Did you use both of them under the exact same configuration and providers [M247 and PrivateLayer]? Note: Mullvad uses four providers (including themselves) while IVPN uses two providers to offer Swiss servers.That's what I mean when I say I am an average user. I used them with the default configuration, so I can't really answer your question. It's reasonable that you ask though. M247 and PrivateLayer don't really ring a bell, I hope I didn't do anything wrong. What I did was that I just opened up the VPNs and clicked on Switzerland. It must have auto-connected to a Swiss server afterwards. I checked for leaks online and it showed I was in Zurich. You can check the provider for each Mullvad VPN server here[1]. Switzerland specific providers are here[2] - this is where you'll see that some server providers are PrivateLayer and M247. Tip - Whenever I used Mullvad services, I always made sure that I was connected to a Mullvad owned server, even it they were from PrivateLayer or any other provider. Just adds a extra layer of comfort from my perspective.
[1] https://mullvad.net/en/servers[2] https://mullvad.net/en/servers?country=ch
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You'll need an Electrum server for that. Since it's on the same machine and you'll probably use it for personal use only, your best choice would be Electrs. There's also the very lightweight " Electrum Personal Server" ( EPS link) but it's quite outdated and haven't been updated for 3years now. What are your thoughts on Fulcrum[1] as an alternative to Electrs? Performance wise, per Sparrow Wallet analysis[2], it seems that there's no match for it: For this reason, Fulcrum emerges as a clear winner in this benchmark. Although it takes slightly longer to index than Electrs, once that indexing is complete the benefits of a scalable and performant server will greatly outweigh this once-off cost, not only in query speed and reliability but in prolonging hardware lifespan. I'm considering using Umbrel, it doesn't require much technical knowledge. But I wouldn't want to have to download and sync the entire blockchain all over again, since I have 1 Bitcoin core full node on my desktop.
Do note that, even though my post was already made on 2023[1] about shady Umbrel code practices, the clearnet issue on GitHub is still open[4].
[1] https://github.com/cculianu/Fulcrum[2] https://sparrowwallet.com/docs/server-performance.html[3] https://bitcointalk.org/index.php?topic=5356129.msg62584204#msg62584204[4] https://github.com/getumbrel/umbrel/issues/1680
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Do not leave your coins on exchanges if you don't need to trade. I don't care how many bitcoins are in their multisig. *Your* setup is multiple times more secure than an industrial-grade setup whose website accounts are targetted by thousands of the smartest hackers on the internet. And then on top of that the exchange itself is working against you. I repeat, do not throw away your hard-earned money this way! [/quote Sadly >90 % of users that buy bitcoin still see the whole Bitcoin system as a centralized currency with a centralized entity. To them, CEX's such as Coinbase, Binance et all are the only point of truth and the only ground where their funds are safe, just like traditional banking (the fun fact is that, even people's money stored in banks is lent in a ridiculous amount of times  ). I try my best to divert such topics and help pave the way to sovereign to some users in Reddit, but mostly on subs that are not geared towards CEX's and are more geared towards welcoming new users into this space. I usually get happy if I'm able to steer at least 1 user from the usual path of CEX->KYC->Buy BTC, but that comes with a lot of time invested in the discussion...
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Let's see how this goes[1] - Proton CEO already said that they would leave[2] the country if this were to pass
Proton already worked with authorities many times, disclosing customer emails and personal detials, I think they even contributed to people getting arrested, so yeah I don't trust anything they say. EU and UK are making big law changes, and they are preparing for digital ID, digital wallets, CBDC and all that crap. I am sure they will try to target VPN services and anything related with privacy  This will be a bit off-topic, but on the same page as of your comment: The European Union has great upsides - they have been smashing big corporations with fees due to privacy abuse, they try to standardize a lot of technology topics and force big brands like Apple and Samsung to follow suit. However, not everything is great - their latest mass surveillance proposal is disgusting[1][2], and to add insult to the injury, they refuse[3] to share the names of the people that are behind this bill. Their reasoning[4]?: In accordance with Article 4(1)(b) of Regulation (EC) No 1049/2001 “[t]he institutions shall refuse access to a document where disclosure would undermine the protection of […] privacy and the integrity of the individual, in particular in accordance with Community legislation regarding the protection of personal data”. How ironic right?
