why advertise in the newbie forum

sure, this is totally believable.

There are also cash-in-the-mail services, many of these have a good reputation as well.

Thats why it's a newbie section, theres so much irony ITT

I'm still trying to figure out how it works, and I haven't done any transactions yet.

Its definitely annoying as others have said but it is needed. I could see it being tough for the many who don't really care to be that active here as far as posting/ reading alot of the minutia