Yes, I tried that approach on day one -- unfortunately it did not work because of this message:

We were unable to successfully verify your address. Please contact your card issuer for more information.

So I used ACH transfer from the SAME bank and it worked just fine.  BUT while the ACH worked the next day the bitcoins were held up until Wednesday.  When I started this --- ripple was .30 and just yesterday it hit .80,  waiting might be expensive.  Thanks for the advice however.

In the US, what is fastest way to BUY bitcoin and receive delivery so it can be transferred into XRP?  Coinbase is 7 days -- anything faster?

I agree buying XRP is not direct ... if I have credit cards and Neteller what is the fastest way to buy bitcoin?  P to P seems to have extreme prices over market and the exchanges still say 4-7 days.  Seems that buying P to P is the fastest but any recommendations on where to do this?

   I have spent several days attempting without luck to buy bitcoin at a market price with immediate delivery.  Used coinbase but it will not be available until Wed and I want to switch the bitcoin to XRP ripple now instead of Wed.  I spent 15 years as a top broker and this is really alot of work just to get answers from exchanges and good prices from P to P.  I put money into Neteller but that proved to be a mistake.  Any ideas folks?  Seems buying XRP direct is almost impossible in the US.