[1] https://home-affairs.ec.europa.eu/document/download/4802e306-c364-4154-835b-e986a9a49281_en?filename=Concluding%20Report%20of%20the%20HLG%20on%20access%20to%20data%20for%20effective%20law%20enforcement_en.pdf[2] https://edri.org/our-work/high-level-group-going-dark-outcome-a-mission-failure/[3] https://fragdenstaat.de/files/foi/848493/document17-participantlistfirstplenary.pdf?download[4] https://fragdenstaat.de/anfrage/sub-groups-working-groups-of-the-high-level-expert-group-on-access-to-data-for-effective-law-enforcement/849608/anhang/replyease2023-5384-60941_geschwaerzt.pdf
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Acho justo que se cobre pela inatividade, pois pensa comigo... os cara tem um custo para manter os serviços de pé, seja com infraestrutura própria ou em nuvem. Então alguém que é ativo e movimenta sua conta sempre vai estar pagando uma taxinha aqui e ali no recebimento, transferências, conversões, saques, etc... isso já é o suficiente para cobrir os custos operacionais.
Mas, se você usa o serviço como um banco, não gera receita pra eles mas quer que ele esteja ativo 24hs porque a qualquer momento quer ter o direito de mexer no 'seu dinheiro', então porque não cobrar uma taxa para você manter esse valor guardado lá?
Porém, não estou defendendo cobranças abusivas, osprints do X que foram publicados a seguir realmente são cobranças ridículas... um preço justo para cobrir custos é uma coisa, roubo é outra!
Se estivermos a falar da banca tradicional, a maior parte das taxas que são cobradas (transferência entre contas, manutenção de conta, entre outras) são deploráveis e perversas. Digo isto por uma razão simples - os bancos têm o negócio mais fácil e rentável do mundo : Eles fazem milhões ao emprestar dinheiro que não é deles. E fazem isto de forma constante e, de certa forma, de forma ilimitada. Aconselho a lerem os conceitos que suportam este "ciclo" vicioso (e muito perigoso) - Fractional Reserve Banking[1][2] e Liquidity Coverage Ratio[3]. Em suma, no meio dos milhões que os bancos fazem à nossa custa, adicionarem taxas sobre os serviços que prestam é, mais uma vez, perverso e algo que me afasta da maior parte dos bancos. Realmente essa é a parte estranha da historia. Não faz muito sentido, eles aplicarem uma taxa desse nível. Até porque sabiam a partida, que todo o mundo iria cair em cima disso.
Tem de haver alguma coisa por detrás desse valor de taxa. Podemos não concordar, mas pode haver alguma "logica" por detrás. Será que era uma percentagem, tipo 1% do saldo?
Depois, eles informaram com antecedência que iriam cobrar a taxa?
