I just want to have a right amount so that I could purchase my own house, a car, trip abroad, pay bills, retirement funds, insurance, educational plan, passive investment like real estate, give something to the church, my parents and siblings perhaps.

This problem will discontinue if Government act as Regular Miner for accelerate bitcoin transaction between user, they have enough reaources to improve that And that is the way Gov. Have to be. Not just a Nasty Maggots.