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1  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 09, 2017, 05:09:52 PM
What’s the hard cap?
We haven’t determined it yet. It will depend, apart from other factors on pre-sale stage outcomes and crypto currencies trends on major exchanges
2  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 09, 2017, 04:59:53 PM
Thank you for that explanation on your data validation practices, but what about other regions? Not US or EU.
In other financial systems, or for institutions not yet supported, Pave will allow data providers to write their own integrations into the GCP. This puts the onus of trusting the data provider, and thus, the data itself, on the data consumer. Initially, Pave will certify that a data provider is legitimate before allowing it on the system
3  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 08, 2017, 03:32:54 PM
Okay, you will validate the submitted data yourselves, but how? It’ll take a whole load of time, won’t it?
In the U.S., to obtain credit card and bank data, Pave will go through OFX (Open Financial Exchange – the specification allowing the online exchange of data between financial institutions and consumers) from financial providers that support it. For companies that do not, Pave will utilize user’s login credentials and scrape the data. Pave plans to use smart contracts to integrate with third party financial institutions whom have application programming interfaces (“APIs”).
 In countries of the European Union, all financial data will be obtained through APIs. Financial Institutions in the EU will be required to share their data through APIs starting in 2018 thanks to the European Commission’s Payment Service Directive (PSD2).
4  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 08, 2017, 03:08:10 PM
BTC, ETH, BCC and LTC
5  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 07, 2017, 01:55:38 PM
So, Americans can’t take part in the pre-sale, what about the ICO itself?
During the ICO, after all the legal paperwork is done and all the issues are settled, there will be opportunity for Americans to participate
6  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 04, 2017, 08:23:21 PM
Love it
We love it too Wink
7  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 04, 2017, 08:07:40 PM
Do you pay for transaltion?
Only in GCAT (our tokens) after all the tokens are issued and allocated among the pre-sale investors, bonus investors, ordinary investors and bounty hunters
8  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 04, 2017, 07:53:00 PM
Any articles about your crowdsale in the media?
Scroll down to the bottom of our web page: gcp.pave.com and see the most notable mentions of us in the media
9  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 04, 2017, 01:26:45 AM
What growth of the token do you anticipate?
On exchanges, it’s really hard to make such predictions, especially, that long before issuing of the token, we’ll conduct our own estimates and let you know, so, do subscribe to our newsletter
10  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 04, 2017, 01:17:22 AM
peple from nigeria can take part??
We don’t see any obstacles for that
11  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 04, 2017, 01:04:28 AM
Can I reserve Finnish translation for your future tokens
Yes, sure, we’ll reach everything is sorted out
12  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 03, 2017, 11:29:30 PM
so, in the case of gcp, whom the lenders are going to trust - people or data providers?
This is the core of our product - they will have possibility to trust both. The reason for that is that user profiles will be constructed by users and data providers together, thus allowing users to affect lenders’ decision for the first time in the history of crediting
13  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 03, 2017, 11:14:55 PM
why would lenders distrust people directly?
Well, it would be perfect world if everybody always told the truth. Most lenders opt out from trusting the users and instead resort to credit bureaus services because it is much more difficult to trust the user as they have a reason to be untrustworthy and, more often than not, little to lose if they are discovered.
14  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 03, 2017, 10:58:28 PM
Why do you need blockchain for getting the GCP work?
See, until today, centralized record keeping agencies have been a necessary part of the consumer credit ecosystem throughout the world. While these centralized systems have provided a much needed service and acted as the “sources of truth” between third parties, they have also given rise to the systemic issues described herein. The innovations brought on by the blockchain have enabled us to distribute data across many nodes, and therefore distribute that trust. This can act as the new source of truth and remove our necessity to rely on any one institution.
15  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 03, 2017, 09:19:03 PM
Haw do you see you future?
This can be seen in the ‘Roadmap’ segment on our official website
16  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 03, 2017, 09:06:27 PM
Like the design
Thanks, it was meticulously worked on
17  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 03, 2017, 08:50:38 PM
so when the  ico?
In less than a month.
18  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 03, 2017, 08:36:46 PM
It says in the WP that third parties can access users’ data on ‘unsolicited’ basis, so, doesn’t it entail a whole lot of unwanted spam?
No, if it is indeed unwanted. See, the users will actually be rewarded for letting third parties market their products to them. If he or she doesn’t want that, the privies are easily denied the access by users themselves
19  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 03, 2017, 06:38:57 PM
So, every lender out there can get the access to my data?
No, Pave is committed to approve all the third parties desiring to use the GCP. Only then are those parties considered as ‘Validators’ in the Pave blockchain
20  Alternate cryptocurrencies / Announcements (Altcoins) / Re: [ANN][CROWDSALE] Global Credit Profile - Pave: A Decentralized Credit Bureau on: November 03, 2017, 06:26:49 PM
Will there be any other data consumers apart from lenders? I mean, other businesses
In essence, any privy will find our app useful, but lender, naturally will form the bulk of the third parties. However, there are other entities, such as, for example, landlords wishing to have comfort on a renter’s credit worthiness
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