A forma de calcular é simples - se depois dos 12 meses a conta legacy continuar inactiva, todo o saldo é zerado[4]  : To manage these inactive accounts effectively, we reserve the right to deduct the entire remaining balance from a user’s legacy Alby Account with a shared wallet after 12 consecutive months of inactivity, defined as no completed transactions during that period. This fee applies only to inactive legacy Alby Accounts with a shared wallet created 2023 and before and does not affect active or inactive Alby Hubs, fee credits, or other wallets connected to an Alby Account. If you have any doubts about whether your balance is affected, please contact us at support.getalby.com. Por um lado, o serviço refere que tem andado a avisar os clientes há uns meses sobre esta mudança. Independetemente de concordarmos ou não, o prestador de serviços é livre de fazer alterações aos termos e condições de forma livre, desde que comunicado atempadamente aos clientes. Resta depois o cliente avaliar se continua a utilizar o serviço ou não. Se tivesse os meus fundos nesse serviço, especialmente as quantias que têm vindo a ser "zeradas", nunca iria desprezar qualquer tipo de comunicação do serviço e estaria sempre atento - mais uma vez, "não temos as chaves, não temos as moedas". Contudo, reconheço que a maior parte dos utilizadores que usam este tipo de serviço tem conhecimento muito limitado sobre o ecosistema do Bitcoin e acaba por ser desleixado com estes temas... A Alby pode, perfeitamente, restituir as quantias removidas numa conta nova aos clientes afectados - contudo já entra na "boa graça" do serviço, uma vez que os termos são claros... Moral da história : "Não temos as chaves, não temos as moedas" 
[1] https://en.wikipedia.org/wiki/Fractional-reserve_banking[2] https://www.youtube.com/watch?v=hPsRe6zILQU[3] https://www.investopedia.com/terms/l/liquidity-coverage-ratio.asp[4] https://getalby.com/terms-of-service
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Probably I'm late to the party, but try your best to make a transaction with a signed user @bitmover. That will enable you to also have a elevated account limit[1] on the payment method that you've used, which in turn will allow you to buy more bitcoin per day. However, as others mentioned, there's limits on the amount that you're able to buy, which is directly tied to your payment method - see here[2] for more details.
Thanks RickDeckard For now I am still just selling. And to get a "signed account" I need to buy from a signed user. I will probably do that in the bear market only  But there is no limit to how much btc I can sell, so no problem for now My recommendation is that, if possible, do look for an opportunity to have your account signed. This would make your offers standout more in the market (buyers tend to prefer signed accounts, as a sign of trust and for the possibility of having their account signed as well). Other than that, keep at it! Bisq is great but has a somewhat steep learning curve - please let me know if you need further help with it.
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Probably I'm late to the party, but try your best to make a transaction with a signed user @bitmover. That will enable you to also have a elevated account limit[1] on the payment method that you've used, which in turn will allow you to buy more bitcoin per day. However, as others mentioned, there's limits on the amount that you're able to buy, which is directly tied to your payment method - see here[2] for more details. As for fees, it's a matter of timing - I know of cases where users were able to buy bitcoin with a rate bellow the market value (biggest I know was of -1,5 %). As long as the fee is within the price you're willing to pay, getting KYC-free bitcoins never gets old.
[1] https://bisq.wiki/Account_limits#How_to_get_an_account_signed[2] https://bisq.wiki/Payment_methods#Fiat_payment_methods
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Sorry about that ico, didn't mean to cause any misunderstanding between you and Steph. I didn't knew you were still leading the bridge, but that has been cleared now. Keep up the good work! Also, do you know if they have some roadmap for features or even expansion plans for 2025?
Work continues. The PeachBitcoin mini-campaign was paused just to redirect some money to a new developer. Also Steph has already started looking for additional funding, (a year ago, Steph even gave me a corporate email and I helped her with this by making several information templates and sending out emails) so anyone who has 5 bitcoins can report it and we can discuss the prospects. Great to know that Peach is expanding their team. Speaking of the support you gave, that's awesome of you, I don't know how you find the time to do all of these things but, whatever you do, keep it doing  Also, I am always amazed at how Steph masterfully manages the tweeter and I am glad that I saw how it grew from 2000 to 17,000 subscribers!
17 000 was just the first milestone of many to come.
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It's subjective.
Yes, our thread is automated. We are spending $0 right now, and without automation our thread will be lost on the back pages of the section.
It doesn't matter how much a users likes a peach if the thread is dead.
I'm also a little disappointed that you contacted Steph before you asked me about it (especially considering that I gave you her contact).
