and instead choose to just run around saying "its a scam, its a scam." Me and others have provided clear, factual reasons why Ripple is useful but you choose to ignore it.
I haven't seen a clear explanation of what ripple is. It seems sort of confusing...
When I heard about bitcoin, it seemed very clear what it was (confusing part was how it did it)
With ripple, I'm just not sure what I'm reading about..