Well that is one of a many speculations about what is happening crash at the moment. But you cannot be too sure so your weapon is your knowledge and observe the total market capitalization of the whole crypto currencies before buying anything else make sure it stabilizes so you can stay away from possible more dump or lessen your lost. Knowledge perfect timing is the key when it comes to investing even in stocks market so be a wise trader.

When you say stable coins you can't go wrong with etherium, neo is on my list as well. Lastly for me is litecoin. They are all bargain at the moment as we are experiencing cryptocurrencies total market capitalizaions correction. For me those three are one the top choices if not the best.

If you have made this and bought bitcoins at all time high you might be at lost now. So do you think it is good idea? Yes cryptocurrencies can give you massive and exponential gains but it's not as easy as you think. So knowledge is the key in every investment you are putting yourself into.

Well you are learning before you are jumping into something it only means you're in a good path. My advice for you is to learn more, research crypto world got lots of information you need to learn. You might want to check how to read fundamental analysis as well as technical analysis. And how to spot a good Initial Coin offerings as well. I wish you best of luck and keep up the good work!

Well as of now there has been lots of successful initial coin offerings as well as failed ones as well.
 So to answer your question it will be fully depends on you Initial Coin Offerings has a High risk high reward ratio.
 It can give you lots of gains or lose as well. But you can lower the risk by doing your own research.
There are lots of investors especially the new ones that don't do their own fundamental analysis before investing.
And that's one of the reason why they are losing their investments in Initial Coin Offerings.
Remember they will make you see and hear any positive things in their coins or tokens so you should be aware of that as well.
So make sure you are checking the vital information for an ICO to be successful.