Which would you prefer? Centralized (XRP) or Decentralized one (LTC) knowing that xrp might have gain attraction or attention upto now because of its growth or gain percentage but i do really believe that was just a blind pump which is the same on others said here about xrp, im not against it but i do really centralized stuffs.
Easy question. Centralized coins are vulnerable to attacks to the system, even lot of protection layers could be invaded nowadays.Between XRP and LTC, I would go LTC.