Sorry about that ico, didn't mean to cause any misunderstanding between you and Steph. I didn't knew you were still leading the bridge, but that has been cleared now. Keep up the good work! Also, do you know if they have some roadmap for features or even expansion plans for 2025?
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Hey Peach Bitcoin, I don't know if you are using some bot for reposting this tweets, but it looks very bad. Several people asked some genuine questions in the past and you never answered any of them. You should really engage more and talk with bitcointalk community.
+1 here It's a bit tiring and quite useless to automatically post a new tweet here. After all, this is a forum, a place where real people exchange opinions and share information. I think it would be better without automated tweet reposts. Once a month, someone from the team can come and give some answers to the user's questions. Probably this won't be seen either, because the bot can't read the comments here.  As someone who was (and still is) an active support of Peach Bitcoin, I can't help but share that it's sad to see that this thread is now just a pool of automated posts, always trying to call for attention in posts over at X. I'll ping Steph on Telegram to try to revert this situation and this behavior doesn't reflect neither the quality of the project nor the team behind it. I totally understand that they may be understaffed, but automated posts are never a solution. On a positive note, it's great to see the positive reviews on Apollo[1]. Really interested to know what has been the volume that Peach has been trading in the past few weeks / months to extrapolate the growth...
[1] https://heyapollo.com/product/peach
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A few days ago, a person PM me on Telegram (...)
This is how the story starts and I can tell you that it will end badly for one of the two person involved in it, care to guess to whom? Cease all communications with such user, block it and report as spam/scam. Then take it as a lesson learnt - There are no free lunches[1] in life and such approaches are one of the many ways that people all over the world get scammed daily.
[1] https://en.wikipedia.org/wiki/No_free_lunch_theorem
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I wonder how OP will react to term "slave/master" and "whitelist/blacklist" without knowing the context.
Reserving my seat in the thread for when OP claims that the gang members are bots considering some posts happen at specific periods of time (the damn flux capacitor keeps leaking...)
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I suppose that by now you are already trying NYM, so looking forward to your feedback. Cure53 have also recently released an audit[1] where most of NYM was audited and, in their conclusions, there's an interesting take:
Hello, not really, I am still using Mullvad. But I plan to do it soon enough and I 'll post in this thread, because I am curious as well. I plan to test: 1. IVPN 2. NYM As someone who has used IVPN in the past, their servers and customer service was great. At the time I still had to use an e-mail to register but now they've implemented a similar system to that of Mullvad (random ID generated). Pricier than Mullvad, but I also didn't face as many CAPTCHA as I sometimes face in Mullvad. They also haven't been serviced an warrant as of today[1].
[1] https://www.ivpn.net/resources/canary.txt
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You need to test it first so I wish NYM adds daily plans.
In 24 days my monthly Mullvad subscription will end. Then I 'll try NYM. And finally I will conclude in one of these 2, unless I find another option to test. With Mullvad, I don't have a speed limitation so far, I am more than good with it. In terms of privacy, as I said I paid with XMR, using TOR browser, without an email registration and essentially I am "unknown". I suppose that by now you are already trying NYM, so looking forward to your feedback. Cure53 have also recently released an audit[1] where most of NYM was audited and, in their conclusions, there's an interesting take: Nym's decentralized approach to servers hopes to mitigate the risk of centralized logging rather than depend on the possibly misleading assurance given by a no-log audit of a centralized entity. However, even decentralized servers can not be meaningfully subjected to a no-logs audit.
[1] https://cure53.de/audit-report_nym.pdf
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Test: how long does this take? Test: how long does this take? Yes, I typed that twice  But on the first one, I used my mouse to select it, while on the second one I just typed the BBCode. Typing the additional 7 characters is faster than moving my hand to my mouse and back. Just type the code  As someone who makes a lot of references within my posts, I can confirm that it's way more quick if you type yourself the code rather than spending a couple of seconds doing it by using the buttons. With practice you won't even notice the difference.
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