I am in a similar situation as yourself. I try to do a lot of research on the different coins and educate myself on whether or not that particular technology will be adapted and make decisions from there. Like i said, I am a bit of a rookie in this space, but dollar cost averaging seems to be the way to go.

Binance > Bittrex

I am HODL'ing for the time being. I expect big big things from POWR and I think the idea could really flourish.

I use Binance, and I have been happy with it. Relatively new to the game, so I haven't dabbled into too many yet. Lots of bad press on Bittrex whenever i jumped into the crypto world, that is what kept me away from it.

Though i agree a lot of them will die off. I think 95% is a bit of a reach. Good read either way tho! I hope the ones i am involved in do become that "5%". Already putting together blueprints for my yacht.

This is what I am waiting for!