I'm looking to get some BTC loans and am not too sure where to start. The reason I want to take loans is because it'll allow me to spread out my bitcoin buying a little more, which should help to protect myself.
This doesn't make any sense, but I'll take your word for it that you have some sort of strategy here...
Check out coinlenders maybe, but you're gonna have a hard time getting loans here with no reputation.
I won't go into detail of what I use the bitcoins for, but an overview is for moving amounts of money around anonymously. I have to be acquiring new bitcoins to do this, and I want to take loans because then I can spread out my buying over time rather than having to do it all lumped together.