It's really difficult to decide which coin is the best to buy not just for a newbie since every coin in unpredictable, as you are a newbie so start from buying top coins except tokens, but before buying go through their social media platform to inform yourself about their upcoming plans in future. So as by knowing it invest as much as you can at the right time. But invest only that amount you can afford to lose in case market does not turn as per your expectations.

If you are looking for online wallets for altcoins ERC20 then MEW & MetaMask would be the best choice, if you are looking mobile wallet for ETH & ERC20 tokens then you can use MEWConnect wallet for IOS only, for storing multi coins you can use Infinito mobile wallet. If you are going to store a large amount of LTC or other tokens/coins then buy a hardware wallet Nano LedgerS or Trezor.

Humanity stopping using cash will not happen, as storing your coins in a wallet, creating your wallet, saving private keys is a little technical part which will not be understood by a layman living all over the world mostly rural areas. Cash & crypto will move in parallel in future but it may happen that crypto will be massively adopted all over the world mostly in urban areas.

Absolutely right learning is necessary if you want to earn in cryptocurrency & it is also a key to success. As many skills you have, you can earn a lot by offering your services as a freelancer or full-time job related to crypto. But you should NOT learn to earn only, you should gain knowledge to become a better person and to aim a positive attitude towards humanity

The price constantly changes because of the live trade ongoing on exchanges, as several people put different amount of buy/sell order, so when the trade is executed constantly with different amount of orders results in with a different current market rate of that specific cryptocurrency. For example, if the current market rate of ETH is 250$ but if someone put a sell order for 230$ & the trade is executed then the current market rate for ETH will be 230$ and so on.

If you are a day trader then for sure it will consume a lot of your time, energy & efforts. As you will always be looking to charts continuously to make the right decision about buying/selling. Trading daily is like a full-time job if you have another job it is better if you go for medium or long-term trading. I would suggest while the market is in the dip just allocate as much as coins you can then sell it when bulls come, it is better option than doing trading daily.

If the contract address is changed then the token will be nullified, means it will be having no value & cannot be used. If the team has changed the contract address then there should be a swap happened which probably you have missed. Sometimes you have to manually swap the tokens instructed by the team probably you have to swap through an exchange or sometimes the ICO team just send you new tokens of the same amount as long as you are holding the old tokens in the wallet for which the private key is held by you not an exchange address.

Many ICO startups are postponing their ICO due to a current market situation which is usually in red, Due to current market situations the investors are not keen to invest in new projects as a price of many tokens decreases more than half of the price after listed on exchanges. And as a result, many ICOs are failed due to unable to attract investors & raising sufficient funds. So teams are waiting for the market to get bullish to start their ICO so they can gather as many investments as they can.

I think not soon in future the Bitcoin will not hit 20k, the reason for the BTC to hit 20k last year was that the hype of BTC rises in last year as more and more people taught that it is the best way to get rich quick as the price of BTC was just going in inclined order. So as many people rush to buy BTC the demand rises so many people who were selling their BTC sold it at a little bit high price as compared to the current market price which makes the price of BTC to hit $20k.

MEW is a good wallet, everyone just has to be cautious when unlocking their wallet DO NOT put your private key on any phishing websites or clicking random links to unlock by searching on google. Alternative you can also use MEWconnect mobile wallet which is even more secure than MEW in terms of getting phished. In MEWconnect your seeds are saved in your mobile with encryption it has same features as hardware wallet.

There are some traders who are gaining profits even from this bearish market, it all depends how skilled you are in trading. A skillful trader always knows how to extract profits even the market is in bearish or in bullish. If you were gaining profits when the market was in bullish then it could be luck only as everyone knows during that all coins are going up but the real war is now that how you utilize your skills to gain from the current market.

Well if I knew that I want to trade often then surely I will leave it on exchange to avoid transfer fee if the exchange is good. But if I knew that I don't want to trade soon then I will transfer it to any supported cold/hot wallet, leaving your crypto on exchange for a long time can be quite risky as exchanges are always prone to security issues. If you are doing day trade then it is better to leave on exchange to avoid transfer charges & it will save your time for transferring your crypto from wallet to exchanges vice versa.

no doubt ICO's are doubled from last year and more will come, people who want to launch their ICO are thinking it is the only quick way to get rich & that is right, because the hype of BTC from last year make them think about it & so the investors are also thinking crypto is the only way to get rich quick without doing any hard work, but soon their dreams will fade away once they came to know they invested in useless projects without researching about the project, the product they are offering & the team too. ICO is just on hype now & will be diminished with time as soon as investors realize the reality of crypto.

Yes reviewing the background of the team is an essential part to be investigated before you tend to invest in any ICO project, as the project is dependent on the team that how much effort they put to make the project successful. And also your funds would be in hand of the team, so make sure the team is legit and won't going to scam or have any sort of intentions to just raise funds and not working on the project, in that case, the token won't be having any value in future & hence your investment will be wasted.

No doubt paper wallets are also very secure but the back draw of using paper wallet is that when you want to spend your coins then you have to import your private keys in any supported wallet, as the OP doesn't have trust in any random wallet so paper wallet with a combination of any random wallet won't be the best way for him to secure his assets. He needs some isolated environment to store his cryptocurrencies, in that case, hardware wallet could be the best choice.

You should start with Binance, as it doesn't require KYC if you want to withdraw up to 2 BTC per day, more than that you need to pass KYC. Moreover, it is one of the best & biggest exchange with in terms of high volume & high security. If your coin/token you gonna trade isn't listed on Binance then you have to look at their website or on CMC for the exchange that has listed the token you are holding and can trade only there or try forkdelta Dex exchange for ERC20 compatible token to trade.

If you fail there is nothing to get depressed about, at least you have learned something like why? how you get failed? what mistakes you did? So you can learn from your mistakes and avoid it in future. Sometimes success comes after a lot of your failures happens, but do not lose hope. Try & try harder, increase your trading knowledge gradually.

Every trader has a dream to hold top cryptocurrencies they don't have any intentions to hold new altcoins, so that is why they dump their tokens in exchange of top cryptocurrencies like ETH or BTC etc. These traders can be bounty hunters and early investors who contributed during private or pre-sales & got huge bonuses. The best way to protect the dumping of tokens would be that the ICO team should lock the tokens of private investors & Bounty hunters for a certain time period. Only tokens for those investors should remain unlocked who contributed during a normal token sale as these traders won't be selling in a loss.

For creating new coin you must be serious about the project, don't just create for the sake of raising money, but you should be determined to deliver a useful product to the public, for this you have to build a team from scratch need a lot of work & time to begin. You would also be needing some initial capital to pay for the team expenses etc.

On the other hand investing in an ICO is easy, you only need money & it is not time-consuming you just have to keep yourself updated about the coin so you can take right moves when to sell & when to buy again, apart from it initially you have to spend a lot of time to do research about ICO project you are going to invest.

Its human nature a person having a lot of money is always afraid of losing it even if it is stored in banks. New wallets are coming up rapidly in the market it is always hard to make a decision which wallet is more secure, but don't trust them, buy a hardware wallet like Nano LedgerS it is not much costly & its code is also open source & audited so it can be trustable. For the coins, not supported buy Nano Ledger wallet always store that coins on their native official Desktop wallet & avoid mobile & web wallets.