So obviously I don't have the best credit but I believe that taking out a $25000 loan @ a 20% interest rate could be the smart thing to do since I don't have money to invest... How would you deversify $25000 portfolio w/ bit and alt coins? What legal implications could be of result of not paying my loan as I wait for bit and alt coins to go up??? I feel as if this is the smart thing to do? Your opinions please??