I can't believe that this thread is 3 pages long and not 1 person has even mentioned the new Lending Platform coins. Until the hype dies down...these are by far the best investments at the moment...yes they are susceptible to scam but if you diversify you investment in a bunch of them it completely eliminates all risk due to the massive profit scale at the moment.
I have a huge list of links with ICO dates if interested. I am not sure if I can post them here but I will try and if they ban it so be it...
You may be right, but most people generally stay far away from lending programs promising fixed returns since they resemble ponzies or could be pyramidal schemes. Personally, I feel that there is risk associated with lending programs like Bitconnect, Hextra, Regal, Western etc just as there is risk associated with anything in the crypto world. I feel some people will be able to profit from lending programs, but some will also end up losing money in the process. I would choose Bitconnect over other programs though since it is far more reliable.
They ARE Ponzi schemes and pyramid schemes 100% that is the exact reason that you buy. That is how you make so much profit. If you get in at ICO and leave after a few months there is no way to loose in the schemes. The late commers loose. If you want zero risk it is easy...just diversify into many coins because when profit is this high even if half of them are a scam you still get rich.