I just learned about it this year and did not know what to make of it. Didn't believe.
The more I read though, I figured, what do I have to lose? so I bought a btc robot with a 3 year contract and bought my first bitcoin for $120. Now I just let that robot do its thing and my account has increased to over 100% returns. WOW! glad I got in. It is paying for itself and then some.
Keep on keeping on fellow newbies. 

Is anyone familiar with the bitcoinera.net site which claims to give you 6% on the bitcoins you keep with them?