Hi. I will try the virtual machine with this some time later. Thanks for the tip.
I only asked for a custom wallet and did not rename or make a special wallet when installing program and creating the electrum-ltc wallet. Basically I can restore and access so long as I don't have it password protected, which makes it useless really. I moved to Coinomi for the time being.
Added note to issue: same issue happened to me on my laptop. Both these machines run Win 10 and Avast. I am not sure if Avast is at fault, since I turned it off for ten minutes and there was no change to the issue, unless there's still something running in the background. These were fresh installs on the laptop using restore, but still no access while using a password. I made sure of the password I used, to the point of single digit typing while staring straight at the correct keys.
I am doing small test changes too. For example, I created a password after the fact of re-installing on the desktop, not during install, and that password is working fine. So this issue may only be happening with a password created during the initial install and wallet set up. Something on my systems (Avast?) may not be playing nice with Electrum-LTC.
If it continues working with the the newly created password, I will be happy with the program.