Hi,

I have 3 questions:

1) Can you explain the advantage of change-bank over a more traditional fintech like N26 (https://next.n26.com/) or Revolut? Why would I use change-bank over instead of any other mobile bank?

2) Why are Estonians excluded from investing, but you are supported by the e-citizenship of Estonia?

3) Why is your video filmed on the ground floor and not in the MBFC as you provided in your website?