I encourage you to start reading l-pesa blog at https://blog.l-pesa.com/   then go to https://kriptonofafrica.com/documentation  to read l-pesa Whitepaper. Enjoy reading.

“Every accomplishment starts with a decision to try.”
–John F. Kennedy

No matter how good our ideas might be, if we don’t try them, they are worthless. For entrepreneurs like me, the need to try is preceded by a dream to build something; something of value that will answer a societal need.

For me, this dream took root while working with farmers in Cambodia. I couldn’t stop obsessing over the idea to expand credit to low income earners in developing countries.

After years of planning, brainstorming and studying the microfinance model, and assembling a team of heroes as committed to fighting poverty in developing countries as I was, I finally founded L-Pesa in January 2014. The dream began to blossom.

https://medium.com/@lpesa/heres-the-cryptocurrency-to-end-talking-about-making-a-difference-and-actually-make-it-8851d32f45b7