there are no good options here. this is the slow legacy banking system in action. once you get verified, kraken does not accept deposits using ACH; wires only. coinbase/GDAX does, but they don't support XRP, so you'd have to wait for the ACH transfer to complete, then buy BTC (or BCH/ETH/LTC) then send it to another exchange that supports XRP.

apparently you can now buy XRP directly with a credit card on bitstamp. i'm guessing you would need to wait for verification to complete, though. and the fees are probably high. when they first offered credit card purchases for BTC, fees were 8%!

you're going to consider what fees you are willing to pay. the fastest option is localbitcoins (buy BTC instantly) --> send to binance (cheapest exchange fees) to trade for XRP. but premiums on localbitcoins tend to be high.

try bitsane for eth to xrp
https://www.c[Suspicious link removed]m/2018/01/02/how-to-buy-ripple.html

The link below has all of the exchanges that provide liquidity to Ripple:

https://coinmarketcap.com/currencies/ripple/#markets

You could also try the currency exchange section of bitcointalk if you can find someone that will sell you XRP instead.

https://bitcointalk.org/index.php?board=53.0

Good luck!

Almost (if not all) exchanges will require verification if you want to deposit USD and buy using an USD pair. The easiest way would be to buy BTC (E.g: with Localbitcoins, which is anonymous and doesn't require verification) and send them to Binance (doesn't require verification aswell) to buy your XRP. If you still don't want to buy BTC and then trade, you will need to verify your accounts in those exchanges (and probably wait a little bit).

go check here :
https://ripple.com/xrp/buy-xrp/

if you want to know where is the place that you can buy XRP using USD,
every exchanges have their own weakness and their own advantages.
for example Kraken,
their biggest weakness or problem is their website,
you can not make an action when the market move,because it will lead you to an error page.
but they did not do a shitty thing like others.

Buying crypto on Etoro is not the same as in fact buying crypto. You do not have the option to transfer those said coins to your wallet if you at some point wish to.

If you buy crypto on Etoro you are buying at CFD which tracks the underlaying price movements of the coin.

I'm not a lawyer/accountant, so I can't speak on tax issues. For example, if there are VAT considerations, I don't think a US exchange like Kraken is going to handle it in the same way that a Luxembourg exchange might.

As far as ease of use goes, though, I would stick to ACH transfers, which tend to be free. Bank wires are also superior to credit cards. Most exchanges charge very high fees on credit card purchases and enforce low limits.

Due to all the downtime and recent complaints about Kraken, I would recommend GDAX or Gemini. Both support European and US residents and both are licensed exchanges. Bitstamp is also one that I would recommend over Kraken.